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Highway Federal Credit Union Rates & Review October 2026

Highway Federal Credit Union's top rates as of October 9, 2026 are 0.15% APY on savings, personal loans from 7.75% APR, and credit cards from 7.99% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Highway Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.82%. Rates last updated and verified on 10/09/2026.

Highway Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highway Federal Credit Union? Share your experience about Highway Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Highway Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.82%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Highway Federal Credit Union
HIGHWAY FCU
405 Laurel St
Hughestown, PA 18640
https://highwayfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Highway Federal Credit Union Savings Rates

Product Rate APY View More
Share Savings Account - 0.15%
Min Deposit $5
Min Balance $25,000
Details Balance: $25,000 and over
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Share Savings Account - 0.05%
Min Deposit $5
Min Balance $50
Details Balance: $50.00 and over
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%

Highway Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HOME EQUITY LOANS 4.75% - 4.75% 5 Years
Details Scores: 725-850
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 8 times
4.25%4.75%5.25%Sep 14, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
HOME EQUITY LOANS 5.25% - 5.25% 5 Years
Details Scores: 690-724
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 8 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
HOME EQUITY LOANS 5.75% - 5.75% 10 Years
Details Scores: 725-850
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 8 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
HOME EQUITY LOANS 6.25% - 6.25% 10 Years
Details Scores: 690-724
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.75% → 6.25% ▲ 0.50 pts · high 6.25% / low 5.75%
5.25%6.00%6.75%Sep 14, 2026: 5.75% APRSep 17, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20266.25%▲ from 5.75%
  • Sep 14, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
HOME EQUITY LOANS 6.25% - 6.25% 5 Years
Details Scores: 650-689
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.25% → 6.25% ▲ 1.00 pts · high 6.25% / low 5.25%
4.25%5.75%7.25%Sep 14, 2026: 5.25% APRSep 17, 2026: 6.25% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20266.25%▲ from 5.25%
  • Sep 14, 20265.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
HOME EQUITY LOANS 6.50% - 6.50% 15 Years
Details Scores: 725-850
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 8 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
HOME EQUITY LOANS 6.75% - 6.75% 15 Years
Details Scores: 690-724
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 8 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
HOME EQUITY LOANS 7.00% - 7.00% 10 Years
Details Scores: 650-689
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 8 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
HOME EQUITY LOANS 7.75% - 7.75% 15 Years
Details Scores: 650-689
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 8 times
7.25%7.75%8.25%Sep 14, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%

