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DIXIES Rates & Review April 2026

Q: Is DIXIES a safe place to deposit money?

Yes, DIXIES is considered a safe financial institution. With a Texas Ratio of 3.4825381163768%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does DIXIES operate?

DIXIES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join DIXIES?

Yes, to access services at DIXIES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, DIXIES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, DIXIES provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 15, 2026

You can compare DIXIES rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 3.17% and 3-month share certificate rates at 0.25%. Savings rates are at 0.10% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.18%. All these rates can be compared to DIXIES rates. MonitorBankRates evaluates the financial stability of DIXIES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.48%. Rates were last updated on 04/15/2026.

DIXIES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DIXIES? Share your experience about DIXIES by leaving a review below, or read customer reviews before you decide to use DIXIES.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.48%

Excellent Lower than avg

Waggoner National Bank
Dixies Federal Credit Union

501 Russell St
Darlington, SC 29532

http wwwdixiefedcom

Current Rate Availability

We do not have DIXIES rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for DIXIES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather DIXIES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DIXIES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name DIXIES

Website http wwwdixiefedcom

Address 501 Russell St, Darlington, SC 29532

Phone 843-393-0426

Fax 843-391-0001

President Floyd Jordan

CEO Scott Eagerton

Full-Time Employees 14

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.48%

Return on Assets (ROA)

0.4362%

Return on Equity (ROE)

1.9291%

Non-Performing Loans Ratio (NPL)

1.19%

Total Assets

47,015,109

Total Amount of Shares and Deposits

36,283,990

Total Shares and Deposits < 1 Year

33,083,450

Total Shares and Deposits 1 3 Years

2,959,304

Total Shares and Deposits > 3 Years

241,236

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

880,548

Total Uninsured Shares and Deposits > $250K (F+J)

880,548

Total Insured Shares and Deposits > $250K (item 17 less item K)

35,403,442

Total Interest Expense (Sum of items 6 8)

268,795

Share Certificates

290

Number of Accounts for Share Drafts

2,832

IRA KEOGH Accounts

130

Number of Accounts for Regular Shares

5,451

All other shares

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

205,099

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,097,340

Total Liabilities

36,535,186

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for DIXIES yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About DIXIES

Is DIXIES a safe place to deposit money?

Yes, DIXIES is considered a safe financial institution. With a Texas Ratio of 3.4825381163768%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does DIXIES operate?

DIXIES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join DIXIES?

Yes, to access services at DIXIES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, DIXIES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, DIXIES provides members with tools to manage their accounts and build a solid financial history.

Does DIXIES offer online and mobile banking?

Most modern institutions like DIXIES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http wwwdixiefedcom.