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Travis County Credit Union Rates & Review October 2026

Travis County Credit Union's top rates as of October 10, 2026 are 0.40% APY on money market accounts, 0.01% APY on checking, personal loans from 10.49% APR, and credit cards from 12.84% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Travis County Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.45%. Rates last updated and verified on 10/10/2026.

Travis County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Travis County Credit Union? Share your experience about Travis County Credit Union by leaving a review below, or read customer reviews before you decide to use Travis County Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.45%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Travis County Credit Union
Main Office
1101 N Interstate 35
Austin, TX 78702-1901
https://www.tccu.net
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Travis County Credit Union Savings Rates

Product Rate APY View More
Holiday Club 0.15% 0.15%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%

Travis County Credit Union Money Market Rates

Product Rate APY View More
Money Market Account (Suffix 07) 0.40% 0.40%
Min Balance $100,000
Details Balance: $100,000 and above
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.40% APY
0.00%0.45%0.90%Oct 10, 2026: 0.40% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Money Market Account (Suffix 07) 0.35% 0.35%
Min Balance $50,000
Details Balance: $50,000 to 99,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.35% APY
0.00%0.43%0.85%Oct 10, 2026: 0.35% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Money Market Account (Suffix 07) 0.30% 0.30%
Min Balance $25,000
Details Balance: $25,000 to 49,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.30% APY
0.00%0.40%0.80%Oct 10, 2026: 0.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Money Market Account (Suffix 07) 0.25% 0.25%
Min Balance $2,000
Details Balance: $2,000 to 24,999
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.25% APY
0.00%0.38%0.75%Oct 10, 2026: 0.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%

Travis County Credit Union Checking Rates

Product Rate APY View More
Other Checking Accounts 0.015% 0.015%
Min Balance $1,500
Details Balance: $1,500 and above
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 5 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%

Travis County Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Autos - - 3.99%
Details As Low As; Rates Subject To Change Without Notice.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.99% APR · checked 6 times
3.49%3.99%4.49%Sep 14, 2026: 3.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Motor Vehicle New and Used Loan - - 3.99% 48 months
Details Published APR range: 3.99% to 17.74%. Max Loan: 110% of price
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.99% APR · checked 5 times
3.49%3.99%4.49%Sep 18, 2026: 3.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Motor Vehicle New and Used Loan - - 3.99% 36 months
Details Published APR range: 3.99% to 17.74%. Max Loan: 110% of price
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 3.99% APR · checked 5 times
3.49%3.99%4.49%Sep 18, 2026: 3.99% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Motor Vehicle New and Used Loan - - 4.99% 66 months
Details Published APR range: 4.99% to 17.74%. Max Loan: 110% of price
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Motor Vehicle New and Used Loan - - 5.49% 75 months
Details Published APR range: 5.49% to 17.74%. Max Loan: 110% of price
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 6 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Motor Vehicle New and Used Loan - - 6.24% 84 months
Details Published APR range: 6.24% to 17.74%. Max Loan: 100% of price
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 6 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%

Travis County Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat Loan - 6.49% 60 months
Details Published APR range: 6.49% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
RV/Travel Trailer New and Used Loan - 6.49% 60 months
Details Published APR range: 6.49% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Motorcycle, Moped, Scooter New and Used Loan - 6.99% 66 months
Details Published APR range: 6.99% to 17.74%. MAX LOAN: 100% of price
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Boat Loan - 7.24% 120 months
Details Published APR range: 7.24% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 5 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
RV/Travel Trailer New and Used Loan - 7.24% 120 months
Details Published APR range: 7.24% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.24% APR · checked 5 times
6.74%7.24%7.74%Sep 14, 2026: 7.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Boat Loan - 8.24% 180 months
Details Published APR range: 8.24% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 5 times
7.74%8.24%8.74%Sep 14, 2026: 8.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
RV/Travel Trailer New and Used Loan - 8.24% 180 months
Details Published APR range: 8.24% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 5 times
7.74%8.24%8.74%Sep 14, 2026: 8.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%

Travis County Credit Union Credit Card Rates

Product Rate APR View More
MasterCard - 12.84%
Details Rates Subject To Change Without Notice.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.84% APR · checked 6 times
12.34%12.84%13.34%Sep 14, 2026: 12.84% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%

