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Frontier Bank Sioux Falls, SD Rates & Review March 2026

Frontier Bank Sioux Falls, SD's money market rates are at 1.25%. MonitorBankRates evaluates the financial stability of Frontier Bank Sioux Falls, SD with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/26/2026.

Frontier Bank Sioux Falls, SD money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Frontier Bank Sioux Falls, SD? Share your experience about Frontier Bank Sioux Falls, SD by leaving a review below, or read customer reviews before you decide to use Frontier Bank Sioux Falls, SD.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Frontier Bank Sioux Falls, SD
101 S Phillips Ave
Sioux Falls, SD 57104
https://www.frontierbank.com
Member FDIC

Frontier Bank Sioux Falls, SD Money Market Rates

Product Rate APY View More
Money Market Select - 3.25%
Min Deposit $50,000
Min Balance $50,000
Details Balances exceeding $250,000 receive APY of 3.25%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Select - 2.75%
Min Deposit $50,000
Min Balance $50,000
Details $200,000-249,999.99 earn 2.75%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Select - 2.25%
Min Deposit $50,000
Min Balance $50,000
Details $150,000-199,999.99 earn 2.25%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Select - 1.75%
Min Deposit $50,000
Min Balance $50,000
Details $100,000-149,999.99 earn 1.75%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Select - 1.25%
Min Deposit $50,000
Min Balance $50,000
Details balances ($50,000-99,999.99 earn 1.25%
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Frontier Bank Sioux Falls, SD is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Frontier Bank Sioux Falls, SD rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Frontier Bank Sioux Falls, SD's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Frontier Bank Sioux Falls, SD
Bank Holding Company ROCK RIVERS BCORP
Address 101 S Phillips Ave, Sioux Falls, SD 57104  ·  Minnehaha
FDIC Certificate # 33922
Established 06/24/1994
FDIC Insurance Date 06/24/1994
Domestic Offices 5
Total Branches 5
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5406%
Return on Equity (ROE) 8.9800%
Non-Performing Loans (NPL) 0.00%
Total Assets $341,879,000
Total Deposits $311,391,000
Equity Capital $23,064,000
Net Income $1,756,000
Headquarters Sioux Falls
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Frontier Bank Sioux Falls, SD

Is Frontier Bank Sioux Falls, SD a safe place to deposit money?

Yes, Frontier Bank Sioux Falls, SD is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Frontier Bank Sioux Falls, SD operate?

Frontier Bank Sioux Falls, SD currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Frontier Bank Sioux Falls, SD does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Frontier Bank Sioux Falls, SD provides members with tools to manage their accounts and build a solid financial history.

Does Frontier Bank Sioux Falls, SD offer online and mobile banking?

Most modern institutions like Frontier Bank Sioux Falls, SD provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.frontierbank.com.

Current Frontier Bank Sioux Falls, SD Rates

  • MMA1.25%
Retrieved from our database of financial products. Rates subject to change.