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Cashmere Valley Bank Rates & Review September 2026

Cashmere Valley Bank's 11-Months 11-Month CD Special rates are at 3.79%, 25-Months 25-month CD special rates are at 3.00%. Cashmere Valley Bank's savings rates are at 0.05%. Cashmere Valley Bank's Credit Card Rates are at 12.74%. MonitorBankRates evaluates the financial stability of Cashmere Valley Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.44%. Rates last updated and verified on 09/18/2026.

Cashmere Valley Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cashmere Valley Bank? Share your experience about Cashmere Valley Bank by leaving a review below, or read customer reviews before you decide to use Cashmere Valley Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.44%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Cashmere Valley Bank
117 Aplets Way
Cashmere, WA 98815
https://www.cashmerevalleybank.com
Member FDIC

Cashmere Valley Bank CD Rates

Product Rate APY Term View More
11-Month CD Special 3.79% 3.79% 11 months
No additional details.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
25-month CD special - 3.00% 25 months
Min Deposit $100
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%

Cashmere Valley Bank Savings Rates

Product Rate APY View More
Health Savings Account (HSA) 1.80% 1.82%
Min Balance $10
Details Balance: $250,000 and above
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Health Savings Account (HSA) 1.05% 1.06%
Min Balance $10
Details Balance: $25,000 - 49,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Health Savings Account (HSA) 0.25% 0.25%
Min Balance $10
Details Balance: $15,000 - 24,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Business Savings 0.05% 0.05%
Min Balance $10
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Health Savings Account (HSA) 0.05% 0.05%
Min Balance $10
Details Balance: $5,000 - 14,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Personal Savings 0.05% 0.05%
Min Balance $10
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Club 50 0.01% 0.01%
Min Balance $10
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%

Cashmere Valley Bank Checking Rates

Product Rate APY View More
Investment Checking 1.80% 1.82%
Min Balance $10
Details Balance: $250,000 and above
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Cash Management Checking 1.60% 1.61%
Min Balance $10
Details Balance: $250,000 and above
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Investment Checking 1.60% 1.61%
Min Balance $10
Details Balance: $50,000 - 249,999
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Cash Management Checking 1.05% 1.06%
Min Balance $10
Details Balance: $25,000 - 49,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Investment Checking 1.05% 1.06%
Min Balance $10
Details Balance: $15,000 - 24,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Cash Management Checking 0.25% 0.25%
Min Balance $10
Details Balance: $15,000 - 24,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Investment Checking 0.25% 0.25%
Min Balance $10
Details Balance: $5,000 - 14,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Cash Management Checking 0.05% 0.05%
Min Balance $10
Details Balance: $5,000 - 14,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Investment Checking 0.05% 0.05%
Min Balance $10
Details Balance: $10 - 4,999.99
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Business Interest Checking 0.01% 0.01%
Min Balance $10
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Personal Interest Checking 0.01% 0.01%
Min Balance $10
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%

Cashmere Valley Bank Credit Card Rates

Product Rate APR View More
Visa Cash Back - 12.74%
Details Intro rate expires: 12 months; Regular APR: 12.74%; Earn 1.5% cash back on net purchases annually*; Credited to your Visa statement every April
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%
Visa Traditional Rewards - 12.74%
Details Intro rate expires: 12 months; Regular APR: 12.74%; Earn 1 point for each $1 of net purchases
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.44%

Financial Health History

Cashmere Valley Bank’s Texas Ratio stayed near 1.35% in Q3 2023 to 1.44% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.3% 3.0★ 1.9% 4.0★ 2.6% 5.0★ Healthy zone – entire history below the 15% limit 1.35% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.44% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$2.3B1.44%5.0A+
March 31, 2026$2.3B1.65%5.0A+
December 31, 2025$2.3B1.70%5.0A+
September 30, 2025$2.3B1.92%5.0A+
June 30, 2025$2.2B1.72%5.0A+
March 31, 2025$2.1B1.48%5.0A+
December 31, 2024$2.1B1.52%5.0A+
September 30, 2024$2.1B1.30%5.0A+
June 30, 2024$2.1B1.12%5.0A+
March 31, 2024$2.1B1.18%5.0A+
December 31, 2023$2.0B1.04%5.0A+
September 30, 2023$2.0B1.35%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Cashmere Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Cashmere Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cashmere Valley Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Cashmere Valley Bank
FDIC Certificate # 1265
Address 117 Aplets Way, Cashmere, WA 98815  ·  Chelan
Established 19320924
FDIC Insurance Date 19340101
Domestic Offices 12
Total Branches 12
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.44%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1025%
Return on Equity (ROE) 9.6700%
Non-Performing Loans (NPL) 0.16%
Total Assets $2,316,834,000
Total Deposits $1,962,766,000
Equity Capital $256,611,000
Net Income $12,663,000
Headquarters Cashmere
Total Branches and Offices 12
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Cashmere Valley Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/cashmere-valley-bank-rates-review-1265">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Cashmere Valley Bank

How many branches does Cashmere Valley Bank operate?

Cashmere Valley Bank currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Cashmere Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cashmere Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Does Cashmere Valley Bank offer online and mobile banking?

Most modern institutions like Cashmere Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cashmerevalleybank.com.

Current Cashmere Valley Bank Rates

  • 12-Month CD3.79%
  • 24-Month CD3.00%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.