What are the current interest rates at CorePlus Federal Credit Union?

Current rates for CorePlus Federal Credit Union include: 12-Month CD: 0.60%, 24-Month CD: 0.75%, 60-Month CD: 1.25%, Savings: 0.25%, MMA: 3.50%

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CorePlus Federal Credit Union

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CorePlus Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, CorePlus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

CorePlus Federal Credit Union's top rates as of October 12, 2026 are 4.30% APY on its 10, 15, 20 month CD, 0.25% APY on savings, 3.50% APY on money market accounts, 6.38% on its Smart Refi Mortgage, and personal loans from 7.99% APR, according to rates verified by MonitorBankRates. Other CorePlus Federal Credit Union CD rates include Special 10 Month CD at 4.30%, Special 15 Month CD at 4.30%, and Special 20 Month CD at 4.30%. Other CorePlus Federal Credit Union mortgage rates include 15 Year Fixed Conventional Mortgage at 6.50%, Smart Refi Mortgage at 6.75%, and 20 Year Fixed Conventional Mortgage at 7.00%. MonitorBankRates evaluates the financial stability of CorePlus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.59%. Rates last updated and verified on 10/12/2026.

CorePlus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CorePlus Federal Credit Union? Share your experience about CorePlus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CorePlus Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.59%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

CorePlus Federal Credit Union
Salem Turnpike

202 Salem Tpke
Norwich, CT 06360

https://www.coreplus.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

CorePlus Federal Credit Union CD Rates

Product	Rate	APY	Term
10, 15, 20 month Share Certificate	-	4.30%	10, 15, 20 month
Min Deposit $1,000 Min Balance $1,000 Details As high as 4.30% APY. Special share certificate rates are effective from September 28 - October 16, 2026 and are subject to change without notice. 4.30% is valid on the special 10-, 15-, 20-month Share Certificate for new and/or existing money. Minimum balance for special rates is $1000; maximum is $100,000. Promotional rates are limited to one special share certificate per social security number. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.30% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Special 10 Month Share Certificate	4.22%	4.30%	Special 10 Month
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Special 15 Month Share Certificate	4.22%	4.30%	Special 15 Month
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Special 20 Month Share Certificate	4.22%	4.30%	Special 20 Month
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
5 Year Share Certificate	1.24%	1.25%	5 Year
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 1.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
4 Year Share Certificate	0.99%	1.00%	4 Year
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
3 Year Share Certificate	0.85%	0.85%	3 Year
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
2 Year Share Certificate	0.75%	0.75%	2 Year
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
1 Year Share Certificate	0.60%	0.60%	1 Year
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
6 Month Share Certificate	0.30%	0.30%	6 Month
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
3 Month Share Certificate	0.10%	0.10%	3 Month
Min Deposit $500 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

CorePlus Federal Credit Union Savings Rates

Product	Rate	APY
Youth Super Saver	-	3.00%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Health Savings	-	0.25%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Share Club	-	0.05%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Share Savings	-	0.05%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

CorePlus Federal Credit Union Money Market Rates

Product	Rate	APY
Nonprofit Money Market	-	3.50%
Min Balance $100,000 Details Tier 3 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Nonprofit Money Market	-	3.00%
Min Balance $10,000 Details Tier 2 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Nonprofit Money Market	-	0.30%
Details Tier 1 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Money Market	-	0.20%
Min Balance $50,000 Details Tier 3 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Money Market	-	0.15%
Min Balance $25,000 Details Tier 2 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Money Market	-	0.10%
Min Balance $2,000 Details Tier 1 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

CorePlus Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Smart Refi Mortgage	6.375%	-	6.403%	180 Months
Details As Low As Last Updated 10/12/2026 Rate History 3 changes since Sep 16, 2026 · 5.78% → 6.40% ▲ 0.63 pts · high 6.40% / low 5.78% Oct 8, 20266.40%▲ from 6.13% Oct 2, 20266.13%▼ from 6.15% Sep 25, 20266.15%▲ from 5.78% Sep 16, 20265.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
15 Year Fixed Conventional Mortgage	6.50%	-	6.599%	15 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.60% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Smart Refi Mortgage	6.75%	-	6.774%	240 Months
Details As Low As Last Updated 10/12/2026 Rate History 3 changes since Sep 16, 2026 · 6.27% → 6.77% ▲ 0.50 pts · high 6.77% / low 6.27% Oct 8, 20266.77%▲ from 6.38% Oct 2, 20266.38%▼ from 6.40% Sep 25, 20266.40%▲ from 6.27% Sep 16, 20266.27%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
20 Year Fixed Conventional Mortgage	7.00%	-	7.081%	20 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.08% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
30 Year Fixed Conventional Mortgage	7.25%	-	7.313%	30 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.31% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

