|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Ocala Community Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
Ocala Community Credit Union's top rates as of October 10, 2026 are 3.40% APY on its 6 Month CD of Deposit, 3.80% APY on savings, 0.70% APY on money market accounts, 0.10% APY on checking, and personal loans from 7.99% APR, according to rates verified by MonitorBankRates. Other Ocala Community Credit Union CD rates include 6 Month CD of Deposit at 3.40%, 6 Month CD of Deposit at 3.40%, and 6 Month CD of Deposit at 3.40%. MonitorBankRates evaluates the financial stability of Ocala Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.15%. Rates last updated and verified on 10/10/2026. Ocala Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ocala Community Credit Union? Share your experience about Ocala Community Credit Union by leaving a review below, or read customer reviews before you decide to use Ocala Community Credit Union. Ocala Community Credit Union
Main Office 2675 SE 36th Ave
https://www.ocalacommunitycu.com Ocala, FL 34471  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Ocala Community Credit Union CD Rates
Ocala Community Credit Union Savings Rates
Ocala Community Credit Union Money Market Rates
Ocala Community Credit Union Checking Rates
Ocala Community Credit Union Personal Loan Rates
Ocala Community Credit Union Other Rates
Financial Health HistoryOcala Community Credit Union’s Texas Ratio rose from 2.82% in Q3 2023 to 7.15% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ocala Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ocala Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ocala Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ocala Community Credit Union
Website
https://www.ocalacommunitycu.com
Address
2675 SE 36th Ave,
Ocala, FL 34471
Phone
352-509-3200
Fax
352-629-0663
President
Joseph Switt
CEO
Steven Nazaruk
Full-Time Employees
9
Part-Time Employees
0
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.15%
Return on Assets (ROA)
0.2854%
Return on Equity (ROE)
2.8167%
Non-Performing Loans Ratio (NPL)
2.57%
Total Assets
49,264,276
Total Amount of Shares and Deposits
43,887,632
Total Shares and Deposits < 1 Year
43,720,800
Total Shares and Deposits 1 3 Years
110,333
Total Shares and Deposits > 3 Years
56,499
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,019,824
Total Uninsured Shares and Deposits > $250K (F+J)
1,019,824
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,867,808
Total Interest Expense (Sum of items 6 8)
223,487
Share Certificates
258
Number of Accounts for Share Drafts
2,058
IRA KEOGH Accounts
127
Number of Accounts for Regular Shares
3,228
All other shares
1
Money Market Shares
24
Net Income (unless the amount is already included in Undivided Earnings)
140,615
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,343,100
Total Liabilities
44,280,130
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Ocala Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Ocala Community Credit Union
Frequently Asked Questions About Ocala Community Credit UnionHow many branches does Ocala Community Credit Union operate?Ocala Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ocala Community Credit Union?Yes, to access services at Ocala Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ocala Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ocala Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ocala Community Credit Union offer online and mobile banking?Most modern institutions like Ocala Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ocalacommunitycu.com. Current Ocala Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Five Star of Maryland Federal Credit Union
Carter Federal Credit Union
Public Service Credit Union
First Class Community Credit Union
TRUE NORTH
Garden Savings FCU
Taylor Credit Union
C-B-W Schools Federal Credit Union
HEREFORD TEXAS
Openland Credit Union
Seagoville Federal Credit Union
American Airlines Federal Credit Union
Orion Federal Credit Union
Bangor Federal Credit Union
Dupage County Employees Credit Union
Glendale Federal Credit Union
Carpenters Federal Credit Union
Electric Cooperatives Federal Credit Union
Democracy Federal Credit Union
Montoursville Area Federal Credit Union
Elko Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking