Heritage Community Bank Union, MO CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Heritage Community Bank Union, MOToday's 12-month CD rates can be found at 1.61%, 6-month CD rates at 4.04% and 3-month CD rates at 0.75%. Current savings rates are at 0.05% and money market rates are at 0.55%. Mortgage rates today on 30-year fixed loans are around 7.33%. Credit Card rates are at 17.75%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Heritage Community Bank Union, MO CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Heritage Community Bank Union, MO, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Heritage Community Bank Union, MO CD rates. You can also compare Heritage Community Bank Union, MO savings rates, MMA rates and mortgage rates using our other rate lists.

Heritage Community Bank Union, MO money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heritage Community Bank Union, MO? Share your experience about Heritage Community Bank Union, MO by leaving a review below, or read customer reviews before you decide to use Heritage Community Bank Union, MO.

Heritage Community Bank Union, MO Texas Ratio

Heritage Community Bank Union, MO's Texas Ratio is at 4.18%, which is considered excellent. The Texas Ratio for Heritage Community Bank Union, MO is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Heritage Community Bank Union, MO is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Heritage Community Bank Union, MO
100 E Locust St
Union, MO 63084
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Heritage Community Bank Union, MO Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Needham Bank
Needham Bank
12-Month CD
4.25%
$1,000
OBannon Bank
OBannon Bank
18-Month CD
4.06%
$1,000
Regent Bank (OK)
Regent Bank (OK)
24-Month CD
4.00%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
12-Month CD
4.00%
$250
Liberty Savings Bank
Liberty Savings Bank
Big Interest Savings
4.00%
$5,000
Access Federal Credit Union
Access Federal Credit Union
36-Month CD
4.00%
$1,000
Community Bank Owatonna
Community Bank Owatonna
Kasasa Checking
4.00%
$0
FNB of Waterloo
FNB of Waterloo
12-Month CD
3.96%
$100
Gunnison S&L
Gunnison S&L
60-Month CD
3.83%
$500
The Bank of Romney
The Bank of Romney
12-Month CD
3.80%
$1,000
Andrews Federal Credit Union
Andrews Federal Credit Union
60-Month CD
3.55%
$1,000
Halstead Bank
Halstead Bank
60-Month CD
3.30%
$1,000
Citizens Independent Bank
Citizens Independent Bank
24-Month CD
3.25%
$1,000
Rising Bank
Rising Bank
24-Month CD
3.20%
$1,000
Warren-Boynton State Bank
Warren-Boynton State Bank
18-Month CD
3.02%
$1,000
Unison Bank
Unison Bank
18-Month CD
3.01%
$2,500
Security Federal Bank
Security Federal Bank
36-Month CD
3.00%
$500
Superior National Bank
Superior National Bank
18-Month CD
3.00%
$500
Homeland Community Bank
Homeland Community Bank
48-Month CD
2.95%
$500
BankVista
BankVista
48-Month CD
2.75%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
36-Month CD
2.65%
$1,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
48-Month CD
2.52%
$500
FNB at St. James
FNB at St. James
36-Month CD
2.52%
$500
CSB Norwood Young America
CSB Norwood Young America
48-Month CD
2.37%
$500
Madison Valley Bank
Madison Valley Bank
12-Month CD
1.60%
$500
Bank of Lake Mills
Bank of Lake Mills
30-Month CD
1.55%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
48-Month CD
1.51%
$500
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
Central Bank Houston, TX
Central Bank Houston, TX
Money Market
1.50%
$500,000
MutualOne Bank
MutualOne Bank
24-Month CD
1.31%
$500
NCS Bank
NCS Bank
36-Month CD
1.26%
$500
Longview Bank
Longview Bank
Money Market
1.00%
$25,000
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
Money Market
0.75%
$2,500
Benchmark Community Bank
Benchmark Community Bank
3-Month CD
0.75%
$500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
Money Market
0.65%
$0
Alliance Bank WI
Alliance Bank WI
Savings
0.60%
$100
KeySavings Bank
KeySavings Bank
36-Month CD
0.55%
$500
Western Nebraska Bank
Western Nebraska Bank
Passbook Savings
0.50%
$250
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
Savings
0.40%
$50
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
50+ Interest Checking
0.30%
$50
MidCountry Bank
MidCountry Bank
Money Market
0.30%
$50
Equitable S&L Co.
Equitable S&L Co.
24-Month CD
0.25%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$0
Ladysmith Federal S&L
Gold Checking
0.20%
$250
National Bank of Coxsackie
National Bank of Coxsackie
18-Month CD
0.20%
$500
Eastern Bank
Eastern Bank
36-Month CD (Business Select)
0.20%
$500
Bank of Pontiac
Bank of Pontiac
3-Month CD
0.20%
$2,500
Better Banks
Better Banks
Better Savings
0.10%
$0
Connecticut Community Bank
Connecticut Community Bank
NOW Checking
0.05%
$100
StonehamBank
StonehamBank
Optimum Savings
0.05%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Heritage Community Bank Union, MO rate data right now, check back for updates, we are adding rates all the time.

Heritage Community Bank Union, MO Information

Heritage Community Bank Union, MO
100 E Locust St
Union, MO 63084
Franklin
Established Date: 08/19/1935
FDIC Certificate #: 15282
Date of FDIC Deposit Insurance: 09/19/1935
Bank Holding Company: HERITAGE MANAGEMENT CO INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Heritage Community Bank Union, MO FDIC Insured? Yes
What is Heritage Community Bank Union, MO 's Cert number? 15282
What is the maximum amount for insured deposits? $250,000 per holder, per account

Heritage Community Bank Union, MO Financials

Total Assets:
$260,458,000
Total Deposits:
$224,304,000
Equity Capital:
$19,069,000
Domestic Deposits:
$224,304,000
Net Income:
$691,000
Return on Assets:
0.8059%
Quarterly Return on Assets:
1.0800%
Pretax Return on Assets:
1.0769%
Pretax Quarterly Return on Assets:
1.0800%
Return on Equity:
10.3800%
Quarterly Return on Equity:
14.3800%
Common Equity Tier 1 Capital Ratio:
9.3316%
Tier 1 Risk-Based Capital Ratio:
9.3316%
Leverage Tier 1 (Core Capital) Ratio:
7.9484%
Total Risk-Based Capital Ratio (YTD):
10.5823%
Total Interest Income (YTD):
5.6778%
 
 
Headquarters:
Union
FDIC Field Office:
St. Louis
Regulator:
FDIC
County:
Franklin
# of Offices:
4
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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