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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report
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Latvian Credit Union Rates & Review November 2026

Latvian Credit Union's 3 Year CD Special rates are at 2.22%, 2 Year CD Special rates are at 2.12%, 18 Month CD Special rates are at 1.92%, 1 Year CD Special rates are at 1.82%. Latvian Credit Union's checking rates are as high as 0.10%. Latvian Credit Union's Mortgage - 10-Year Fixed rates are at 6.38%, Mortgage - 15-Year Fixed rates are at 6.38%, Mortgage - 30-Year Fixed FHA rates are at 6.62%, Mortgage - 30-Year Fixed VA rates are at 6.62%, Mortgage - 20-Year Fixed rates are at 6.75%. Latvian Credit Union's Personal Loan Rates are as low as 9.25%. Latvian Credit Union's CD rates are 31% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Latvian Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.97%. Rates last updated and verified on 10/29/2026.

Latvian Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Latvian Credit Union? Share your experience about Latvian Credit Union by leaving a review below, or read customer reviews before you decide to use Latvian Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.97%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
Latvian Credit Union
LCU HQ
3152 17th Ave S
Minneapolis, MN 55407
https://www.latviancu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Latvian Credit Union CD Rates

Product Rate APY Term View More
3 Year CD Special 2.20% 2.22% 3 Year
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000.00 and more; Limited-time offer; Dividends paid quarterly; Matures to savings account; Early withdrawal penalty applies
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 2.22% APY · checked 5 times
1.72%2.22%2.72%Oct 19, 2026: 2.22% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
3 Year CD Special 2.15% 2.17% 3 Year
Min Deposit $500
Min Balance $500
Details Balance: Under $19,999; Limited-time offer; Dividends paid quarterly; Matures to savings account; Early withdrawal penalty applies
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 2.17% APY · checked 2 times
1.67%2.17%2.67%Oct 26, 2026: 2.17% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
2 Year CD Special 2.10% 2.12% 2 Year
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000.00 and more; Limited-time offer; Dividends paid quarterly; Matures to savings account; Early withdrawal penalty applies
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 2.12% APY · checked 5 times
1.62%2.12%2.62%Oct 19, 2026: 2.12% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
2 Year CD Special 2.05% 2.07% 2 Year
Min Deposit $500
Min Balance $500
Details Balance: Under $19,999; Limited-time offer; Dividends paid quarterly; Matures to savings account; Early withdrawal penalty applies
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 2.07% APY · checked 2 times
1.57%2.07%2.57%Oct 26, 2026: 2.07% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
18 Month CD Special 1.90% 1.92% 18 Month
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000.00 and more; Limited-time offer; Dividends paid quarterly; Matures to savings account; Early withdrawal penalty applies
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 1.92% APY · checked 5 times
1.42%1.92%2.42%Oct 19, 2026: 1.92% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
18 Month CD Special 1.85% 1.87% 18 Month
Min Deposit $500
Min Balance $500
Details Balance: Under $19,999; Limited-time offer; Dividends paid quarterly; Matures to savings account; Early withdrawal penalty applies
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 1.87% APY · checked 2 times
1.37%1.87%2.37%Oct 26, 2026: 1.87% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
1 Year CD Special 1.80% 1.82% 1 Year
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000.00 and more; Limited-time offer; Dividends paid quarterly; Matures to savings account; Early withdrawal penalty applies
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 1.82% APY · checked 5 times
1.32%1.82%2.32%Oct 19, 2026: 1.82% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
1 Year CD Special 1.75% 1.77% 1 Year
Min Deposit $500
Min Balance $500
Details Balance: Under $19,999; Limited-time offer; Dividends paid quarterly; Matures to savings account; Early withdrawal penalty applies
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 1.77% APY · checked 2 times
1.27%1.77%2.27%Oct 26, 2026: 1.77% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%

