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Cashmere Valley Bank Rates & Review March 2026

Cashmere Valley Bank's 11-Month CD Special rates are at 4.00%, 25-month CD special rates are at 3.00%. MonitorBankRates evaluates the financial stability of Cashmere Valley Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.35%. Rates were last updated on 03/25/2026.

Cashmere Valley Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cashmere Valley Bank? Share your experience about Cashmere Valley Bank by leaving a review below, or read customer reviews before you decide to use Cashmere Valley Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.35%
Excellent Lower than avg
Cashmere Valley Bank
117 Aplets Way
Cashmere, WA 98815
https://www.cashmerevalleybank.com
Member FDIC

Cashmere Valley Bank CD Rates

Product Rate APY Term View More
11-Month CD Special 4.00% 4.00% 11
Details Limited-Time
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.35%
25-month CD special 3.00% 3.00% 25
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.35%

Cashmere Valley Bank Checking Rates

Product Rate APY View More
Investment Checking - 0.05%
Min Deposit $100
Min Balance $10
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.35%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Cashmere Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Cashmere Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cashmere Valley Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Cashmere Valley Bank
FDIC Certificate # 1265
Address 117 Aplets Way, Cashmere, WA 98815  ·  Chelan
Established 09/24/1932
FDIC Insurance Date 01/01/1934
Domestic Offices 12
Total Branches 12
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.35%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3287%
Return on Equity (ROE) 15.5300%
Non-Performing Loans (NPL) 0.10%
Total Assets $2,273,312,000
Total Deposits $1,900,776,000
Equity Capital $271,293,000
Net Income $29,227,000
Headquarters Cashmere
Total Offices 12
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Cashmere Valley Bank

Is Cashmere Valley Bank a safe place to deposit money?

Yes, Cashmere Valley Bank is considered a safe financial institution. With a Texas Ratio of 1.3475260788897%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Cashmere Valley Bank operate?

Cashmere Valley Bank currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Cashmere Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cashmere Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Does Cashmere Valley Bank offer online and mobile banking?

Most modern institutions like Cashmere Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cashmerevalleybank.com.

Current Cashmere Valley Bank Rates

  • 12-Month CD4.00%
  • 24-Month CD3.00%
Retrieved from our database of financial products. Rates subject to change.