Bancorp Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bancorp BankToday's 12-month CD rates can be found at 0.75%, 6-month CD rates at 0.10% and 3-month CD rates at 2.52%. Current savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 16.25%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bancorp Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bancorp Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bancorp Bank CD rates. You can also compare Bancorp Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Bancorp Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bancorp Bank? Share your experience about Bancorp Bank by leaving a review below, or read customer reviews before you decide to use Bancorp Bank.

Bancorp Bank Texas Ratio

Bancorp Bank's Texas Ratio is at 7.21%, which is considered excellent. The Texas Ratio for Bancorp Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bancorp Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bancorp Bank
345 N Reid Pl
Sioux Falls, SD 57103
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bancorp Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Credit Human Federal Credit Union
Credit Human Federal Credit Union
36-Month CD
4.31%
$500
Parke Bank
Parke Bank
12-Month CD
4.25%
$500
State Bank of Newburg
State Bank of Newburg
12-Month CD
4.07%
$10,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
12-Month CD
4.00%
$500
Goldwater Bank
Goldwater Bank
24-Month CD
4.00%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
12-Month CD
3.96%
$10,000
Sikorsky Credit Union
Sikorsky Credit Union
12-Month CD
3.90%
$500
State Bank of Southern Utah
State Bank of Southern Utah
24-Month CD
3.80%
$500
Citizens Federal S&LA
Citizens Federal S&LA
48-Month CD
3.68%
$500
AAEC Credit Union
AAEC Credit Union
36-Month CD
3.50%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
48-Month CD
3.45%
$1,500
Beal Bank
Beal Bank
48-Month CD
3.45%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
48-Month CD (Jumbo)
3.40%
$100,000
PSB Indianola, IA
PSB Indianola, IA
60-Month CD
3.35%
$1,000
Self-Help Credit Union
Self-Help Credit Union
48-Month CD
3.35%
$500
First FSB Rochester, IN
First FSB Rochester, IN
60-Month CD
3.29%
$5,000
The Seymour Bank
The Seymour Bank
36-Month CD
3.29%
$1,000
Falcon National Bank
Falcon National Bank
12-Month CD
3.25%
$500
Garden Plain State Bank
Garden Plain State Bank
60-Month CD
3.03%
$1,000
NBT Financial Bank
NBT Financial Bank
12-Month CD
3.03%
$1,000
Academy Bank
Academy Bank
48-Month CD
3.03%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
24-Month CD
3.02%
$1,000
SaviBank
SaviBank
18-Month CD
2.80%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
12-Month CD
2.63%
$500
The Fountain Trust Company
The Fountain Trust Company
Fountain Fund Money Market
2.02%
$2,500
Madison Valley Bank
Madison Valley Bank
48-Month CD
1.86%
$500
Connex Credit Union
Connex Credit Union
60-Month CD
1.80%
$500
Paramount Bank
Paramount Bank
12-Month CD
1.75%
$1,000
The Blue Grass Valley Bank
The Blue Grass Valley Bank
36-Month CD
1.70%
$500
FNB of Pandora
FNB of Pandora
18-Month CD
1.21%
$1,000
Wyoming Community Bank
Wyoming Community Bank
Money Market
1.21%
$25,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
60-Month CD
1.00%
$100
Midland Community Bank
Midland Community Bank
6-Month CD
0.60%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
24-Month CD
0.55%
$500
Bank of Prairie du Sac
Bank of Prairie du Sac
Money Market
0.50%
$2,500
Greenstate Credit Union
Greenstate Credit Union
30-Month CD
0.50%
$500
5 Star Bank
5 Star Bank
36-Month CD
0.45%
$500
Bank of Buffalo
Bank of Buffalo
18-Month CD
0.40%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
18-Month CD
0.35%
$500
Northfield Savings Bank
Northfield Savings Bank
Savings
0.25%
$10
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
18-Month CD
0.20%
$1,000
United Southern Bank
United Southern Bank
18-Month CD
0.15%
$1,000
Grand Timber Bank
Grand Timber Bank
NOW Checking
0.10%
$600
Union Bank, Inc.
Union Bank, Inc.
18-Month CD
0.10%
$1,000
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
12-Month CD
0.10%
$1,000
Apple Federal Credit Union
Apple Federal Credit Union
Regular Savings
0.10%
$5
Unico Bank
Unico Bank
3-Month CD
0.05%
$1,000
Busey Bank
Busey Bank
36-Month CD
0.05%
$1,000
Community National Bank (VT)
Community National Bank (VT)
Community Savings
0.05%
$100
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Diplomat Gold Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bancorp Bank rate data right now, check back for updates, we are adding rates all the time.

Bancorp Bank Information

Bancorp Bank
345 N Reid Pl
Sioux Falls, SD 57103
Minnehaha
Established Date: 07/28/2000
FDIC Certificate #: 35444
Date of FDIC Deposit Insurance: 07/28/2000
Bank Holding Company: BANCORP INC THE
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Bancorp Bank FDIC Insured? Yes
What is Bancorp Bank's Cert number? 35444
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bancorp Bank Financials

Total Assets:
$7,919,487,000
Total Deposits:
$6,897,004,000
Equity Capital:
$904,788,000
Domestic Deposits:
$6,897,004,000
Net Income:
$61,358,000
Return on Assets:
2.8332%
Quarterly Return on Assets:
3.1400%
Pretax Return on Assets:
4.0915%
Pretax Quarterly Return on Assets:
4.0900%
Return on Equity:
26.3300%
Quarterly Return on Equity:
27.3000%
Common Equity Tier 1 Capital Ratio:
17.2585%
Tier 1 Risk-Based Capital Ratio:
17.2585%
Leverage Tier 1 (Core Capital) Ratio:
12.1322%
Total Risk-Based Capital Ratio (YTD):
17.7716%
Total Interest Income (YTD):
6.8006%
 
 
Headquarters:
Sioux Falls
FDIC Field Office:
Claymont
Regulator:
OCC
County:
Minnehaha
# of Offices:
1
Metropolitan Statistical Area (MSA):
Sioux Falls, SD
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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mortgage-rates-down-to-508-according-to-freddie-mac1Freddie Mac just released it's Primary Mortgage Market Survey that shows current mortgage rates declined this past week. Both long term fixed mortgage rates and shorter term adjustable mortgage rates declined this week over last week.

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