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 Library Of Congress Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Library Of Congress Federal Credit Union's 12-17 Traditional, Roth, SEP & Education IRA CD rates are at 3.75%, Traditional, Roth, SEP & Education IRA CD 12-17 month rates are at 3.75%, 18-23 Traditional, Roth, SEP & Education IRA CD rates are at 3.65%, Traditional, Roth, SEP & Education IRA CD 18-23 month rates are at 3.65%, Traditional, Roth, SEP & Education IRA CD 48-59 month rates are at 3.65%. Library Of Congress Federal Credit Union's savings rates are at 0.15%. Library Of Congress Federal Credit Union's money market rates are at 1.16%. Library Of Congress Federal Credit Union's Personal Loan Rates are at 9.25%. MonitorBankRates evaluates the financial stability of Library Of Congress Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.75%. Rates were last updated on 04/11/2026. Library Of Congress Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Library Of Congress Federal Credit Union? Share your experience about Library Of Congress Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Library Of Congress Federal Credit Union. Library Of Congress Federal Credit Union
CORPORATE 101 Independence Ave SE Rm 634
https://www.lcfcu.org Washington, DC 20540 0002 
Library Of Congress Federal Credit Union CD Rates
Library Of Congress Federal Credit Union Savings Rates
Library Of Congress Federal Credit Union Money Market Rates
Library Of Congress Federal Credit Union Checking Rates
Library Of Congress Federal Credit Union Mortgage Rates
Library Of Congress Federal Credit Union Home Equity & HELOC
Library Of Congress Federal Credit Union Credit Card Rates
Library Of Congress Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Library Of Congress Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Library Of Congress Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Library Of Congress Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Library Of Congress Federal Credit Union
Website
https://www.lcfcu.org
Address
101 Independence Ave SE Rm 634,
Washington, DC 20540 0002
Phone
800-325-2328
Fax
202-707-5643
President
EUGENE BOYD
CEO
JENNIFER HURST
Full-Time Employees
25
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.75%
Return on Assets (ROA)
0.6487%
Return on Equity (ROE)
4.0507%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
339,868,830
Total Amount of Shares and Deposits
281,885,840
Total Shares and Deposits < 1 Year
224,837,153
Total Shares and Deposits 1 3 Years
48,259,200
Total Shares and Deposits > 3 Years
8,789,487
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
41,710,294
Total Uninsured Shares and Deposits > $250K (F+J)
41,710,294
Total Insured Shares and Deposits > $250K (item 17 less item K)
240,175,546
Total Interest Expense (Sum of items 6 8)
4,213,298
Share Certificates
1,839
Number of Accounts for Share Drafts
7,205
IRA KEOGH Accounts
948
Number of Accounts for Regular Shares
11,227
All other shares
317
Money Market Shares
545
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,942,715
Total Liabilities
285,882,309
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Library Of Congress Federal Credit UnionIs Library Of Congress Federal Credit Union a safe place to deposit money?Yes, Library Of Congress Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.75078421139191%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Library Of Congress Federal Credit Union operate?Library Of Congress Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Library Of Congress Federal Credit Union?Yes, to access services at Library Of Congress Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Library Of Congress Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Library Of Congress Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Library Of Congress Federal Credit Union offer online and mobile banking?Most modern institutions like Library Of Congress Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lcfcu.org. Current Library Of Congress Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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