CorePlus Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Fixed Rate Home Equity	5.74%	-	5.74%	60 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 2, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Fixed Rate Home Equity	-	-	5.74%
Details As low as 5.74% APR. Rates effective October 5, 2026 and subject to change without notice. Your APR may differ based on credit history, term, and loan to value. Not all applicants will qualify for the lowest rate. This loan has no origination fee and can be in first or second lien position with a maximum loan amount of $250,000. Rates and APRs (Annual Percentage Rate) listed above factors in a $250,000 loan amount, 750 credit score on an owner-occupied property at 80% LTV (Loan to Value) for the purpose of refinancing an existing mortgage on the property or cash out for home improvement purposes only. Loan proceeds for any other purpose will result in a 1.00% rate increase, for LTVs over 70% or credit score under 700. This product is limited to 1-4-unit properties not listed for sale located in CT or RI with a minimum loan amount of $10,000. For loan amounts of $200,000 or more; a full appraisal will be required at the borrower's expense. Additional LTV and occupancy options available- restrictions apply. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 5.85% → 5.74% ▼ 0.11 pts · high 5.85% / low 5.74% Oct 2, 20265.74%▼ from 5.85% Sep 25, 20265.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Fixed Rate Home Equity	5.99%	-	5.99%	84 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Oct 2, 2026 · 5.80% → 5.99% ▲ 0.19 pts · high 5.99% / low 5.80% Oct 8, 20265.99%▲ from 5.80% Oct 2, 20265.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Fixed Rate Home Equity	6.25%	-	6.25%	120 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 5.99% → 6.25% ▲ 0.26 pts · high 6.25% / low 5.99% Oct 8, 20266.25%▲ from 5.99% Sep 16, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Smart HELOC	6.25%	-	6.25%	10-year draw
Details 12-month introductory rate Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
HELOC	6.50%	-	6.50%	10-year draw
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Home Equity HELOC	-	-	6.50%
Details As low as 6.50% APR. Rates effective October 5, 2026 and subject to change without notice. Your APR may differ based on credit history, term, and loan to value. Not all applicants will qualify for the lowest rate. This variable rate loan has no origination fee, can be in first or second lien position, and features a 10- year draw period and 15-year repayment period if any balances are owed at the end of the draw period. This loan has a variable rate feature for the life of the loan and the APR(Annual Percentage Rate) corresponding to the periodic rate and the minimum payment may change as a result. Your actual HELOC (Home Equity Line of Credit) rate will be based upon your credit score and other factors, which will determine how your rate is related to the prime rate. The offset to the prime rate ("margin") is as low as prime -.50% with an interest rate floor of 4.00% and rate ceiling of 18%, meaning the rate will never go below 4% and will never go higher than 18%. Payment options include interest only or principal and interest payments during the draw period and change to principal and interest payments during repayment period. Rates and APRs listed above factors in a $250,000 loan amount, 750 credit score on an owner-occupied property at 80% LTV. This product is limited to 1-4-unit properties not presently listed for sale located in CT or RI with a minimum loan amount of $10,000 and a maximum loan amount of $250,000. For loan amounts of $200,000 or more; a full appraisal is required at the borrower's expense. Additional LTV and occupancy options available- restrictions apply. Last Updated 10/12/2026 Rate History No change since Oct 2, 2026 · 6.50% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Fixed Rate Home Equity	6.99%	-	6.99%	240 months
No additional details. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 6.50% → 6.99% ▲ 0.49 pts · high 6.99% / low 4.99% Oct 8, 20266.99%▲ from 4.99% Sep 25, 20264.99%▼ from 6.50% Sep 16, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Home Equity Land Loans	7.00%	-	7.258%	60 to 240 months
Details Published APR range: 7.258% to 9.091%; Published rate range: 7.00% to 9.00%. Last Updated 10/12/2026 Rate History No change since Oct 2, 2026 · 7.26% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

