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OMEGA Rates & Review March 2026

OMEGA's savings rates are at 0.10%. OMEGA's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of OMEGA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.27%. Rates were last updated on 03/24/2026.

OMEGA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OMEGA? Share your experience about OMEGA by leaving a review below, or read customer reviews before you decide to use OMEGA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.27%
Excellent Lower than avg
Midwest Bank Monmouth, IL
Wexford Office
10455 Perry Hwy
Wexford, PA 15090 9204
http://www.omegafcu.com
Member NCUA

OMEGA Savings Rates

Product Rate APY View More
Savings Account 0.25% 0.25%
Min Balance $501
Details All other share accounts
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Savings Account 0.10% 0.10%
Details All other share accounts
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

OMEGA Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans 5 Year Fixed - - 5.99%
Details As Low As; Up to 80% LTV
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Home Equity Loans 10 Year Fixed - - 6.24%
Details As Low As; Up to 80% LTV
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Home Equity Loans 15 Year Fixed - - 6.49%
Details As Low As; Up to 80% LTV
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Home Equity Loans Line of Credit - - 6.75%
Details (Prime Rate + 0) Up to 80% LTV
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

OMEGA Auto Loan Rates

Product Rate Points APR Term View More
Used Auto Loans - - 4.99% 60
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Used Auto Loans - - 5.24% 72
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
Used Auto Loans - - 5.49% 84
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

OMEGA Student Loan Rates

Product Rate Points APR Term View More
Student Loans Fixed Rate Up to 60 Months - - 8.25% 60
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

OMEGA Credit Card Rates

Product Rate APR View More
Remarkable Rewards Credit Card - 1.99%
Details Intro rate expires: 18 billing cycles; Regular APR: Your VISA card standard variable APR is based on Prime Rate plus a margin which is determined by your credit worthiness.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%
VISA Credit Card - 12.49%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.97%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for OMEGA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather OMEGA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with OMEGA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name OMEGA
Address 10455 Perry Hwy, Wexford, PA 15090 9204
Phone 412-369-3800
Fax
President Robert Valasek
CEO Troy Garvin
Full-Time Employees 32
Part-Time Employees 6
Branch Locations 7
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.27%
Return on Assets (ROA)
0.5729%
Return on Equity (ROE)
5.1413%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
177,241,205
Total Amount of Shares and Deposits
155,982,890
Total Shares and Deposits < 1 Year
153,043,237
Total Shares and Deposits 1 3 Years
2,598,095
Total Shares and Deposits > 3 Years
341,558
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,794,526
Total Uninsured Shares and Deposits > $250K (F+J)
8,794,526
Total Insured Shares and Deposits > $250K (item 17 less item K)
147,188,364
Total Interest Expense (Sum of items 6 8)
1,384,178
Share Certificates
984
Number of Accounts for Share Drafts
6,702
IRA KEOGH Accounts
680
Number of Accounts for Regular Shares
21,415
All other shares
189
Money Market Shares
619
Net Income (unless the amount is already included in Undivided Earnings)
1,015,399
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,408,196
Total Liabilities
157,511,308
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About OMEGA

Is OMEGA a safe place to deposit money?

Yes, OMEGA is considered a safe financial institution. With a Texas Ratio of 4.2703765924816%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does OMEGA operate?

OMEGA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join OMEGA?

Yes, to access services at OMEGA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, OMEGA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, OMEGA provides members with tools to manage their accounts and build a solid financial history.

Does OMEGA offer online and mobile banking?

Most modern institutions like OMEGA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.omegafcu.com.

Current OMEGA Rates

  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.