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 Ocala Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Ocala Community Credit Union's 12 month IRA CD rates are at 3.60%, 48 month IRA CD rates are at 3.05%, 60 month IRA CD rates are at 3.05%, 36 month IRA CD rates are at 3.00%, 24 month IRA CD rates are at 2.76%. Ocala Community Credit Union's savings rates are at 0.30%. MonitorBankRates evaluates the financial stability of Ocala Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.98%. Rates were last updated on 04/08/2026. Ocala Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ocala Community Credit Union? Share your experience about Ocala Community Credit Union by leaving a review below, or read customer reviews before you decide to use Ocala Community Credit Union. Ocala Community Credit Union
Main Office 2675 SE 36th Ave
https://www.ocalacommunitycu.com Ocala, FL 34471 
Ocala Community Credit Union CD Rates
Ocala Community Credit Union Savings Rates
Ocala Community Credit Union Checking Rates
Ocala Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ocala Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ocala Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ocala Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ocala Community Credit Union
Website
https://www.ocalacommunitycu.com
Address
2675 SE 36th Ave,
Ocala, FL 34471
Phone
352-509-3200
Fax
352-629-0663
President
James Poole
CEO
Steven Nazaruk
Full-Time Employees
9
Part-Time Employees
0
Branch Locations
1
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.98%
Return on Assets (ROA)
0.4282%
Return on Equity (ROE)
4.3061%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
48,298,344
Total Amount of Shares and Deposits
43,180,808
Total Shares and Deposits < 1 Year
42,906,854
Total Shares and Deposits 1 3 Years
244,593
Total Shares and Deposits > 3 Years
29,361
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,568,000
Total Uninsured Shares and Deposits > $250K (F+J)
1,568,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
41,612,808
Total Interest Expense (Sum of items 6 8)
344,287
Share Certificates
241
Number of Accounts for Share Drafts
2,120
IRA KEOGH Accounts
134
Number of Accounts for Regular Shares
3,350
All other shares
1
Money Market Shares
24
Net Income (unless the amount is already included in Undivided Earnings)
206,829
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,352,598
Total Liabilities
43,528,839
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ocala Community Credit UnionIs Ocala Community Credit Union a safe place to deposit money?Yes, Ocala Community Credit Union is considered a safe financial institution. With a Texas Ratio of 1.9765055357145%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ocala Community Credit Union operate?Ocala Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ocala Community Credit Union?Yes, to access services at Ocala Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ocala Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ocala Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ocala Community Credit Union offer online and mobile banking?Most modern institutions like Ocala Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ocalacommunitycu.com. Current Ocala Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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