CorePlus Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	5.49%	Up to 84 months
Details As Low As; Model Year: 2025 & Newer Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Auto Loan	-	-	5.74%	Up to 84 months
Details As Low As; Model Year: 2022 to 2024 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Auto Loan	-	-	6.24%	Up to 78 months
Details As Low As; Model Year: 2019 to 2021 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Auto Loan	-	-	7.24%	Up to 78 months
Details As Low As; Model Year: 2015 to 2018 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Auto Loan	-	-	8.24%	Up to 78 months
Details As Low As; Model Year: 2011 to 2014 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

CorePlus Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle & Powersport Loan	-	7.49%	Up to 78 months
Details As Low As; Model Year: 2025 & Newer Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Motorcycle & Powersport Loan	-	7.74%	Up to 78 months
Details As Low As; Model Year: 2022 to 2024 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
RV & Camper Loan	-	7.99%	Up to 120 months
Details As Low As; Model Year: 2025 & Newer Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
RV, Boat & Camper Loan	-	7.99%
Details As low as 7.99% APR. Rates effective 16 September 2026 and subject to change without notice. Your APR may differ based on credit history, collateral year, term, and loan to value. Not all applicants will qualify for the lowest rate. For a loan amount of $25,000 with an APR of 7.99% over a term of 72 months, the estimated monthly payment would be $438.21. Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Motorcycle & Powersport Loan	-	8.24%	Up to 78 months
Details As Low As; Model Year: 2019 to 2021 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
RV & Camper Loan	-	8.24%	Up to 120 months
Details As Low As; Model Year: 2022 to 2024 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
RV & Camper Loan	-	8.74%	Up to 84 months
Details As Low As; Model Year: 2019 to 2021 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Motorcycle & Powersport Loan	-	9.24%	Up to 78 months
Details As Low As; Model Year: 2015 to 2018 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 9.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
RV & Camper Loan	-	9.74%	Up to 84 months
Details As Low As; Model Year: 2015 to 2018 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 9.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Motorcycle & Powersport Loan	-	10.24%	Up to 78 months
Details As Low As; Model Year: 2011 to 2014 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 10.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
RV & Camper Loan	-	10.74%	Up to 78 months
Details As Low As; Model Year: 2011 to 2014 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 10.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

CorePlus Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	7.99%	Up to 12 months
Details Maximum Amount: $25,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Personal Loan	7.99%	Up to 24 months
Details Maximum Amount: $25,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Personal Loan	8.24%	Up to 36 months
Details Maximum Amount: $25,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 8.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Personal Loan	8.24%	Up to 48 months
Details Maximum Amount: $25,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 8.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Personal Loan	8.49%	Up to 60 months
Details Maximum Amount: $25,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 8.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

CorePlus Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Credit Builder Loan	-	-	7.99%	Up to 12 months
Details Maximum Amount: $5,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Credit Builder Loan	-	-	8.49%	Up to 24 months
Details Maximum Amount: $5,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 8.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Credit Builder Loan	-	-	8.99%	Up to 36 months
Details Maximum Amount: $5,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 8.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Home Improvement Loan	-	-	7.99%	Up to 60 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Home Improvement Loan	-	-	8.49%	Up to 84 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 8.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Home Improvement Loan	-	-	8.99%	Up to 120 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 8.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Home Improvement Loan	-	-	9.49%	Up to 144 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 9.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Home Improvement Loan	-	-	9.99%	Up to 180 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 9.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Land Loans	-	-	7.00%
Details As low as 7.00% APR. Rates effective October 5, 2026 and subject to change without notice. Your APR may differ based on credit history, term, and loan to value. Not all applicants will qualify for the lowest rate. Equal Housing Lender. NMLS #404962. Last Updated 10/12/2026 Rate History No change since Oct 2, 2026 · 7.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Mashantucket Pequot Tribal Nation Loan	-	-	17.95%	Up to 12 months
Details Maximum Amount: $2,500 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 17.95% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Money Line of Credit	-	-	9.49%	Open end
Details Maximum Amount: $15,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 9.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Rapid Cash Short Term Loan	-	-	28.00%	Up to 12 months
Details Maximum Amount: $2,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 28.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Smart E-Loan (CT Green Bank)	-	-	6.99%	Up to 60 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 6.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Smart E-Loan (CT Green Bank)	-	-	6.99%	Up to 84 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 6.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Smart E-Loan (CT Green Bank)	-	-	6.99%	Up to 120 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 6.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Smart E-Loan (CT Green Bank)	-	-	7.49%	Up to 144 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 7.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Smart E-Loan (CT Green Bank)	-	-	7.99%	Up to 180 months
Details Maximum Amount: $50,000 Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Check 24	-	-	3.00%
Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
IRA Share	-	-	0.10%
Min Deposit $50 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Kasasa Cash Checking	-	-	0.30%
Min Balance $10,000 Details Qualifications Required Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%
Kasasa Saver Savings	-	-	1.50%
Min Balance $50,000 Details Qualifications Required Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.59%

