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Iron Workers SB Rates & Review September 2026

Iron Workers SB's 13-Month Certificates of Deposit and IRAs rates are at 4.10%, 12-Month Certificates of Deposit and IRAs rates are at 3.85%, 18-Month Certificates of Deposit and IRAs rates are at 3.75%, 24-Month Certificates of Deposit and IRAs rates are at 3.65%, 6-Month Certificates of Deposit and IRAs rates are at 3.65%. Iron Workers SB's savings rates are at 0.05%. Iron Workers SB's money market rates are at 0.05%. Iron Workers SB's 10 Year Fixed Rate rates are at 5.50%, 15 Year Fixed Rate rates are at 5.62%, 15 Year Fixed Rate rates are at 5.25%, 15 Year Fixed Rate Jumbo rates are at 6.12%, 15 Year Fixed Rate Jumbo rates are at 5.75%. MonitorBankRates evaluates the financial stability of Iron Workers SB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/19/2026.

Iron Workers SB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Iron Workers SB? Share your experience about Iron Workers SB by leaving a review below, or read customer reviews before you decide to use Iron Workers SB.

Ranked #8 in MonitorBankRates Top 100 Healthiest Small Banks 2026 Ranked #8 Healthiest Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Iron Workers SB
3333 Concord Rd
Aston, PA 19014
https://www.iwsb.com
Member FDIC

Iron Workers SB CD Rates

Product Rate APY Term View More
13 Month Certificates of Deposit and IRAs - 4.10% 13 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificates of Deposit and IRAs - 3.85% 12 Month
Min Deposit $250
Min Balance $250
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificates of Deposit and IRAs - 3.75% 18 Month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificates of Deposit and IRAs - 3.65% 24 Month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificates of Deposit and IRAs - 3.65% 6 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month Certificates of Deposit and IRAs - 3.60% 30 Month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificates of Deposit and IRAs - 3.50% 36 Month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
91 Day Certificates of Deposit and IRAs - 3.50% 91 Day
Min Deposit $2,500
Min Balance $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificates of Deposit and IRAs - 3.40% 48 Month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificates of Deposit and IRAs - 3.00% 60 Month
Min Deposit $500
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Iron Workers SB Savings Rates

Product Rate APY View More
Passbook Savings - 0.05%
Min Deposit $10
Min Balance $100
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Statement Savings - 0.05%
Min Deposit $10
Min Balance $100
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Iron Workers SB Money Market Rates

Product Rate APY View More
Money Market Plus - 0.25%
Min Deposit $10,000
Min Balance $250,000
Details Balance: $250,000.00 or More
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Plus - 0.20%
Min Deposit $10,000
Min Balance $100,000
Details Balance: $100,000.00 to $249,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Plus - 0.15%
Min Deposit $10,000
Min Balance $50,000
Details Balance: $50,000.00 to $99,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.10%
Min Deposit $10,000
Min Balance $250,000
Details Balance: $250,000.00 or More
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.10%
Min Deposit $10,000
Min Balance $125,000
Details Balance: $125,000.00 to $249,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Plus - 0.10%
Min Deposit $10,000
Min Balance $25,000
Details Balance: $25,000.00 to $49,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Plus - 0.10%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000.000 to $24,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.05%
Min Deposit $10,000
Min Balance $75,000
Details Balance: $75,000.00 to $124,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.05%
Min Deposit $10,000
Min Balance $25,000
Details Balance: $25,000.00 to $74,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.05%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000.000 to $24,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.05%
Min Deposit $10,000
Min Balance $5,000
Details Balance: $5,000.00 to $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.05%
Min Deposit $10,000
Details Balance: Less than $5,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts - 0.05%
Min Balance $0
Details Balance: Less than $5,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Plus - 0.05%
Min Deposit $10,000
Min Balance $5,000
Details Balance: $5,000.00 to $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Plus - 0.05%
Min Deposit $10,000
Min Balance $0
Details Balance: Less than $5,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Iron Workers SB Checking Rates

