Ipava State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ipava State BankToday's 12-month CD rates can be found at 1.11%, 6-month CD rates at 4.00% and 3-month CD rates at 0.50%. Current savings rates are at 0.02% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.93%. Credit Card rates are at 12.50%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Ipava State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ipava State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ipava State Bank CD rates. You can also compare Ipava State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ipava State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ipava State Bank? Share your experience about Ipava State Bank by leaving a review below, or read customer reviews before you decide to use Ipava State Bank.

Ipava State Bank Texas Ratio

Ipava State Bank's Texas Ratio is at 0.71%, which is considered excellent. The Texas Ratio for Ipava State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ipava State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ipava State Bank
70 E Main St
Ipava, IL 61441
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Ipava State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Jovia Federal Credit Union
Jovia Federal Credit Union
Go Green Checking
5.00%
$5
Raymond James
3-Month CD
4.45%
$1,000
Regional Missouri Bank
Regional Missouri Bank
48-Month CD
4.06%
$1,000
Harford Bank
Harford Bank
6-Month CD
4.00%
$1,000
Alva State Bank & Trust Company
Alva State Bank & Trust Company
Kasasa Checking
3.97%
$100
Friendship State Bank
12-Month CD
3.77%
$500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
36-Month CD
3.75%
$1,000
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
36-Month CD
3.75%
$1,000
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
24-Month CD
3.71%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
60-Month CD
3.60%
$1,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
6-Month CD (IntraFi®)
3.59%
$10,000
Apple Bank for Savings
Apple Bank for Savings
12-Month CD
3.40%
$1,000
Foresight Bank
Foresight Bank
36-Month CD
3.39%
$500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
12-Month CD
3.30%
$1,000
Luminate Bank
Luminate Bank
25-Month CD
3.30%
$10,000
Torrington Savings Bank
Torrington Savings Bank
36-Month CD
3.25%
$1,000
BankVista
BankVista
18-Month CD
3.16%
$1,000
NBT Financial Bank
NBT Financial Bank
60-Month CD (Jumbo)
3.03%
$250,000
Marquette Savings Bank
Marquette Savings Bank
36-Month CD
2.78%
$500
First Bank Elk River
First Bank Elk River
3-Month CD
2.52%
$500
Bank of Old Monroe
Bank of Old Monroe
60-Month CD
2.52%
$1,000
Western Nebraska Bank
Western Nebraska Bank
36-Month CD
2.27%
$250
Methuen Co-operative Bank
Methuen Co-operative Bank
36-Month CD
2.25%
$1,000
Logansport Savings Bank
Logansport Savings Bank
24-Month CD
2.22%
$1,000
Flanagan State Bank
Flanagan State Bank
60-Month CD
2.10%
$1,000
Petefish, Skiles & Co. Bank
36-Month CD
2.01%
$1,000
South Central State Bank
South Central State Bank
48-Month CD
1.81%
$100
First Independent Bank Russell, MN
First Independent Bank Russell, MN
48-Month CD
1.72%
$1,000
1st Ed Credit Union
1st Ed Credit Union
24-Month CD
1.65%
$500
Haviland State Bank
Haviland State Bank
Alliance Money Market
1.31%
$2,500
Century SLA
Century SLA
12-Month CD (Jumbo)
1.05%
$100,000
FCNB Bank
FCNB Bank
12-Month CD
1.00%
$1,000
Institution for Savings
Institution for Savings
60-Month CD
1.00%
$500
FNB of Ely
FNB of Ely
Money Market
1.00%
$2,500
Security State Bank of Marine
Security State Bank of Marine
48-Month CD
0.70%
$300
Oakdale State Bank
Oakdale State Bank
12-Month CD
0.60%
$1,000
Cecil Bank
Cecil Bank
60-Month CD
0.50%
$500
Hoyne Savings Bank
Hoyne Savings Bank
60-Month CD
0.50%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
18-Month CD
0.45%
$1,000
Partners Bank of New England
36-Month CD
0.35%
$500
American Bank of Baxter Springs
American Bank of Baxter Springs
18-Month CD
0.25%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
NOW Checking
0.25%
$100
New Peoples Bank
New Peoples Bank
Statement Savings
0.25%
$0
4U Federal Credit Union
4U Federal Credit Union
Savings
0.25%
$100
1st Bank Yuma
1st Bank Yuma
1st Premium Money Market
0.20%
$25,000
The FNB Community Bank
The FNB Community Bank
Money Market
0.10%
$1,000
SSB Sherwood State Bank
SSB Sherwood State Bank
12-Month CD
0.10%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Passbook Savings
0.05%
$10
United Bank of Philadelphia
United Bank of Philadelphia
6-Month CD
0.05%
$500
A+ Federal Credit Union
A+ Federal Credit Union
A+ Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Ipava State Bank rate data right now, check back for updates, we are adding rates all the time.

Ipava State Bank Information

Ipava State Bank
70 E Main St
Ipava, IL 61441
Fulton
Established Date: 09/11/1902
FDIC Certificate #: 10473
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ISB BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Ipava State Bank FDIC Insured? Yes
What is Ipava State Bank's Cert number? 10473
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ipava State Bank Financials

Total Assets:
$213,743,000
Total Deposits:
$195,304,000
Equity Capital:
$17,797,000
Domestic Deposits:
$195,304,000
Net Income:
$617,000
Return on Assets:
1.0879%
Quarterly Return on Assets:
1.1500%
Pretax Return on Assets:
1.1546%
Pretax Quarterly Return on Assets:
1.1500%
Return on Equity:
13.9100%
Quarterly Return on Equity:
14.0200%
Common Equity Tier 1 Capital Ratio:
12.5283%
Tier 1 Risk-Based Capital Ratio:
12.5283%
Leverage Tier 1 (Core Capital) Ratio:
8.1075%
Total Risk-Based Capital Ratio (YTD):
13.6911%
Total Interest Income (YTD):
4.7507%
 
 
Headquarters:
Ipava
FDIC Field Office:
Springfield Il
Regulator:
FDIC
County:
Fulton
# of Offices:
7
Metropolitan Statistical Area (MSA):
Peoria, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Five Star Bank CD RatesFive Star Bank has two new online CD rate specials which are some of the best CD rates available today. The best deal for your money is Five Star Bank's 8-month CD rate at 1.71 percent with an APY of 1.72 percent. Other special CD rates from Five Star Bank include 13-month CD rates at 1.59 percent with an APY of 1.60 percent. 60-month CD rates are at 1.19 percent with an APY of 1.20 percent. 60-month IRA CD rates are at 1.14 percent with an APY of 1.15 percent, and 3-month CD rates are only at 0.05 percent with an APY of 0.05 percent. The minimum opening balance for all CD accounts at Five Star Bank is $500.
EverBank Money Market Account 25K rates are now at 0.61 percent with a yield of 1.11 percent. View current Money Market Account 25K rates at EverBank below.
American Express Bank's current savings rate is the highest savings rate on our list in Indianapolis, Indiana. The current savings rate at American Express is 1.29 percent with a yield of 1.30 percent, more than 5 times the current national average savings rate is 0.239 percent.

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