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Financial Health History

CorePlus Federal Credit Union’s Texas Ratio rose from 2.08% in Q3 2023 to 2.59% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$676M	2.59%	5.0	A+
March 31, 2026	$671M	2.03%	5.0	A+
December 31, 2025	$674M	2.10%	5.0	A+
September 30, 2025	$348M	1.48%	5.0	A+
June 30, 2025	$356M	1.32%	5.0	A+
March 31, 2025	$351M	1.63%	5.0	A+
December 31, 2024	$344M	2.02%	5.0	A+
September 30, 2024	$342M	1.99%	5.0	A+
June 30, 2024	$347M	1.74%	5.0	A+
March 31, 2024	$348M	1.03%	5.0	A+
December 31, 2023	$335M	1.72%	5.0	A+
September 30, 2023	$336M	2.08%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for CorePlus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather CorePlus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CorePlus Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CorePlus Federal Credit Union

Website https://www.coreplus.org

Address 202 Salem Tpke, Norwich, CT 06360

Phone 860-886-0576

Fax 860-885-3538

President Karen Walters

CEO Ray Currier

Full-Time Employees 99

Part-Time Employees 6

Branch Locations 11

ATM Locations 14

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.59%

Return on Assets (ROA)

0.7020%

Return on Equity (ROE)

6.4077%

Non-Performing Loans Ratio (NPL)

0.39%

Total Assets

676,465,900

Total Amount of Shares and Deposits

560,975,340

Total Shares and Deposits < 1 Year

542,840,825

Total Shares and Deposits 1 3 Years

17,019,012

Total Shares and Deposits > 3 Years

1,115,503

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

31,415,056

Total Uninsured Shares and Deposits > $250K (F+J)

31,415,056

Total Insured Shares and Deposits > $250K (item 17 less item K)

529,560,284

Total Interest Expense (Sum of items 6 8)

4,398,866

Share Certificates

3,862

Number of Accounts for Share Drafts

17,848

IRA KEOGH Accounts

1,264

Number of Accounts for Regular Shares

56,615

All other shares

670

Non Member Deposits

Money Market Shares

3,017

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

27,283,828

Total Liabilities

606,687,318

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

CorePlus Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About CorePlus Federal Credit Union

How many branches does CorePlus Federal Credit Union operate?

CorePlus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CorePlus Federal Credit Union?

Yes, to access services at CorePlus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CorePlus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CorePlus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CorePlus Federal Credit Union offer online and mobile banking?

Most modern institutions like CorePlus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coreplus.org.

Current CorePlus Federal Credit Union Rates

12-Month CD0.60%
24-Month CD0.75%
60-Month CD1.25%
Savings0.25%
MMA3.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

CorePlus Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

CorePlus Federal Credit Union Texas Ratio

CorePlus Federal Credit Union Health Trend

CorePlus Federal Credit Union CD Rates

CorePlus Federal Credit Union Savings Rates

CorePlus Federal Credit Union Money Market Rates

CorePlus Federal Credit Union Mortgage Rates

CorePlus Federal Credit Union Home Equity & HELOC

CorePlus Federal Credit Union Auto Loan Rates

CorePlus Federal Credit Union RV, Boat and Powersport Loan Rates

CorePlus Federal Credit Union Personal Loan Rates

CorePlus Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

CorePlus Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About CorePlus Federal Credit Union

How many branches does CorePlus Federal Credit Union operate?

Is a member application needed to join CorePlus Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does CorePlus Federal Credit Union offer online and mobile banking?

Current CorePlus Federal Credit Union Rates

Compare to Other Credit Unions