What are the current interest rates at The Apple Creek Banking Company?

Current rates for The Apple Creek Banking Company include: 12-Month CD: 1.01%, 18-Month CD: 1.01%, 24-Month CD: 1.25%, 36-Month CD: 1.30%, 48-Month CD: 1.42%, 60-Month CD: 1.62%, Savings: 0.75%, MMA: 2.25%

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The Apple Creek Banking Company

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The Apple Creek Banking Company Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Apple Creek Banking Company provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

The Apple Creek Banking Company's top rates as of October 11, 2026 are 4.25% APY on its 37-Month Certificate, 0.75% APY on savings, and 2.25% APY on money market accounts, according to rates verified by MonitorBankRates. Other The Apple Creek Banking Company CD rates include 25-Month Certificate at 4.20%, 11-Month Certificate at 4.10%, and 7-Month Certificate at 3.95%. MonitorBankRates evaluates the financial stability of The Apple Creek Banking Company with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/11/2026.

The Apple Creek Banking Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Apple Creek Banking Company? Share your experience about The Apple Creek Banking Company by leaving a review below, or read customer reviews before you decide to use The Apple Creek Banking Company.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

The Apple Creek Banking Company

3 W Main St
Apple Creek, OH 44606

https://applecreekbank.com/

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

The Apple Creek Banking Company CD Rates

Product	Rate	APY	Term
37 Month Certificate	4.17%	4.25%	37 Month
Min Deposit $5,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.70% → 4.25% ▲ 0.55 pts · high 4.25% / low 3.70% Sep 24, 20264.25%▲ from 3.70% Sep 19, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
25 Month Certificate	4.12%	4.20%	25 Month
Min Deposit $5,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.55% → 4.20% ▲ 0.65 pts · high 4.20% / low 3.55% Sep 24, 20264.20%▲ from 3.55% Sep 19, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
11 Month Certificate	4.03%	4.10%	11 Month
Min Deposit $2,500 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.40% → 4.10% ▲ 0.70 pts · high 4.10% / low 3.40% Sep 24, 20264.10%▲ from 3.40% Sep 19, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
7 Month Certificate	3.88%	3.95%	7 Month
Min Deposit $2,500 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.30% → 3.95% ▲ 0.65 pts · high 3.95% / low 3.30% Sep 24, 20263.95%▲ from 3.30% Sep 19, 20263.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
60 Month Certificate	1.93%	1.95%	60 Month
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 1.62% → 1.95% ▲ 0.33 pts · high 1.95% / low 1.62% Oct 7, 20261.95%▲ from 1.62% Sep 19, 20261.62%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
48 Month Certificate	1.69%	1.70%	48 Month
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 1.42% → 1.70% ▲ 0.28 pts · high 1.70% / low 1.42% Oct 7, 20261.70%▲ from 1.42% Sep 19, 20261.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
60 Month Certificate	1.61%	1.62%	60 Month
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.62% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
30 Month Certificate	1.55%	1.56%	30 Month
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 1.30% → 1.56% ▲ 0.26 pts · high 1.56% / low 1.30% Oct 7, 20261.56%▲ from 1.30% Sep 19, 20261.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
36 Month Certificate	1.55%	1.56%	36 Month
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 1.30% → 1.56% ▲ 0.26 pts · high 1.56% / low 1.30% Oct 7, 20261.56%▲ from 1.30% Sep 19, 20261.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
24 Month Certificate	1.49%	1.50%	24 Month
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 1.25% → 1.50% ▲ 0.25 pts · high 1.50% / low 1.25% Oct 7, 20261.50%▲ from 1.25% Sep 19, 20261.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
48 Month Certificate	1.41%	1.42%	48 Month
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.42% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
30 Month Certificate	1.29%	1.30%	30 Month
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
36 Month Certificate	1.29%	1.30%	36 Month
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
24 Month Certificate	1.24%	1.25%	24 Month
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
12 Month Certificate	1.20%	1.21%	12 Month
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 1.01% → 1.21% ▲ 0.20 pts · high 1.21% / low 1.01% Oct 7, 20261.21%▲ from 1.01% Sep 19, 20261.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
15 Month Certificate	1.20%	1.21%	15 Month
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 1.01% → 1.21% ▲ 0.20 pts · high 1.21% / low 1.01% Oct 7, 20261.21%▲ from 1.01% Sep 19, 20261.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
18 Month Certificate	1.20%	1.21%	18 Month
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 1.01% → 1.21% ▲ 0.20 pts · high 1.21% / low 1.01% Oct 7, 20261.21%▲ from 1.01% Sep 19, 20261.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
303 Day IRA Certificate	1.08%	1.09%	303 Day
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.90% → 1.09% ▲ 0.19 pts · high 1.09% / low 0.90% Oct 7, 20261.09%▲ from 0.90% Sep 24, 20260.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
12 Month Certificate	1.00%	1.01%	12 Month
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
15 Month Certificate	1.00%	1.01%	15 Month
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
18 Month Certificate	1.00%	1.01%	18 Month
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
272 Day IRA Certificate	0.96%	0.96%	272 Day
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.80% → 0.96% ▲ 0.16 pts · high 0.96% / low 0.80% Oct 7, 20260.96%▲ from 0.80% Sep 24, 20260.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
303 Day IRA Certificate	0.90%	0.90%	303 Day
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
182 Day IRA Certificate	0.84%	0.84%	182 Day
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.70% → 0.84% ▲ 0.14 pts · high 0.84% / low 0.70% Oct 7, 20260.84%▲ from 0.70% Sep 24, 20260.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
272 Day IRA Certificate	0.80%	0.80%	272 Day
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
182 Day IRA Certificate	0.70%	0.70%	182 Day
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
91 Day IRA Certificate	0.60%	0.60%	91 Day
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.50% → 0.60% ▲ 0.10 pts · high 0.60% / low 0.50% Oct 7, 20260.60%▲ from 0.50% Sep 24, 20260.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
91 Day IRA Certificate	0.50%	0.50%	91 Day
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
60 Day IRA Certificate	0.42%	0.42%	60 Day
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.35% → 0.42% ▲ 0.07 pts · high 0.42% / low 0.35% Oct 7, 20260.42%▲ from 0.35% Sep 24, 20260.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
60 Day IRA Certificate	0.35%	0.35%	60 Day
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
31 Day IRA Certificate	0.18%	0.18%	31 Day
Min Deposit $500 Details Over $150,000 Last Updated 10/11/2026 Rate History 1 change since Sep 24, 2026 · 0.15% → 0.18% ▲ 0.03 pts · high 0.18% / low 0.15% Oct 7, 20260.18%▲ from 0.15% Sep 24, 20260.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
31 Day IRA Certificate	0.15%	0.15%	31 Day
Min Deposit $500 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

