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Credit Union of Dodge City Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 30, 2026
Credit Union of Dodge City's Share & IRA CD - 24 month rates are at 2.95%, Share & IRA CD - 12 month rates are at 2.91%, Share & IRA CD - 18 month rates are at 2.91%, Share & IRA CD - 6 month rates are at 2.72%, Share & IRA CD - 30 month rates are at 2.25%. Credit Union of Dodge City's savings rates are at 0.50%. Credit Union of Dodge City's money market rates are at 1.45%. Credit Union of Dodge City's checking rates are as high as 0.15%. Credit Union of Dodge City's Personal Loan Rates are as low as 13.00%. Credit Union of Dodge City's Credit Card Rates are at 9.99%. Credit Union of Dodge City's CD rates are 5% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Credit Union of Dodge City with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.88%. Rates last updated and verified on 10/30/2026.
Credit Union of Dodge City money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of Dodge City? Share your experience about Credit Union of Dodge City by leaving a review below, or read customer reviews before you decide to use Credit Union of Dodge City.
Credit Union of Dodge City has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Credit Union of Dodge City has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
1.88%
ExcellentLower than avg
Credit Union of Dodge City Texas Ratio
Credit Union of Dodge City's Texas Ratio is 1.88%, which is considered excellent and is lower than the national average of 6.13%.
Credit Union of Dodge City has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.92% to 1.88% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
Small Business Checking
-
0.05%
DetailsCompounding: Monthly; Rates As Of: August 17, 2023
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
Prime Business Checking
-
0.00%
Min Balance$0
DetailsBalance: $0-$999.99; Compounding: Monthly
Last Updated10/30/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
Credit Union of Dodge City Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New and Used Autos and Motor Homes - 36 Months Loan
-
-
7.25%
36 Months
DetailsAs Low As; Minimum Loan Amount: >$5,000; Rates As Of September 1, 2023
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
New and Used Autos and Motor Homes - 48 Months Loan
-
-
7.25%
48 Months
DetailsAs Low As; Minimum Loan Amount: $5,000; Rates As Of September 1, 2023
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
New and Used Autos and Motor Homes - 60 Months Loan
-
-
7.25%
60 Months
DetailsAs Low As; Minimum Loan Amount: $10,000; Rates As Of September 1, 2023
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
New and Used Autos and Motor Homes - 72 Months Loan
-
-
7.50%
72 Months
DetailsAs Low As; Minimum Loan Amount: $15,000; Rates As Of September 1, 2023
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 7.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
New and Used Autos and Motor Homes - 84 Months Loan
-
-
8.00%
84 Months
DetailsAs Low As; Minimum Loan Amount: $20,000; Rates As Of September 1, 2023
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 8.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
Credit Union of Dodge City RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New and Used Water Craft, Travel Trailers, Motorcycles and ATVs Loan
-
9.00%
60 Months
DetailsAs Low As; Minimum Loan Amount: $10,000
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 9.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
New and Used Water Craft, Travel Trailers, Motorcycles and ATVs Loan
-
9.00%
48 Months
DetailsAs Low As; Minimum Loan Amount: $5,000
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 9.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
New and Used Water Craft, Travel Trailers, Motorcycles and ATVs Loan
-
9.00%
36 Months
DetailsAs Low As; Minimum Loan Amount: >$5,000
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 9.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
New and Used Water Craft, Travel Trailers, Motorcycles and ATVs Loan
-
9.50%
72 Months
DetailsAs Low As; Minimum Loan Amount: $15,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 9.50% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
Credit Union of Dodge City Credit Card Rates
Product
Rate
APR
View More
VISA Platinum Rewards Card
-
9.99%
DetailsAs Low As; Featured Rates
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
Credit Union of Dodge City Personal Loan Rates
Product
APR
Term
View More
Unsecured Signature Note and Line of Credit
13.00%
Up to 36 Months
DetailsAs Low As; Term up to 36 Months
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 13.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.88%
Financial Health History
Credit Union of Dodge City’s Texas Ratio fell from 3.92% in Q3 2023 to 1.88% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$103M
1.88%
5.0
A+
March 31, 2026
$103M
1.79%
5.0
A+
December 31, 2025
$99M
2.49%
5.0
A+
September 30, 2025
$100M
2.99%
5.0
A+
June 30, 2025
$100M
2.56%
5.0
A+
March 31, 2025
$102M
2.13%
5.0
A+
December 31, 2024
$101M
1.97%
5.0
A+
September 30, 2024
$102M
2.97%
5.0
A+
June 30, 2024
$104M
1.79%
5.0
A+
March 31, 2024
$108M
2.02%
5.0
A+
December 31, 2023
$106M
4.14%
5.0
A+
September 30, 2023
$109M
3.92%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Credit Union of Dodge City is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union of Dodge City rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union of Dodge City's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,540,849
Total Uninsured Shares and Deposits > $250K (F+J)
2,540,849
Total Insured Shares and Deposits > $250K (item 17 less item K)
84,610,634
Total Interest Expense (Sum of items 6 8)
203,072
Share Certificates
209
Number of Accounts for Share Drafts
5,827
IRA KEOGH Accounts
92
Number of Accounts for Regular Shares
11,445
Money Market Shares
89
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,696,750
Total Liabilities
87,952,608
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Credit Union of Dodge City earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Credit Union of Dodge City
Does Credit Union of Dodge City offer CDs?
