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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Chadron Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Chadron Federal Credit Union's savings rates are at 3.00%. Chadron Federal Credit Union's Personal Loan Rates are at 9.50%. MonitorBankRates evaluates the financial stability of Chadron Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.92%. Rates were last updated on 04/18/2026. Chadron Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chadron Federal Credit Union? Share your experience about Chadron Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Chadron Federal Credit Union. Chadron Federal Credit Union
Office Location 126 E 3rd St
https://www.chadronfcu.org Chadron, NE 69337 2381 
Chadron Federal Credit Union Savings Rates
Chadron Federal Credit Union Checking Rates
Chadron Federal Credit Union Auto Loan Rates
Chadron Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Chadron Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Chadron Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Chadron Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Chadron Federal Credit Union
Website
https://www.chadronfcu.org
Address
126 E 3rd St,
Chadron, NE 69337 2381
Phone
308-432-2588
Fax
308-432-2588
President
Laure Sinn
CEO
Lisa Guajardo
Full-Time Employees
7
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.92%
Return on Assets (ROA)
0.6866%
Return on Equity (ROE)
5.1719%
Non-Performing Loans Ratio (NPL)
2.59%
Total Assets
19,498,347
Total Amount of Shares and Deposits
16,877,597
Total Shares and Deposits < 1 Year
12,767,367
Total Shares and Deposits 1 3 Years
3,898,269
Total Shares and Deposits > 3 Years
211,961
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
81,301
Total Uninsured Shares and Deposits > $250K (F+J)
81,301
Total Insured Shares and Deposits > $250K (item 17 less item K)
16,796,296
Total Interest Expense (Sum of items 6 8)
234,198
Share Certificates
232
Number of Accounts for Share Drafts
1,079
IRA KEOGH Accounts
35
Number of Accounts for Regular Shares
2,240
All other shares
463
Net Income (unless the amount is already included in Undivided Earnings)
33,741
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,808,410
Total Liabilities
16,956,354
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Chadron Federal Credit UnionIs Chadron Federal Credit Union a safe place to deposit money?Yes, Chadron Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 14.916893129765%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Chadron Federal Credit Union operate?Chadron Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Chadron Federal Credit Union?Yes, to access services at Chadron Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Chadron Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Chadron Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Chadron Federal Credit Union offer online and mobile banking?Most modern institutions like Chadron Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chadronfcu.org. Current Chadron Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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