The Farmers Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Farmers BankToday's 12-month CD rates can be found at 2.50%, 6-month CD rates at 2.02% and 3-month CD rates at 4.18%. Current savings rates are at 0.03% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.30%. Credit Card rates are at 14.90%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The Farmers Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Farmers Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Farmers Bank CD rates. You can also compare The Farmers Bank savings rates, MMA rates and mortgage rates using our other rate lists.

The Farmers Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Farmers Bank? Share your experience about The Farmers Bank by leaving a review below, or read customer reviews before you decide to use The Farmers Bank.

The Farmers Bank Texas Ratio

The Farmers Bank's Texas Ratio is at 1.68%, which is considered excellent. The Texas Ratio for The Farmers Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Farmers Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Farmers Bank
9 E Clinton St
Frankfort, IN 46041
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare The Farmers Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Checking
5.50%
$100
EvaBank
EvaBank
6-Month CD
4.55%
$1,000
First Foundation Bank
First Foundation Bank
9-Month CD (Online)
4.40%
$2,500
New Albin Savings Bank
New Albin Savings Bank
12-Month CD
4.32%
$1,000
USAlliance Financial
USAlliance Financial
24-Month CD
4.25%
$500
1st Community Credit Union
1st Community Credit Union
12-Month CD
4.18%
$1,000
Gunnison S&L
Gunnison S&L
60-Month CD
4.09%
$1
Riverside Bank of Dublin
Riverside Bank of Dublin
18-Month CD
4.09%
$500
BankVista
BankVista
Kasasa Savings
4.00%
$50
First Shore Federal S&L
First Shore Federal S&L
12-Month CD
3.75%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
48-Month CD
3.75%
$1,000
Abbey Credit Union
Abbey Credit Union
48-Month CD
3.65%
$500
Marquette Savings Bank
Marquette Savings Bank
12-Month CD
3.55%
$500
Northern Bank Direct
Northern Bank Direct
30-Month CD
3.50%
$500
Access Bank
Access Bank
12-Month CD
3.50%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
18-Month CD
3.45%
$1,000
MCT Credit Union
MCT Credit Union
36-Month CD
3.30%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD (Jumbo)
3.14%
$100,000
Reliance State Bank
Reliance State Bank
18-Month CD
3.02%
$2,500
Bank First, NA
Bank First, NA
12-Month CD
3.02%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
30-Month CD
3.00%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
36-Month CD
3.00%
$500
Empire State Bank
Empire State Bank
18-Month CD
3.00%
$1,000
Bank Forward
Bank Forward
18-Month CD
3.00%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
18-Month CD
2.97%
$4,000
AAA Federal Savings Bank
AAA Federal Savings Bank
36-Month CD
2.90%
$150
Transpecos Banks
Transpecos Banks
36-Month CD
2.85%
$1,000
Perennial Bank
Perennial Bank
48-Month CD
2.52%
$1,000
First Westroads Bank
First Westroads Bank
48-Month CD
2.50%
$100
Quaint Oak Bank
Quaint Oak Bank
Money Market
2.00%
$2,500
Madison Valley Bank
Madison Valley Bank
60-Month CD
1.86%
$500
VisionBank Of Iowa
VisionBank Of Iowa
24-Month CD
1.75%
$2,500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
3-Month CD
1.75%
$2,500
Capon Valley Bank
Capon Valley Bank
12-Month CD
1.51%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
48-Month CD
1.15%
$500
United Bank of Union
United Bank of Union
36-Month CD
1.00%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
18-Month CD
1.00%
$500
Ascendia Bank
Ascendia Bank
36-Month CD
1.00%
$500
State Bank of Graymont
State Bank of Graymont
18-Month CD
0.95%
$1,000
FNB in Taylorville
FNB in Taylorville
24-Month CD
0.65%
$1,000
HTLF Bank
HTLF Bank
12-Month CD
0.50%
$1,000
PS Bank
PS Bank
36-Month CD (Step-Up)
0.50%
$5,000
The Huntington National Bank
The Huntington National Bank
60-Month CD
0.50%
$1,000
CIBM Bank
CIBM Bank
12-Month CD
0.45%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
3-Month CD
0.45%
$500
Round Top State Bank
Round Top State Bank
Money Market
0.35%
$2,500
Community Bank Topeka, KS
Community Bank Topeka, KS
18-Month CD
0.25%
$1,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
18-Month CD
0.20%
$1,000
Mayville State Bank
Mayville State Bank
12-Month CD
0.20%
$1,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The Farmers Bank rate data right now, check back for updates, we are adding rates all the time.

The Farmers Bank Information

The Farmers Bank
9 E Clinton St
Frankfort, IN 46041
Clinton
Established Date: 01/01/1876
FDIC Certificate #: 12828
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FARMERS BCORP FRANKFORT IN THE
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is The Farmers Bank FDIC Insured? Yes
What is The Farmers Bank's Cert number? 12828
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Farmers Bank Financials

Total Assets:
$989,945,000
Total Deposits:
$737,073,000
Equity Capital:
$75,910,000
Domestic Deposits:
$737,073,000
Net Income:
$2,256,000
Return on Assets:
0.9289%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
1.0712%
Pretax Quarterly Return on Assets:
1.0700%
Return on Equity:
11.5300%
Quarterly Return on Equity:
11.9500%
Common Equity Tier 1 Capital Ratio:
11.4255%
Tier 1 Risk-Based Capital Ratio:
11.4255%
Leverage Tier 1 (Core Capital) Ratio:
10.0937%
Total Risk-Based Capital Ratio (YTD):
12.4861%
Total Interest Income (YTD):
5.1006%
 
 
Headquarters:
Frankfort
FDIC Field Office:
Indianapolis
Regulator:
FDIC
County:
Clinton
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

30 year conforming mortgage rates and refinance rates are averaging 4.81 percent, up from yesterday’s average 30 year mortgage rate and 30 year refinance rate of 4.75 percent. 30 year mortgage rates and refinance rates in Maryland are lower than the national average. Current 30 year rates in MD are averaging 4.79 percent. Current 15 year mortgage rates and refinance mortgage rates are averaging 4.14 percent, up from yesterday’s average 15 year mortgage and refinance rate of 4.11 percent. 15 year mortgage and refinance rates in Ohio are lower than the national average rate. 15 year refinancing rates and mortgage rates in OH are averaging 4.12 percent.
Home mortgage rates are mostly higher today. 15 year conforming home mortgage rates are back above 4.00 percent. This is the first time in months 15 year mortgage rates are above 4.00 percent. Current 30 year conforming home mortgage rates and refinance mortgage rates are averaging 4.66 percent, a slight decrease from yesterday’s average home mortgage rate and mortgage refinance rate of 4.67 percent. 30 year home mortgage rates and home refinance mortgage rates in Texas are higher averaging 4.74 percent.
AloStar Bank of Commerce 1 Year CD rates are now at 1.04 percent with a yield of 1.05 percent. The old AloStar Bank of Commerce 1 Year CD rate was 1.19 percent with a yield of 1.05 percent. View current 1 Year CD rates at AloStar Bank of Commerce below.

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The Farmers Bank Reviews

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