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Barksdale Federal Credit Union Rates & Review November 2026

Barksdale Federal Credit Union's CD Account - 24 month rates are at 4.25%, CD Account - 36 month rates are at 4.25%, CD Account - 48 month rates are at 4.25%, CD Account - 60 month rates are at 4.25%, Plus Point CD - 12 month rates are at 4.25%. Barksdale Federal Credit Union's savings rates are at 3.75%. Barksdale Federal Credit Union's money market rates are at 2.27%. Barksdale Federal Credit Union's checking rates are as high as 0.20%. Barksdale Federal Credit Union's Personal Loan Rates are as low as 10.50%. Barksdale Federal Credit Union's Credit Card Rates are at 7.90%. Barksdale Federal Credit Union's CD rates are 46% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Barksdale Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.05%. Rates last updated and verified on 10/28/2026.

Barksdale Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Barksdale Federal Credit Union? Share your experience about Barksdale Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Barksdale Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.05%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Barksdale Federal Credit Union
Administrative Center
2701 Village Ln
Bossier City, LA 71112
https://www.bfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Barksdale Federal Credit Union CD Rates

Product Rate APY Term View More
Certificate Account - 24 month 4.17% 4.25% 24 Months
Min Deposit $1,000
Details Minimum opening deposit $1,000; Term options 6, 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Certificate Account - 36 month 4.17% 4.25% 36 Months
Min Deposit $1,000
Details Minimum opening deposit $1,000; Term options 6, 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Certificate Account - 48 month 4.17% 4.25% 48 Months
Min Deposit $1,000
Details Minimum opening deposit $1,000; Term options 6, 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Certificate Account - 60 month 4.17% 4.25% 60 Months
Min Deposit $1,000
Details Minimum opening deposit $1,000; Term options 6, 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Plus Point Certificate - 12 month 4.17% 4.25% 12 Months
Min Deposit $1,000
Details Minimum opening deposit $1000 per each term; must open one certificate in each term with equal balances
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Plus Point Certificate - 24 month 4.17% 4.25% 24 Months
Min Deposit $1,000
Details Minimum opening deposit $1000 per each term; must open one certificate in each term with equal balances
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Plus Point Certificate - 36 month 4.17% 4.25% 36 Months
Min Deposit $1,000
Details Minimum opening deposit $1000 per each term; must open one certificate in each term with equal balances
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Plus Point Certificate - 48 month 4.17% 4.25% 48 Months
Min Deposit $1,000
Details Minimum opening deposit $1000 per each term; must open one certificate in each term with equal balances
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Plus Point Certificate - 60 month 4.17% 4.25% 60 Months
Min Deposit $1,000
Details Minimum opening deposit $1000 per each term; must open one certificate in each term with equal balances
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Certificate Account - 12 month 3.93% 4.00% 12 Months
Min Deposit $1,000
Details Minimum opening deposit $1,000; Term options 6, 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 22, 2026: 4.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Certificate Account - 6 month 3.93% 4.00% 6 Months
Min Deposit $1,000
Details Minimum opening deposit $1,000; Term options 6, 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 22, 2026: 4.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Flex Certificate Account - 24 month 3.69% 3.75% 24 Months
Min Deposit $2,500
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Oct 22, 2026: 3.75% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Flex Certificate Account - 36 month 3.69% 3.75% 36 Months
Min Deposit $2,500
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Oct 22, 2026: 3.75% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Flex Certificate Account - 60 month 3.69% 3.75% 60 Months
Min Deposit $2,500
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Oct 22, 2026: 3.75% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%

Barksdale Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 3.75% 3.75%
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Oct 22, 2026: 3.75% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
IRA Prime Savings 3.69% 3.75%
Min Balance $5
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Oct 22, 2026: 3.75% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Prime Savings 0.25% 0.25%
Min Balance $200
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%

