LendingClub CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.20%, 6-month CD rates at 0.60% and 3-month CD rates at 5.30%. Current savings rates are at 0.15% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 6.11%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. LendingClub's 6-Month CD rates are at 4.80%, 18-Month CD rates are at 4.40%, 24-Month CD rates are at 4.15%, 12-Month CD rates are at 4.10%, 60-Month CD rates are at 3.40%. LendingClub's savings rates are at 5.30%.
To see how these rates compare to LendingClub CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from LendingClub, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with LendingClub CD rates. You can also compare LendingClub savings rates, MMA rates and mortgage rates using our other rate lists. LendingClub money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LendingClub? Share your experience about LendingClub by leaving a review below, or read customer reviews before you decide to use LendingClub. LendingClub Texas Ratio LendingClub's Texas Ratio is at 6.94%, which is considered excellent. The Texas Ratio for LendingClub is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, LendingClub is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. LendingClub CD Rates and Interest Rates
LendingClub
LevelUp Savings
5.30%
$100
LendingClub
6-Month CD
4.80%
$2,500
LendingClub
18-Month CD
4.40%
$2,500
LendingClub
24-Month CD
4.15%
$2,500
LendingClub
12-Month CD
4.10%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare LendingClub Rates with Other Competitive Bank and Credit Union Rates
Stryv Bank
12-Month CD
5.01%
$100
Citizens Independent Bank
6-Month CD
5.00%
$10,000
Acadia Federal Credit Union
12-Month CD
5.00%
$1,000
First State Bank Tahlequah, OK
12-Month CD
4.80%
$1,000
Geddes Federal S&L
4-Month CD (special)
4.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates October 5, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. LendingClub InformationLendingClub
2701 N Thanksgiving WayLehi, UT 84043 Utah Established Date: 08/26/1987 FDIC Certificate #: 32551 Date of FDIC Deposit Insurance: 08/09/1989 Bank Holding Company: LENDINGCLUB CORP How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.lendingclub.com/
Is LendingClub FDIC Insured? Yes
What is LendingClub's Cert number? 32551
What is the maximum amount for insured deposits? $250,000 per holder, per account
LendingClub FinancialsTotal Assets:
$9,059,034,000
Total Deposits:
$7,630,455,000
Equity Capital:
$1,041,443,000
Domestic Deposits:
$7,630,455,000
Net Income:
$10,786,000
Return on Assets:
0.4608%
Quarterly Return on Assets:
0.4900%
Pretax Return on Assets:
0.6552%
Pretax Quarterly Return on Assets:
0.6600%
Return on Equity:
3.8600%
Quarterly Return on Equity:
4.1800%
Common Equity Tier 1 Capital Ratio:
15.1499%
Tier 1 Risk-Based Capital Ratio:
15.1499%
Leverage Tier 1 (Core Capital) Ratio:
11.8473%
Total Risk-Based Capital Ratio (YTD):
16.4505%
Total Interest Income (YTD):
10.8641%
Headquarters:
Lehi
FDIC Field Office:
Salt Lake City
Regulator:
OCC
County:
Utah
# of Offices:
3
Metropolitan Statistical Area (MSA):
Provo-Orem, UT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Average mortgage rates are barely changed today. Mortgage rates today on 30 year home loans are averaging 4.09%, a slight increase from yesterday’s average 30 year mortgage rate of 4.08%. Current mortgage rates on 15 year mortgage loans are averaging 3.36%, up from yesterday’s average 15 year mortgage rate of 3.35%.
NewDominion Bank MMA rates are now at 0.15 percent with a yield of 0.15 percent. View the current MMA rates at NewDominion Bank below.
 Finding a decent CD rate isn't easy these days. The national average 12 month bank CD rate is currently just above 1.00 percent at 1.18 percent.
Bank or Credit Union Offers and DealsMortgage Rates: Today's Mortgage Rates Move Higher November 1, 2011Weekly CD Rates: June 8th, 2009 Trillions Lost in Household Wealth When Will the FOMC Start Increasing Rates and How High Will They Go? Mortgage Rates Continue to Make Record Lows: 30 Year Mortgage Rates at 4.42%, 15 Year Mortgage Rates at 3.90% Long Term Mortgage Rates at 4.87% Says Freddie Bank of Internet Savings Account Rates Fixed Rate Credit Cards: A Bygone Era Amex Savings Account Rates & Review: Current Savings Rates at 1.00% Mortgage Rates: Average Mortgage Rates Drop To Lowest Level 7/16 Alternative Bank and Credit Union Offers to ExploreHome Mortgage Rates Today: 30 Year Mortgage Rates at 4.07%American Express Savings Account Current CD Rates from Milford Bank 12 Month CD Rates Higher Than Inflation Rate Fixed Mortgage Rates and Adjustable Mortgage Rates Higher: 30 Year Mortgage Rates Averaging 4.81% Refinance Mortgage Rates: 30 Year Refinance Rates at 5.04% Consumers Embrace Electronic Banking 5 Year Bank CD Rates: Best CD Rate at 1.78 Percent Top 1 Year CD Rates Now at 1.15% Savings Interest Account Rates in Washington State LendingClub ReviewsThere are no reviews for LendingClub yet. Feel free to create one below.
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Savings rates plummeted during the pandemic, haven't recovered yet, and probably won't until the Federal Reserve increases the fed funds rate. At the beginning pandemic, when there were record job losses, people just stop spending, not to mention the limited options people had to spend money.
