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Heritage Bank Marion, IA Rates & Review April 2026

Heritage Bank Marion, IA's CD SPECIALS 11-Month rates are at 3.50%, CD SPECIALS 27-Month rates are at 3.30%. Heritage Bank Marion, IA's savings rates are at 0.10%. Heritage Bank Marion, IA's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Heritage Bank Marion, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.99%. Rates were last updated on 04/17/2026.

Heritage Bank Marion, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heritage Bank Marion, IA? Share your experience about Heritage Bank Marion, IA by leaving a review below, or read customer reviews before you decide to use Heritage Bank Marion, IA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.99%
Excellent Lower than avg
Heritage Bank Marion, IA
695 Marion Blvd
Marion, IA 52302
https://www.heritagemarion.bank
Member FDIC

Heritage Bank Marion, IA CD Rates

Product Rate APY Term View More
CD SPECIALS 11 month 3.47% 3.50% 11
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.99%
CD SPECIALS 27 month 3.27% 3.30% 27
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.99%

Heritage Bank Marion, IA Savings Rates

Product Rate APY View More
Savings 0.10% 0.10%
Min Balance $0
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.99%

Heritage Bank Marion, IA Money Market Rates

Product Rate APY View More
Money Market 0.50% 0.50%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.99%
Money Market 0.25% 0.25%
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.99%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Heritage Bank Marion, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Heritage Bank Marion, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Heritage Bank Marion, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Heritage Bank Marion, IA
Bank Holding Company DELHI BANCSHARES INC
Address 695 Marion Blvd, Marion, IA 52302  ·  Linn
FDIC Certificate # 18463
Established 03/01/1899
FDIC Insurance Date 12/07/1961
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.99%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) -0.2626%
Return on Equity (ROE) -5.3800%
Non-Performing Loans (NPL) 0.09%
Total Assets $38,567,000
Total Deposits $33,948,000
Equity Capital $2,182,000
Net Income $-237,000
Headquarters Marion
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Heritage Bank Marion, IA

Is Heritage Bank Marion, IA a safe place to deposit money?

Yes, Heritage Bank Marion, IA is considered a safe financial institution. With a Texas Ratio of 1.9889502762431%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Heritage Bank Marion, IA operate?

Heritage Bank Marion, IA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Heritage Bank Marion, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Heritage Bank Marion, IA provides members with tools to manage their accounts and build a solid financial history.

Does Heritage Bank Marion, IA offer online and mobile banking?

Most modern institutions like Heritage Bank Marion, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.heritagemarion.bank.

Current Heritage Bank Marion, IA Rates

  • 12-Month CD3.50%
  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.