Highway Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loans - 4.25% 725-850
Details Fair Isaac Risk Score: 725-850; New Vehicle
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 4.25% → 4.25% ▼ 0.00 pts · high 5.00% / low 4.25%
3.50%4.63%5.75%Sep 14, 2026: 4.25% APRSep 18, 2026: 4.75% APROct 5, 2026: 5.00% APROct 9, 2026: 4.25% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.25%▼ from 5.00%
  • Oct 5, 20265.00%▲ from 4.75%
  • Sep 18, 20264.75%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 3 Years or Less Loan - 4.25% 3 Years of less
Details Fair Isaac Risk Score: 750+ w/ 100% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.25% APR · checked 2 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 4.50% 725-850
Details Fair Isaac Risk Score: 725-850
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 5.00% / low 4.25%
3.50%4.63%5.75%Sep 14, 2026: 4.25% APRSep 18, 2026: 4.75% APROct 5, 2026: 5.00% APROct 9, 2026: 4.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.50%▼ from 5.00%
  • Oct 5, 20265.00%▲ from 4.75%
  • Sep 18, 20264.75%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 3 Years or Less Loan - 4.50% 3 Years of less
Details Fair Isaac Risk Score: 720+ w/ 90% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.50% APR · checked 2 times
4.00%4.50%5.00%Oct 5, 2026: 4.50% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 4.75% 725-850
Details Fair Isaac Risk Score: 725-850; Used 2026
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 4.25% → 4.75% ▲ 0.50 pts · high 5.00% / low 4.25%
3.50%4.63%5.75%Sep 14, 2026: 4.25% APRSep 18, 2026: 4.75% APROct 5, 2026: 5.00% APROct 9, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.75%▼ from 5.00%
  • Oct 5, 20265.00%▲ from 4.75%
  • Sep 18, 20264.75%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 4.75% 690-724
Details Fair Isaac Risk Score: 690-724; New Vehicle
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.00% → 4.75% ▼ 1.25 pts · high 6.00% / low 4.75%
3.50%5.38%7.25%Sep 14, 2026: 6.00% APRSep 17, 2026: 4.75% APRSep 18, 2026: 5.50% APROct 5, 2026: 5.25% APROct 9, 2026: 4.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20264.75%▼ from 5.25%
  • Oct 5, 20265.25%▼ from 5.50%
  • Sep 18, 20265.50%▲ from 4.75%
  • Sep 17, 20264.75%▼ from 6.00%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 4 Year Loan - 4.99% 4 Year
Details Fair Isaac Risk Score: 750+ w/ 100% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Oct 5, 2026: 4.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 5.00% Used 2026
Details Fair Isaac Risk Score: 725-850
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.50% → 5.00% ▲ 0.50 pts · high 5.00% / low 4.50%
4.00%4.75%5.50%Sep 14, 2026: 4.50% APROct 9, 2026: 5.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.00%▲ from 4.50%
  • Sep 14, 20264.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 5.25% 690-724
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 6.00% → 5.25% ▼ 0.75 pts · high 6.00% / low 4.75%
3.50%5.38%7.25%Sep 14, 2026: 6.00% APRSep 17, 2026: 4.75% APRSep 18, 2026: 5.50% APROct 5, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20265.25%▼ from 5.50%
  • Sep 18, 20265.50%▲ from 4.75%
  • Sep 17, 20264.75%▼ from 6.00%
  • Sep 14, 20266.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 5.50% 725-850
Details Fair Isaac Risk Score: 725-850; Used 2025-2023
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 4.25% → 5.50% ▲ 1.25 pts · high 5.50% / low 4.25%
3.00%4.88%6.75%Sep 14, 2026: 4.25% APRSep 18, 2026: 4.75% APROct 5, 2026: 5.00% APROct 9, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.50%▲ from 5.00%
  • Oct 5, 20265.00%▲ from 4.75%
  • Sep 18, 20264.75%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 5.50% 690-724
Details Fair Isaac Risk Score: 690-724; Used 2026
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.00% → 5.50% ▼ 0.50 pts · high 6.00% / low 4.75%
3.50%5.38%7.25%Sep 14, 2026: 6.00% APRSep 17, 2026: 4.75% APRSep 18, 2026: 5.50% APROct 5, 2026: 5.25% APROct 9, 2026: 5.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.50%▲ from 5.25%
  • Oct 5, 20265.25%▼ from 5.50%
  • Sep 18, 20265.50%▲ from 4.75%
  • Sep 17, 20264.75%▼ from 6.00%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 5.75% Used 2026
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.25% → 5.75% ▲ 0.50 pts · high 5.75% / low 5.25%
4.75%5.50%6.25%Sep 14, 2026: 5.25% APROct 9, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.75%▲ from 5.25%
  • Sep 14, 20265.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 4 Year Loan - 5.99% 4 Year
