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Barksdale Federal Credit Union

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Barksdale Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Barksdale Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

Barksdale Federal Credit Union's Personal Loan Rates are as low as 10.50%. MonitorBankRates evaluates the financial stability of Barksdale Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.15%. Rates last updated and verified on 09/23/2026.

Barksdale Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Barksdale Federal Credit Union? Share your experience about Barksdale Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Barksdale Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.15%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Barksdale Federal Credit Union
Administrative Center

2701 Village Ln
Bossier City, LA 71112

https://www.bfcu.org

Barksdale Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Repossessed Vehicles for Sale - 2018 & Older Loan	-	-	4.90%	Up to 60 Months
No additional details. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
New & Newer Used Auto Loan	-	-	5.54%	Up to 48 Months
Details Published APR range: 5.54% to 13.99%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
New & Newer Used Auto Loan	-	-	5.89%	49 to 78 Months
Details Published APR range: 5.89% to 15.24%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
New Auto Loan	-	-	5.89%	78 months
Details On a $20,000 loan at 5.89%, you would make 78 monthly payment of $309.99. New - 2023 Models and newer Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
Used Auto Loan	-	-	6.59%	Up to 72 Months
Details Published APR range: 6.59% to 16.55%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%

Barksdale Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New & Newer Used Boat Loan	-	7.49%	Up to 96 Months
Details Published APR range: 7.49% to 17.15%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
New Recreational Vehicle Loan	-	7.49%	Up to 144 Months
Details Published APR range: 7.49% to 17.15%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
New & Newer Used Motorcycles Loan	-	7.99%	Up to 78 Months
Details Published APR range: 7.99% to 17.15%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
New ATV's Only Loan	-	7.99%	Up to 36 Months
Details Published APR range: 7.99% to 15.99%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
Used Boat Loan	-	8.19%	Up to 84 Months
Details Published APR range: 8.19% to 17.15%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
Used Recreational Vehicle Loan	-	8.19%	Up to 120 Months
Details Published APR range: 8.19% to 17.15%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
New ATV's Only Loan	-	10.39%	37 to 60 Months
Details Published APR range: 10.39% to 17.15%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%

Barksdale Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Line of Credit	10.50%
Details APR range: 10.50% to 16.50% variable rate Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
Signature Loan	11.90%	Up to 60 Months
Details Published APR range: 11.9% to 17.15%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%

Barksdale Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
New Lawn & Garden Equipment Loan	-	-	8.89%	Up to 60 Months
Details Published APR range: 8.89% to 17.90%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
New Miscellaneous Collateral Loan	-	-	8.89%	12 to 60 Months
Details Published APR range: 8.89% to 17.90%. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
Platinum Loan	-	-	15.90%
Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%
Platinum Preferred Loan	-	-	12.90%
Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.15%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Barksdale Federal Credit Union’s Texas Ratio rose from 4.96% in Q2 2023 to 10.15% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$2.4B	10.15%	5.0	A
December 31, 2025	$2.4B	11.80%	5.0	A
September 30, 2025	$2.4B	9.43%	5.0	A
June 30, 2025	$2.4B	8.38%	5.0	A
March 31, 2025	$2.4B	9.83%	5.0	A
December 31, 2024	$2.3B	10.32%	5.0	A
September 30, 2024	$2.4B	9.12%	5.0	A
June 30, 2024	$2.5B	9.75%	5.0	A
March 31, 2024	$2.5B	8.15%	5.0	A
December 31, 2023	$2.2B	9.86%	5.0	A
September 30, 2023	$2.2B	5.84%	5.0	A+
June 30, 2023	$2.2B	4.96%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Barksdale Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Barksdale Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Barksdale Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Barksdale Federal Credit Union

Website https://www.bfcu.org

Address 2701 Village Ln, Bossier City, LA 71112

Phone 318-549-8240

Fax 318-549-8211

President Alvin Oar

CEO Patrick Gullatt

Full-Time Employees 484

Part-Time Employees 12

Branch Locations 34

ATM Locations 25

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.15%

Return on Assets (ROA)

0.0536%

Return on Equity (ROE)

0.6106%

Non-Performing Loans Ratio (NPL)

1.71%

Total Assets

2,440,589,051

Total Amount of Shares and Deposits

2,214,138,287

Total Shares and Deposits < 1 Year

2,054,090,417

Total Shares and Deposits 1 3 Years

116,499,389

Total Shares and Deposits > 3 Years

43,548,480

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

218,128,966

Total Uninsured Shares and Deposits > $250K (F+J)

218,128,966

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,996,009,321

Total Interest Expense (Sum of items 6 8)

9,942,093

Share Certificates

16,015

Number of Accounts for Share Drafts

82,657

IRA KEOGH Accounts

5,319

Number of Accounts for Regular Shares

204,970

Non Member Deposits

Money Market Shares

2,595

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

257,896,461

Total Liabilities

2,240,363,606

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Barksdale Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Barksdale Federal Credit Union

How many branches does Barksdale Federal Credit Union operate?

Barksdale Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Barksdale Federal Credit Union?

Yes, to access services at Barksdale Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Barksdale Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Barksdale Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Barksdale Federal Credit Union offer online and mobile banking?

Most modern institutions like Barksdale Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bfcu.org.