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CorePlus Federal Credit Union Rates & Review March 2026

CorePlus Federal Credit Union's 7 Month CD rates are at 3.65%, 15 Month CD rates are at 3.50%, 20 Month CD rates are at 3.35%, 5 Year CD rates are at 1.25%, 4 Year CD rates are at 1.00%. CorePlus Federal Credit Union's savings rates are at 0.05%. CorePlus Federal Credit Union's money market rates are at 0.10%. CorePlus Federal Credit Union's Smart Refi Mortgage rates are at 5.35%, Smart Refi Mortgage rates are at 5.45%, 15 Year Fixed Conventional FNMA rates are at 5.45%, Smart Refi Mortgage rates are at 5.75%, 10 Year Fixed Conventional FNMA rates are at 5.45%. CorePlus Federal Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of CorePlus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.57%. Rates were last updated on 03/25/2026.

CorePlus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CorePlus Federal Credit Union? Share your experience about CorePlus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CorePlus Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.57%
Excellent Lower than avg
CorePlus Federal Credit Union
Salem Turnpike
202 Salem Tpke
Norwich, CT 06360
https://www.coreplus.org
Member NCUA

CorePlus Federal Credit Union CD Rates

Product Rate APY Term View More
7 Month Certificate - 3.65% 7 Month
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
15 Month Certificate - 3.50% 15 Month
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
20 Month Certificate - 3.35% 20 Month
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
5 Year Certificate - 1.25% 5 Year
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
4 Year Certificate - 1.00% 4 Year
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
3 Year Certificate - 0.85% 3 Year
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
2 Year Certificate - 0.75% 2 Year
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
1 Year Certificate - 0.60% 1 Year
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
6 Month Certificate - 0.30% 6 Month
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
3 Month Certificate - 0.10% 3 Month
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%

CorePlus Federal Credit Union Savings Rates

Product Rate APY View More
Youth Super Saver2 - 3.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Health Savings1 - 0.25%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Share Club - 0.05%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Share Savings - 0.05%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%

CorePlus Federal Credit Union Money Market Rates

Product Rate APY View More
Nonprofit Money Market: Tier 3 - 3.50%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Nonprofit Money Market: Tier 2 - 3.00%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Nonprofit Money Market: Tier 1 - 0.30%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Money Market: Tier 3 - 0.20%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Money Market: Tier 2 - 0.15%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Money Market: Tier 1 - 0.10%
Min Balance $2,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%

CorePlus Federal Credit Union Checking Rates

Product Rate APY View More
IOLTA Checking - 0.75%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%

CorePlus Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Smart Refi Mortgage 5.35% - 5.39% 96 Months
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Smart Refi Mortgage 5.45% - 5.48% 144 Months
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
15 Year Fixed Conventional FNMA 5.45% - 5.68% 15 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Smart Refi Mortgage 5.75% - 5.78% 180 Months
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
10 Year Fixed Conventional FNMA 5.45% - 5.78% 10 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
30 Year Fixed Conventional FNMA 5.95% - 6.09% 30 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
20 Year Fixed Conventional FNMA 5.95% - 6.14% 20 Year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Smart Refi Mortgage 6.25% - 6.27% 240 Months
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Smart Reno Mortgage 6.25% - 6.29% 120
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Smart Reno Mortgage 7.00% - 7.03% 180
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Smart Reno Mortgage 7.75% - 7.76% 240
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%

CorePlus Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.74% 66
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Auto Loan - - 4.99% 66
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Auto Loan - - 5.49% 66
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Auto Loan - - 6.49% 66
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Auto Loan - - 7.49% 66
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%

CorePlus Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.49%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Personal Loan - 9.74%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Personal Loan - 9.99%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Personal Loan - 10.24%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Personal Loan - 10.49%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%
Personal Loan - 10.74%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.57%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CorePlus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CorePlus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CorePlus Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CorePlus Federal Credit Union
Address 202 Salem Tpke, Norwich, CT 06360
Phone 860-886-0576
Fax 860-885-3538
President Karen Walters
CEO Ray Currier
Full-Time Employees 73
Part-Time Employees 3
Branch Locations 8
ATM Locations 10
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.57%
Return on Assets (ROA)
0.5860%
Return on Equity (ROE)
6.2152%
Non-Performing Loans Ratio (NPL)
0.20%
Total Assets
347,579,782
Total Amount of Shares and Deposits
312,136,137
Total Shares and Deposits < 1 Year
304,127,933
Total Shares and Deposits 1 3 Years
7,370,547
Total Shares and Deposits > 3 Years
637,657
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,147,936
Total Uninsured Shares and Deposits > $250K (F+J)
12,147,936
Total Insured Shares and Deposits > $250K (item 17 less item K)
299,988,201
Total Interest Expense (Sum of items 6 8)
3,360,575
Share Certificates
2,565
Number of Accounts for Share Drafts
11,611
IRA KEOGH Accounts
906
Number of Accounts for Regular Shares
32,173
All other shares
390
Non Member Deposits
6
Money Market Shares
1,065
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,846,357
Total Liabilities
318,800,079
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About CorePlus Federal Credit Union

Is CorePlus Federal Credit Union a safe place to deposit money?

Yes, CorePlus Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5693248651167%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does CorePlus Federal Credit Union operate?

CorePlus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CorePlus Federal Credit Union?

Yes, to access services at CorePlus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CorePlus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CorePlus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CorePlus Federal Credit Union offer online and mobile banking?

Most modern institutions like CorePlus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coreplus.org.

Current CorePlus Federal Credit Union Rates

  • 12-Month CD0.60%
  • 24-Month CD0.75%
  • 60-Month CD1.25%
  • Savings0.05%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.