What are the current interest rates at Citizens First Bank Viroqua, WI?

Current rates for Citizens First Bank Viroqua, WI include: MMA: 0.50%

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Citizens First Bank Viroqua, WI

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Citizens First Bank Viroqua, WI Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens First Bank Viroqua, WI provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Citizens First Bank Viroqua, WI's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Citizens First Bank Viroqua, WI with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.13%. Rates last updated and verified on 08/28/2026.

Citizens First Bank Viroqua, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens First Bank Viroqua, WI? Share your experience about Citizens First Bank Viroqua, WI by leaving a review below, or read customer reviews before you decide to use Citizens First Bank Viroqua, WI.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.13%

Excellent Higher than avg

Citizens First Bank

101 S Main St
Viroqua, WI 54665

https://www.citizensfirstbank.net

Citizens First Bank Viroqua, WI Money Market Rates

Product	Rate	APY
Money Market	1.24%	1.25%
Min Balance $100,000 Details Maximum of 6 Transfers/Month or Statement Cycle Available for Non-personal Accounts Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.13%
Money Market	1.00%	1.00%
Min Balance $50,000 Details Maximum of 6 Transfers/Month or Statement Cycle Available for Non-personal Accounts Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.13%
Money Market	0.50%	0.50%
Min Balance $1,000 Details Maximum of 6 Transfers/Month or Statement Cycle Available for Non-personal Accounts Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.13%

Citizens First Bank Viroqua, WI Checking Rates

Product	Rate	APY	View More
Platinum Checking	1.00%	1.00%
Min Balance $10,000 Details Compounded Monthly; Up to $25/Month ATM Surcharge Refund Policy; Free Cashier's Checks and Money Orders; 2 Free Orders of Personal Checks/Year Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.13%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Citizens First Bank Viroqua, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Citizens First Bank Viroqua, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens First Bank Viroqua, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Citizens First Bank Viroqua, WI

Bank Holding Company FIRSNABANCO INC

Address 101 S Main St, Viroqua, WI 54665 · Vernon

Website https://www.citizensfirstbank.net

FDIC Certificate # 13032

Established 01/01/1912

FDIC Insurance Date 01/01/1934

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

6.13%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9425%

Return on Equity (ROE) 12.1200%

Non-Performing Loans (NPL) 0.42%

Total Assets $344,556,000

Total Deposits $281,651,000

Equity Capital $33,599,000

Net Income $4,431,000

Headquarters Viroqua

Total Branches and Offices 6

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Citizens First Bank Viroqua, WI earned the Verified Healthy badge

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Frequently Asked Questions About Citizens First Bank Viroqua, WI

How many branches does Citizens First Bank Viroqua, WI operate?

Citizens First Bank Viroqua, WI currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Citizens First Bank Viroqua, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens First Bank Viroqua, WI provides members with tools to manage their accounts and build a solid financial history.

Does Citizens First Bank Viroqua, WI offer online and mobile banking?

Most modern institutions like Citizens First Bank Viroqua, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citizensfirstbank.net.