Latvian Credit Union Savings Rates

Product Rate APY View More
Kids Club Account (UTMA) 1.50% 1.50%
Min Deposit $100
Min Balance $100
Details Balance: $100 or more; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 10 times
1.00%1.50%2.00%Sep 18, 2026: 1.50% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Regular Shares 0.25% 0.25%
Min Deposit $5
Min Balance $200,000
Details Balance: $200,000 or more; Dividends are paid quarterly; Interest is paid at tier rates on balances within each tier
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 11 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Regular Shares 0.20% 0.20%
Min Deposit $5
Min Balance $50,000
Details Balance: $50,000 to $199,999; Dividends are paid quarterly; Interest is paid at tier rates on balances within each tier
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 11 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Regular Shares 0.15% 0.15%
Min Deposit $5
Min Balance $25,000
Details Balance: $25,000 to $49,999; Dividends are paid quarterly; Interest is paid at tier rates on balances within each tier
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 11 times
0.00%0.33%0.65%Sep 14, 2026: 0.15% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Regular Shares 0.10% 0.10%
Min Deposit $5
Min Balance $2,500
Details Balance: $2,500 to $24,499; Dividends are paid quarterly; Interest is paid at tier rates on balances within each tier
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 11 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Regular Shares 0.05% 0.05%
Min Deposit $5
Min Balance $105
Details Balance: $105 to $2,499; Dividends are paid quarterly; Interest is paid at tier rates on balances within each tier
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%

Latvian Credit Union Checking Rates

Product Rate APY View More
Share Checking Account 0.10% 0.10%
Min Deposit $100
Min Balance $15,000
Details Qualifications Required; Balance: $15,000 or more
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Oct 19, 2026: 0.10% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Share Checking Account 0.05% 0.05%
Min Deposit $100
Min Balance $1,000
Details Qualifications Required; Balance: $1,000 to $14,999
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Oct 19, 2026: 0.05% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%

Latvian Credit Union Mortgage Rates

Product Rate Points APR Term View More
Mortgage - 10-Year Fixed 6.375% - 6.375% 10 years
Details Mortgage Rates table; All rates assume credit scores of 740 and above; loan amounts between $126,000 and $647,200; rates subject to change
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.38% APR · checked 2 times
5.88%6.38%6.88%Oct 26, 2026: 6.38% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Mortgage - 15-Year Fixed 6.375% - 6.375% 15 years
Details Mortgage Rates table; All rates assume credit scores of 740 and above; loan amounts between $126,000 and $647,200; rates subject to change
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.38% APR · checked 2 times
5.88%6.38%6.88%Oct 26, 2026: 6.38% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Mortgage - 30-Year Fixed FHA 6.625% - 6.625% 30 years
Details Mortgage Rates table; All rates assume credit scores of 740 and above; loan amounts between $126,000 and $647,200; rates subject to change
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.63% APR · checked 2 times
6.13%6.63%7.13%Oct 26, 2026: 6.63% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Mortgage - 30-Year Fixed VA 6.625% - 6.625% 30 years
Details Mortgage Rates table; All rates assume credit scores of 740 and above; loan amounts between $126,000 and $647,200; rates subject to change
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.63% APR · checked 2 times
6.13%6.63%7.13%Oct 26, 2026: 6.63% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Mortgage - 20-Year Fixed 6.75% - 6.75% 20 years
Details Mortgage Rates table; All rates assume credit scores of 740 and above; loan amounts between $126,000 and $647,200; rates subject to change
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 26, 2026: 6.75% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Mortgage - 30-Year Fixed USDA 6.75% - 6.75% 30 years
Details Mortgage Rates table; All rates assume credit scores of 740 and above; loan amounts between $126,000 and $647,200; rates subject to change
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 26, 2026: 6.75% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Mortgage - 30-Year Fixed 7.00% - 7.00% 30 years
Details Mortgage Rates table; All rates assume credit scores of 740 and above; loan amounts between $126,000 and $647,200; rates subject to change
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Oct 26, 2026: 7.00% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%

