Lea County State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 5.00% and 3-month CD rates at 1.00%. Current savings rates are at 1.00% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 7.21%. Credit Card rates are at 16.25%. Personal Loan rates are at 13.49%. All these rates, and more, can be found in our database of rates. Lea County State Bank's 6-Month CD CDARS/IntraFi rates are at 5.05%, 12-Month CD CDARS/IntraFi rates are at 4.93%, 3-Month CD CDARS/IntraFi rates are at 4.92%, 24-Month CD CDARS/IntraFi rates are at 4.30%, 36-Month CD CDARS/IntraFi rates are at 4.07%. Lea County State Bank's savings rates are at 0.30%. Lea County State Bank's money market rates are at 0.20%.

Lea County State Bank

To see how these rates compare to Lea County State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lea County State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lea County State Bank CD rates. You can also compare Lea County State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lea County State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lea County State Bank? Share your experience about Lea County State Bank by leaving a review below, or read customer reviews before you decide to use Lea County State Bank.

Lea County State Bank Texas Ratio

Lea County State Bank's Texas Ratio is at 3.44%, which is considered excellent. The Texas Ratio for Lea County State Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lea County State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.07%
18-Month CD
2.02%
24-Month CD
2.02%
36-Month CD
2.53%
48-Month CD
2.53%
60-Month CD
3.04%
Savings
0.30%
MMA
0.20%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lea County State Bank
1017 N Turner St
Hobbs, NM 88240
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Lea County State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Lea County State Bank
Lea County State Bank
6-Month CD CDARS/IntraFi
5.05%
$50,000
Lea County State Bank
Lea County State Bank
12-Month CD CDARS/IntraFi
4.93%
$50,000
Lea County State Bank
Lea County State Bank
3-Month CD CDARS/IntraFi
4.92%
$50,000
Lea County State Bank
Lea County State Bank
24-Month CD CDARS/IntraFi
4.30%
$50,000
Lea County State Bank
Lea County State Bank
36-Month CD CDARS/IntraFi
4.07%
$50,000
Lea County State Bank
Lea County State Bank
12-Month CD
4.07%
$1,000
Lea County State Bank
Lea County State Bank
60-Month CD
3.04%
$1,000
Lea County State Bank
Lea County State Bank
48-Month CD
2.53%
$1,000
Lea County State Bank
Lea County State Bank
36-Month CD
2.53%
$1,000
Lea County State Bank
Lea County State Bank
24-Month CD
2.02%
$1,000
Lea County State Bank
Lea County State Bank
18-Month CD
2.02%
$1,000
Lea County State Bank
Lea County State Bank
Savings Account
0.30%
$100
Lea County State Bank
Lea County State Bank
Money Market
0.20%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Lea County State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
VirtualBank
VirtualBank
eMoney Market
5.00%
$0
Wintrust Bank
Wintrust Bank
11-Month CD
5.00%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
13-Month CD
5.00%
$500
Everence Trust Company
Everence Trust Company
15-Month CD special new money
5.00%
$500
Consumers Credit Union
Consumers Credit Union
Free Rewards Checking Tier A
5.00%
$0
Luana Savings Bank
Luana Savings Bank
12-Month CD
4.91%
$2,000
Wayne Savings Community Bank
Wayne Savings Community Bank
Maximize Money Market
4.85%
$1,000,000
Yakima Federal S&L
Yakima Federal S&L
12-Month CD savers choice
4.75%
$500
Citizens First Bank Viroqua, WI
Citizens First Bank Viroqua, WI
15-Month CD
4.60%
$10,000
Self-Help Credit Union
Self-Help Credit Union
12-Month CD
4.50%
$500
First Commerce Bank (NJ)
First Commerce Bank (NJ)
24-Month CD special
4.50%
$1,000
Barclays Bank
Barclays Bank
Online Savings Account
4.35%
$0
Achieva Credit Union
Achieva Credit Union
24-Month CD
4.25%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
24-Month CD (Certificate)
4.20%
$1,000
1st Advantage Bank
1st Advantage Bank
18-Month CD
3.75%
$500
Charter Bank TX
Charter Bank TX
24-Month CD
3.75%
$1,000
ACFCU
ACFCU
24-Month CD certificate
3.75%
$1,000
One Community Bank
One Community Bank
High Yield Money Market Deposit
3.62%
$1,000,000
Union Bank, Inc.
Union Bank, Inc.
Money Market Deposit Account Plus
3.56%
$250,000
Prairie Bank of Kansas
Prairie Bank of Kansas
36-Month CD
3.53%
$1,000
Sandy Spring Bank
Sandy Spring Bank
60-Month CD
3.50%
$1,000
Vystar Credit Union
Vystar Credit Union
18-Month CD
3.50%
$500
Falcon National Bank
Falcon National Bank
12-Month CD
3.25%
$500
Clay County Savings Bank
Clay County Savings Bank
15-Month CD special
3.09%
$50,000
Metz Banking Company
Metz Banking Company
60-Month CD
3.05%
$1,000
First Shore Federal S&L
First Shore Federal S&L
24-Month CD
3.00%
$500
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
60-Month CD
3.00%
$5,000
Coastal Heritage Bank
Coastal Heritage Bank
18-Month CD
3.00%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
48-Month CD
2.78%
$500
First Nebraska Bank
First Nebraska Bank
36-Month CD
2.75%
$500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
24-Month CD
2.55%
$1,000
Henderson State Bank
Henderson State Bank
15-Month CD
2.45%
$500
New Market Bank
New Market Bank
48-Month CD
2.05%
$500
Prairie Community Bank
Prairie Community Bank
60-Month CD
2.00%
$1,000
FNB of Waverly
FNB of Waverly
48-Month CD
1.26%
$1,000
Grinnell State Bank
Grinnell State Bank
Savings Account
1.00%
$0
Access Community Credit Union
Access Community Credit Union
Money Markets
0.80%
$2,500
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
0.75%
$250
Wells River Savings Bank
Wells River Savings Bank
36-Month CD
0.60%
$200
AVB Bank
AVB Bank
Personal Money Market
0.55%
$2,500
AbbyBank
AbbyBank
Savings Plus
0.50%
$10,000
The Wilmington Savings Bank
The Wilmington Savings Bank
36-Month CD
0.50%
$500
Middlesex Federal Savings
Middlesex Federal Savings
18-Month CD
0.45%
$500
FLC Bank
FLC Bank
24-Month CD
0.35%
$2,000
Home Loan SB
Home Loan SB
6-Month CD
0.35%
$500
Cross River Bank
Cross River Bank
Regular E/ Money Market
0.25%
$0
FirstBank of Nebraska
FirstBank of Nebraska
Checking Account
0.20%
$1,000
Central Federal SLA
Central Federal SLA
12-Month CD
0.05%
$2,500
UniBank
UniBank
Personal Regular Savings
0.05%
$500
Clarion County Community Bank
Clarion County Community Bank
Community Plus Checking
0.03%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Lea County State Bank Information

