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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Mountain America Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Mountain America Federal Credit Union's savings rates are at 0.05%. Mountain America Federal Credit Union's money market rates are at 0.45%. MonitorBankRates evaluates the financial stability of Mountain America Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.38%. Rates were last updated on 04/18/2026. Mountain America Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mountain America Federal Credit Union? Share your experience about Mountain America Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mountain America Federal Credit Union. Mountain America Federal Credit Union
0152 Mountain America Center 9800 S Monroe St
https://www.macu.com Sandy, UT 84070 
Mountain America Federal Credit Union Savings Rates
Mountain America Federal Credit Union Money Market Rates
Mountain America Federal Credit Union Checking Rates
Mountain America Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mountain America Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mountain America Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mountain America Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mountain America Federal Credit Union
Website
https://www.macu.com
Address
9800 S Monroe St,
Sandy, UT 84070
Phone
801-325-6220
Fax
President
Scott Burt
CEO
Sterling Nielsen
Full-Time Employees
3,385
Part-Time Employees
430
Branch Locations
105
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.38%
Return on Assets (ROA)
0.6319%
Return on Equity (ROE)
6.7420%
Non-Performing Loans Ratio (NPL)
1.30%
Total Assets
21,747,928,372
Total Amount of Shares and Deposits
19,298,724,227
Total Shares and Deposits < 1 Year
17,663,185,121
Total Shares and Deposits 1 3 Years
1,203,357,764
Total Shares and Deposits > 3 Years
432,181,342
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,709,109,329
Total Uninsured Shares and Deposits > $250K (F+J)
3,709,109,329
Total Insured Shares and Deposits > $250K (item 17 less item K)
15,589,614,898
Total Interest Expense (Sum of items 6 8)
382,715,796
Share Certificates
280,893
Number of Accounts for Share Drafts
1,273,497
IRA KEOGH Accounts
29,584
Number of Accounts for Regular Shares
1,584,559
All other shares
196,925
Non Member Deposits
26
Money Market Shares
456,083
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,308,710,575
Total Liabilities
19,721,825,443
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mountain America Federal Credit UnionIs Mountain America Federal Credit Union a safe place to deposit money?Yes, Mountain America Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.379182865049%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mountain America Federal Credit Union operate?Mountain America Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mountain America Federal Credit Union?Yes, to access services at Mountain America Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mountain America Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mountain America Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mountain America Federal Credit Union offer online and mobile banking?Most modern institutions like Mountain America Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.macu.com. Current Mountain America Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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