Product Rate APY View More
NOW Checking - 0.02%
Min Deposit $25
Min Balance $600
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Iron Workers SB Mortgage Rates

Product Rate Points APR Term View More
10 Year Fixed Rate 5.50% 0 5.52% 10 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 Year Fixed Rate 5.63% 0 5.64% 15 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 Year Fixed Rate 5.25% 3 5.73% 15 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 Year Fixed Rate Jumbo 6.13% 0 6.13% 15 Year
Details Term: 15 Year Fixed Rate Jumbo
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 Year Fixed Rate Jumbo 5.75% 3 6.23% 15 Year
Details Term: 15 Year Fixed Rate Jumbo
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
20 Year Fixed Rate 6.38% 0 6.39% 20 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Year Fixed Rate 6.13% 3 6.42% 30 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Year Fixed Rate 6.50% 0 6.51% 30 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Year Fixed Rate Jumbo 6.25% 3 6.54% 30 Year
Details Term: 30 Year Fixed Rate Jumbo
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Year Fixed Rate Jumbo 6.63% 0 6.63% 30 Year
Details Term: 30 Year Fixed Rate Jumbo
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Iron Workers SB Home Equity & HELOC

Product Rate Points APR Term View More
Closed End Home Equity Loans - 5 Year Fixed Rate 6.00% - 6.05% 5 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Line Of Credit 6.25% - 6.25%
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Closed End Home Equity Loans - 10 Year Fixed Rate 6.25% - 6.28% 10 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Closed End Home Equity Loans - 15 Year Fixed Rate 6.63% - 6.65% 15 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Closed End Home Equity Loans - 20 Year Fixed Rate 6.75% - 6.77% 20 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Closed End Home Equity Loans - 25 Year Fixed Rate 7.00% - 7.01% 25 Year Fixed Rate
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

Iron Workers SB’s Texas Ratio stayed near 0.01% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.01% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$217M0.00%5.0A+
March 31, 2026$213M0.00%5.0A+
December 31, 2025$212M0.00%5.0A+
September 30, 2025$207M0.00%5.0A+
June 30, 2025$210M0.18%5.0A+
March 31, 2025$207M0.00%5.0A+
December 31, 2024$213M0.00%5.0A+
September 30, 2024$212M0.00%5.0A+
June 30, 2024$213M0.00%5.0A+
March 31, 2024$209M0.00%5.0A+
December 31, 2023$211M0.00%5.0A+
September 30, 2023$206M0.01%4.9A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Iron Workers SB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Iron Workers SB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Iron Workers SB's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Iron Workers SB
FDIC Certificate # 28908
Address 3333 Concord Rd, Aston, PA 19014  ·  Delaware
Established 18790101
FDIC Insurance Date 19890809
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.2215%
Return on Equity (ROE) 2.8200%
Non-Performing Loans (NPL) 0.00%
Total Assets $217,455,000
Total Deposits $191,914,000
Equity Capital $16,903,000
Net Income $237,000
Headquarters Aston
Total Branches and Offices 3
Source: FDIC  |  Last Updated 06/30/2026
Ranked #8 in MonitorBankRates Top 100 Healthiest Small Banks 2026
2026 MBR Health & Safety Badge

Iron Workers SB earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/iron-workers-savings-bank-rates-review-28908">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #8 in MonitorBankRates Top 100 Healthiest Small Banks 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Banks 2026 ranking.

Customer Reviews

There are no reviews for Iron Workers SB yet. Feel free to create one below.
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Iron Workers SB

How many branches does Iron Workers SB operate?

Iron Workers SB currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Iron Workers SB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Iron Workers SB provides members with tools to manage their accounts and build a solid financial history.

Does Iron Workers SB offer online and mobile banking?

Most modern institutions like Iron Workers SB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.iwsb.com.

Current Iron Workers SB Rates

  • 12-Month CD3.85%
  • 18-Month CD3.75%
  • 24-Month CD3.65%
  • 36-Month CD3.50%
  • 48-Month CD3.40%
  • 60-Month CD3.00%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.