Details Fair Isaac Risk Score: 720+ w/ 90% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 5, 2026: 5.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 6-10 Year Loan - 5.99% 6-10 years
Details Fair Isaac Risk Score: 750+ w/ 100% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 5, 2026: 5.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 6.00% 725-850
Details Fair Isaac Risk Score: 725-850; Used 2022-2020
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 4.25% → 6.00% ▲ 1.75 pts · high 6.00% / low 4.25%
2.50%5.13%7.75%Sep 14, 2026: 4.25% APRSep 18, 2026: 4.75% APROct 5, 2026: 5.00% APROct 9, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.00%▲ from 5.00%
  • Oct 5, 20265.00%▲ from 4.75%
  • Sep 18, 20264.75%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 6.00% 690-724
Details Fair Isaac Risk Score: 690-724; Used 2025-2023
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.00% → 6.00% ▼ 0.00 pts · high 6.00% / low 4.75%
3.50%5.38%7.25%Sep 14, 2026: 6.00% APRSep 17, 2026: 4.75% APRSep 18, 2026: 5.50% APROct 5, 2026: 5.75% APROct 9, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.00%▲ from 5.75%
  • Oct 5, 20265.75%▲ from 5.50%
  • Sep 18, 20265.50%▲ from 4.75%
  • Sep 17, 20264.75%▼ from 6.00%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 6.50% 650-689
Details Fair Isaac Risk Score: 650-689; New Vehicle
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 7 times
6.00%6.50%7.00%Sep 14, 2026: 6.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 6.75% Used 2025-2023
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 6.75% → 6.75% ▼ 0.00 pts · high 6.75% / low 5.75%
4.75%6.25%7.75%Sep 14, 2026: 6.75% APRSep 17, 2026: 5.75% APROct 9, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.75%▲ from 5.75%
  • Sep 17, 20265.75%▼ from 6.75%
  • Sep 14, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 6.99% 650-689
Details Fair Isaac Risk Score: 650-689; Used 2026
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.50% → 6.99% ▲ 0.49 pts · high 6.99% / low 6.50%
6.00%6.75%7.49%Sep 14, 2026: 6.50% APRSep 18, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20266.99%▲ from 6.50%
  • Sep 14, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 6-10 Year Loan - 6.99% 6-10 years
Details Fair Isaac Risk Score: 720+ w/ 90% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 5, 2026: 6.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Used Recreational Vehicles and Trailers - 7 Year or Less Loan - 6.99% 7 Year
Details Fair Isaac Risk Score: 750+ w/ 100% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 5, 2026: 6.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 7.00% 725-850
Details Fair Isaac Risk Score: 725-850; Used 2019-2017
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 4.25% → 7.00% ▲ 2.75 pts · high 7.75% / low 4.25%
0.75%6.00%11.25%Sep 14, 2026: 4.25% APRSep 18, 2026: 7.00% APROct 5, 2026: 7.75% APROct 9, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.00%▼ from 7.75%
  • Oct 5, 20267.75%▲ from 7.00%
  • Sep 18, 20267.00%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 7.00% 690-724
Details Fair Isaac Risk Score: 690-724; Used 2022-2020
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.00% → 7.00% ▲ 1.00 pts · high 7.00% / low 4.75%
2.50%5.88%9.25%Sep 14, 2026: 6.00% APRSep 17, 2026: 4.75% APRSep 18, 2026: 7.00% APROct 5, 2026: 6.75% APROct 9, 2026: 7.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.00%▲ from 6.75%
  • Oct 5, 20266.75%▼ from 7.00%
  • Sep 18, 20267.00%▲ from 4.75%
  • Sep 17, 20264.75%▼ from 6.00%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 7.50% Used 2022-2020
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 7.50% → 7.50% ▼ 0.00 pts · high 7.50% / low 6.75%
6.00%7.13%8.25%Sep 14, 2026: 7.50% APRSep 17, 2026: 6.75% APROct 9, 2026: 7.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.50%▲ from 6.75%
  • Sep 17, 20266.75%▼ from 7.50%
  • Sep 14, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 3 Years or Less Loan - 7.59% 3 Years of less
Details Fair Isaac Risk Score: 690+ w/ 90% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 7.59% APR · checked 2 times
7.09%7.59%8.09%Oct 5, 2026: 7.59% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 7.75% Used 2019-2017
Details Fair Isaac Risk Score: 725-850
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 7.75% → 7.75% ▼ 0.00 pts · high 7.75% / low 7.00%
6.25%7.38%8.50%Sep 14, 2026: 7.75% APRSep 17, 2026: 7.00% APROct 9, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.75%▲ from 7.00%
  • Sep 17, 20267.00%▼ from 7.75%