The Apple Creek Banking Company Savings Rates

Product	Rate	APY
Core Savings	0.75%	0.75%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000 and above Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Premier Savings	0.75%	0.75%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000 and above Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Core Savings	0.55%	0.55%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Premier Savings	0.55%	0.55%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Core Savings	0.40%	0.40%
Min Deposit $25 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Premier Savings	0.40%	0.40%
Min Deposit $25 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
E-Christmas Club	0.35%	0.35%
Min Deposit $0 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Core Savings	0.25%	0.25%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - $4,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Health Savings Account	0.25%	0.25%
Min Deposit $0 Min Balance $15,000 Details Balance: $15,000 and above Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Premier Savings	0.25%	0.25%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - $4,999 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Health Savings Account	0.20%	0.20%
Min Deposit $0 Min Balance $5,000 Details Balance: $5,000 - $14,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Core Savings	0.15%	0.15%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $2,499 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Health Savings Account	0.15%	0.15%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500 - $4,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Premier Savings	0.15%	0.15%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $2,499 Last Updated 10/11/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Statement Savings	0.15%	0.15%
Min Deposit $25 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Health Savings Account	0.10%	0.10%
Min Deposit $0 Min Balance $500 Details Balance: $500 - $2,499 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

The Apple Creek Banking Company Money Market Rates

Product	Rate	APY
Core Money Market	2.23%	2.25%
Min Deposit $25 Min Balance $500,000 Details Balance: $500,000 - $2,499,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Money Market	2.23%	2.25%
Min Deposit $25 Min Balance $500,000 Details Balance: $500,000 - $2,499,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Core Money Market	1.74%	1.75%
Min Deposit $25 Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Money Market	1.74%	1.75%
Min Deposit $25 Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Core Money Market	1.00%	1.00%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Money Market	1.00%	1.00%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Core Money Market	0.25%	0.25%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Money Market	0.25%	0.25%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Core Money Market	0.15%	0.15%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $2,499 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Core Money Market	0.15%	0.15%
Min Deposit $25 Min Balance $2,500,000 Details Balance: $2,500,000 and above Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Money Market	0.15%	0.15%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $2,499 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Money Market	0.15%	0.15%
Min Deposit $25 Min Balance $2,500,000 Details Balance: $2,500,000 and above Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

The Apple Creek Banking Company Other Rates

Product	Rate	Points	APY/APR
IRA	0.75%	-	0.75%
Min Deposit $25 Details Over $150,000 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
NOW	0.15%	-	0.15%
Min Deposit $25 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Super NOW	0.15%	-	0.15%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $2,499 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Super NOW	0.25%	-	0.25%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - and above Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

The Apple Creek Banking Company’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.8 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$271M	0.00%	5.0	A+
March 31, 2026	$261M	0.00%	5.0	A+
December 31, 2025	$260M	0.77%	5.0	A+
September 30, 2025	$265M	0.80%	5.0	A+
June 30, 2025	$258M	0.84%	5.0	A+
March 31, 2025	$256M	0.86%	5.0	A+
December 31, 2024	$256M	0.00%	5.0	A+
September 30, 2024	$257M	0.00%	5.0	A+
June 30, 2024	$255M	0.00%	4.8	A+
March 31, 2024	$248M	0.00%	4.8	A+
December 31, 2023	$235M	0.00%	5.0	A+
September 30, 2023	$233M	0.00%	4.8	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Apple Creek Banking Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Apple Creek Banking Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Apple Creek Banking Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Apple Creek Banking Company

Bank Holding Company APPLE CREEK BANC CORP

Address 3 W Main St, Apple Creek, OH 44606 · Wayne

Website https://applecreekbank.com/

FDIC Certificate # 737

Established 19040201

FDIC Insurance Date 19340101

Domestic Offices 6

Total Branches 6

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3169%

Return on Equity (ROE) 14.9200%

Non-Performing Loans (NPL) 0.00%

Total Assets $270,585,000

Total Deposits $243,364,000

Equity Capital $23,713,000

Net Income $1,738,000

Headquarters Apple Creek

Total Branches and Offices 6

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

The Apple Creek Banking Company earned the Verified Healthy badge

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Frequently Asked Questions About The Apple Creek Banking Company

How many branches does The Apple Creek Banking Company operate?

The Apple Creek Banking Company currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Apple Creek Banking Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Apple Creek Banking Company provides members with tools to manage their accounts and build a solid financial history.

Does The Apple Creek Banking Company offer online and mobile banking?

Most modern institutions like The Apple Creek Banking Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://applecreekbank.com/.