What are the current interest rates at Avista Corp Credit Union?

Current rates for Avista Corp Credit Union include: 12-Month CD: 3.65%

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Avista Corp Credit Union

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Avista Corp Credit Union Rates & Review April 2026

Q: How many branches does Avista Corp Credit Union operate?

Avista Corp Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Avista Corp Credit Union?

Yes, to access services at Avista Corp Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Avista Corp Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

Avista Corp Credit Union's 12 month 1-year CD (Auto Renewing) rates are at 3.92%, 12 month 1-year CD (New) rates are at 3.65%. MonitorBankRates evaluates the financial stability of Avista Corp Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.09%. Rates were last updated on 04/19/2026.

Avista Corp Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Avista Corp Credit Union? Share your experience about Avista Corp Credit Union by leaving a review below, or read customer reviews before you decide to use Avista Corp Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.09%

Excellent Lower than avg

Avista Corp Credit Union
Avista Corp Credit Unions

1411 E Mission Ave
Spokane, WA 99202 1902

https://avistacu.com

Avista Corp Credit Union CD Rates

Product	Rate	APY	Term
12 month 1-year CD (Auto Renewing)	-	3.92%	12 Months
Details 1 year Certificate of Deposit (Penalty will or may be imposed for early withdrawal of funds). This rate applies to existing CDs at Avista CU that automatically renew/rollover for an additional 1-year term. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%
12 month 1-year CD (New)	-	3.65%	12 Months
Details 1 year Certificate of Deposit (Penalty will or may be imposed for early withdrawal of funds). Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.09%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Avista Corp Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Avista Corp Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Avista Corp Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Avista Corp Credit Union

Website https://avistacu.com

Address 1411 E Mission Ave, Spokane, WA 99202 1902

Phone 509-495-2000

Fax 509-495-8026

President Marcus Garbarino

CEO Christopher Jentges

Full-Time Employees 5

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.09%

Return on Assets (ROA)

-0.1862%

Return on Equity (ROE)

-1.0154%

Non-Performing Loans Ratio (NPL)

0.03%

Total Assets

70,024,857

Total Amount of Shares and Deposits

56,976,491

Total Shares and Deposits < 1 Year

56,976,491

Total Insured Shares and Deposits > $250K (item 17 less item K)

56,976,491

Total Interest Expense (Sum of items 6 8)

1,299,848

Share Certificates

595

Number of Accounts for Share Drafts

1,322

Number of Accounts for Regular Shares

4,021

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,375,086

Total Liabilities

57,190,922

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Avista Corp Credit Union

Is Avista Corp Credit Union a safe place to deposit money?

Yes, Avista Corp Credit Union is considered a safe financial institution. With a Texas Ratio of 0.09369736095113%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Avista Corp Credit Union operate?

Avista Corp Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Avista Corp Credit Union?

Yes, to access services at Avista Corp Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Avista Corp Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Avista Corp Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Avista Corp Credit Union offer online and mobile banking?

Most modern institutions like Avista Corp Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://avistacu.com.