Wells Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Wells BankToday's 12-month CD rates can be found at 3.00%, 6-month CD rates at 3.55% and 3-month CD rates at 1.76%. Current savings rates are at 0.30% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.64%. Credit Card rates are at 16.49%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Wells Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Wells Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Wells Bank CD rates. You can also compare Wells Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Wells Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wells Bank? Share your experience about Wells Bank by leaving a review below, or read customer reviews before you decide to use Wells Bank.

Wells Bank Texas Ratio

Wells Bank's Texas Ratio is at 0.21%, which is considered excellent. The Texas Ratio for Wells Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Wells Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Wells Bank
1100 Branch St
Platte City, MO 64079
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Wells Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Kasasa Checking
5.00%
$0
Security Bank Tulsa, OK
Security Bank Tulsa, OK
60-Month CD
4.06%
$2,000
Mid-America Bank
Mid-America Bank
36-Month CD
4.04%
$500
Huntington FSB
Huntington FSB
24-Month CD
4.01%
$500
Regent Bank (OK)
Regent Bank (OK)
6-Month CD
4.00%
$1,000
Bank Midwest
Bank Midwest
60-Month CD
3.85%
$500
ACFCU
ACFCU
36-Month CD
3.59%
$1,000
All America Bank
All America Bank
24-Month CD
3.50%
$500
First National Bank in Olney
First National Bank in Olney
48-Month CD
3.50%
$500
Haverhill Bank
Haverhill Bank
24-Month CD
3.50%
$500
Torrington Savings Bank
Torrington Savings Bank
18-Month CD
3.50%
$1,000
WSB Municipal Bank
WSB Municipal Bank
12-Month CD
3.35%
$500
Alliance Community Bank
Alliance Community Bank
48-Month CD
3.30%
$1,000
Volunteer State Bank
Volunteer State Bank
3-Month CD
3.29%
$1,000
Customers Bank
Customers Bank
48-Month CD
3.25%
$500
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
12-Month CD
3.25%
$1,000
GreenLeaf Bank
GreenLeaf Bank
12-Month CD
3.10%
$2,500
Bank of Edmonson County
Bank of Edmonson County
36-Month CD
3.10%
$500
Apple Bank for Savings
Apple Bank for Savings
Simple Savings
3.00%
$10
Senath State Bank
Senath State Bank
60-Month CD
2.52%
$500
Bank of the Valley
Bank of the Valley
18-Month CD
2.47%
$500
ConnectOne Bank
ConnectOne Bank
Connect Money Market
2.40%
$0
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
24-Month CD
2.38%
$10,000
First National Bank of Steeleville
First National Bank of Steeleville
18-Month CD
2.25%
$500
Industry State Bank
Industry State Bank
60-Month CD
2.25%
$1,000
Bank of Vici
Bank of Vici
30-Month CD
2.18%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
Money Market
1.77%
$2,500
1st Ed Credit Union
1st Ed Credit Union
12-Month CD
1.55%
$500
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Money Market
1.00%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
48-Month CD
0.85%
$1,000
I3 Bank
I3 Bank
24-Month CD
0.80%
$500
Auburn Savings Bank
Auburn Savings Bank
48-Month CD
0.65%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
36-Month CD
0.40%
$1,000
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
24-Month CD
0.30%
$500
PCSB Bank
PCSB Bank
36-Month CD
0.30%
$500
FNB of Elmer
FNB of Elmer
18-Month CD
0.30%
$500
Bank of Pensacola
Bank of Pensacola
3-Month CD
0.25%
$0
Citizens Federal Savings Bank
Citizens Federal Savings Bank
Money Market
0.25%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
12-Month CD
0.20%
$1,000
TSB Bank
TSB Bank
Statement Savings
0.20%
$0
FNB of Absecon
FNB of Absecon
24-Month CD
0.15%
$0
MidCountry Bank
MidCountry Bank
24-Month CD
0.10%
$1,000
Transpecos Banks
Transpecos Banks
Simple Savings
0.10%
$25
Alliance Bank IN
Alliance Bank IN
Traditional Savings
0.08%
$300
First FSB of Angola
First FSB of Angola
Interest Checking
0.05%
$250
NCF Savings Bank
NCF Savings Bank
Money Market
0.02%
$0
First Bank of Central Ohio
First Bank of Central Ohio
Interest Checking
0.01%
$50
Agility Bank
Agility Bank
36-Month CD
0.00%
$0
Bank of Dudley
Advantage Savings
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Wells Bank rate data right now, check back for updates, we are adding rates all the time.

Wells Bank Information

Wells Bank
1100 Branch St
Platte City, MO 64079
Platte
Established Date: 03/07/1934
FDIC Certificate #: 14025
Date of FDIC Deposit Insurance: 03/09/1934
Bank Holding Company: WELLS BANCSHARES INC
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is Wells Bank FDIC Insured? Yes
What is Wells Bank's Cert number? 14025
What is the maximum amount for insured deposits? $250,000 per holder, per account

Wells Bank Financials

Total Assets:
$472,721,000
Total Deposits:
$417,165,000
Equity Capital:
$48,942,000
Domestic Deposits:
$417,165,000
Net Income:
$1,688,000
Return on Assets:
1.6778%
Quarterly Return on Assets:
1.4100%
Pretax Return on Assets:
1.8537%
Pretax Quarterly Return on Assets:
1.8500%
Return on Equity:
18.5300%
Quarterly Return on Equity:
13.8900%
Leverage Tier 1 (Core Capital) Ratio:
9.7103%
Total Interest Income (YTD):
5.1236%
 
 
Headquarters:
Platte City
FDIC Field Office:
Kansas City
Regulator:
FDIC
County:
Platte
# of Offices:
11
Metropolitan Statistical Area (MSA):
Kansas City, MO-KS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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