  • Sep 14, 20267.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 7.99% 650-689
Details Fair Isaac Risk Score: 650-689; Used 2025-2023
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.50% → 7.99% ▲ 1.49 pts · high 7.99% / low 6.50%
5.01%7.25%9.48%Sep 14, 2026: 6.50% APRSep 18, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20267.99%▲ from 6.50%
  • Sep 14, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Used Recreational Vehicles and Trailers - 7 Year or Less Loan - 7.99% 7 Year
Details Fair Isaac Risk Score: 720+ w/ 90% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 7.99% APR · checked 2 times
7.49%7.99%8.49%Oct 5, 2026: 7.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 8.00% 725-850
Details Fair Isaac Risk Score: 725-850; Used 2016>
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 4.25% → 8.00% ▲ 3.75 pts · high 8.00% / low 4.25%
0.50%6.13%11.75%Sep 14, 2026: 4.25% APRSep 18, 2026: 7.00% APROct 5, 2026: 7.75% APROct 9, 2026: 8.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20268.00%▲ from 7.75%
  • Oct 5, 20267.75%▲ from 7.00%
  • Sep 18, 20267.00%▲ from 4.25%
  • Sep 14, 20264.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 8.00% 690-724
Details Fair Isaac Risk Score: 690-724; Used 2019-2017
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.00% → 8.00% ▲ 2.00 pts · high 8.00% / low 4.75%
1.50%6.38%11.25%Sep 14, 2026: 6.00% APRSep 17, 2026: 4.75% APRSep 18, 2026: 7.00% APROct 5, 2026: 7.50% APROct 9, 2026: 8.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20268.00%▲ from 7.50%
  • Oct 5, 20267.50%▲ from 7.00%
  • Sep 18, 20267.00%▲ from 4.75%
  • Sep 17, 20264.75%▼ from 6.00%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 8.50% Used 2019-2017
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 8.50% → 8.50% ▼ 0.00 pts · high 8.50% / low 7.50%
6.50%8.00%9.50%Sep 14, 2026: 8.50% APRSep 17, 2026: 7.50% APROct 9, 2026: 8.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20268.50%▲ from 7.50%
  • Sep 17, 20267.50%▼ from 8.50%
  • Sep 14, 20268.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 4 Year Loan - 8.59% 4 Year
Details Fair Isaac Risk Score: 690+ w/ 90% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 8.59% APR · checked 2 times
8.09%8.59%9.09%Oct 5, 2026: 8.59% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 8.99% 650-689
Details Fair Isaac Risk Score: 650-689; Used 2022-2020
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.50% → 8.99% ▲ 2.49 pts · high 8.99% / low 6.50%
4.01%7.75%11.48%Sep 14, 2026: 6.50% APRSep 18, 2026: 8.99% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20268.99%▲ from 6.50%
  • Sep 14, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 3 Years or Less Loan - 8.99% 3 Years of less
Details Fair Isaac Risk Score: 650+ w/ 80% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 8.99% APR · checked 2 times
8.49%8.99%9.49%Oct 5, 2026: 8.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 9.00% 690-724
Details Fair Isaac Risk Score: 690-724; Used 2016>
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.00% → 9.00% ▲ 3.00 pts · high 9.00% / low 4.75%
0.50%6.88%13.25%Sep 14, 2026: 6.00% APRSep 17, 2026: 4.75% APRSep 18, 2026: 8.00% APROct 5, 2026: 8.50% APROct 9, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20269.00%▲ from 8.50%
  • Oct 5, 20268.50%▲ from 8.00%
  • Sep 18, 20268.00%▲ from 4.75%
  • Sep 17, 20264.75%▼ from 6.00%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 9.25% 625-649
Details Fair Isaac Risk Score: 625-649
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 10.00% → 9.25% ▼ 0.75 pts · high 10.00% / low 9.25%
8.50%9.63%10.75%Sep 14, 2026: 10.00% APROct 5, 2026: 9.25% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20269.25%▼ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 6-10 Year Loan - 9.59% 6-10 years
Details Fair Isaac Risk Score: 690+ w/ 90% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 9.59% APR · checked 2 times
9.09%9.59%10.09%Oct 5, 2026: 9.59% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 9.99% 650-689
Details Fair Isaac Risk Score: 650-689; Used 2019-2017
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.50% → 9.99% ▲ 3.49 pts · high 9.99% / low 6.50%
3.01%8.25%13.48%Sep 14, 2026: 6.50% APRSep 18, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 20269.99%▲ from 6.50%
  • Sep 14, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 4 Year Loan - 9.99% 4 Year
Details Fair Isaac Risk Score: 650+ w/ 80% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Oct 5, 2026: 9.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 10.00% 625-649
Details Fair Isaac Risk Score: 625-649; New Vehicle
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 10.00% → 10.00% ▼ 0.00 pts · high 10.00% / low 9.25%
8.50%9.63%10.75%Sep 14, 2026: 10.00% APROct 5, 2026: 9.25% APROct 9, 2026: 10.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202610.00%▲ from 9.25%
  • Oct 5, 20269.25%▼ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Used Recreational Vehicles and Trailers - 7 Year or Less Loan - 10.49% 7 Year
Details Fair Isaac Risk Score: 690+ w/ 90% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 10.49% APR · checked 2 times
9.99%10.49%10.99%Oct 5, 2026: 10.49% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 10.99% 625-649
Details Fair Isaac Risk Score: 625-649; Used 2026
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 10.00% → 10.99% ▲ 0.99 pts · high 11.25% / low 10.00%
8.75%10.63%12.50%Sep 14, 2026: 10.00% APRSep 18, 2026: 10.99% APROct 5, 2026: 11.25% APROct 9, 2026: 10.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202610.99%▼ from 11.25%
  • Oct 5, 202611.25%▲ from 10.99%
  • Sep 18, 202610.99%▲ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 3 Years or Less Loan - 10.99% 3 Years of less
Details Fair Isaac Risk Score: 625-649 w/ 80% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Oct 5, 2026: 10.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 11.25% Used 2025-2023
Details Fair Isaac Risk Score: 625-649
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 11.25% → 11.25% ▼ 0.00 pts · high 13.00% / low 11.25%
9.50%12.13%14.75%Sep 14, 2026: 11.25% APRSep 17, 2026: 13.00% APROct 9, 2026: 11.25% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202611.25%▼ from 13.00%
  • Sep 17, 202613.00%▲ from 11.25%
  • Sep 14, 202611.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 4 Year Loan - 11.99% 4 Year
Details Fair Isaac Risk Score: 625-649 w/ 80% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 11.99% APR · checked 2 times
11.49%11.99%12.49%Oct 5, 2026: 11.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 6-10 Year Loan - 11.99% 6-10 years
Details Fair Isaac Risk Score: 650+ w/ 80% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 11.99% APR · checked 2 times
11.49%11.99%12.49%Oct 5, 2026: 11.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 12.00% 625-649
Details Fair Isaac Risk Score: 625-649; Used 2022-2020
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 10.00% → 12.00% ▲ 2.00 pts · high 12.00% / low 10.00%
8.00%11.00%14.00%Sep 14, 2026: 10.00% APRSep 18, 2026: 10.99% APROct 5, 2026: 11.25% APROct 9, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202612.00%▲ from 11.25%
  • Oct 5, 202611.25%▲ from 10.99%
  • Sep 18, 202610.99%▲ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 12.50%
Details Fair Isaac Risk Score: <624 or **; New Vehicle
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 12.50% → 12.50% ▼ 0.00 pts · high 13.00% / low 12.50%
12.00%12.75%13.50%Sep 14, 2026: 12.50% APRSep 18, 2026: 13.00% APROct 9, 2026: 12.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202612.50%▼ from 13.00%
  • Sep 18, 202613.00%▲ from 12.50%
  • Sep 14, 202612.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 12.99% 625-649
Details Fair Isaac Risk Score: 625-649; Used 2019-2017
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 10.00% → 12.99% ▲ 2.99 pts · high 13.50% / low 10.00%
6.50%11.75%17.00%Sep 14, 2026: 10.00% APRSep 18, 2026: 12.99% APROct 5, 2026: 13.50% APROct 9, 2026: 12.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202612.99%▼ from 13.50%
  • Oct 5, 202613.50%▲ from 12.99%
  • Sep 18, 202612.99%▲ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 12.99%
Details Fair Isaac Risk Score: <624 or **; Used 2026
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 12.50% → 12.99% ▲ 0.49 pts · high 13.00% / low 12.50%
12.00%12.75%13.50%Sep 14, 2026: 12.50% APRSep 18, 2026: 13.00% APROct 9, 2026: 12.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202612.99%▼ from 13.00%
  • Sep 18, 202613.00%▲ from 12.50%
  • Sep 14, 202612.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Used Recreational Vehicles and Trailers - 7 Year or Less Loan - 12.99% 7 Year
Details Fair Isaac Risk Score: 650+ w/ 80% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 12.99% APR · checked 2 times
12.49%12.99%13.49%Oct 5, 2026: 12.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 13.00% Used 2026
Details Fair Isaac Risk Score: <624 or **
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 13.00% → 13.00% ▼ 0.00 pts · high 13.00% / low 9.25%
5.50%11.13%16.75%Sep 14, 2026: 13.00% APRSep 17, 2026: 9.25% APROct 9, 2026: 13.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202613.00%▲ from 9.25%
  • Sep 17, 20269.25%▼ from 13.00%
  • Sep 14, 202613.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 13.50% Used 2019-2017
Details Fair Isaac Risk Score: 625-649
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 13.50% → 13.50% ▼ 0.00 pts · high 13.50% / low 12.00%
10.50%12.75%15.00%Sep 14, 2026: 13.50% APRSep 17, 2026: 12.00% APROct 9, 2026: 13.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202613.50%▲ from 12.00%
  • Sep 17, 202612.00%▼ from 13.50%
  • Sep 14, 202613.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 13.75% Used 2025-2023
Details Fair Isaac Risk Score: <624 or **
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 13.75% → 13.75% ▼ 0.00 pts · high 13.75% / low 13.00%
12.25%13.38%14.50%Sep 14, 2026: 13.75% APRSep 17, 2026: 13.00% APROct 9, 2026: 13.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202613.75%▲ from 13.00%
  • Sep 17, 202613.00%▼ from 13.75%
  • Sep 14, 202613.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 13.99% 625-649
Details Fair Isaac Risk Score: 625-649; Used 2016>
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 10.00% → 13.99% ▲ 3.99 pts · high 13.99% / low 10.00%
6.01%12.00%17.98%Sep 14, 2026: 10.00% APRSep 18, 2026: 12.99% APROct 5, 2026: 13.50% APROct 9, 2026: 13.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202613.99%▲ from 13.50%
  • Oct 5, 202613.50%▲ from 12.99%
  • Sep 18, 202612.99%▲ from 10.00%
  • Sep 14, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 13.99%
Details Fair Isaac Risk Score: <624 or **; Used 2022-2020
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 12.50% → 13.99% ▲ 1.49 pts · high 14.25% / low 12.50%
10.75%13.38%16.00%Sep 14, 2026: 12.50% APRSep 18, 2026: 13.75% APRSep 21, 2026: 14.25% APROct 5, 2026: 13.75% APROct 9, 2026: 13.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202613.99%▲ from 13.75%
  • Oct 5, 202613.75%▼ from 14.25%
  • Sep 21, 202614.25%▲ from 13.75%
  • Sep 18, 202613.75%▲ from 12.50%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 14.25% Used 2022-2020
Details Fair Isaac Risk Score: <624 or **
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 14.25% → 14.25% ▼ 0.00 pts · high 14.25% / low 13.75%
13.25%14.00%14.75%Sep 14, 2026: 14.25% APRSep 17, 2026: 13.75% APROct 9, 2026: 14.25% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202614.25%▲ from 13.75%
  • Sep 17, 202613.75%▼ from 14.25%
  • Sep 14, 202614.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 14.50%
Details Fair Isaac Risk Score: <624 or **; Used 2019-2017
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 12.50% → 14.50% ▲ 2.00 pts · high 14.95% / low 12.50%
10.05%13.73%17.40%Sep 14, 2026: 12.50% APRSep 18, 2026: 14.25% APRSep 21, 2026: 14.95% APROct 5, 2026: 14.25% APROct 9, 2026: 14.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202614.50%▲ from 14.25%
  • Oct 5, 202614.25%▼ from 14.95%
  • Sep 21, 202614.95%▲ from 14.25%
  • Sep 18, 202614.25%▲ from 12.50%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loan - 14.95% Used 2019-2017
Details Fair Isaac Risk Score: <624 or **
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 14.95% → 14.95% ▼ 0.00 pts · high 14.95% / low 14.25%
13.55%14.60%15.65%Sep 14, 2026: 14.95% APRSep 17, 2026: 14.25% APROct 9, 2026: 14.95% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202614.95%▲ from 14.25%
  • Sep 17, 202614.25%▼ from 14.95%
  • Sep 14, 202614.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Motorcycle Loans - 14.99%
Details Fair Isaac Risk Score: <624 or **; Used 2016>
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 12.50% → 14.99% ▲ 2.49 pts · high 14.99% / low 12.50%
10.01%13.75%17.48%Sep 14, 2026: 12.50% APRSep 18, 2026: 14.95% APROct 9, 2026: 14.99% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202614.99%▲ from 14.95%
  • Sep 18, 202614.95%▲ from 12.50%
  • Sep 14, 202612.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
New Recreational Vehicles and Trailers - 6-10 Year Loan - 14.99% 6-10 years
Details Fair Isaac Risk Score: 625-649 w/ 80% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 14.99% APR · checked 2 times
14.49%14.99%15.49%Oct 5, 2026: 14.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Used Recreational Vehicles and Trailers - 7 Year or Less Loan - 14.99% 7 Year
Details Fair Isaac Risk Score: 625-649 w/ 80% Financing
Last Updated 10/09/2026
Rate History
No change since Oct 5, 2026 · 14.99% APR · checked 2 times
14.49%14.99%15.49%Oct 5, 2026: 14.99% APROct 5, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%

