De Witt Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. De Witt Savings Bank Deposit Rates

De Witt Savings BankToday's 12-month CD rates can be found at 4.24%, 6-month CD rates at 5.00% and 3-month CD rates at 0.15%. Current savings rates are at 1.00% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 12.96%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to De Witt Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from De Witt Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with De Witt Savings Bank CD rates. You can also compare De Witt Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

De Witt Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at De Witt Savings Bank? Share your experience about De Witt Savings Bank by leaving a review below, or read customer reviews before you decide to use De Witt Savings Bank.

De Witt Savings Bank Texas Ratio

De Witt Savings Bank's Texas Ratio is at 3.22%, which is considered excellent. The Texas Ratio for De Witt Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, De Witt Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
De Witt Savings Bank
302 W Main St
Clinton, IL 61727
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare De Witt Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
6-Month CD
4.40%
$5,000
Community Bank Owatonna
Community Bank Owatonna
Kasasa Checking
4.00%
$0
Bank Midwest
Bank Midwest
12-Month CD
3.96%
$500
Landmark Credit Union
Landmark Credit Union
24-Month CD
3.75%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
48-Month CD
3.72%
$500
Bank of Franklin County
Bank of Franklin County
24-Month CD
3.60%
$500
FCN Bank, N.A.
FCN Bank, N.A.
15-Month CD
3.55%
$1,000
Great Plains State Bank
Great Plains State Bank
60-Month CD
3.50%
$500
Harvest Bank
Harvest Bank
12-Month CD
3.50%
$1,000
Northern Bank Direct
Northern Bank Direct
24-Month CD
3.50%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
18-Month CD
3.39%
$500
First State Bank of Beecher City
First State Bank of Beecher City
36-Month CD
3.30%
$500
Halstead Bank
Halstead Bank
36-Month CD
3.30%
$1,000
Bank of Luxemburg
Bank of Luxemburg
60-Month CD
3.15%
$1,000
State Bank of Chilton
State Bank of Chilton
24-Month
3.02%
$2,500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
12-Month CD
3.01%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
24-Month CD
2.94%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
36-Month CD
2.85%
$75,000
Machias Savings Bank
Machias Savings Bank
60-Month CD
2.80%
$500
Home Bank of California
Home Bank of California
60-Month CD
2.69%
$10,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
Money Market
2.51%
$250,000
Bank of the Valley
Bank of the Valley
18-Month CD
2.47%
$500
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
60-Month CD
2.30%
$1,000
Interstate Bank
Interstate Bank
48-Month CD
2.27%
$500
Bank Plus
Bank Plus
12-Month CD
2.25%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
American Plus Bank, N.A.
American Plus Bank, N.A.
48-Month CD
2.20%
$25,000
Huron Valley State Bank
Huron Valley State Bank
48-Month CD
2.02%
$500
VisionBank Of Iowa
VisionBank Of Iowa
36-Month CD
1.80%
$2,500
First National Bank of Michigan
First National Bank of Michigan
3-Month CD
1.76%
$2,500
InFirst Bank
InFirst Bank
36-Month CD
1.75%
$500
FirstBank of Nebraska
FirstBank of Nebraska
Health Savings
1.51%
$100,000
FNB of Hope
48-Month CD
1.51%
$500
Harvest Bank
Harvest Bank
Money Market
1.40%
$5,000
Security FSB
Security FSB
18-Month CD
1.27%
$500
Southwest National Bank
Southwest National Bank
12-Month CD
1.25%
$500
Republic Bank of Chicago
Republic Bank of Chicago
18-Month CD
1.00%
$1,000
FNB in Taylorville
FNB in Taylorville
48-Month CD
0.90%
$1,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
48-Month CD
0.80%
$1,000
RadiFi Credit Union
RadiFi Credit Union
Regular Money Market
0.75%
$2,500
Winter Hill Bank
Winter Hill Bank
36-Month CD
0.55%
$500
Henderson State Bank
Henderson State Bank
Money Market
0.50%
$0
Chain Bridge Bank
Chain Bridge Bank
Money Market
0.44%
$100
Freehold Bank
Freehold Bank
18-Month CD
0.40%
$500
FNB of Absecon
FNB of Absecon
48-Month CD
0.25%
$0
State Bank of Canton
State Bank of Canton
Savings
0.25%
$25
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
Basic Savings
0.20%
$100
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Checking
0.10%
$500
Charles River Bank
Charles River Bank
Passbook Savings
0.05%
$10
F&M Bank and Trust Company
F&M Bank and Trust Company
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 29, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have De Witt Savings Bank rate data right now, check back for updates, we are adding rates all the time.

