LendingClub CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.47%, 6-month CD rates at 4.37% and 3-month CD rates at 1.50%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 16.24%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. LendingClub's 12-Month CD rates are at 5.15%, 18-Month CD rates are at 5.00%, 6-Month CD rates are at 5.00%, 24-Month CD rates are at 4.50%, 36-Month CD rates are at 4.30%.

LendingClub

To see how these rates compare to LendingClub CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from LendingClub, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with LendingClub CD rates. You can also compare LendingClub savings rates, MMA rates and mortgage rates using our other rate lists.

LendingClub money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LendingClub? Share your experience about LendingClub by leaving a review below, or read customer reviews before you decide to use LendingClub.

LendingClub Texas Ratio

LendingClub's Texas Ratio is at 4.65%, which is considered excellent. The Texas Ratio for LendingClub is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, LendingClub is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.15%
18-Month CD
5.00%
24-Month CD
4.50%
36-Month CD
4.30%
48-Month CD
N/A
60-Month CD
4.00%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
LendingClub
2701 N Thanksgiving Way
Lehi, UT 84043
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

LendingClub CD Rates and Interest Rates

Bank
Product
APY
Min Dep
LendingClub
LendingClub
12-Month CD
5.15%
$2,500
LendingClub
LendingClub
High-Yield Savigns
5.00%
$100
LendingClub
LendingClub
18-Month CD
5.00%
$2,500
LendingClub
LendingClub
6-Month CD
5.00%
$2,500
LendingClub
LendingClub
24-Month CD
4.50%
$2,500
LendingClub
LendingClub
36-Month CD
4.30%
$2,500
LendingClub
LendingClub
60-Month CD
4.00%
$2,500
LendingClub
LendingClub
Rewards Checking
0.15%
$100,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare LendingClub Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Oak View National Bank
Oak View National Bank
Kasasa Cash Checking <-$25K
6.00%
$0
Mid-America Bank
Mid-America Bank
12-Month Jumbo CD
5.32%
$100,000
Banesco USA
Banesco USA
6-Month CD
5.20%
$1,500
PSECU
PSECU
12-Month CD
5.15%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
6-Month CD
5.15%
$500
Customers Bank
Customers Bank
Yield Shield Savings Account
5.14%
$25,000
OSB Odin State Bank
OSB Odin State Bank
12-Month CD
4.91%
$10,000
Capital One Bank
Capital One Bank
12-Month CD
4.90%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
12-Month CD
4.85%
$100
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD certifcate
4.60%
$100
First National Bank of America (FNBA)
First National Bank of America (FNBA)
60-Month CD
4.55%
$1,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
24-Month CD (Certificate)
4.50%
$25,000
Quontic
Quontic
36-Month CD
4.40%
$500
Genesis Bank
Genesis Bank
12-Month CD
4.00%
$1,000
Liberty Savings Bank
Liberty Savings Bank
12-Month CD
4.00%
$25,000
MyeBanc, a division of Bradesco Bank
MyeBanc, a division of Bradesco Bank
36-Month CD
3.98%
$5,000
Beal Bank
Beal Bank
48-Month CD
3.95%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
18-Month CD
3.80%
$500
Firstrust Savings Bank
Firstrust Savings Bank
23-Month CD special
3.70%
$2,500
Monroe Federal S&L
Monroe Federal S&L
12-Month CD
3.50%
$1,000
Connex Credit Union
Connex Credit Union
Unbank Checking Account
3.50%
$0
S&T Bank
S&T Bank
24-Month CD
3.50%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
72-Month CD
3.25%
$500
Access Community Credit Union
Access Community Credit Union
Rewards Checking
3.25%
$500
Sound Community Bank
Sound Community Bank
36-Month CD w/checking
3.20%
$1,000
Keen Bank
Keen Bank
Classic Savings
3.03%
$1,000,000
Farmers National Bank
Farmers National Bank
9-Month CD
3.00%
$10,000
First Bank Hampton
First Bank Hampton
60-Month CD
2.88%
$1,000
TSB Bank
TSB Bank
36-Month CD
2.85%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
Money Market
2.78%
$50,000
Community Bank of Wichita
Community Bank of Wichita
36-Month CD
2.55%
$500
Altoona First Savings Bank
Altoona First Savings Bank
Money Market
2.53%
$100,000
Community Bank of Cameron
Community Bank of Cameron
60-Month CD
2.52%
$1,000
The Dolores State Bank
The Dolores State Bank
60-Month CD
2.52%
$1,000
Brentwood Bank
Brentwood Bank
60-Month CD
2.50%
$2,000
First National Bank in Ord
First National Bank in Ord
12-Month CD
2.12%
$500
Hcbt
Hcbt
36-Month CD
2.12%
$1,000
Hcbt
Hcbt
6-Month CD
2.02%
$1,000
Heritage Bank Wood River, NE
60-Month CD
2.02%
$1,000
Hometown National Bank
Hometown National Bank
Foundations Money Market
2.02%
$250,000
802 Credit Union
802 Credit Union
36-Month CD certificate
2.00%
$500
Root River State Bank
Root River State Bank
36-Month CD
1.85%
$300
The Peoples Community Bank
The Peoples Community Bank
48-Month CD
1.55%
$500
Thayer County Bank
Thayer County Bank
Money Market
1.20%
$75,000
Bank of Prague
Bank of Prague
Now Account
1.00%
$1,000
Lone Star Bank
Lone Star Bank
60-Month CD
0.71%
$1,000
Home Loan SB
Home Loan SB
6-Month CD
0.35%
$500
North Central Bank
North Central Bank
24-Month CD
0.30%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
18-Month CD
0.15%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
3-Month CD
0.10%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

