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Peoples Bank Ripley, MS

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Peoples Bank Ripley, MS Rates & Review April 2026

Q: How many branches does Peoples Bank Ripley, MS operate?

Peoples Bank Ripley, MS currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Ripley, MS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 24, 2026

You can compare Peoples Bank Ripley, MS rates to other rates in our database, including 12-month CD rates currently at 3.50%, 6-month CD rates at 4.00% and 3-month CD rates at 1.20%. Savings rates are at 0.40% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.51%. All these rates can be compared to Peoples Bank Ripley, MS rates. MonitorBankRates evaluates the financial stability of Peoples Bank Ripley, MS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.28%. Rates were last updated on 04/24/2026.

Peoples Bank Ripley, MS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank Ripley, MS? Share your experience about Peoples Bank Ripley, MS by leaving a review below, or read customer reviews before you decide to use Peoples Bank Ripley, MS.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.28%

Excellent Lower than avg

Peoples Bank Ripley, MS

305 E Jefferson St
Ripley, MS 38663

https://WWW.PEOPLESRIPLEY.COM

Current Rate Availability

We do not have Peoples Bank Ripley, MS rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank Ripley, MS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank Ripley, MS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank Ripley, MS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Peoples Bank Ripley, MS

Bank Holding Company PEOPLES CORP THE

Address 305 E Jefferson St, Ripley, MS 38663 · Tippah

Website https://WWW.PEOPLESRIPLEY.COM

FDIC Certificate # 15871

Established 03/03/1925

FDIC Insurance Date 12/18/1941

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.28%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9519%

Return on Equity (ROE) 13.4400%

Non-Performing Loans (NPL) 0.08%

Total Assets $555,786,000

Total Deposits $497,883,000

Equity Capital $50,809,000

Net Income $4,762,000

Headquarters Ripley

Total Offices 6

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Peoples Bank Ripley, MS

Is Peoples Bank Ripley, MS a safe place to deposit money?

Yes, Peoples Bank Ripley, MS is considered a safe financial institution. With a Texas Ratio of 1.2806268639261%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Peoples Bank Ripley, MS operate?

Peoples Bank Ripley, MS currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank Ripley, MS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Ripley, MS provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank Ripley, MS offer online and mobile banking?

Most modern institutions like Peoples Bank Ripley, MS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://WWW.PEOPLESRIPLEY.COM.