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Johnson Bank Rates & Review August 2026

Johnson Bank's 9-Months CD Specials - 9-Month rates are at 3.61%, IRA CD Specials - 9-Month rates are at 3.61%, 6-Months Certificate of Deposit Accounts (CD) - 6-Month rates are at 3.52%, 6-Months Individual Retirement Accounts (IRA) - 6-Month rates are at 3.52%, 13-Months CD Specials - 13-Month rates are at 3.49%. Johnson Bank's savings rates are at 0.01%. Johnson Bank's money market rates are at 0.01%. MonitorBankRates evaluates the financial stability of Johnson Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.08%. Rates last updated and verified on 08/28/2026.

Johnson Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Johnson Bank? Share your experience about Johnson Bank by leaving a review below, or read customer reviews before you decide to use Johnson Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.08%
Excellent Lower than avg
Johnson Bank
555 Main St
Racine, WI 53403
https://www.johnsonfinancialgroup.com
Member FDIC

Johnson Bank CD Rates

Product Rate APY Term View More
CD Specials - 9 month 3.59% 3.61% 9 months
Min Deposit $250,000
Details $250,000.00 to $499,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
IRA CD Specials - 9 month 3.59% 3.61% 9 month
Min Deposit $250,000
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Certificate of Deposit Accounts (CD) - 6 month 3.49% 3.52% 6 months
Min Deposit $250,000
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Individual Retirement Accounts (IRA) - 6 month 3.49% 3.52% 6 months
Min Deposit $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
CD Specials - 13 month 3.49% 3.49% 13 months
Min Deposit $5,000
Details $5,000.00 to $99,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
IRA CD Specials - 13 month 3.49% 3.49% 13 month
Min Deposit $300
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
CD Specials - 9 month 3.39% 3.40% 9 months
Min Deposit $5,000
Details $5,000.00 to $99,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
IRA CD Specials - 9 month 3.39% 3.40% 9 month
Min Deposit $300
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Certificate of Deposit Accounts (CD) - 6 month 3.29% 3.32% 6 months
Min Deposit $2,000
Min Balance $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Individual Retirement Accounts (IRA) - 6 month 3.29% 3.32% 6 months
Min Deposit $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
IRA - 6 month 3.29% 3.32% 6 months
Min Deposit $300
Details Interest Payment Frequency: At Maturity; Compounding Method: Simple
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
CD Specials - 18 month 2.99% 3.00% 18 months
Min Deposit $5,000
Details $5,000.00 to $99,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
IRA CD Specials - 18 month 2.99% 3.00% 18 month
Min Deposit $300
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
CD Specials - 33 month 2.94% 2.94% 33 months
Min Deposit $10,000
Details $10,000.00 to $99,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
IRA CD Specials - 33 month 2.94% 2.94% 33 months
Min Deposit $300
Min Balance $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Certificate of Deposit Accounts (CD) - 5 Year 2.80% 2.80% 5 Year
Min Deposit $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Certificate of Deposit Accounts (CD) -1 year 2.80% 2.80% 1 year
Min Deposit $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Individual Retirement Accounts (IRA) - 1 year 2.80% 2.80% 1 year
Min Deposit $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Individual Retirement Accounts (IRA) - 5 year 2.80% 2.80% 5 year
Min Deposit $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Certificate of Deposit Accounts (CD) - 2 year 2.75% 2.75% 2 year
Min Deposit $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Certificate of Deposit Accounts (CD) - 3 year 2.75% 2.75% 3 year
Min Deposit $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Certificate of Deposit Accounts (CD) - 4 year 2.75% 2.75% 4 year
Min Deposit $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Individual Retirement Accounts (IRA) - 2 year 2.75% 2.75% 2 year
Min Deposit $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Individual Retirement Accounts (IRA) - 3 year 2.75% 2.75% 3 year
Min Deposit $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Individual Retirement Accounts (IRA) - 4 year 2.75% 2.75% 4 year
Min Deposit $300
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Certificate of Deposit Accounts (CD) - 3 month 1.55% 1.56% 3 months
Min Deposit $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%