De Witt Savings Bank Information

De Witt Savings Bank
302 W Main St
Clinton, IL 61727
De Witt
Established Date: 01/01/1887
FDIC Certificate #: 29535
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is De Witt Savings Bank FDIC Insured? Yes
What is De Witt Savings Bank's Cert number? 29535
What is the maximum amount for insured deposits? $250,000 per holder, per account

De Witt Savings Bank Financials

Total Assets:
$147,284,000
Total Deposits:
$126,438,000
Equity Capital:
$12,253,000
Domestic Deposits:
$126,438,000
Net Income:
$-102,000
Return on Assets:
0.2135%
Quarterly Return on Assets:
-0.2800%
Pretax Return on Assets:
-0.5116%
Pretax Quarterly Return on Assets:
-0.5100%
Return on Equity:
2.5600%
Quarterly Return on Equity:
-3.2500%
Common Equity Tier 1 Capital Ratio:
22.1971%
Tier 1 Risk-Based Capital Ratio:
22.1971%
Leverage Tier 1 (Core Capital) Ratio:
12.2896%
Total Risk-Based Capital Ratio (YTD):
23.1163%
Total Interest Income (YTD):
3.9822%
 
 
Headquarters:
Clinton
FDIC Field Office:
Champaign
Regulator:
FDIC
County:
De Witt
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

EverBank 6 Month Jumbo CD rates are now at 0.85 percent with a yield of 0.85 percent. The old EverBank 6 Month Jumbo CD rate was 0.78 percent with a yield of 0.78 percent. View current 6 Month Jumbo CD rates at EverBank below.
apple-bank-savings-accountApple Bank for Savings, headquartered in New York, New York, is offering a savings account that currently has the highest account rate on our savings account/money market account rate table for account balances starting at $10,000.

Bank or Credit Union Offers and Deals

Fidelity Homestead Savings Bank Savings Rates and Money Market Account Rates
Fed Stands Pat on Fed Funds Rate as Two Banks Increase CD Rates
First County Bank CD Rates
Online Savings Rates Increase in 2019
Best CD Rates in Tampa, Fl
Mortgage Rates Move Lower This Week, 5/1 ARM Rates Quoted at 2.25%
Andrews FCU CD Rates
Mortgage Rates Remain Low: 30 Year Mortgage Rates at 5.01% and 15 Year Mortgage Rates at 4.40%
Bank Stress Test Results for 19 Banks
The Financial Cliff is Coming, Time to Lighten Up on Equites and Place the Funds in a Good Old Savings Account

Alternative Bank and Credit Union Offers to Explore

Auto Loan Rates in New York, NY
Best and Average CD Rates September 6, 2012: FOMC Will Force Rates Lower
Interest Rates in an Economic Recovery
Weekly Mortgage Rates: Jumbo Mortgage Rates
Refinancing Now Possible as Homes Regain Equity and Mortgage Rates Remain Low
Best Savings Account Rates
QE3 Will Bring Even Lower CD Rates & Mortgage Rates
Characteristics of Savings Accounts
$8,000 First-Time Home Buyer Tax Credit for Down Payments on FHA Loans
Mortgage Rates Today January 14, 2020

De Witt Savings Bank Reviews

There are no reviews for De Witt Savings Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for De Witt Savings Bank
Your Name:
Your Rating:

See how De Witt Savings Bank Compares to other banks