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Dakota Prairie Bank

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Dakota Prairie Bank Rates & Review April 2026

Q: How many branches does Dakota Prairie Bank operate?

Dakota Prairie Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Dakota Prairie Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dakota Prairie Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 26, 2026

You can compare Dakota Prairie Bank rates to other rates in our database, including 12-month CD rates currently at 3.85%, 6-month CD rates at 3.50% and 3-month CD rates at 3.80%. Savings rates are at 0.73% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates can be compared to Dakota Prairie Bank rates. MonitorBankRates evaluates the financial stability of Dakota Prairie Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/26/2026.

Dakota Prairie Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dakota Prairie Bank? Share your experience about Dakota Prairie Bank by leaving a review below, or read customer reviews before you decide to use Dakota Prairie Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Dakota Prairie Bank

1204 Yellowstone St
Fort Pierre, SD 57532

https://www.dakotaprairiebank.com

Current Rate Availability

We do not have Dakota Prairie Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Dakota Prairie Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Dakota Prairie Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dakota Prairie Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Dakota Prairie Bank

Bank Holding Company DRAPER HOLDING CO INC

Address 1204 Yellowstone St, Fort Pierre, SD 57532 · Stanley

Website https://www.dakotaprairiebank.com

FDIC Certificate # 504

Established 06/28/1906

FDIC Insurance Date 01/01/1934

Domestic Offices 4

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9279%

Return on Equity (ROE) 9.6400%

Non-Performing Loans (NPL) 0.00%

Total Assets $124,575,000

Total Deposits $110,864,000

Equity Capital $12,561,000

Net Income $896,000

Headquarters Fort Pierre

Total Offices 4

Source: FDIC | Last Updated 09/30/2023

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Dakota Prairie Bank

Is Dakota Prairie Bank a safe place to deposit money?

Yes, Dakota Prairie Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Dakota Prairie Bank operate?

Dakota Prairie Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Dakota Prairie Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dakota Prairie Bank provides members with tools to manage their accounts and build a solid financial history.

Does Dakota Prairie Bank offer online and mobile banking?

Most modern institutions like Dakota Prairie Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dakotaprairiebank.com.