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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Intrepid Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Intrepid Credit Union's CD Student CD (13-21) rates are at 4.00%, CD 90 Days rates are at 3.60%, CD 6 month rates are at 3.55%, Individual Retirement CDs 12 month rates are at 3.50%, CD 12 month rates are at 3.50%. Intrepid Credit Union's savings rates are at 0.05%. Intrepid Credit Union's money market rates are at 0.45%. MonitorBankRates evaluates the financial stability of Intrepid Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.35%. Rates were last updated on 03/27/2026. Intrepid Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Intrepid Credit Union? Share your experience about Intrepid Credit Union by leaving a review below, or read customer reviews before you decide to use Intrepid Credit Union. Intrepid Credit Union
Helena Great Northern Town Center 50 W 14th St
https://www.intrepidcu.org Helena, MT 59601 3443 
Intrepid Credit Union CD Rates
Intrepid Credit Union Savings Rates
Intrepid Credit Union Money Market Rates
Intrepid Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Intrepid Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Intrepid Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Intrepid Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Intrepid Credit Union
Website
https://www.intrepidcu.org
Address
50 W 14th St,
Helena, MT 59601 3443
Phone
406-443-5400
Fax
406-443-6158
President
Donald Polly
CEO
Greg Strizich
Full-Time Employees
74
Part-Time Employees
1
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.35%
Return on Assets (ROA)
0.2707%
Return on Equity (ROE)
2.5205%
Non-Performing Loans Ratio (NPL)
0.20%
Total Assets
309,469,508
Total Amount of Shares and Deposits
260,719,112
Total Shares and Deposits < 1 Year
238,028,939
Total Shares and Deposits 1 3 Years
15,974,565
Total Shares and Deposits > 3 Years
6,715,608
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,108,319
Total Uninsured Shares and Deposits > $250K (F+J)
8,108,319
Total Insured Shares and Deposits > $250K (item 17 less item K)
252,610,793
Total Interest Expense (Sum of items 6 8)
2,882,447
Share Certificates
1,747
Number of Accounts for Share Drafts
7,433
IRA KEOGH Accounts
690
Number of Accounts for Regular Shares
26,537
All other shares
141
Non Member Deposits
1
Money Market Shares
625
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,609,585
Total Liabilities
276,461,394
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Intrepid Credit UnionIs Intrepid Credit Union a safe place to deposit money?Yes, Intrepid Credit Union is considered a safe financial institution. With a Texas Ratio of 1.346659767708%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Intrepid Credit Union operate?Intrepid Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Intrepid Credit Union?Yes, to access services at Intrepid Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Intrepid Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Intrepid Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Intrepid Credit Union offer online and mobile banking?Most modern institutions like Intrepid Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.intrepidcu.org. Current Intrepid Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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