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Hawaii Law Enforcement Federal Credit Union Rates & Review April 2026

Hawaii Law Enforcement Federal Credit Union's 4 Month CD rates are at 3.50%, 4·Month IRA CD rates are at 3.50%, 12 Month CD rates are at 3.35%, 12·Month IRA CD rates are at 3.35%, 18 Month CD rates are at 3.00%. Hawaii Law Enforcement Federal Credit Union's savings rates are at 0.10%. Hawaii Law Enforcement Federal Credit Union's money market rates are at 0.35%. Hawaii Law Enforcement Federal Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Hawaii Law Enforcement Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.77%. Rates were last updated on 04/11/2026.

Hawaii Law Enforcement Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hawaii Law Enforcement Federal Credit Union? Share your experience about Hawaii Law Enforcement Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hawaii Law Enforcement Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.77%
Excellent Lower than avg
Hawaii Law Enforcement Federal Credit Union
Hawaii Law Enforcement FCU
1936 S King St
Honolulu, HI 96826
https://www.hlefcu.com
Member NCUA

Hawaii Law Enforcement Federal Credit Union CD Rates

Product Rate APY Term View More
4 Month Share Certificate - 3.50% 4
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
4·Month IRA Certificate - 3.50%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
12 Month Share Certificate - 3.35% 12
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
12·Month IRA Certificate - 3.35%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
18 Month Share Certificate - 3.00% 18
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
18·Month IRA Certificate - 3.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
24 Month Share Certificate - 3.00% 24
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
24·Month IRA Certificate - 3.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
24-Month Business Certificate - 2.55% 24
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
18-Month Business Certificate - 2.35% 18
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
12-Month Business Certificate - 2.25% 12
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
30 Month Share Certificate - 2.00% 30
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
30-Month Business Certificate - 2.00% 30
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
30·Month IRA Certificate - 2.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
36 Month Share Certificate - 2.00% 36
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
36-Month Business Certificate - 2.00% 36
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
36·Month IRA Certificate - 2.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
4-Month Business Certificate - 1.85% 4
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Hawaii Law Enforcement Federal Credit Union Savings Rates

Product Rate APY View More
Business Savings - 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Regular Savings - 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Hawaii Law Enforcement Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 1.55%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Money Market - 0.50%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Money Market - 0.35%
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Hawaii Law Enforcement Federal Credit Union Checking Rates

Product Rate APY View More
Standard Checking - 0.05%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Business Checking - 0.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Hawaii Law Enforcement Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 6.75%
Details Less than 80% Combined Loan-to-Value
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Investment HELOC - - 7.25%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Hawaii Law Enforcement Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.25%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Used Auto Loan - - 4.50%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Hawaii Law Enforcement Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum Mastercard® - 7.75%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Hawaii Law Enforcement Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%
Personal Line of Credit - 12.00%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.77%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hawaii Law Enforcement Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hawaii Law Enforcement Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hawaii Law Enforcement Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hawaii Law Enforcement Federal Credit Union
Address 1936 S King St, Honolulu, HI 96826
Phone 808-973-4311
Fax 808-949-0556
President Mark Nakagawa
CEO Rene Matsuura
Full-Time Employees 31
Part-Time Employees 2
Branch Locations 4
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.77%
Return on Assets (ROA)
0.3727%
Return on Equity (ROE)
2.8799%
Non-Performing Loans Ratio (NPL)
0.73%
Total Assets
227,885,021
Total Amount of Shares and Deposits
199,556,872
Total Shares and Deposits < 1 Year
198,127,505
Total Shares and Deposits 1 3 Years
1,429,367
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,538,160
Total Uninsured Shares and Deposits > $250K (F+J)
7,538,160
Total Insured Shares and Deposits > $250K (item 17 less item K)
192,018,712
Total Interest Expense (Sum of items 6 8)
1,410,740
Share Certificates
1,229
Number of Accounts for Share Drafts
6,262
IRA KEOGH Accounts
259
Number of Accounts for Regular Shares
12,126
Money Market Shares
395
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,762,706
Total Liabilities
201,264,017
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Hawaii Law Enforcement Federal Credit Union

Is Hawaii Law Enforcement Federal Credit Union a safe place to deposit money?

Yes, Hawaii Law Enforcement Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.7722924557062%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hawaii Law Enforcement Federal Credit Union operate?

Hawaii Law Enforcement Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hawaii Law Enforcement Federal Credit Union?

Yes, to access services at Hawaii Law Enforcement Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hawaii Law Enforcement Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hawaii Law Enforcement Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hawaii Law Enforcement Federal Credit Union offer online and mobile banking?

Most modern institutions like Hawaii Law Enforcement Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hlefcu.com.

Current Hawaii Law Enforcement Federal Credit Union Rates

  • 12-Month CD2.25%
  • 18-Month CD2.35%
  • 24-Month CD2.55%
  • Savings0.10%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.