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CorePlus Federal Credit Union Rates & Review September 2026

CorePlus Federal Credit Union's savings rates are at 3.00%. CorePlus Federal Credit Union's Smart Refi Mortgage rates are at 5.75%, 15 Year Fixed Conventional FNMA rates are at 5.75%, 10 Year Fixed Conventional FNMA rates are at 5.75%, Smart Refi Mortgage rates are at 6.25%, 30 Year Fixed Conventional FNMA rates are at 6.25%. CorePlus Federal Credit Union's Personal Loan Rates are as low as 9.49%. MonitorBankRates evaluates the financial stability of CorePlus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.03%. Rates last updated and verified on 09/16/2026.

CorePlus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CorePlus Federal Credit Union? Share your experience about CorePlus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CorePlus Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.03%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
CorePlus Federal Credit Union
Salem Turnpike
202 Salem Tpke
Norwich, CT 06360
https://www.coreplus.org
Member NCUA

CorePlus Federal Credit Union Savings Rates

Product Rate APY View More
Savings - 3.00%
Details As high as 1
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%

CorePlus Federal Credit Union Checking Rates

Product Rate APY View More
Checking - 3.50%
Details As high as 1
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%

CorePlus Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Smart Refi Mortgage 5.75% - 5.78% 180 Months
Details As Low As; Rate (as low as)
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
15 Year Fixed Conventional FNMA 5.75% - 5.85% 15 Year
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
10 Year Fixed Conventional FNMA 5.75% - 5.89% 10 Year
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Smart Refi Mortgage 6.25% - 6.27% 240 Months
Details As Low As; Rate (as low as)
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
30 Year Fixed Conventional FNMA 6.25% - 6.31% 30 Year
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
20 Year Fixed Conventional FNMA 6.25% - 6.33% 20 Year
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%

CorePlus Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Smart HELOC 4.99% 4.990% 4.99% 120/180 months
Details 6-Month Introductory Rate
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Smart HELOC 5.49% - 5.49% 120/180 months
Details 12-Month Introductory Rate
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Fixed Rate Home Equity 5.99% - 5.99% 120 months
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Smart HELOC 5.99% - 5.99% 120/180 months
Details 24-Month Introductory Rate
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Fixed Rate Home Equity 6.25% - 6.25% 180 months
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity HELOC 6.25% - 6.25% 120/180 months
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Fixed Rate Home Equity 6.50% - 6.50% 240 months
No additional details.
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity CT Smart E Loan - - 6.99% Up to 60 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity CT Smart E Loan - - 6.99% Up to 84 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity CT Smart E Loan - - 6.99% Up to 120 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity CT Smart E Loan - - 7.49% Up to 144 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Credit Builder Loan - - 7.99% Up to 12 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity CT Smart E Loan - - 7.99% Up to 180 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Home Improvement Loan - - 7.99% Up to 60 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Credit Builder Loan - - 8.49% Up to 24 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Home Improvement Loan - - 8.49% Up to 84 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Credit Builder Loan - - 8.99% Up to 36 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Home Improvement Loan - - 8.99% Up to 120 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
HELOC Money Line of Credit - - 9.49% Open End
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Home Improvement Loan - - 9.49% Up to 144 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Personal Loan - - 9.49% Up to 12 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Personal Loan - - 9.74% Up to 24 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Home Improvement Loan - - 9.99% Up to 180 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Personal Loan - - 9.99% Up to 36 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Personal Loan - - 10.24% Up to 48 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Personal Loan - - 10.49% Up to 60 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%

CorePlus Federal Credit Union Personal Loan Rates

Product APR Term View More
Home Equity Personal Loan 9.49% Up to 12 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Personal Loan 9.74% Up to 24 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Personal Loan 9.99% Up to 36 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Personal Loan 10.24% Up to 48 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%
Home Equity Personal Loan 10.49% Up to 60 Months
Details As Low As; 1,2
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%

CorePlus Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Share Certificates - - 4.00%
Details As high as 1
Last Updated 09/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.03%

Financial Health History

CorePlus Federal Credit Union’s Texas Ratio stayed near 2.46% in Q2 2023 to 2.03% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.7% 3.0★ 2.5% 4.0★ 3.3% 5.0★ Healthy zone – entire history below the 15% limit 2.46% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.03% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$671M2.03%5.0A+
December 31, 2025$674M2.10%5.0A+
September 30, 2025$348M1.48%5.0A+
June 30, 2025$356M1.32%5.0A+
March 31, 2025$351M1.63%5.0A+
December 31, 2024$344M2.02%5.0A+
September 30, 2024$342M1.99%5.0A+
June 30, 2024$347M1.74%5.0A+
March 31, 2024$348M1.03%5.0A+
December 31, 2023$335M1.72%5.0A+
September 30, 2023$336M2.08%5.0A+
June 30, 2023$340M2.46%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CorePlus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CorePlus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CorePlus Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CorePlus Federal Credit Union
Address 202 Salem Tpke, Norwich, CT 06360
Phone 860-886-0576
Fax 860-885-3538
President Karen Walters
CEO Ray Currier
Full-Time Employees 118
Part-Time Employees 7
Branch Locations 11
ATM Locations 14
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.03%
Return on Assets (ROA)
0.3620%
Return on Equity (ROE)
3.3847%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
671,260,453
Total Amount of Shares and Deposits
572,426,048
Total Shares and Deposits < 1 Year
551,941,857
Total Shares and Deposits 1 3 Years
19,282,004
Total Shares and Deposits > 3 Years
1,202,187
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
43,438,963
Total Uninsured Shares and Deposits > $250K (F+J)
43,438,963
Total Insured Shares and Deposits > $250K (item 17 less item K)
528,987,085
Total Interest Expense (Sum of items 6 8)
2,204,686
Share Certificates
3,921
Number of Accounts for Share Drafts
17,834
IRA KEOGH Accounts
1,282
Number of Accounts for Regular Shares
57,074
All other shares
667
Non Member Deposits
43
Money Market Shares
3,029
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
37,007,044
Total Liabilities
603,585,724
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

CorePlus Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About CorePlus Federal Credit Union

How many branches does CorePlus Federal Credit Union operate?

CorePlus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CorePlus Federal Credit Union?

Yes, to access services at CorePlus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CorePlus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CorePlus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CorePlus Federal Credit Union offer online and mobile banking?

Most modern institutions like CorePlus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coreplus.org.

Current CorePlus Federal Credit Union Rates

  • Savings3.00%
Retrieved from our database of financial products. Rates subject to change.