Lea County State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 0.60% and 3-month CD rates at 1.00%. Current savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.05%. Credit Card rates are at 29.99%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Lea County State Bank's 3-Month CD (CDARS) rates are at 4.61%, 12-Month CD (CDARS) rates are at 4.14%, 6-Month CD (CDARS) rates are at 4.14%, 12-Month CD rates are at 4.07%, 24-Month CD (CDARS) rates are at 3.83%. Lea County State Bank's savings rates are at 0.30%. Lea County State Bank's money market rates are at 0.20%.

Lea County State Bank

To see how these rates compare to Lea County State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lea County State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lea County State Bank CD rates. You can also compare Lea County State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lea County State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lea County State Bank? Share your experience about Lea County State Bank by leaving a review below, or read customer reviews before you decide to use Lea County State Bank.

Lea County State Bank Texas Ratio

Lea County State Bank's Texas Ratio is at 4.46%, which is considered excellent. The Texas Ratio for Lea County State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lea County State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.07%
18-Month CD
2.02%
24-Month CD
2.02%
36-Month CD
2.53%
48-Month CD
2.53%
60-Month CD
3.04%
Savings
0.30%
MMA
0.20%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lea County State Bank
1017 N Turner St
Hobbs, NM 88240
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Lea County State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Lea County State Bank
Lea County State Bank
3-Month CD (CDARS)
4.61%
$50,000
Lea County State Bank
Lea County State Bank
6-Month CD (CDARS)
4.14%
$50,000
Lea County State Bank
Lea County State Bank
12-Month CD (CDARS)
4.14%
$50,000
Lea County State Bank
Lea County State Bank
12-Month CD
4.07%
$1,000
Lea County State Bank
Lea County State Bank
24-Month CD (CDARS)
3.83%
$50,000
Lea County State Bank
Lea County State Bank
36-Month CD (CDARS)
3.68%
$50,000
Lea County State Bank
Lea County State Bank
60-Month CD
3.04%
$1,000
Lea County State Bank
Lea County State Bank
48-Month CD
2.53%
$1,000
Lea County State Bank
Lea County State Bank
36-Month CD
2.53%
$1,000
Lea County State Bank
Lea County State Bank
24-Month CD
2.02%
$1,000
Lea County State Bank
Lea County State Bank
18-Month CD
2.02%
$1,000
Lea County State Bank
Lea County State Bank
Savings
0.30%
$100
Lea County State Bank
Lea County State Bank
Money Market
0.20%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Lea County State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fox Valley Savings Bank
Fox Valley Savings Bank
Kasasa Checking
5.00%
$50
Great Plains State Bank
Great Plains State Bank
18-Month CD
4.80%
$500
EverBank
EverBank
12-Month CD
4.70%
$1,000
The Dolores State Bank
The Dolores State Bank
12-Month CD
4.58%
$1,000
Generations Bank
Generations Bank
12-Month CD
4.50%
$500
First Seacoast Bank
First Seacoast Bank
Coastline Money Market
4.25%
$75,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
24-Month CD
4.00%
$1,000
Second Federal S&L
Second Federal S&L
18-Month CD
4.00%
$500
FCN Bank, N.A.
FCN Bank, N.A.
15-Month CD
3.95%
$1,000
AVB Bank
AVB Bank
48-Month CD
3.75%
$1,000
Bread Financial
Bread Financial
36-Month CD
3.50%
$1,500
Thomaston Savings Bank
Thomaston Savings Bank
12-Month CD
3.50%
$1,000
121 Financial Credit Union
121 Financial Credit Union
18-Month CD
3.50%
$500
Community Bank of Raymore
Community Bank of Raymore
12-Month CD (IntraFi)
3.47%
$10,000
Kearney Trust Company
Kearney Trust Company
48-Month CD
3.30%
$100
Logansport Savings Bank
Logansport Savings Bank
48-Month CD
3.29%
$1,000
State Bank of Scotia
State Bank of Scotia
12-Month CD
3.29%
$1,000
1st Street Credit Union
1st Street Credit Union
60-Month CD
3.29%
$1,000
Susser Bank
Susser Bank
24-Month CD
3.25%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
3-Month CD
3.09%
$500
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
48-Month CD
3.03%
$1,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
60-Month CD
2.75%
$500
Camp Grove State Bank
Camp Grove State Bank
High Performance Checking
2.65%
$25,000
MidCountry Bank
MidCountry Bank
12-Month CD
2.52%
$10,000
First Southwest Bank
First Southwest Bank
Golden Eagle Money Market
2.50%
$1,500,000
Quoin Financial Bank
Quoin Financial Bank
Kasasa Checking
2.25%
$0
First Bank Ketchikan, AK
First Bank Ketchikan, AK
24-Month CD
2.10%
$0
Jewett City Savings Bank
Jewett City Savings Bank
60-Month CD
2.00%
$1,000
Genesee Regional Bank
Genesee Regional Bank
60-Month CD
2.00%
$500
Foresight Bank
Foresight Bank
6-Month CD
1.86%
$500
Cornerstone State Bank
Cornerstone State Bank
Money Market
1.50%
$1,000
New Market Bank
New Market Bank
3-Month CD
1.31%
$500
Round Top State Bank
Round Top State Bank
60-Month CD
1.25%
$1,000
The Bank of New Glarus
The Bank of New Glarus
24-Month CD
1.20%
$1,000
4U Federal Credit Union
4U Federal Credit Union
Money Market
1.11%
$2,000
Federation Bank
Federation Bank
48-Month CD
1.05%
$500
PeopleFirst Bank
PeopleFirst Bank
12-Month CD
1.00%
$2,500
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
12-Month CD
1.00%
$500
Ascendia Bank
Ascendia Bank
48-Month CD
1.00%
$500
Presence Bank
Presence Bank
60-Month CD
0.85%
$250
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
12-Month CD
0.85%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
12-Month CD
0.75%
$500
Mound City Bank
Mound City Bank
My Money Market
0.59%
$20,000
Adrian Bank
Adrian Bank
Money Market
0.50%
$25,000
Consumers Credit Union
Consumers Credit Union
24-Month CD
0.45%
$1,000
Catskill Hudson Bank
Catskill Hudson Bank
Statement Savings
0.15%
$100
Cecil Bank
Cecil Bank
Savings
0.15%
$10
Equitable S&L Co.
Equitable S&L Co.
12-Month CD
0.15%
$500
Bank of Pensacola
Bank of Pensacola
Checking
0.10%
$0
First Federal S&L Newark, OH
First Federal S&L Newark, OH
First Savers Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates October 5, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Lea County State Bank Information

Lea County State Bank
1017 N Turner St
Hobbs, NM 88240
Lea
Established Date: 01/01/1928
FDIC Certificate #: 12259
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LEA COUNTY BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Lea County State Bank FDIC Insured? Yes
What is Lea County State Bank's Cert number? 12259
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lea County State Bank Financials

Total Assets:
$718,474,000
Total Deposits:
$591,135,000
Equity Capital:
$37,945,000
Domestic Deposits:
$591,135,000
Net Income:
$3,590,000
Return on Assets:
1.3472%
Quarterly Return on Assets:
2.0700%
Pretax Return on Assets:
2.0732%
Pretax Quarterly Return on Assets:
2.0700%
Return on Equity:
30.7700%
Quarterly Return on Equity:
38.6900%
Common Equity Tier 1 Capital Ratio:
18.9736%
Tier 1 Risk-Based Capital Ratio:
18.9736%
Leverage Tier 1 (Core Capital) Ratio:
8.7435%
Total Risk-Based Capital Ratio (YTD):
19.6424%
Total Interest Income (YTD):
4.4238%
 
 
Headquarters:
Hobbs
FDIC Field Office:
Albuquerque
Regulator:
FED
County:
Lea
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

By now you have probably heard the Fed didn't increase the fed funds rate this month so deposit rates have mostly remained the same. There is still hope for an increase in October's meeting but a lot will depend on September's employment report due to be released on Friday.

Mortgage rates are mostly lower, current 30 year mortgage rates are averaging 4.32%, an increase yesterday's average 30 year mortgage rate of 4.29%. Current mortgage rates on 15 year mortgage loans are averaging 3.46%, down from yesterday's average 15 year mortgage rate of 3.49%.  Today's mortgage rates on 30 year jumbo loans are averaging 4.65%, down from yesterday's average 30 year jumbo mortgage rate of 4.70%. 15 year jumbo rates are averaging 3.89%, down from yesterday's average 15 year jumbo rate of 3.96%.

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Lea County State Bank Reviews

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