Latvian Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans / Home Equity Line of Credit - A+ 6.75% - 6.75%
Details Credit Score: 730 & UP; Paper Grade: A+; LTV: 80%; Maximum Amount: $150,000; HE: 15-year amortization; HELOC: 5-year draw period & 15-year repayment; Floor: 5%
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 26, 2026: 6.75% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Home Equity Loans / Home Equity Line of Credit 7.00% - 7.00%
Details Credit Score: 680 - 729; Paper Grade: A; LTV: 80%; Maximum Amount: $150,000; HE: 15-year amortization; HELOC: 5-year draw period & 15-year repayment; Floor: 5%
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.00% APR · checked 2 times
6.50%7.00%7.50%Oct 26, 2026: 7.00% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Home Equity Loans / Home Equity Line of Credit - B 7.25% - 7.25%
Details Credit Score: 640 - 679; Paper Grade: B; LTV: 80%; Maximum Amount: $150,000; HE: 15-year amortization; HELOC: 5-year draw period & 15-year repayment; Floor: 5%
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.25% APR · checked 2 times
6.75%7.25%7.75%Oct 26, 2026: 7.25% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Home Equity Loans / Home Equity Line of Credit - C 7.50% - 7.50%
Details Credit Score: 600 - 639; Paper Grade: C; LTV: 80%; Maximum Amount: $150,000; HE: 15-year amortization; HELOC: 5-year draw period & 15-year repayment; Floor: 5%
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 7.50% APR · checked 2 times
7.00%7.50%8.00%Oct 26, 2026: 7.50% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%

Latvian Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 4.99% 36 Months
Details Credit Grade: A+; Credit Score: 730 & UP; LTV: 100%; Maximum Amount: $100,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Oct 13, 2026: 4.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 5.49% 48 Months
Details Credit Grade: A+; Credit Score: 730 & UP; LTV: 100%; Maximum Amount: $100,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.49% APR · checked 6 times
4.99%5.49%5.99%Oct 13, 2026: 5.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 5.49% 36 Months
Details Credit Grade: A; Credit Score: 680 - 729; LTV: 100%; Maximum Amount: $70,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.49% APR · checked 6 times
4.99%5.49%5.99%Oct 13, 2026: 5.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 5.74% 60 Months
Details Credit Grade: A+; Credit Score: 730 & UP; LTV: 100%; Maximum Amount: $100,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR · checked 6 times
5.24%5.74%6.24%Oct 13, 2026: 5.74% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 5.74% 48 Months
Details Credit Grade: A; Credit Score: 680 - 729; LTV: 100%; Maximum Amount: $70,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR · checked 6 times
5.24%5.74%6.24%Oct 13, 2026: 5.74% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 5.99% 60 Months
Details Credit Grade: A; Credit Score: 680 - 729; LTV: 100%; Maximum Amount: $70,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Oct 13, 2026: 5.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 6.24% 72 Months
Details Credit Grade: A+; Credit Score: 730 & UP; LTV: 100%; Maximum Amount: $100,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.24% APR · checked 6 times
5.74%6.24%6.74%Oct 13, 2026: 6.24% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 6.49% 72 Months
Details Credit Grade: A; Credit Score: 680 - 729; LTV: 100%; Maximum Amount: $70,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.49% APR · checked 6 times
5.99%6.49%6.99%Oct 13, 2026: 6.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 6.74% 36 Months
Details Credit Grade: B; Credit Score: 640 - 679; LTV: 100%; Maximum Amount: $60,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.74% APR · checked 6 times
6.24%6.74%7.24%Oct 13, 2026: 6.74% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 6.99% 48 Months
Details Credit Grade: B; Credit Score: 640 - 679; LTV: 100%; Maximum Amount: $60,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Oct 13, 2026: 6.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 7.49% 60 Months
Details Credit Grade: B; Credit Score: 640 - 679; LTV: 100%; Maximum Amount: $60,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.49% APR · checked 6 times
6.99%7.49%7.99%Oct 13, 2026: 7.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 8.24% 72 Months
Details Credit Grade: B; Credit Score: 640 - 679; LTV: 100%; Maximum Amount: $60,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 8.24% APR · checked 6 times
7.74%8.24%8.74%Oct 13, 2026: 8.24% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 13.24% 36 Months
Details Credit Grade: C; Credit Score: 600 - 639; LTV: 90%; Maximum Amount: $40,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 13.24% APR · checked 6 times
12.74%13.24%13.74%Oct 13, 2026: 13.24% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 13.49% 48 Months
Details Credit Grade: C; Credit Score: 600 - 639; LTV: 90%; Maximum Amount: $40,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 13.49% APR · checked 6 times
12.99%13.49%13.99%Oct 13, 2026: 13.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 13.99% 60 Months
Details Credit Grade: C; Credit Score: 600 - 639; LTV: 90%; Maximum Amount: $40,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 13.99% APR · checked 6 times
13.49%13.99%14.49%Oct 13, 2026: 13.99% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older - - 14.49% 72 Months
Details Credit Grade: C; Credit Score: 600 - 639; LTV: 90%; Maximum Amount: $40,000; Price adjustment: 1% for 2015-2011 collateral (max term 60 months); 3% for 2010-or-older collateral (max term 36 months)
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 14.49% APR · checked 6 times
13.99%14.49%14.99%Oct 13, 2026: 14.49% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%

