De Witt Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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De Witt Savings BankToday's 12-month CD rates can be found at 5.40%, 6-month CD rates at 4.75% and 3-month CD rates at 2.25%. Current savings rates are at 0.43% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.91%. Credit Card rates are at 10.90%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to De Witt Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from De Witt Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with De Witt Savings Bank CD rates. You can also compare De Witt Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

De Witt Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at De Witt Savings Bank? Share your experience about De Witt Savings Bank by leaving a review below, or read customer reviews before you decide to use De Witt Savings Bank.

De Witt Savings Bank Texas Ratio

De Witt Savings Bank's Texas Ratio is at 4.97%, which is considered excellent. The Texas Ratio for De Witt Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, De Witt Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
De Witt Savings Bank
302 W Main St
Clinton, IL 61727
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare De Witt Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
12-Month CD
5.30%
$5,000
Raymond James Bank
Raymond James Bank
18-Month CD
5.05%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
48-Month CD (Certificate)
4.65%
$500
Coastal Bank & Trust
Coastal Bank & Trust
12-Month CD
4.60%
$500
Seasons Federal Credit Union
Seasons Federal Credit Union
6-Month CD
4.50%
$1,000
Palo Savings Bank
12-Month CD (Jumbo)
4.37%
$100,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
14-Month CD (Jumbo special)
4.33%
$100,000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
6-Month CD
4.00%
$50
Jovia Federal Credit Union
Jovia Federal Credit Union
6-Month CD
4.00%
$100
ABCO Federal Credit Union
ABCO Federal Credit Union
48-Month CD
4.00%
$1,000
Kearney Trust Company
Kearney Trust Company
6-Month CD (Simple Interest)
3.79%
$25
Farmers and Drovers Bank
Farmers and Drovers Bank
18-Month CD
3.75%
$500
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
12-Month CD
3.60%
$500
Roxboro Savings Bank
18-Month CD
3.50%
$500
Academy Bank
Academy Bank
24-Month CD
3.29%
$500
Hardin County SB
Hardin County SB
36-Month CD (variable)
3.29%
$500
Centinel Bank of Taos
Centinel Bank of Taos
36-Month CD
3.25%
$1,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
24-Month CD
3.25%
$500
Badger Bank
Badger Bank
36-Month CD ICS/CDARS
3.13%
$10,000
Citizens National Bank of Albion
Citizens National Bank of Albion
Money Market
2.78%
$500,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
36-Month CD
2.55%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
36-Month CD
2.35%
$1,000
Charter Bank IA
Charter Bank IA
24-Month CD
2.25%
$10,000
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
Savers Co-operative Bank
Savers Co-operative Bank
48-Month CD
2.05%
$500
Better Banks
Better Banks
3-Month CD
2.02%
$1,000
Vast Bank
Vast Bank
6-Month CD
1.75%
$1,000
Bank of Herrin
Bank of Herrin
36-Month CD
1.53%
$1,000
Home Bank SB
Home Bank SB
12-Month CD
1.00%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Foundation Savings
0.90%
$100
BankOrion
BankOrion
36-Month CD
0.90%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
18-Month CD
0.75%
$1,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
12-Month CD
0.60%
$500
New Mexico Bank and Trust
New Mexico Bank and Trust
12-Month CD
0.60%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
60-Month CD
0.50%
$500
PS Bank
PS Bank
36-Month CD (Step-Up)
0.50%
$5,000
SNB St. Henry Bank
SNB St. Henry Bank
48-Month CD
0.35%
$1,000
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
OneLocal Bank
OneLocal Bank
Statement Savings
0.10%
$25
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
12-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
3-Month CD WB Classic
0.10%
$1,000
BayVanguard Bank
BayVanguard Bank
Savings Account
0.05%
$50
Brentwood Bank
Brentwood Bank
Statement Savings
0.05%
$50
Wheaton Bank & Trust
Wheaton Bank & Trust
12-Month CD
0.05%
$1,000
Wheaton Bank & Trust
Wheaton Bank & Trust
18-Month CD
0.05%
$1,000
Glen Burnie MSB
Statement Savings
0.05%
$100
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Primary Savings
0.05%
$25
GSB Guilford Savings Bank
E-Savings
0.02%
$50
First Federal S&L Newark, OH
First Federal S&L Newark, OH
First Savers Savings
0.01%
$10
Evergreen Federal Bank
Evergreen Federal Bank
Personal Savings
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have De Witt Savings Bank rate data right now, check back for updates, we are adding rates all the time.

De Witt Savings Bank Information

De Witt Savings Bank
302 W Main St
Clinton, IL 61727
De Witt
Established Date: 01/01/1887
FDIC Certificate #: 29535
Date of FDIC Deposit Insurance: 08/01/1936
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is De Witt Savings Bank FDIC Insured? Yes
What is De Witt Savings Bank's Cert number? 29535
What is the maximum amount for insured deposits? $250,000 per holder, per account

De Witt Savings Bank Financials

Total Assets:
$143,421,000
Total Deposits:
$129,773,000
Equity Capital:
$12,696,000
Domestic Deposits:
$129,773,000
Net Income:
$128,000
Return on Assets:
0.5201%
Quarterly Return on Assets:
0.3600%
Pretax Return on Assets:
0.3594%
Pretax Quarterly Return on Assets:
0.3600%
Return on Equity:
5.5800%
Quarterly Return on Equity:
4.1700%
Common Equity Tier 1 Capital Ratio:
23.2093%
Tier 1 Risk-Based Capital Ratio:
23.2093%
Leverage Tier 1 (Core Capital) Ratio:
11.9952%
Total Risk-Based Capital Ratio (YTD):
23.7111%
Total Interest Income (YTD):
2.9453%
 
 
Headquarters:
Clinton
FDIC Field Office:
Champaign
Regulator:
FDIC
County:
De Witt
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

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