Frontier Bank Sioux Falls, SD CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.55%, 6-month CD rates at 3.55% and 3-month CD rates at 1.36%. Current savings rates are at 0.43% and money market rates are at 0.03%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 17.99%. Personal Loan rates are at 9.25%. All these rates, and more, can be found in our database of rates. Frontier Bank Sioux Falls, SD's 18-Month CD (Rate Riser) rates are at 1.66%, 24-Month CD rates are at 1.65%, 12-Month CD rates are at 1.35%, 6-Month CD rates are at 1.05%.

Frontier Bank Sioux Falls, SD

To see how these rates compare to Frontier Bank Sioux Falls, SD CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Frontier Bank Sioux Falls, SD, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Frontier Bank Sioux Falls, SD CD rates. You can also compare Frontier Bank Sioux Falls, SD savings rates, MMA rates and mortgage rates using our other rate lists.

Frontier Bank Sioux Falls, SD money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Frontier Bank Sioux Falls, SD? Share your experience about Frontier Bank Sioux Falls, SD by leaving a review below, or read customer reviews before you decide to use Frontier Bank Sioux Falls, SD.

Frontier Bank Sioux Falls, SD Texas Ratio

Frontier Bank Sioux Falls, SD's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Frontier Bank Sioux Falls, SD is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Frontier Bank Sioux Falls, SD is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.35%
18-Month CD
1.66%
24-Month CD
1.65%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Frontier Bank Sioux Falls, SD
101 S Phillips Ave
Sioux Falls, SD 57104
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Frontier Bank Sioux Falls, SD CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
18-Month CD (Rate Riser)
1.66%
$1,000
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
24-Month CD
1.65%
$1,000
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
12-Month CD
1.35%
$1,000
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
6-Month CD
1.05%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Frontier Bank Sioux Falls, SD Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Coastal Heritage Bank
Coastal Heritage Bank
36-Month CD
3.90%
$1,000
Cross River Bank
Cross River Bank
12-Month CD
3.70%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD (Jumbo)
3.70%
$100,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
12-Month CD
3.67%
$500
ESSA Bank & Trust
ESSA Bank & Trust
18-Month CD
3.65%
$1,000
GreenLeaf Bank
GreenLeaf Bank
48-Month CD
3.35%
$1,000
Cornerstone State Bank
Cornerstone State Bank
6-Month CD (Jumbo)
3.28%
$200,000
Institution for Savings
Institution for Savings
Business Sapphire Money Market
3.25%
$2,000,000
Marion County State Bank
Marion County State Bank
36-Month CD
3.25%
$1,000
AAEC Credit Union
AAEC Credit Union
24-Month CD
3.25%
$1,000
EverTrust Bank
EverTrust Bank
12-Month CD
3.10%
$3,000
AAC Credit Union
AAC Credit Union
FreePlus Checking
3.00%
$0
Centreville Bank
Centreville Bank
18-Month CD
2.75%
$1,000
Bar Harbor SLA
Bar Harbor SLA
24-Month CD
2.73%
$500
State Bank of St. Jacob
State Bank of St. Jacob
48-Month CD
2.50%
$1,000
Prevail Bank
Prevail Bank
48-Month CD
2.22%
$1,000
Alliance Bank WI
Alliance Bank WI
24-Month CD
2.22%
$500
JTNB
JTNB
36-Month CD
2.00%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
6-Month CD
1.90%
$2,500
Ohio State Bank
Ohio State Bank
24-Month CD
1.50%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
18-Month CD
1.31%
$1,000
Glen Burnie MSB
36-Month CD
1.26%
$500
PennCrest Bank
PennCrest Bank
60-Month CD
1.25%
$1,000
Community Bank Mankato
Community Bank Mankato
Blue Chip Money Market
1.10%
$25,000
Huron Valley State Bank
Huron Valley State Bank
Statement Savings
1.00%
$1
Home Bank SB
Home Bank SB
12-Month CD
1.00%
$500
Glen Burnie MSB
24-Month CD
1.00%
$500
Pineries Bank
Pineries Bank
3-Month CD
1.00%
$500
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
18-Month CD
0.90%
$5,000
Mid-Missouri Bank
Mid-Missouri Bank
36-Month CD
0.90%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
36-Month CD
0.75%
$500
Everett Co-operative Bank
Everett Co-operative Bank
18-Month CD
0.65%
$500
Benchmark Community Bank
Benchmark Community Bank
3-Month CD
0.60%
$500
FNB of Scotia
FNB of Scotia
Money Market
0.50%
$2,500
North Easton SB
North Easton SB
24-Month CD
0.50%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
48-Month CD
0.50%
$500
Warsaw Federal S&L
30-Month CD
0.45%
$500
Century Bank and Trust GA
Century Bank and Trust GA
18-Month CD
0.45%
$500
Bank of Buffalo
Bank of Buffalo
12-Month CD
0.40%
$500
Susquehanna Community Bank
Susquehanna Community Bank
Liberty Premium Money Market
0.35%
$25,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
60-Month CD
0.30%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
12-Month CD
0.25%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
Golden Savings
0.25%
$25
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
48-Month CD
0.25%
$1,000
HTLF Bank
HTLF Bank
UMB Savings
0.20%
$100
Greenstate Credit Union
Greenstate Credit Union
3-Month CD
0.20%
$500
First National Bank in Amboy
First National Bank in Amboy
Money Market
0.15%
$2,500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
Money Market
0.10%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
Money Market
0.10%
$0
Presence Bank
Presence Bank
Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 10, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Frontier Bank Sioux Falls, SD Information