Highway Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit card - 7.99%
Details Special rate on new purchases.
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 8 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%

Highway Federal Credit Union Personal Loan Rates

Product APR Term View More
SIGNATURE LOANS 7.75% 12-18 Months
Details Credit Score: 750-Above
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 8 times
7.25%7.75%8.25%Sep 14, 2026: 7.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 8.25% 19-36 Months
Details Credit Score: 750-Above
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.50% → 8.25% ▼ 1.25 pts · high 9.50% / low 8.25%
7.00%8.88%10.75%Sep 14, 2026: 9.50% APRSep 17, 2026: 8.25% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20268.25%▼ from 9.50%
  • Sep 14, 20269.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 8.25% 12-18 Months
Details Credit Score: 749-700
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.75% → 8.25% ▲ 0.50 pts · high 8.25% / low 7.75%
7.25%8.00%8.75%Sep 14, 2026: 7.75% APRSep 17, 2026: 8.25% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 20268.25%▲ from 7.75%
  • Sep 14, 20267.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 9.50% 19-36 Months
Details Credit Score: 749-700
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 9.50% APR · checked 8 times
9.00%9.50%10.00%Sep 14, 2026: 9.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 9.75% 37-60 Months
Details Credit Score: 750-Above
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 8 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 10.75% 37-60 Months
Details Credit Score: 749-700
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.75% → 10.75% ▲ 1.00 pts · high 10.75% / low 9.75%
8.75%10.25%11.75%Sep 14, 2026: 9.75% APRSep 17, 2026: 10.75% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 202610.75%▲ from 9.75%
  • Sep 14, 20269.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 10.75% 12-18 Months
Details Credit Score: 699-650
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 12.50% → 10.75% ▼ 1.75 pts · high 12.50% / low 10.75%
9.00%11.63%14.25%Sep 14, 2026: 12.50% APRSep 17, 2026: 10.75% APRSep 14, 2026Oct 13, 2026
  • Sep 17, 202610.75%▼ from 12.50%
  • Sep 14, 202612.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 12.00% 19-36 Months
Details Credit Score: 699-650
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 8 times
11.50%12.00%12.50%Sep 14, 2026: 12.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 12.50% 12-18 Months
Details Credit Score: 649-625
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 12.50% APR · checked 8 times
12.00%12.50%13.00%Sep 14, 2026: 12.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 12.75% 37-60 Months
Details Credit Score: 699-650
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 12.75% APR · checked 8 times
12.25%12.75%13.25%Sep 14, 2026: 12.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 13.50% 19-36 Months
Details Credit Score: 649-625
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 13.50% APR · checked 8 times
13.00%13.50%14.00%Sep 14, 2026: 13.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 14.50% 37-60 Months
Details Credit Score: 649-625
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 14.50% APR · checked 8 times
14.00%14.50%15.00%Sep 14, 2026: 14.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 15.95% 12-18 Months
Details Credit Score: <624 or **
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 15.95% APR · checked 8 times
15.45%15.95%16.45%Sep 14, 2026: 15.95% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 16.95% 19-36 Months
Details Credit Score: <624 or **
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 16.95% APR · checked 8 times
16.45%16.95%17.45%Sep 14, 2026: 16.95% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
SIGNATURE LOANS 17.95% 37-60 Months
Details Credit Score: <624 or **
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 17.95% APR · checked 8 times
17.45%17.95%18.45%Sep 14, 2026: 17.95% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%

Highway Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
625-649 Loan - - 7.25%
Details Used 2026-2025: 7.25%; Used 2024-2023: 9.99%; Used 2022-2020: 10.99%; Used 2019-2018: 12.99%
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
650-689 Loan - - 6.25%
Details Used 2026-2025: 6.25%; Used 2024-2023: 7.25%; Used 2022-2020: 8.25%; Used 2019-2018: 9.25%
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
690-724 Loan - - 5.50%
Details Used 2026-2025: 5.75%; Used 2024-2023: 6.25%; Used 2022-2020: 7.25%; Used 2019-2018: 7.75%
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.50% APR
5.00%5.50%6.00%Oct 9, 2026: 5.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
725-850 Loan - - 4.75%
Details Used 2026-2025: 5.25%; Used 2024-2023: 5.75%; Used 2022-2020: 6.25%; Used 2019-2018: 6.75%
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 9, 2026: 4.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
<624 or Loan - - 10.75%
Details Used 2026-2025: 10.75%; Used 2024-2023: 12.75%; Used 2022-2020: 13.75%; Used 2019-2018: 14.75%
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 10.75% APR
10.25%10.75%11.25%Oct 9, 2026: 10.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 4.25% 24 Months Used 2017
Details Additional APR listed for this product: 4.50%, 5.00%, 5.50%, 6.50%, 7.50%. Fair Isaac Risk Score: 725-850
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 8.50% 24 Months Used 2017
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 9, 2026: 8.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 5.25% 24 Months Used 2017
Details Additional APR listed for this product: 6.00%, 7.00%, 7.75%, 8.75%, 9.75%. Fair Isaac Risk Score: 650-689
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 9, 2026: 5.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 7.25% 24 Months Used 2017
Details Additional APR listed for this product: 8.99%, 9.99%, 12.00%. Fair Isaac Risk Score: 625-649
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 10.75% 24 Months Used 2017
Details Additional APR listed for this product: 11.75%, 12.75%, 13.75%, 14.75%. Fair Isaac Risk Score: <624 or **
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 10.75% APR
10.25%10.75%11.25%Oct 9, 2026: 10.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 4.25% Used 2019-2018
Details Additional APR listed for this product: 5.00%, 5.50%, 6.50%. Fair Isaac Risk Score: 725-850
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 4.50% Used 2019-2018
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 5.25% Used 2019-2018
Details Additional APR listed for this product: 6.00%, 7.00%, 7.75%. Fair Isaac Risk Score: 650-689
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 9, 2026: 5.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 7.25% Used 2019-2018
Details Additional APR listed for this product: 7.50%, 8.99%. Fair Isaac Risk Score: 625-649
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 9.75% Used 2019-2018
Details Additional APR listed for this product: 10.75%, 11.75%, 12.75%. Fair Isaac Risk Score: <624 or **
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 4.25% Used 2022-2020
Details Additional APR listed for this product: 5.00%, 5.50%. Fair Isaac Risk Score: 725-850
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 4.50% Used 2022-2020
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 5.25% Used 2022-2020
Details Additional APR listed for this product: 6.00%, 7.00%. Fair Isaac Risk Score: 650-689
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 9, 2026: 5.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 7.25% Used 2022-2020
Details Additional APR listed for this product: 7.50%, 7.75%, 8.99%. Fair Isaac Risk Score: 625-649
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 9.75% Used 2022-2020
Details Additional APR listed for this product: 10.75%, 11.75%, 12.75%. Fair Isaac Risk Score: <624 or **
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 4.25% Used 2026-2025
Details Additional APR listed for this product: 5.00%. Fair Isaac Risk Score: 725-850
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 4.50% Used 2026-2025
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 5.25% Used 2026-2025
Details Additional APR listed for this product: 6.00%. Fair Isaac Risk Score: 650-689
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 9, 2026: 5.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 7.25% Used 2026-2025
Details Additional APR listed for this product: 7.50%. Fair Isaac Risk Score: 625-649
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 9.75% Used 2026-2025
Details Additional APR listed for this product: 10.75%. Fair Isaac Risk Score: <624 or **
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 4.25% Used 2017
Details Fair Isaac Risk Score: 725-850
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.25% APR
3.75%4.25%4.75%Oct 9, 2026: 4.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 4.50% Used 2017
Details Fair Isaac Risk Score: 690-724
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 9, 2026: 4.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 5.25% Used 2017
Details Fair Isaac Risk Score: 650-689
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 9, 2026: 5.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 7.25% Used 2017
Details Fair Isaac Risk Score: 625-649
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 9, 2026: 7.25% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
Federal Credit Union Loans - - 9.75% Used 2017
Details Fair Isaac Risk Score: <624 or **
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.75% APR
9.25%9.75%10.25%Oct 9, 2026: 9.75% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%
IRA ACCOUNTS - - 4.00%
Min Deposit $0
Min Balance $50
Details Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividends Period: Calendar Quarterly; Minimum Balance to Avoid Service Charge: N/A; Balance Method: Average Daily Balance; Yearly maintenance fee: $10.00
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.82%