Barksdale Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.25% 2.27%
Min Balance $100,000
Details Balance: >=$100,000
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 2.27% APY · checked 3 times
1.77%2.27%2.77%Oct 22, 2026: 2.27% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Money Market 2.00% 2.02%
Min Balance $50,000
Details Balance: $50,000 < $100,000
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 2.02% APY · checked 3 times
1.52%2.02%2.52%Oct 22, 2026: 2.02% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Money Market 1.50% 1.51%
Min Balance $10,000
Details Balance: $10,000 < $25,000
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Oct 22, 2026: 1.51% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Money Market 1.50% 1.51%
Min Balance $25,000
Details Balance: $25,000 < $50,000
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 1.51% APY · checked 3 times
1.01%1.51%2.01%Oct 22, 2026: 1.51% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Money Market 1.25% 1.26%
Min Balance $2,500
Details Balance: $2,500 < $10,000
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 1.26% APY · checked 3 times
0.76%1.26%1.76%Oct 22, 2026: 1.26% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%

Barksdale Federal Credit Union Checking Rates

Product Rate APY View More
High Five Plus Checking 0.20% 0.20%
Min Balance $1,500
Details Average daily balance: $1,500
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Plus Checking 0.20% 0.20%
Min Balance $1,500
Details Average daily balance: $1,500
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Oct 22, 2026: 0.20% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
High Five Checking 0.10% 0.10%
Min Balance $1,000
Details Average daily balance: $1,000
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Prestige Checking 0.10% 0.10%
Min Balance $1,000
Details Average daily balance: $1,000
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Regular Checking 0.10% 0.10%
Min Balance $1,000
Details Average daily balance: $1,000
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Student Checking 0.10% 0.10%
Min Balance $500
Details Average daily balance: $500
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%

Barksdale Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Repossessed Vehicles for Sale Loan - - 4.90% Up to 60 Months
Details Model Year: 2018 & Older; Same great rate for all approved repo auto loans; Rates are not based on credit score; Vehicles sold "as is"
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 4.90% APR · checked 8 times
4.40%4.90%5.40%Sep 14, 2026: 4.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
New & Newer Used Auto Loan - - 5.54% Up to 48 Months
Details APR range: 5.54% to 13.99%; New - 2023 Models and newer; Used - 2016-2022 Models
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 5.54% APR · checked 12 times
5.04%5.54%6.04%Sep 14, 2026: 5.54% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
New & Newer Used Auto Loan - - 5.89% 49 to 78 Months
Details APR range: 5.89% to 15.24%; New - 2023 Models and newer; Used - 2016-2022 Models
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 5.89% APR · checked 12 times
5.39%5.89%6.39%Sep 14, 2026: 5.89% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Used Auto Loan - - 6.59% Up to 72 Months
Details APR range: 6.59% to 16.55%; Used - 2016-2022 Models
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 6.59% APR · checked 12 times
6.09%6.59%7.09%Sep 14, 2026: 6.59% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%

Barksdale Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New & Newer Used Boat Loan - 7.49% Up to 96 Months
Details APR range: 7.49% to 17.15%; New - 2023 Models and newer; Used - 2016-2022 Models
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 12 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
New Recreational Vehicle Loan - 7.49% Up to 144 Months
Details APR range: 7.49% to 17.15%; New - 2023 Models and newer
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 12 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
New & Newer Used Motorcycles Loan - 7.99% Up to 78 Months
Details APR range: 7.99% to 17.15%; New - 2023 Models and newer; Used - 2016-2022 Models
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 12 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
New ATV's Only Loan - 7.99% Up to 36 Months
Details APR range: 7.99% to 15.99%
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 12 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Used Boat Loan - 8.19% Up to 84 Months
Details APR range: 8.19% to 17.15%; Used - 2016-2022 Models
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 8.19% APR · checked 12 times
7.69%8.19%8.69%Sep 14, 2026: 8.19% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Used Recreational Vehicle Loan - 8.19% Up to 120 Months
Details APR range: 8.19% to 17.15%; Used - 2016-2022 Models
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 8.19% APR · checked 12 times
7.69%8.19%8.69%Sep 14, 2026: 8.19% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
New ATV's Only Loan - 10.39% 37 to 60 Months
Details APR range: 10.39% to 17.15%
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 10.39% APR · checked 12 times
9.89%10.39%10.89%Sep 14, 2026: 10.39% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%