Travis County Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 10.49% 36 months
Details Published APR range: 10.49% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 6 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Signature Loan 11.49% 48 months
Details Published APR range: 11.49% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 11.49% APR · checked 6 times
10.99%11.49%11.99%Sep 14, 2026: 11.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%

Travis County Credit Union Other Rates

Product Rate Points APY/APR Term View More
AAA Loan - - 9.49% 60 months
Details Published APR range: 9.49% to 10.49%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 6 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Computer, Small Machines Loan - - 7.49% 36 months
Details Published APR range: 7.49% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 5 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Vacation/Christmas Loan - - 9.49% 12 months
Details Published APR range: 9.49% to 17.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 6 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Kasasa Cash Checking 1.98% - 2.00%
Min Balance $0
Details Balance: $0 to $10,000; APY: 2.00% to 0.41%
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 5 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Maximum Deposit $250,000 2.96% - 3.00% 3 Months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Maximum Deposit $250,000 3.11% - 3.15% 6 Months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.15% APY
2.65%3.15%3.65%Oct 10, 2026: 3.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Maximum Deposit $250,000 3.49% - 3.55% 12 Months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.55% APY
3.05%3.55%4.05%Oct 10, 2026: 3.55% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Maximum Deposit $250,000 3.11% - 3.15% 24 Months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 3.15% APY
2.65%3.15%3.65%Oct 10, 2026: 3.15% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Maximum Deposit $250,000 2.23% - 2.25% 36 Months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 10, 2026: 2.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Maximum Deposit $250,000 2.23% - 2.25% 48 Months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 10, 2026: 2.25% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Maximum Deposit $250,000 2.00% - 2.02% 60 Months
Min Deposit $1,000
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 2.02% APY
1.52%2.02%2.52%Oct 10, 2026: 2.02% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%
Share Account (Suffix 00 / 01 / 04) Declared Dividends 0.05% - 0.05%
Details Condition: $100 and above.
Last Updated 10/10/2026
Rate History
No change since Sep 22, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 22, 2026: 0.05% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.45%

Financial Health History

Travis County Credit Union’s Texas Ratio rose from 3.57% in Q3 2023 to 12.45% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.2% 2.0★ 8.4% 3.0★ 12.6% 4.0★ 16.8% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 3.57% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 12.45% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$43M12.45%5.0A
March 31, 2026$43M0.84%5.0A+
December 31, 2025$42M2.16%5.0A+
September 30, 2025$43M2.67%5.0A+
June 30, 2025$42M4.96%5.0A+
March 31, 2025$42M6.18%5.0A
December 31, 2024$42M6.45%5.0A
September 30, 2024$43M2.27%5.0A+
June 30, 2024$41M2.29%5.0A+
March 31, 2024$41M1.55%5.0A+
December 31, 2023$41M5.08%5.0A+
September 30, 2023$42M3.57%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Travis County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Travis County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Travis County Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Travis County Credit Union
Address 1101 N Interstate 35, Austin, TX 78702-1901
Phone 512-477-2641
Fax 512-472-1324
President Wayne Samson
CEO Alicia Quezada
Full-Time Employees 10
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.45%
Return on Assets (ROA)
0.2284%
Return on Equity (ROE)
2.4175%
Non-Performing Loans Ratio (NPL)
2.24%
Total Assets
42,665,347
Total Amount of Shares and Deposits
38,367,796
Total Shares and Deposits < 1 Year
37,813,584
Total Shares and Deposits 1 3 Years
554,212
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,660,008
Total Uninsured Shares and Deposits > $250K (F+J)
1,660,008
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,707,788
Total Interest Expense (Sum of items 6 8)
81,427
Share Certificates
128
Number of Accounts for Share Drafts
1,483
Number of Accounts for Regular Shares
3,617
All other shares
17
Money Market Shares
74
Net Income (unless the amount is already included in Undivided Earnings)
52,314
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,237,406
Total Liabilities
38,642,025
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Travis County Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/travis-county-credit-union-rates-review-67604">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Travis County Credit Union

How many branches does Travis County Credit Union operate?

Travis County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Travis County Credit Union?

Yes, to access services at Travis County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Travis County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Travis County Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Travis County Credit Union offer online and mobile banking?

Most modern institutions like Travis County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tccu.net.

Current Travis County Credit Union Rates

  • MMA0.40%
Retrieved from our database of financial products. Rates subject to change.