Santander Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.78%, 6-month CD rates at 4.40% and 3-month CD rates at 1.31%. Current savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.32%. Credit Card rates are at 15.40%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Santander Bank's 6-Month CD rates are at 4.15%, 13-Month CD rates are at 4.00%.

Santander Bank

To see how these rates compare to Santander Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Santander Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Santander Bank CD rates. You can also compare Santander Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Santander Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Santander Bank? Share your experience about Santander Bank by leaving a review below, or read customer reviews before you decide to use Santander Bank.

Santander Bank Texas Ratio

Santander Bank's Texas Ratio is at 5.94%, which is considered excellent. The Texas Ratio for Santander Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Santander Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.55%

18-Month CD

N/A

2.29%

24-Month CD

N/A

2.28%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Santander Bank

824 N Market St
Wilmington, DE 19801

https://www.santanderbank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Santander Bank

Santander Bank CD Rates and Interest Rates

Santander Bank

6-Month CD

4.15%

$500

Santander Bank

13-Month CD

4.00%

$500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Santander Bank Rates with Other Competitive Bank and Credit Union Rates

Petefish, Skiles & Co. Bank

Rewards Checking

5.12%

$50

Fidelity

6-Month CD

4.25%

$1,000

North Dallas Bank & Trust (NDBT)

18-Month CD

4.15%

$1,000

SchoolsFirst Federal Credit Union

12-Month CD

4.15%

$500

The Bank of Tescott

24-Month CD

3.95%

First National Bank of Orwell

12-Month CD

3.82%

$500

Cendera Bank

36-Month CD

3.55%

$1,000

Unison Bank

12-Month CD

3.50%

$2,500

F&M Union Bank

24-Month CD

3.38%

$1,000

Self-Help Credit Union

36-Month CD

3.35%

$500

Henderson FSB

24-Month CD

3.30%

$500

Touchmark Bank

36-Month CD

3.15%

$1,000

Hendricks County Bank and Trust

60-Month CD

3.04%

$1,000

Live Oak Bank

3-Month CD

3.00%

$2,500

Charter Bank TX

60-Month CD

3.00%

$1,000

Collins State Bank

36-Month CD

3.00%

$1,000

Cape Cod Co-operative Bank

18-Month CD

2.75%

$500

Metropolitan Capital B&T

12-Month CD (Jumbo)

2.75%

$100,000

1st Advantage Federal Credit Union

36-Month CD

2.75%

$500

Castroville State Bank

36-Month CD

2.53%

$1,000

Jovia Federal Credit Union

60-Month CD

2.50%

$100

State Bank of Chilton

Money Market

2.27%

$250,000

Timberland Bank

36-Month CD

2.17%

$500

Chartway Credit Union

36-Month CD

2.15%

$500

First Bank Ketchikan, AK

12-Month CD

2.05%

BluPeak Credit Union

12-Month CD

2.00%

$1,000

Forte Bank

48-Month CD

1.76%

$1,000

FSB of St. Charles, MO

3-Month CD

1.65%

$1,000

Heritage Bank Wood River, NE

24-Month CD

1.50%

$1,000

Heritage Bank Wood River, NE

12-Month CD

1.50%

$1,000

Fulton Bank

48-Month CD

1.01%

$1,000

RBT Rollstone B&T

24-Month CD

1.00%

$500

Unison Bank

Savings

1.00%

Evergreen Federal Bank

48-Month CD

1.00%

$1,000

Fairfield County Bank

60-Month CD

1.00%

$2,500

Mutual Security Credit Union

36-Month CD

1.00%

$500

Greenville Federal

24-Month CD

0.80%

$500

F&M Bank Upperco, MD

24-Month CD

0.50%

$500

Republic Bank of Chicago

6-Month CD

0.50%

$1,000

Citizens State Bank Cadott, WI

36-Month CD

0.40%

$1,000

Pioneer Bank Albany, NY

18-Month CD

0.35%

$500

Eagle Bank Everett, MA

24-Month CD

0.35%

$500

Newburyport Bank

Statement Savings

0.15%

$10

Clare Bank

12-Month CD

0.10%

$500

Monson Savings Bank

Statement Savings

0.10%

$10

Union Bank, Inc.

18-Month CD

0.10%

$1,000

First National Bank in Pinckneyville

3-Month CD

0.05%

$500

Grand Rapids SB

Interest Checking

0.03%

$500

Franklin SB Farmington, ME

Statement Savings

0.01%

BankGloucester

Passbook Savings

0.01%

$10

Disclaimer

Mortgage Rates March 24, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Santander Bank Information

Santander Bank

824 N Market St
Wilmington, DE 19801
New Castle
Established Date: 01/01/1907
FDIC Certificate #: 29950
Date of FDIC Deposit Insurance: 03/10/1938

Bank Holding Company: BANCO SANTANDER SA

How Many Domestic U.S. Offices? 409

How Many Branches are There? 405

Website: https://www.santanderbank.com

Is Santander Bank FDIC Insured? Yes

What is Santander Bank's Cert number? 29950

What is the maximum amount for insured deposits? $250,000 per holder, per account

Santander Bank Financials

Total Assets:

$102,184,166,000

Total Deposits:

$76,414,543,000

Equity Capital:

$11,916,695,000

Domestic Deposits:

$76,414,543,000

Net Income:

$185,515,000

Return on Assets:

0.2834%

Quarterly Return on Assets:

0.7300%

Pretax Return on Assets:

0.6979%

Pretax Quarterly Return on Assets:

0.7000%

Return on Equity:

2.5300%

Quarterly Return on Equity:

6.2900%

Common Equity Tier 1 Capital Ratio:

14.8014%

Tier 1 Risk-Based Capital Ratio:

14.8014%

Leverage Tier 1 (Core Capital) Ratio:

11.3615%

Total Risk-Based Capital Ratio (YTD):

16.0583%

Total Interest Income (YTD):

5.0834%

Headquarters:

Wilmington

FDIC Field Office:

Claymont

Regulator:

OCC

County:

New Castle

# of Offices:

409

Metropolitan Statistical Area (MSA):

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Consolidated Metropolitan Statistical Area (CMSA):

Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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