LendingClub Information

LendingClub
2701 N Thanksgiving Way
Lehi, UT 84043
Utah
Established Date: 08/26/1987
FDIC Certificate #: 32551
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: LENDINGCLUB CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is LendingClub FDIC Insured? Yes
What is LendingClub's Cert number? 32551
What is the maximum amount for insured deposits? $250,000 per holder, per account

LendingClub Financials

Total Assets:
$8,394,906,000
Total Deposits:
$7,241,463,000
Equity Capital:
$954,383,000
Domestic Deposits:
$7,241,463,000
Net Income:
$13,060,000
Return on Assets:
2.6966%
Quarterly Return on Assets:
0.6500%
Pretax Return on Assets:
0.8666%
Pretax Quarterly Return on Assets:
0.8700%
Return on Equity:
19.9600%
Quarterly Return on Equity:
5.5900%
Common Equity Tier 1 Capital Ratio:
15.1528%
Tier 1 Risk-Based Capital Ratio:
15.1528%
Leverage Tier 1 (Core Capital) Ratio:
13.3595%
Total Risk-Based Capital Ratio (YTD):
16.4557%
Total Interest Income (YTD):
9.6859%
 
 
Headquarters:
Lehi
FDIC Field Office:
Salt Lake City
Regulator:
OCC
County:
Utah
# of Offices:
2
Metropolitan Statistical Area (MSA):
Provo-Orem, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

    Read more...

Highest Savings Account Rates for September 8, 2023

Since the Federal Reserve has been increasing rates for the past 15 months, high-yield savings accounts have become an even more attractive option for savers and investors. Gone are the days of low interest rates for online banks, if you're looking to maximize your returns on your savings account, you've come to the right place. Below, we list some of the highest and most competitive savings account rates available in descending order of the interest rate offered:

Highest Savings Rates:

  • UBS Bank USA: 5.40%, Minimum deposit: $1000
  •     Read more...

    LendingClub Savings Rates: 1.26% APY (Nationwide)

    LendingClub savings rates on the bank's high yield savings account is one of the better savings rates currently available. Savings rates at LendingClub are at 1.25 percent with a 1.26 percent annual percentage yield. LendingClubs savings rate is more than 15x the FDIC national average rate. In addition, there is no minimum balance to earn that rate after a minimum of $100 to open the account.