Lea County State Bank
1017 N Turner St
Hobbs, NM 88240
Lea
Established Date: 01/01/1928
FDIC Certificate #: 12259
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LEA COUNTY BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Lea County State Bank FDIC Insured? Yes
What is Lea County State Bank's Cert number? 12259
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lea County State Bank Financials

Total Assets:
$568,413,000
Total Deposits:
$495,909,000
Equity Capital:
$29,598,000
Domestic Deposits:
$495,909,000
Net Income:
$1,504,000
Return on Assets:
1.1719%
Quarterly Return on Assets:
1.0700%
Pretax Return on Assets:
1.0653%
Pretax Quarterly Return on Assets:
1.0700%
Return on Equity:
19.7500%
Quarterly Return on Equity:
22.6300%
Common Equity Tier 1 Capital Ratio:
18.3818%
Tier 1 Risk-Based Capital Ratio:
18.3818%
Leverage Tier 1 (Core Capital) Ratio:
8.7743%
Total Risk-Based Capital Ratio (YTD):
18.9203%
Total Interest Income (YTD):
3.0179%
 
 
Headquarters:
Hobbs
FDIC Field Office:
Albuquerque
Regulator:
FED
County:
Lea
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

The Federal Deposit Insurance Corporation released their Weekly National Rates and Rate Caps report that showed deposit rates declined yet again. This isn't a surprise since rates have been declining for several years now. You can expect rates to continue their slow decline for the next several months and possibility until the end of 2011 because of several different reasons.
CD CD rates continued to fluctuate fractionally this past week. Bank CD rates were down for all certificate of deposit terms. Surprisingly the average certificate of deposit rate hasn't changed much this year, fluctuating in a narrow range.
The outlook for CD rates in 2015 is very promising, which is great news since rates have been dismal for the past 6 years. In fact, the return on CDs hasn't even kept up with the inflation rate for the past several years. Investing in FDIC insured certificates of deposit will never give you the best rate of return, but at least your principal is safe.

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Current 15 Year Mortgage Rates Averaging 2.81%: Best Rates Available at 2.25%
Average CD Rates and Highest CD Rates July 5, 2012

Alternative Bank and Credit Union Offers to Explore

Associated Bank CD Rates: 4.50% APY 7-Month CD Top Rate
Average Mortgage Rates Increase from 2014 Lows
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Bangor Savings Bank 1 Year CD Rates now at 0.15%
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Long Term Mortgage Rates and Short Term Mortgage Rates Lower This Week
UFB Direct US Savings Account

Lea County State Bank Reviews

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