Frontier Bank Sioux Falls, SD
101 S Phillips Ave
Sioux Falls, SD 57104
Minnehaha
Established Date: 06/24/1994
FDIC Certificate #: 33922
Date of FDIC Deposit Insurance: 06/24/1994
Bank Holding Company: ROCK RIVERS BCORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Frontier Bank Sioux Falls, SD FDIC Insured? Yes
What is Frontier Bank Sioux Falls, SD's Cert number? 33922
What is the maximum amount for insured deposits? $250,000 per holder, per account

Frontier Bank Sioux Falls, SD Financials

Total Assets:
$340,570,000
Total Deposits:
$293,239,000
Equity Capital:
$20,500,000
Domestic Deposits:
$293,239,000
Net Income:
$336,000
Return on Assets:
0.5406%
Quarterly Return on Assets:
0.4000%
Pretax Return on Assets:
0.4221%
Pretax Quarterly Return on Assets:
0.4200%
Return on Equity:
8.9800%
Quarterly Return on Equity:
6.5800%
Common Equity Tier 1 Capital Ratio:
12.0681%
Tier 1 Risk-Based Capital Ratio:
12.0681%
Leverage Tier 1 (Core Capital) Ratio:
9.0394%
Total Risk-Based Capital Ratio (YTD):
13.0774%
Total Interest Income (YTD):
4.4911%
 
 
Headquarters:
Sioux Falls
FDIC Field Office:
Sioux City
Regulator:
OCC
County:
Minnehaha
# of Offices:
5
Metropolitan Statistical Area (MSA):
Sioux Falls, SD
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Federal Reserve Chairwoman, Janet Yellen, said in a speech to the Chamber of Commerce in Providence, R.I, that she still expects the Fed to start raising its benchmark interest rate later this year. A hike in the federal funds rate will send savings rates and money market rates higher.

Live Oak Bank CD rates were recently lowered but this bank's rates are still very competitive. Live Oak Bank is an Internet based bank headquartered in Wilmington, North Carolina. Live Oak Bank is a subsidiary of Live Oak Bancshares, Inc., a publicly traded company on NASDAQ, ticker symbol  LOB.

Certificates of deposit (CDs) are a safe and secure investment for many investors. Unfortunately the return investors get in CDs has been dismal for many years. Last month Market Rates Insight (MRI) released a report showing the average 5-year CD rate was lower than the rate of inflation. This means if you invest in long term CDs you’re not even staying ahead the inflation rate. We all learned in economics 101 your investments have to stay ahead the inflation rate. 

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