Northwoods Bank of Minnesota CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.55%, 6-month CD rates at 0.05% and 3-month CD rates at 3.66%. Current savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 7.33%. Credit Card rates are at 13.74%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. Northwoods Bank of Minnesota's 3-Month CD special rates are at 4.82%, 11-Month CD special rates are at 3.05%. Northwoods Bank of Minnesota's savings rates are at 2.27%. Northwoods Bank of Minnesota's money market rates are at 0.33%.

Northwoods Bank of Minnesota

To see how these rates compare to Northwoods Bank of Minnesota CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Northwoods Bank of Minnesota, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Northwoods Bank of Minnesota CD rates. You can also compare Northwoods Bank of Minnesota savings rates, MMA rates and mortgage rates using our other rate lists.

Northwoods Bank of Minnesota money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwoods Bank of Minnesota? Share your experience about Northwoods Bank of Minnesota by leaving a review below, or read customer reviews before you decide to use Northwoods Bank of Minnesota.

Northwoods Bank of Minnesota Texas Ratio

Northwoods Bank of Minnesota's Texas Ratio is at 0.20%, which is considered excellent. The Texas Ratio for Northwoods Bank of Minnesota is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Northwoods Bank of Minnesota is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
2.27%
MMA
0.33%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Northwoods Bank of Minnesota
1200 First St E
Park Rapids, MN 56470
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Northwoods Bank of Minnesota CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
3-Month CD special
4.82%
$10,000
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
11-Month CD special
3.05%
$1,000
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
Millennium Savings
2.27%
$500,000
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
Money Market
0.33%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Northwoods Bank of Minnesota Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Star Valley
Bank of Star Valley
Kasasa Cash
5.50%
$0
Eastern Bank
Eastern Bank
6-Month CD
5.30%
$2,500
Passumpsic Savings Bank
Passumpsic Savings Bank
6-Month CD special
4.75%
$10,000
Ion Bank
Ion Bank
28-Month CD Bump Up
4.50%
$500
StonehamBank
StonehamBank
24-Month CD
4.50%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
13-Month CD special
4.28%
$1,500
City Credit Union
City Credit Union
24-Month CD certificate
4.25%
$1,000
University Federal Credit Union
University Federal Credit Union
12-Month CD
4.00%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
Gold Money Market Checking
4.00%
$10,000
Minster Bank
Minster Bank
15-Month CD
3.68%
$1,000
Haviland State Bank
Haviland State Bank
18-Month CD
3.61%
$500
First Federal S&L Bath
First Federal S&L Bath
24-Month CD
3.56%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
18-Month CD
3.55%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
3-Month CD (Certificate)
3.51%
$500
Citizens Access
Citizens Access
60-Month CD
3.45%
$5,000
State Bank of India US
State Bank of India US
24-Month CD
3.44%
$1,000
New Tripoli Bank
New Tripoli Bank
48-Month CD
3.30%
$500
Centreville Bank
Centreville Bank
Personal Premium Money Market
3.25%
$500,000
First American Bank and Trust
First American Bank and Trust
36-Month CD
3.06%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
48-Month CD share
3.03%
$1,000
Bank First, NA
Bank First, NA
60-Month CD
3.02%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
18-Month CD
3.00%
$1,000
Westbury Bank
Westbury Bank
60-Month CD
3.00%
$500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
36-Month CD
2.80%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
12-Month CD
2.47%
$500
Primebank
Primebank
18-Month CD
2.25%
$1,000
Harrison County Bank
Harrison County Bank
12-Month CD
2.10%
$1,000
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
60-Month CD
1.81%
$1,000
Heritage Bank Wood River, NE
12-Month CD
1.76%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
Money Market
1.50%
$250,000
Murphy Bank
Murphy Bank
Regular Savings Account
1.36%
$25,000
Kish Bank
Kish Bank
120-Month CD
1.15%
$2,000
Bank of Old Monroe
Bank of Old Monroe
Money Market
1.01%
$100,000
Northrim Bank
Northrim Bank
3-Month CD
1.00%
$500
First National Bank of Michigan
First National Bank of Michigan
First Growth Money Market
1.00%
$250,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
48-Month CD
0.90%
$1,000
State Bank of Graymont
State Bank of Graymont
12-Month CD
0.90%
$1,000
Raymond Federal Bank
Raymond Federal Bank
60-Month CD
0.55%
$100
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Money Market Savings Commerical
0.55%
$0
The Dime Bank
The Dime Bank
Personal Money Market
0.40%
$2,500
Connecticut Community Bank
Connecticut Community Bank
18-Month CD
0.30%
$500
American Savings Bank, FSB
American Savings Bank, FSB
48-Month CD
0.30%
$1,000
Cayuga Lake National Bank
Cayuga Lake National Bank
KASASA Cash Checking
0.25%
$1
Marblehead Bank
Marblehead Bank
Money Market
0.25%
$10
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
Greenville National Bank
Greenville National Bank
18-Month CD
0.20%
$1,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
Savings Account
0.15%
$0
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Prime Share (Savings)
0.10%
$50
Kanza Bank
Kanza Bank
Savings Account
0.05%
$25
Milford Bank
Milford Bank
Sound Money Market Fund
0.02%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Northwoods Bank of Minnesota Information

Northwoods Bank of Minnesota
1200 First St E
Park Rapids, MN 56470
Hubbard
Established Date: 09/19/1919
FDIC Certificate #: 1415
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: DORSET BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Northwoods Bank of Minnesota FDIC Insured? Yes
What is Northwoods Bank of Minnesota's Cert number? 1415
What is the maximum amount for insured deposits? $250,000 per holder, per account

Northwoods Bank of Minnesota Financials

Total Assets:
$143,289,000
Total Deposits:
$131,650,000
Equity Capital:
$10,022,000
Domestic Deposits:
$131,650,000
Net Income:
$349,000
Return on Assets:
0.9249%
Quarterly Return on Assets:
0.9600%
Pretax Return on Assets:
1.0209%
Pretax Quarterly Return on Assets:
1.0200%
Return on Equity:
11.9600%
Quarterly Return on Equity:
14.2100%
Leverage Tier 1 (Core Capital) Ratio:
10.0532%
Total Interest Income (YTD):
3.4404%
 
 
Headquarters:
Park Rapids
FDIC Field Office:
Fargo
Regulator:
OCC
County:
Hubbard
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Mortgage rates are mixed in this week's mortgage rates survey. In the Primary Mortgage Market Survey released by Freddie Mac, conforming 30 year mortgage rates averaged 4.50% with 0.8 mortgage discount points for the week ending June 23, 2011. In last week's mortgage rate survey 30 year rates also averaged 4.50% with 0.7 discount points.

Northeast Bank, headquartered in Lewiston, Maine, is offering one of the best money market rates available right now. The top MMA rate at 1.09 percent with a yield of 1.10 percent is on the Northeast Bank's Pearl Money Market Account. The rate is available for both personal and business accounts for customers that are new to Northeast Bank.

The Board of Governors of the Federal Reserve System tests the 18 largest bank holding companies in the United States to see if they can withstand a steep recession. This test was created after the financial crisis of 2007 and the subsequent recession to see if the largest banks would fail or need large infusions of capital to withstand another crisis.

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