Latvian Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles Loan - 6.49% 36 Months
Details Credit Score: A+; Paper Grade: 730 & UP; LTV: 100%; Maximum Amount: $100,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 6.49% APR · checked 10 times
5.99%6.49%6.99%Sep 18, 2026: 6.49% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 6.99% 48 Months
Details Credit Score: A+; Paper Grade: 730 & UP; LTV: 100%; Maximum Amount: $100,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 10 times
6.49%6.99%7.49%Sep 18, 2026: 6.99% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 7.24% 36 Months
Details Credit Score: A; Paper Grade: 680 - 729; LTV: 100%; Maximum Amount: $70,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.24% APR · checked 10 times
6.74%7.24%7.74%Sep 18, 2026: 7.24% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 7.49% 60 Months
Details Credit Score: A+; Paper Grade: 730 & UP; LTV: 100%; Maximum Amount: $100,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 10 times
6.99%7.49%7.99%Sep 18, 2026: 7.49% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 7.74% 48 Months
Details Credit Score: A; Paper Grade: 680 - 729; LTV: 100%; Maximum Amount: $70,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.74% APR · checked 10 times
7.24%7.74%8.24%Sep 18, 2026: 7.74% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 7.99% 72 Months
Details Credit Score: A+; Paper Grade: 730 & UP; LTV: 100%; Maximum Amount: $100,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.99% APR · checked 10 times
7.49%7.99%8.49%Sep 18, 2026: 7.99% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 7.99% 60 Months
Details Credit Score: A; Paper Grade: 680 - 729; LTV: 100%; Maximum Amount: $70,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.99% APR · checked 10 times
7.49%7.99%8.49%Sep 18, 2026: 7.99% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 8.49% 72 Months
Details Credit Score: A; Paper Grade: 680 - 729; LTV: 100%; Maximum Amount: $70,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 8.49% APR · checked 10 times
7.99%8.49%8.99%Sep 18, 2026: 8.49% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 8.99% 36 Months
Details Credit Score: B; Paper Grade: 640 - 679; LTV: 100%; Maximum Amount: $60,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 8.99% APR · checked 10 times
8.49%8.99%9.49%Sep 18, 2026: 8.99% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 9.24% 48 Months
Details Credit Score: B; Paper Grade: 640 - 679; LTV: 100%; Maximum Amount: $60,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 9.24% APR · checked 10 times
8.74%9.24%9.74%Sep 18, 2026: 9.24% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 9.49% 60 Months
Details Credit Score: B; Paper Grade: 640 - 679; LTV: 100%; Maximum Amount: $60,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 9.49% APR · checked 10 times
8.99%9.49%9.99%Sep 18, 2026: 9.49% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 9.74% 72 Months
Details Credit Score: B; Paper Grade: 640 - 679; LTV: 100%; Maximum Amount: $60,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 9.74% APR · checked 10 times
9.24%9.74%10.24%Sep 18, 2026: 9.74% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 13.74% 36 Months
Details Credit Score: C; Paper Grade: 600 - 639; LTV: 90%; Maximum Amount: $40,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 13.74% APR · checked 10 times
13.24%13.74%14.24%Sep 18, 2026: 13.74% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 13.99% 48 Months
Details Credit Score: C; Paper Grade: 600 - 639; LTV: 90%; Maximum Amount: $40,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 13.99% APR · checked 10 times
13.49%13.99%14.49%Sep 18, 2026: 13.99% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 14.24% 60 Months
Details Credit Score: C; Paper Grade: 600 - 639; LTV: 90%; Maximum Amount: $40,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 14.24% APR · checked 10 times
13.74%14.24%14.74%Sep 18, 2026: 14.24% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Recreational Vehicles Loan - 14.49% 72 Months
Details Credit Score: C; Paper Grade: 600 - 639; LTV: 90%; Maximum Amount: $40,000; Rates apply to 2016-2026 model years; Price adjustment: +1% for 2011-2015 collateral, max term 60 months; +3% for 2010-or-older collateral, max term 36 months
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 14.49% APR · checked 10 times
13.99%14.49%14.99%Sep 18, 2026: 14.49% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%

