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Family 1st of Texas Federal Credit Union Rates & Review April 2026

Family 1st of Texas Federal Credit Union's 13-month CD rates are at 3.88%. Family 1st of Texas Federal Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Family 1st of Texas Federal Credit Union with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 64.27%. Rates were last updated on 04/11/2026.

Family 1st of Texas Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Family 1st of Texas Federal Credit Union? Share your experience about Family 1st of Texas Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Family 1st of Texas Federal Credit Union.

Overall Health & Safety Grade ?
F
High Risk Health Score: 28/100
MonitorBankRates Rating ?
1.0
Weak Out of 5.0 Stars
Texas Ratio ?
64.27%
Weak Higher than avg
Family 1st of Texas Federal Credit Union
Main
3501 Western Center Blvd
Fort Worth, TX 76137
https://www.family1stfcu.org
Member NCUA

Family 1st of Texas Federal Credit Union CD Rates

Product Rate APY Term View More
13-month CD - 3.88% 13
Min Deposit $500
Details Lock in a great rate for the remainder of 2026.
Last Updated 04/11/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 64.27%

Family 1st of Texas Federal Credit Union Checking Rates

Product Rate APY View More
Checking Accounts - 3.55%
No additional details.
Last Updated 04/11/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 64.27%

Family 1st of Texas Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.24%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 64.27%

Family 1st of Texas Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 9.90%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 64.27%

Family 1st of Texas Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 8.99%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
1.0
Star Rating
F
Health Grade
Texas Ratio: 64.27%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Family 1st of Texas Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Family 1st of Texas Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Family 1st of Texas Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Family 1st of Texas Federal Credit Union
Address 3501 Western Center Blvd, Fort Worth, TX 76137
Phone 817-847-8992
Fax 817-847-0328
President Craig Wilborn
CEO Sandra Szymanski
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (28/100)
Texas Ratio
64.27%
Return on Assets (ROA)
-0.8431%
Return on Equity (ROE)
-13.0297%
Non-Performing Loans Ratio (NPL)
4.99%
Total Assets
22,258,321
Total Amount of Shares and Deposits
20,685,245
Total Shares and Deposits < 1 Year
18,558,025
Total Shares and Deposits 1 3 Years
2,127,220
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
147,584
Total Uninsured Shares and Deposits > $250K (F+J)
147,584
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,537,661
Total Interest Expense (Sum of items 6 8)
106,662
Share Certificates
169
Number of Accounts for Share Drafts
746
Number of Accounts for Regular Shares
2,153
Non Member Deposits
25
Money Market Shares
73
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,240,319
Total Liabilities
20,878,337
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Family 1st of Texas Federal Credit Union

Is Family 1st of Texas Federal Credit Union a safe place to deposit money?

Yes, Family 1st of Texas Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 64.274268130452%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Family 1st of Texas Federal Credit Union operate?

Family 1st of Texas Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Family 1st of Texas Federal Credit Union?

Yes, to access services at Family 1st of Texas Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Family 1st of Texas Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Family 1st of Texas Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Family 1st of Texas Federal Credit Union offer online and mobile banking?

Most modern institutions like Family 1st of Texas Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.family1stfcu.org.

Current Family 1st of Texas Federal Credit Union Rates

  • 12-Month CD3.88%
Retrieved from our database of financial products. Rates subject to change.