Johnson Bank Savings Rates

Product Rate APY View More
Health Savings Account (HSA) 0.45% 0.45%
Min Deposit $100
Details $25,000.00 and over
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Health Savings Account (HSA) 0.25% 0.25%
Min Deposit $100
Details $10,000.00 to $24,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Health Savings Account (HSA) 0.20% 0.20%
Min Deposit $100
Details $2,500.00 to $9,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Essential IRA Savings 0.15% 0.15%
Min Deposit $100
Details Interest Payment Frequency: Monthly; Compounding Method: Simple
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Essential Savings 0.15% 0.15%
Min Deposit $100
Details Interest Payment Frequency: Monthly; Compounding Method: Simple
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Health Savings Account (HSA) 0.15% 0.15%
Min Deposit $100
Details $1,000.00 to $2,499.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Health Savings Account (HSA) 0.01% 0.01%
Min Deposit $100
Details Up to $999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%

Johnson Bank Money Market Rates

Product Rate APY View More
Relationship Money Market 1.45% 1.46%
Min Deposit $25,000
Details $1,000,000.00 and over
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Relationship Money Market 1.40% 1.41%
Min Deposit $25,000
Details $500,000.00 to $999,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Relationship Money Market 1.25% 1.26%
Min Deposit $25,000
Details $250,000.00 to $499,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Relationship Money Market 0.95% 0.95%
Min Deposit $25,000
Details $100,000.00 to $249,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Money Market 0.85% 0.85%
Min Deposit $1,000
Details $250,000.00 and over; View Disclosure
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Money Market 0.75% 0.75%
Min Deposit $1,000
Details $100,000.00 to $249,999.99; View Disclosure
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Relationship Money Market 0.40% 0.40%
Min Deposit $25,000
Details $25,000.00 to $99,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Money Market 0.40% 0.40%
Min Deposit $1,000
Details $25,000.00 to $99,999.99; View Disclosure
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Money Market 0.20% 0.20%
Min Deposit $1,000
Details $10,000.00 to $24,999.99; View Disclosure
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Money Market 0.16% 0.16%
Min Deposit $1,000
Details $1,000.00 to $9,999.99; View Disclosure
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Relationship Money Market 0.03% 0.03%
Min Deposit $25,000
Details Up to $24,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Money Market 0.01% 0.01%
Min Deposit $1,000
Details Up to $999.99; View Disclosure
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%

Johnson Bank Checking Rates

Product Rate APY View More
Signature Checking 0.15% 0.15%
Min Deposit $200
Details $100,000.00 to $249,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Checking 0.10% 0.10%
Min Deposit $200
Details $25,000.00 to $99,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Checking 0.05% 0.05%
Min Deposit $200
Details $10,000.00 to $24,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Checking 0.02% 0.02%
Min Deposit $200
Details $1,000.00 to $9,999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Signature Checking 0.01% 0.01%
Min Deposit $200
Details Up to $999.99
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Johnson Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Johnson Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Johnson Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Johnson Bank
Bank Holding Company JOHNSON FINANCIAL GROUP INC
Address 555 Main St, Racine, WI 53403  ·  Racine
FDIC Certificate # 20296
Established 11/12/1970
FDIC Insurance Date 11/12/1970
Domestic Offices 32
Total Branches 32
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.08%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8047%
Return on Equity (ROE) 6.4300%
Non-Performing Loans (NPL) 0.22%
Total Assets $7,187,696,000
Total Deposits $5,993,592,000
Equity Capital $863,340,000
Net Income $74,892,000
Headquarters Racine
Total Branches and Offices 32
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Johnson Bank

How many branches does Johnson Bank operate?

Johnson Bank currently maintains approximately 32 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Johnson Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Johnson Bank provides members with tools to manage their accounts and build a solid financial history.

Does Johnson Bank offer online and mobile banking?

Most modern institutions like Johnson Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.johnsonfinancialgroup.com.

Current Johnson Bank Rates

  • 12-Month CD2.80%
  • 18-Month CD3.00%
  • 24-Month CD2.75%
  • 36-Month CD2.75%
  • 48-Month CD2.75%
  • 60-Month CD2.80%
  • Savings0.01%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.