Latvian Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Loan - Lifestyle Loan 9.25%
Details Credit Grade: A+; Credit Score: 730 & UP; Maximum Amount: 120% of monthly income; Maximum loan amount $10,000; Maximum loan term 60 months; Lifestyle loan for medical, dental, adoption, wedding, or other special occasions
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 9.25% APR · checked 6 times
8.75%9.25%9.75%Oct 13, 2026: 9.25% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Unsecured Loan - Lifestyle Loan 10.25%
Details Credit Grade: A; Credit Score: 680 - 729; Maximum Amount: 100% of monthly income; Maximum loan amount $10,000; Maximum loan term 60 months; Lifestyle loan for medical, dental, adoption, wedding, or other special occasions
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 10.25% APR · checked 6 times
9.75%10.25%10.75%Oct 13, 2026: 10.25% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Unsecured Loan - Signature Loan 10.25%
Details Credit Grade: A+; Credit Score: 730 & UP; Maximum Amount: 120% of monthly income; Maximum loan amount $10,000; Maximum loan term 60 months
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 10.25% APR · checked 6 times
9.75%10.25%10.75%Oct 13, 2026: 10.25% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Unsecured Loan - Lifestyle Loan 11.25%
Details Credit Grade: B; Credit Score: 640 - 679; Maximum Amount: 90% of monthly income; Maximum loan amount $10,000; Maximum loan term 60 months; Lifestyle loan for medical, dental, adoption, wedding, or other special occasions
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 11.25% APR · checked 6 times
10.75%11.25%11.75%Oct 13, 2026: 11.25% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Unsecured Loan - Signature Loan 11.25%
Details Credit Grade: A; Credit Score: 680 - 729; Maximum Amount: 100% of monthly income; Maximum loan amount $10,000; Maximum loan term 60 months
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 11.25% APR · checked 6 times
10.75%11.25%11.75%Oct 13, 2026: 11.25% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Unsecured Loan - Signature Loan 12.25%
Details Credit Grade: B; Credit Score: 640 - 679; Maximum Amount: 90% of monthly income; Maximum loan amount $10,000; Maximum loan term 60 months
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 12.25% APR · checked 6 times
11.75%12.25%12.75%Oct 13, 2026: 12.25% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Unsecured Loan - Lifestyle Loan 13.25%
Details Credit Grade: C; Credit Score: 600 - 639; Maximum Amount: 80% of monthly income; Maximum loan amount $10,000; Maximum loan term 60 months; Lifestyle loan for medical, dental, adoption, wedding, or other special occasions
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 13.25% APR · checked 6 times
12.75%13.25%13.75%Oct 13, 2026: 13.25% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Unsecured Loan - Signature Loan 14.25%
Details Credit Grade: C; Credit Score: 600 - 639; Maximum Amount: 80% of monthly income; Maximum loan amount $10,000; Maximum loan term 60 months
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 14.25% APR · checked 6 times
13.75%14.25%14.75%Oct 13, 2026: 14.25% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%

Latvian Credit Union Other Rates

Product Rate Points APY/APR Term View More
Construction Loans 7.00% - 7.00%
Details Credit Score: 680 - 729; Paper Grade: A; LTV: 95%; Construction Loan maximum loan amount: 10% of the Credit Union's deposits
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.00% APR · checked 6 times
6.50%7.00%7.50%Oct 13, 2026: 7.00% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Construction Loans - A+ 6.75% - 6.75%
Details Credit Score: 730 & UP; Paper Grade: A+; LTV: 95%; Construction Loan maximum loan amount: 10% of the Credit Union's deposits
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 6.75% APR · checked 6 times
6.25%6.75%7.25%Oct 13, 2026: 6.75% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%
Construction Loans - B 7.25% - 7.25%
Details Credit Score: 640 - 679; Paper Grade: B; LTV: 95%; Construction Loan maximum loan amount: 10% of the Credit Union's deposits
Last Updated 10/29/2026
Rate History
No change since Oct 13, 2026 · 7.25% APR · checked 3 times
6.75%7.25%7.75%Oct 13, 2026: 7.25% APROct 13, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.97%