Yes. Credit Union of Dodge City current CD rates include its Share & IRA CD - 24 month at 2.95% APY, its Share & IRA CD - 12 month at 2.91% APY and its Share & IRA CD - 18 month at 2.91% APY, verified by MonitorBankRates as of October 30, 2026.
Are CDs from Credit Union of Dodge City NCUA insured?
Yes. Credit Union of Dodge City is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Credit Union of Dodge City?
The highest Credit Union of Dodge City CD rate is its Share & IRA CD - 24 month at 2.95% APY, verified by MonitorBankRates as of October 30, 2026.
What CD terms does Credit Union of Dodge City offer?
Credit Union of Dodge City CD rates are 2.72% APY for a 6 month CD, 0.96% APY for a 12 month CD, 0.96% APY for an 18 month CD, 1.00% APY for a 2 year CD and 2.25% APY for a 30 month CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Credit Union of Dodge City for its full lineup.
What is the highest savings rate at Credit Union of Dodge City?
The highest Credit Union of Dodge City savings rate is its Business Savings at 0.50% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest money market rate at Credit Union of Dodge City?
The highest Credit Union of Dodge City money market rate is its Business Money Market at 1.45% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest checking rate at Credit Union of Dodge City?
The highest Credit Union of Dodge City checking rate is its Club Advantage Checking at 0.15% APY, verified by MonitorBankRates as of October 30, 2026.
What is the lowest auto loan rate at Credit Union of Dodge City?
The lowest Credit Union of Dodge City auto loan rate is its New and Used Autos and Motor Homes - 36 Months Loan at 7.25% APR, verified by MonitorBankRates as of October 30, 2026. Credit Union of Dodge City auto loan rates are 7.25% APR for a 36 month auto loan, 7.25% APR for a 48 month auto loan, 7.25% APR for a 60 month auto loan, 7.50% APR for a 72 month auto loan and 8.00% APR for an 84 month auto loan.
What is the lowest personal loan rate at Credit Union of Dodge City?
The lowest Credit Union of Dodge City personal loan rate is its Unsecured Signature Note and Line of Credit at 13.00% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest credit card APR at Credit Union of Dodge City?
The lowest Credit Union of Dodge City credit card APR is its VISA Platinum Rewards Card Credit Card at 9.99% APR, verified by MonitorBankRates as of October 30, 2026.
How many branches does Credit Union of Dodge City operate?
Credit Union of Dodge City currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Credit Union of Dodge City?
Yes, to access services at Credit Union of Dodge City, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Credit Union of Dodge City does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Credit Union of Dodge City provides members with tools to manage their accounts and build a solid financial history.
Does Credit Union of Dodge City offer online and mobile banking?
Most modern institutions like Credit Union of Dodge City provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cudodge.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Credit Union of Dodge City rates compare?
Credit Union of Dodge City's CD rates are 5% lower than the MonitorBankRates national average, and it has an A+ health rating. Credit Union of Dodge City's top rates are its Share & IRA CD - 24 month at 2.95% APY, its Business Savings at 0.50% APY, its Business Money Market at 1.45% APY, its Club Advantage Checking at 0.15% APY, its Unsecured Signature Note and Line of Credit at 13.00% APR and its VISA Platinum Rewards Card Credit Card at 9.99% APR, verified by MonitorBankRates on October 30, 2026.
Current Credit Union of Dodge City Rates
12-Month CD0.96%
18-Month CD0.96%
24-Month CD1.00%
Savings0.50%
MMA1.45%
Retrieved from our database of financial products. Rates subject to change.