What are the current interest rates at Lampco Federal Credit Union?

Current rates for Lampco Federal Credit Union include: 12-Month CD: 1.00%, 24-Month CD: 1.00%, 60-Month CD: 1.50%, Savings: 0.05%, MMA: 0.25%

MonitorBankRates

☰

Home›
Credit Unions›
Lampco Federal Credit Union

iAdvertiser Disclosure

Lampco Federal Credit Union Rates & Review May 2026

Q: Is a member application needed to join Lampco Federal Credit Union?

Yes, to access services at Lampco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lampco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 7, 2026

Lampco Federal Credit Union's 3 Year Term CDs rates are at 1.50%, 4 Year Term CDs rates are at 1.50%, 5 Year Term CDs rates are at 1.50%, 1 Year Term CDs rates are at 1.00%, 2 Year Term CDs rates are at 1.00%. Lampco Federal Credit Union's savings rates are at 0.05%. Lampco Federal Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Lampco Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.78%. Rates were last updated on 05/07/2026.

Lampco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lampco Federal Credit Union? Share your experience about Lampco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lampco Federal Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.78%

Excellent Higher than avg

Lampco Federal Credit Union
Main Office

5411 Dr Martin Luther King Jr Blvd
Anderson, IN 46013

https://www.lampco.com

Lampco Federal Credit Union CD Rates

Product	Rate	APY	Term
3 Year Term Share Certificates	-	1.50%	3 Year
No additional details. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%
4 Year Term Share Certificates	-	1.50%	4 Year
No additional details. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%
5 Year Term Share Certificates	-	1.50%	5 Year
No additional details. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%
1 Year Term Share Certificates	-	1.00%	1 Year
No additional details. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%
2 Year Term Share Certificates	-	1.00%	2 Year
No additional details. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%
3 Month Term Share Certificates	-	0.30%	3 Month
No additional details. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%
6 Month Term Share Certificates	-	0.30%	6 Month
No additional details. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%

Lampco Federal Credit Union Savings Rates

Product	Rate	APY
Share Savings Account	-	0.25%
Min Deposit $0 Min Balance $0 Details Qualifying balance up to $10,000.00 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%
Regular Savings	-	0.05%
No additional details. Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%

Lampco Federal Credit Union Money Market Rates

Product	Rate	APY	View More
Money Market Account	-	0.25%
Min Balance $2,500 Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.78%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Lampco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Lampco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lampco Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lampco Federal Credit Union

Website https://www.lampco.com

Address 5411 Dr Martin Luther King Jr Blvd, Anderson, IN 46013

Phone 765-649-9226

Fax 765-649-1626

President Lindsey Brown

CEO Migual Patterson

Full-Time Employees 20

Part-Time Employees 3

Branch Locations 4

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.78%

Return on Assets (ROA)

0.5263%

Return on Equity (ROE)

6.3178%

Non-Performing Loans Ratio (NPL)

1.13%

Total Assets

79,482,137

Total Amount of Shares and Deposits

72,793,554

Total Shares and Deposits < 1 Year

61,865,324

Total Shares and Deposits 1 3 Years

10,894,093

Total Shares and Deposits > 3 Years

34,136

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,270,051

Total Uninsured Shares and Deposits > $250K (F+J)

11,797,700

Total Insured Shares and Deposits > $250K (item 17 less item K)

60,995,854

Total Interest Expense (Sum of items 6 8)

277,822

Share Certificates

129

Number of Accounts for Share Drafts

3,575

IRA KEOGH Accounts

120

Number of Accounts for Regular Shares

8,111

Non Member Deposits

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

418,274

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

307,017

Total Liabilities

73,775,662

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Lampco Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/lampco-federal-credit-union-rates-review-15248">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Lampco Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Lampco Federal Credit Union

Frequently Asked Questions About Lampco Federal Credit Union

How many branches does Lampco Federal Credit Union operate?

Lampco Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lampco Federal Credit Union?

Yes, to access services at Lampco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lampco Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lampco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lampco Federal Credit Union offer online and mobile banking?

Most modern institutions like Lampco Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lampco.com.