Stearns Bank Holdingford CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 1.46% and 3-month CD rates at 2.35%. Current savings rates are at 0.30% and money market rates are at 3.00%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 7.90%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Stearns Bank Holdingford's 6-Month CD rates are at 5.06%, 9-Month CD rates are at 5.03%, 12-Month CD rates are at 4.50%, 24-Month CD rates are at 3.50%.

Stearns Bank Holdingford

To see how these rates compare to Stearns Bank Holdingford CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Stearns Bank Holdingford, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Stearns Bank Holdingford CD rates. You can also compare Stearns Bank Holdingford savings rates, MMA rates and mortgage rates using our other rate lists.

Stearns Bank Holdingford money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Stearns Bank Holdingford? Share your experience about Stearns Bank Holdingford by leaving a review below, or read customer reviews before you decide to use Stearns Bank Holdingford.

Stearns Bank Holdingford Texas Ratio

Stearns Bank Holdingford's Texas Ratio is at 0.75%, which is considered excellent. The Texas Ratio for Stearns Bank Holdingford is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Stearns Bank Holdingford is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.50%
18-Month CD
N/A
24-Month CD
3.50%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Stearns Bank Holdingford
580 Main St
Holdingford, MN 56340
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Stearns Bank Holdingford CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Stearns Bank Holdingford
Stearns Bank Holdingford
6-Month CD
5.06%
$2,500
Stearns Bank Holdingford
Stearns Bank Holdingford
9-Month CD
5.03%
$2,500
Stearns Bank Holdingford
Stearns Bank Holdingford
12-Month CD
4.50%
$2,500
Stearns Bank Holdingford
Stearns Bank Holdingford
24-Month CD
3.50%
$500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Stearns Bank Holdingford Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Iron Workers SB
Iron Workers SB
11-Month CD
5.25%
$5,000
Greenville Federal
Greenville Federal
9-Month CD special
5.00%
$10,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
11-Month CD (Certificate)
4.97%
$25,000
FNB of Hereford
FNB of Hereford
12-Month CD
4.70%
$50,000
Everence Trust Company
Everence Trust Company
Relationship savings
4.60%
$5,000
Cape Ann Savings Bank
Cape Ann Savings Bank
12-Month CD
4.33%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
3-Month CD
4.32%
$10,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
24-Month CD (Certificate) Plus Jumbo
4.30%
$200,000
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
13-Month CD special
4.25%
$500
Citizens Federal S&LA
Citizens Federal S&LA
24-Month CD
4.10%
$500
Sikorsky Credit Union
Sikorsky Credit Union
24-Month CD (Certificate)
4.00%
$500
BankSouth GA
BankSouth GA
24-Month CD
3.95%
$500
Parke Bank
Parke Bank
15-Month CD special
3.82%
$500
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
24-Month CD
3.75%
$0
Leighton State Bank
Leighton State Bank
Leighton Interest Checking
3.56%
$0
Pathway Bank
Pathway Bank
24-Month CD
3.50%
$1,000
Skyone Federal Credit Union
Skyone Federal Credit Union
6-Month CD certificate
3.00%
$1,000
Iron Workers SB
Iron Workers SB
48-Month CD
3.00%
$500
Neffs National Bank
Neffs National Bank
60-Month CD
3.00%
$1,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
48-Month CD
3.00%
$1,000
Harvest Bank
Harvest Bank
48-Month CD
2.70%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
30-Month CD
2.50%
$1,000
Volunteer State Bank
Volunteer State Bank
24-Month CD
2.50%
$1,000
State Bank of Cherry
12-Month CD
2.27%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Money Market Diamond MMDA
2.25%
$1,000,000
The FNB Community Bank
The FNB Community Bank
12-Month CD
2.17%
$1,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
6-Month CD
2.00%
$1,000
Charter Bank IA
Charter Bank IA
48-Month CD
2.00%
$10,000
North Shore Bank of Commerce
North Shore Bank of Commerce
12-Month CD
1.50%
$1,000
Jefferson Security Bank
Jefferson Security Bank
48-Month CD
1.41%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
Banesco USA
Banesco USA
High Yield Money Market
1.35%
$2,500
First Bank Waverly, IA
First Bank Waverly, IA
36-Month CD
1.25%
$1,000
United Orient Bank
United Orient Bank
18-Month CD
1.25%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
36-Month CD
1.05%
$1,000
Hocking Valley Bank
Hocking Valley Bank
12-Month CD
1.00%
$1,000
Bank Forward
Bank Forward
Forward Money Market
1.00%
$5,000
PS Bank
PS Bank
60-Month CD
0.90%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
3-Month CD
0.75%
$1,000
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
Rondout Savings Bank
Rondout Savings Bank
36-Month CD
0.60%
$500
New Mexico B&T
New Mexico B&T
12-Month CD
0.60%
$1,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
Statement Savings
0.50%
$50
Katahdin Trust Company
Katahdin Trust Company
Christmas Club
0.25%
$1
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD Dream Maker
0.20%
$250
First National Bank of Clarksdale
First National Bank of Clarksdale
Regular Savings
0.20%
$0
Maine Community Bank
Maine Community Bank
6-Month CD
0.20%
$500
Artisans Bank
Artisans Bank
36-Month CD
0.20%
$1,500
Aac Credit Union
Aac Credit Union
Savings
0.10%
$200
Windsor Federal S&L
Windsor Federal S&L
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Stearns Bank Holdingford Information

Stearns Bank Holdingford
580 Main St
Holdingford, MN 56340
Stearns
Established Date: 10/10/1910
FDIC Certificate #: 10160
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Stearns Bank Holdingford FDIC Insured? Yes
What is Stearns Bank Holdingford's Cert number? 10160
What is the maximum amount for insured deposits? $250,000 per holder, per account

Stearns Bank Holdingford Financials

Total Assets:
$77,842,000
Total Deposits:
$53,708,000
Equity Capital:
$22,128,000
Domestic Deposits:
$53,708,000
Net Income:
$415,000
Return on Assets:
1.9077%
Quarterly Return on Assets:
2.1400%
Pretax Return on Assets:
2.8432%
Pretax Quarterly Return on Assets:
2.8400%
Return on Equity:
8.2800%
Quarterly Return on Equity:
7.5500%
Common Equity Tier 1 Capital Ratio:
35.9106%
Tier 1 Risk-Based Capital Ratio:
35.9106%
Leverage Tier 1 (Core Capital) Ratio:
25.6361%
Total Risk-Based Capital Ratio (YTD):
37.1169%
Total Interest Income (YTD):
3.8081%
 
 
Headquarters:
Holdingford
FDIC Field Office:
Minneapolis
Regulator:
OCC
County:
Stearns
# of Offices:
1
Metropolitan Statistical Area (MSA):
St. Cloud, MN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

GE Capital Retail Bank once again has the best CD rate in our 12 month certificate of deposit rate database. GE Capital Retail Bank increased their 1 year bank CD rate to 1.09 percent with an annual percentage yield (APY) of 1.10 percent. The bank increased their 1 year CD rate from 1.04 percent with an APY of 1.05 percent.

Astoria Bank CD rates were recently increased on the bank's intermediate and long term certificates of deposit. This change is counter to what most banks are doing these days. Many banks are increasing their short term CD rates because short term bond yields are moving higher while intermediate and long term yields remain flat.

By Jeffrey Long, Allstate Personal Financial Representative

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