Financial Health History

Latvian Credit Union’s Texas Ratio fell from 6.54% in Q3 2023 to 5.97% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.54% A Q3 2023 A+ Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 5.97% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$6M5.97%5.0A+
March 31, 2026$6M5.91%5.0A+
December 31, 2025$6M0.47%5.0A+
September 30, 2025$6M1.30%5.0A+
June 30, 2025$6M1.95%5.0A+
March 31, 2025$6M5.27%5.0A+
December 31, 2024$6M0.69%5.0A+
September 30, 2024$6M0.79%5.0A+
June 30, 2024$6M5.42%5.0A+
March 31, 2024$6M6.32%5.0A
December 31, 2023$5M2.89%5.0A+
September 30, 2023$5M6.54%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Latvian Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Latvian Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Latvian Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Latvian Credit Union
Address 3152 17th Ave S, Minneapolis, MN 55407
Phone 612-722-5004
Fax 612-722-0174
President Peter Grotans
CEO Santa Kalnite
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.97%
Return on Assets (ROA)
0.1835%
Return on Equity (ROE)
1.6661%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
5,824,234
Total Amount of Shares and Deposits
5,167,336
Total Shares and Deposits < 1 Year
4,997,866
Total Shares and Deposits 1 3 Years
169,471
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
328,483
Total Uninsured Shares and Deposits > $250K (F+J)
328,483
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,838,853
Total Interest Expense (Sum of items 6 8)
40,290
Share Certificates
65
Number of Accounts for Share Drafts
277
Number of Accounts for Regular Shares
783
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
447,402
Total Liabilities
5,182,752
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Latvian Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/latvian-credit-union-rates-review-63891">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Latvian Credit Union

Does Latvian Credit Union offer CDs?

Yes. Latvian Credit Union current CD rates include its 3 Year CD Special at 2.22% APY, its 2 Year CD Special at 2.12% APY and its 18 Month CD Special at 1.92% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Latvian Credit Union NCUA insured?

Yes. Latvian Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Latvian Credit Union?

The highest Latvian Credit Union CD rate is its 3 Year CD Special at 2.22% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Latvian Credit Union offer?

Latvian Credit Union CD rates are 1.77% APY for a 12 month CD, 1.87% APY for an 18 month CD, 2.07% APY for a 2 year CD and 2.22% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Latvian Credit Union for its full lineup.

What is the highest checking rate at Latvian Credit Union?

The highest Latvian Credit Union checking rate is its Share Checking Account at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at Latvian Credit Union?

The lowest Latvian Credit Union 30 year fixed mortgage rate is its Mortgage - 30-Year Fixed FHA at 6.625%, verified by MonitorBankRates as of October 29, 2026. Latvian Credit Union mortgage rates are 7.00% for a 30 year mortgage, 6.75% for a 20 year mortgage, 6.375% for a 15 year mortgage and 6.375% for a 10 year mortgage.

What is the lowest auto loan rate at Latvian Credit Union?

The lowest Latvian Credit Union auto loan rate is its Auto Loan 2022 - 2016, 2016 - 2011, 2010 - Older at 4.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Latvian Credit Union?

The lowest Latvian Credit Union personal loan rate is its Unsecured Loan - Lifestyle Loan at 9.25% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Latvian Credit Union operate?

Latvian Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Latvian Credit Union?

Yes, to access services at Latvian Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Latvian Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Latvian Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Latvian Credit Union offer online and mobile banking?

Most modern institutions like Latvian Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.latviancu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Latvian Credit Union rates compare?

Latvian Credit Union's CD rates are 31% lower than the MonitorBankRates national average, and it has an A+ health rating. Latvian Credit Union's top rates are its 3 Year CD Special at 2.22% APY, its Share Checking Account at 0.10% APY, its Mortgage - 10-Year Fixed at 6.375% and its Unsecured Loan - Lifestyle Loan at 9.25% APR, verified by MonitorBankRates on October 29, 2026.

Current Latvian Credit Union Rates

  • 12-Month CD1.77%
  • 18-Month CD1.87%
  • 24-Month CD2.07%
Retrieved from our database of financial products. Rates subject to change.