Barksdale Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Secured - 7.90%
Details Visa Credit Card; Minimum monthly payment for all credit card types is 2% of the outstanding balance or $15, whichever is greater
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.90% APR · checked 5 times
7.40%7.90%8.40%Oct 12, 2026: 7.90% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Visa Platinum Preferred - 12.90%
Details Visa Credit Card; Minimum monthly payment for all credit card types is 2% of the outstanding balance or $15, whichever is greater
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 12.90% APR · checked 5 times
12.40%12.90%13.40%Oct 12, 2026: 12.90% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Visa Platinum - 15.90%
Details Visa Credit Card; Minimum monthly payment for all credit card types is 2% of the outstanding balance or $15, whichever is greater
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 15.90% APR · checked 5 times
15.40%15.90%16.40%Oct 12, 2026: 15.90% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%

Barksdale Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Line of Credit 10.50%
Details Variable rate; APR range: 10.50% to 16.50%; minimum monthly payment is 2% of the outstanding month-end balance or $15.00, whichever is greater
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 12 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Signature Loan 11.90% Up to 60 Months
Details APR range: 11.9% to 17.15%
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 11.90% APR · checked 12 times
11.40%11.90%12.40%Sep 14, 2026: 11.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%

Barksdale Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
New Lawn & Garden Equipment Loan - - 8.89% Up to 60 Months
Details APR range: 8.89% to 17.90%
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 8.89% APR · checked 12 times
8.39%8.89%9.39%Sep 14, 2026: 8.89% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
New Miscellaneous Collateral Loan - - 8.89% 12 to 60 Months
Details APR range: 8.89% to 17.90%
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 8.89% APR · checked 12 times
8.39%8.89%9.39%Sep 14, 2026: 8.89% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Barksdale Buddies 0.25% - 0.25%
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
High Yield 3.69% - 3.75%
Details Balance: <= $10,000.00
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Oct 22, 2026: 3.75% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
High Yield 0.25% - 0.25%
Details Balance: > $10,000.00
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
IRA Certificate 12 Months 3.93% - 4.00% 12 Months
Min Deposit $1,000
Details Traditional, Roth, and Coverdell Educational IRA Certificate; Term options 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 22, 2026: 4.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
IRA Certificate 24 Months 4.17% - 4.25% 24 Months
Min Deposit $1,000
Details Traditional, Roth, and Coverdell Educational IRA Certificate; Term options 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
IRA Certificate 36 Months 4.17% - 4.25% 36 Months
Min Deposit $1,000
Details Traditional, Roth, and Coverdell Educational IRA Certificate; Term options 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
IRA Certificate 48 Months 4.17% - 4.25% 48 Months
Min Deposit $1,000
Details Traditional, Roth, and Coverdell Educational IRA Certificate; Term options 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
IRA Certificate 60 Months 4.17% - 4.25% 60 Months
Min Deposit $1,000
Details Traditional, Roth, and Coverdell Educational IRA Certificate; Term options 12, 24, 36, 48 and 60 months
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 22, 2026: 4.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
My Money 0.25% - 0.25%
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%
Special Purpose 0.25% - 0.25%
Min Balance $200
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 11.05%

Financial Health History

Barksdale Federal Credit Union’s Texas Ratio rose from 5.84% in Q3 2023 to 11.05% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.84% A+ Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 11.05% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$2.5B11.05%5.0A
March 31, 2026$2.4B10.15%5.0A
December 31, 2025$2.4B11.80%5.0A
September 30, 2025$2.4B9.43%5.0A
June 30, 2025$2.4B8.38%5.0A
March 31, 2025$2.4B9.83%5.0A
December 31, 2024$2.3B10.32%5.0A
September 30, 2024$2.4B9.12%5.0A
June 30, 2024$2.5B9.75%5.0A
March 31, 2024$2.5B8.15%5.0A
December 31, 2023$2.2B9.86%5.0A
September 30, 2023$2.2B5.84%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Barksdale Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Barksdale Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Barksdale Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Barksdale Federal Credit Union
Address 2701 Village Ln, Bossier City, LA 71112
Phone 318-549-8240
Fax 318-549-8211
President Alvin Oar
CEO Patrick Gullatt
Full-Time Employees 484
Part-Time Employees 7
Branch Locations 34
ATM Locations 25
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.05%
Return on Assets (ROA)
0.3091%
Return on Equity (ROE)
3.4478%
Non-Performing Loans Ratio (NPL)
1.91%
Total Assets
2,461,765,407
Total Amount of Shares and Deposits
2,229,468,032
Total Shares and Deposits < 1 Year
2,069,513,965
Total Shares and Deposits 1 3 Years
121,406,709
Total Shares and Deposits > 3 Years
38,547,358
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
227,584,967
Total Uninsured Shares and Deposits > $250K (F+J)
227,584,967
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,001,883,065
Total Interest Expense (Sum of items 6 8)
20,168,859
Share Certificates
16,163
Number of Accounts for Share Drafts
82,201
IRA KEOGH Accounts
5,247
Number of Accounts for Regular Shares
204,067
Non Member Deposits
13
Money Market Shares
2,630
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
207,110,840
Total Liabilities
2,256,473,465
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Barksdale Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/barksdale-federal-credit-union-rates-review-9589">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Barksdale Federal Credit Union

Does Barksdale Federal Credit Union offer CDs?

Yes. Barksdale Federal Credit Union current CD rates include its CD Account - 24 month at 4.25% APY, its CD Account - 36 month at 4.25% APY and its CD Account - 48 month at 4.25% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Barksdale Federal Credit Union NCUA insured?

Yes. Barksdale Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Barksdale Federal Credit Union?

The highest Barksdale Federal Credit Union CD rate is its CD Account - 24 month at 4.25% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Barksdale Federal Credit Union offer?

Barksdale Federal Credit Union CD rates are 4.25% APY for a 12 month CD, 4.25% APY for a 2 year CD, 4.25% APY for a 3 year CD, 4.25% APY for a 4 year CD and 4.25% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Barksdale Federal Credit Union for its full lineup.

What is the highest savings rate at Barksdale Federal Credit Union?

The highest Barksdale Federal Credit Union savings rate is its IRA Prime Savings at 3.75% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Barksdale Federal Credit Union?

The highest Barksdale Federal Credit Union money market rate is its Money Market at 2.27% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Barksdale Federal Credit Union?

The highest Barksdale Federal Credit Union checking rate is its High Five Plus Checking at 0.20% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at Barksdale Federal Credit Union?

The lowest Barksdale Federal Credit Union auto loan rate is its Repossessed Vehicles for Sale Loan at 4.90% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Barksdale Federal Credit Union?

The lowest Barksdale Federal Credit Union personal loan rate is its Personal Line of Credit at 10.50% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at Barksdale Federal Credit Union?

The lowest Barksdale Federal Credit Union credit card APR is its Visa Platinum Secured Credit Card at 7.90% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Barksdale Federal Credit Union operate?

Barksdale Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Barksdale Federal Credit Union?

Yes, to access services at Barksdale Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Barksdale Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Barksdale Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Barksdale Federal Credit Union offer online and mobile banking?

Most modern institutions like Barksdale Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Barksdale Federal Credit Union rates compare?

Barksdale Federal Credit Union's CD rates are 46% higher than the MonitorBankRates national average, and it has an A health rating. Barksdale Federal Credit Union's top rates are its CD Account - 24 month at 4.25% APY, its IRA Prime Savings at 3.75% APY, its Money Market at 2.27% APY, its High Five Plus Checking at 0.20% APY, its Personal Line of Credit at 10.50% APR and its Visa Platinum Secured Credit Card at 7.90% APR, verified by MonitorBankRates on October 28, 2026.

Current Barksdale Federal Credit Union Rates

  • 12-Month CD4.00%
  • 24-Month CD3.75%
  • 60-Month CD3.75%
  • Savings3.75%
  • MMA2.27%
Retrieved from our database of financial products. Rates subject to change.