Financial Health History

Highway Federal Credit Union’s Texas Ratio rose from 1.14% in Q3 2023 to 3.82% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.6% 3.0★ 3.9% 4.0★ 5.2% 5.0★ Healthy zone – entire history below the 15% limit 1.14% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.82% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$35M3.82%5.0A+
March 31, 2026$35M3.67%5.0A+
December 31, 2025$34M3.07%5.0A+
September 30, 2025$33M2.71%5.0A+
June 30, 2025$33M1.76%5.0A+
March 31, 2025$32M2.08%5.0A+
December 31, 2024$30M0.19%5.0A+
September 30, 2024$30M0.90%5.0A+
June 30, 2024$31M0.66%5.0A+
March 31, 2024$30M1.52%5.0A+
December 31, 2023$29M1.47%5.0A+
September 30, 2023$29M1.14%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Highway Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Highway Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Highway Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Highway Federal Credit Union
Address 405 Laurel St, Hughestown, PA 18640
Phone 570-602-7400
Fax 570-602-7402
President Robert Havard
CEO TRACEY CAREY
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.82%
Return on Assets (ROA)
0.5253%
Return on Equity (ROE)
2.8934%
Non-Performing Loans Ratio (NPL)
2.00%
Total Assets
35,026,549
Total Amount of Shares and Deposits
29,322,530
Total Shares and Deposits < 1 Year
27,252,528
Total Shares and Deposits 1 3 Years
2,070,002
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,302,810
Total Uninsured Shares and Deposits > $250K (F+J)
4,302,810
Total Insured Shares and Deposits > $250K (item 17 less item K)
25,019,720
Total Interest Expense (Sum of items 6 8)
148,063
Share Certificates
218
Number of Accounts for Share Drafts
1,565
IRA KEOGH Accounts
41
Number of Accounts for Regular Shares
3,001
Non Member Deposits
1
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,991,581
Total Liabilities
28,667,898
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Highway Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/highway-federal-credit-union-rates-review-20691">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Highway Federal Credit Union

How many branches does Highway Federal Credit Union operate?

Highway Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Highway Federal Credit Union?

Yes, to access services at Highway Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Highway Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Highway Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Highway Federal Credit Union offer online and mobile banking?

Most modern institutions like Highway Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://highwayfcu.org.

Current Highway Federal Credit Union Rates

  • Savings0.15%
Retrieved from our database of financial products. Rates subject to change.