    LendingClub Rates

    LendingClub Best Savings Rates

        Read more...

    CD Rates: Best Interest Rates Available Today at 2.15% APY

    CD rates started increasing when the Federal Reserve started increasing the fed funds rate back in March 2022. The increase in rates was rather swift, since March, the best CD rates on 12-month certificates of deposit are now over 2.00 percent. In fact, the highest 12-month CD rate right available today on the rate list is at 2.15% APY.

    MonitorBankRates.com

    CD Rates: Best 12-Month Rates Available Today

        Read more...

    Savings Rates - October 5, 2021

    Checking on current savings rates online, the best savings rates available right now top out at 0.60 percent. Before the pandemic, we were scoffing at savings rates around 1.00 percent, now we would be happy to get a rate at 1.00 percent or higher.

    Savings Rates October 5 2021Savings rates plummeted during the pandemic, haven't recovered yet, and probably won't until the Federal Reserve increases the fed funds rate. At the beginning pandemic, when there were record job losses, people just stop spending, not to mention the limited options people had to spend money.

    The downward pressure on savings rates wasn't only from the Fed lowering the fed funds rate, banks were flushed with deposits as well, driving savings rates even lower. Some national banks didn't want your money, offering savings rates of 0.05 percent.     Read more...

    Explore Other Rate Deals

    The Fed's quantitative easing program (QE2) to drive rates lower by buying $600 billion in Treasury bonds has been successful and rates probably won't increase even when QE2 ends. Current average CD rates are stable and there are no major moves in average rates. Don't expect rates to go higher anytime soon.
    Mortgage rates are mixed this week as the spread between conforming 30 year mortgage rates and 30 year jumbo mortgage rates is at the lowest point ever in MonitorBankRates' survey. The current spread between average conforming rates and jumbo rates on 30 year loans is at 0.34%. Mortgage rates on 30 year home loans are averaging 4.01%, an increase from last week's average 30 year mortgage rate of 3.94%. Mortgage rates on 15 year mortgage loans are averaging 3.31% this week, an increase from last week’s average 15 year mortgage rate of 3.26%.

    Bank or Credit Union Offers and Deals

    Highest Variable Deposit Rate Report August 14
    ableBanking, a division of Northeast Bank 2 Year CD Rates now at 0.70%
    Reverse Mortgages
    Fixed Mortgage Rates Head Higher Says MBA: 30 Year Fixed Mortgage Rates at 4.34%, 15 Year Fixed Mortgage Rates at 3.74%
    Record low mortgage rates on five-year ARM
    Best Auto Insurance Rates - Finding the Best Insurance Rates
    AloStar Bank of Commerce Savings Rates now at 1.04%
    Mortgage Rates Make Fresh Lows: 30 Year Mortgage Rates at 4.57%, 15 Year Mortgage Rates at 4.07%
    Open an E-Trade IRA and Get 100 Free Trades
    Average Cash Back Credit Card Rates January 7, 2011

    Alternative Bank and Credit Union Offers to Explore

    Mortgage Rates Today: 30 Year Rates at 4.77%, 15 Year Rates at 4.07%
    Navy Federal Credit Union $2,500 Towards Closing Costs
    Mortgage Rates Decline: 30 Year Mortgage Rates Down to 5.04%
    Mortgage Rates 7/20: Today's Mortgage Rates on 30 Year Loans at 4.50%
    Mortgage Rates Slightly Higher This Week as Housing Forecasts are Revised Higher
    Personal Income, Outlays and Current Savings Rates in the United States
    Current Mortgage Rates and Home Inventories Hover Near Record Lows
    Current Interest Mortgage Rates Mixed This Week
    Mortgage Rates - Current Mortgage Rates Nearing 5.00%
    1.35% APY - New Highest 1 Year CD Rate in our Database

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