Ipava State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ipava State BankToday's 12-month CD rates can be found at 0.10%, 6-month CD rates at 4.65% and 3-month CD rates at 4.65%. Current savings rates are at 0.05% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.73%. Credit Card rates are at 12.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Ipava State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ipava State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ipava State Bank CD rates. You can also compare Ipava State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ipava State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ipava State Bank? Share your experience about Ipava State Bank by leaving a review below, or read customer reviews before you decide to use Ipava State Bank.

Ipava State Bank Texas Ratio

Ipava State Bank's Texas Ratio is at 0.71%, which is considered excellent. The Texas Ratio for Ipava State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ipava State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ipava State Bank
70 E Main St
Ipava, IL 61441
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Ipava State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mid-America Bank
Mid-America Bank
12-Month CD (Jumbo)
4.55%
$100,000
Redneck Bank, div of All America Bank
Redneck Bank, div of All America Bank
Mega Money Market
4.40%
$0
Bar Harbor SLA
Bar Harbor SLA
12-Month CD
4.34%
$500
Luminate Bank
Luminate Bank
12-Month CD
4.10%
$500
Vinton County Bank
Vinton County Bank
12-Month CD
4.00%
$2,500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
120-Month CD
4.00%
$500
Community Bank of Raymore
Community Bank of Raymore
6-Month CD (IntraFi)
3.95%
$10,000
LendingClub
LendingClub
24-Month CD
3.75%
$2,500
Cross River Bank
Cross River Bank
12-Month CD
3.70%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
48-Month CD (Jumbo)
3.65%
$100,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
12-Month CD
3.55%
$1,000
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.55%
$250
Acme Continental Credit Union
Acme Continental Credit Union
36-Month CD
3.30%
$1,000
Haddon Savings Bank
Haddon Savings Bank
18-Month CD
3.25%
$500
FirstBank of Nebraska
FirstBank of Nebraska
24-Month CD
3.00%
$1,000
AAEC Credit Union
AAEC Credit Union
60-Month CD
2.75%
$1,000
Machias Savings Bank
Machias Savings Bank
24-Month CD
2.70%
$500
Mound City Bank
Mound City Bank
36-Month CD
2.65%
$2,500
Headwaters State Bank
Headwaters State Bank
24-Month CD
2.52%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
36-Month CD
2.50%
$1,000
South Georgia Banking Company
South Georgia Banking Company
24-Month CD
2.32%
$1,000
Department of Commerce FCU
Department of Commerce FCU
60-Month CD
2.25%
$500
West Shore Bank
West Shore Bank
12-Month CD
2.25%
$500
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
18-Month CD
2.17%
$1,000
Tri-County Trust Company
Tri-County Trust Company
18-Month CD
2.17%
$1,000
Chartway Credit Union
Chartway Credit Union
36-Month CD
2.15%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
60-Month CD
2.00%
$500
FNB of Hope
48-Month CD
1.51%
$500
America First Federal Credit Union
America First Federal Credit Union
Money Market
1.30%
$10,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
60-Month CD
1.25%
$500
Mutual Security Credit Union
Mutual Security Credit Union
12-Month CD
1.00%
$500
Kennebec Savings Bank
Kennebec Savings Bank
48-Month CD
0.95%
$500
I3 Bank
I3 Bank
24-Month CD
0.80%
$500
Susquehanna Community Bank
Susquehanna Community Bank
24-Month CD
0.70%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
Money Market
0.60%
$100,000
Oakdale State Bank
Oakdale State Bank
12-Month CD
0.60%
$1,000
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Premier Checking
0.60%
$100,000
First Bank Hampton
First Bank Hampton
Loyalty Checking
0.50%
$7,500
Security Federal Bank
Security Federal Bank
Regular Savings
0.50%
$100
Greenville Federal
Greenville Federal
48-Month CD
0.45%
$500
Kendall Bank
Kendall Bank
Interest Checking
0.35%
$100
New Haven Bank
New Haven Bank
36-Month CD
0.30%
$500
Bank of Edmonson County
Bank of Edmonson County
Regular Savings
0.25%
$100
Henderson FSB
Henderson FSB
Money Market
0.25%
$1,000
United Minnesota Bank
United Minnesota Bank
3-Month CD
0.25%
$500
Adirondack Bank
Adirondack Bank
18-Month CD
0.20%
$1,000
UCB Milford, IA
UCB Milford, IA
First Choice Money Market
0.05%
$5,000
Sturdy Savings Bank
Sturdy Savings Bank
24-Month CD
0.04%
$500
Norway Savings Bank
Norway Savings Bank
Basic Savings
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 9, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Ipava State Bank rate data right now, check back for updates, we are adding rates all the time.

Ipava State Bank Information

Ipava State Bank
70 E Main St
Ipava, IL 61441
Fulton
Established Date: 09/11/1902
FDIC Certificate #: 10473
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ISB BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Ipava State Bank FDIC Insured? Yes
What is Ipava State Bank's Cert number? 10473
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ipava State Bank Financials

Total Assets:
$213,743,000
Total Deposits:
$195,304,000
Equity Capital:
$17,797,000
Domestic Deposits:
$195,304,000
Net Income:
$617,000
Return on Assets:
1.0879%
Quarterly Return on Assets:
1.1500%
Pretax Return on Assets:
1.1546%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
13.9100%
Quarterly Return on Equity:
14.0200%
Common Equity Tier 1 Capital Ratio:
12.5283%
Tier 1 Risk-Based Capital Ratio:
12.5283%
Leverage Tier 1 (Core Capital) Ratio:
8.1075%
Total Risk-Based Capital Ratio (YTD):
13.6911%
Total Interest Income (YTD):
4.7507%
 
 
Headquarters:
Ipava
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Fulton
# of Offices:
7
Metropolitan Statistical Area (MSA):
Peoria, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Nationwide Bank (NMLS #769318), a federally chartered savings bank, is offering some very competitive mortgage rates. Nationwide Bank's 15 year mortgage rate is particularly appealing at 3.00 percent with 0.5 mortgage points. The 3.00 percent rate is for both home purchases and refinancing.

My Savings Direct Savings rates are now at 1.00 percent with a yield of 1.00 percent. View current Savings rates at My Savings Direct below.
AIG Bank is offering some very competitive money market account rates that are much higher than the FDIC's national average money market rate. As you can figure out from the title, AIG Bank, is the banking division of American International Group (AIG) which received a $182 billion bailout from the U.S. government during the financial crisis.

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