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iAdvertiser Disclosure
Advertiser Disclosure
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 Pacific Horizon Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Pacific Horizon Credit Union's 5-Year Jump CD rates are at 4.00%, 24-Month CD rates are at 3.90%, 3-Year CD rates are at 3.90%, 12-Month CD rates are at 3.80%, 6-Month CD rates are at 3.80%. Pacific Horizon Credit Union's savings rates are at 0.10%. Pacific Horizon Credit Union's money market rates are at 0.75%. Pacific Horizon Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Pacific Horizon Credit Union with a 4.0 Star Rating, an C Overall Health Grade, and a Texas Ratio of 27.08%. Rates were last updated on 03/24/2026. Pacific Horizon Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pacific Horizon Credit Union? Share your experience about Pacific Horizon Credit Union by leaving a review below, or read customer reviews before you decide to use Pacific Horizon Credit Union. Pacific Horizon Credit Union
Springville Branch 96 E Center St
https://www.pacifichorizoncu.com Springville, UT 84663 
Pacific Horizon Credit Union CD Rates
Pacific Horizon Credit Union Savings Rates
Pacific Horizon Credit Union Money Market Rates
Pacific Horizon Credit Union Checking Rates
Pacific Horizon Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Pacific Horizon Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pacific Horizon Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pacific Horizon Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Pacific Horizon Credit Union
Website
https://www.pacifichorizoncu.com
Address
96 E Center St,
Springville, UT 84663
Phone
801-489-3605
Fax
801-489-4520
President
Craig Huff
CEO
Mike Clayson
Full-Time Employees
15
Part-Time Employees
9
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.0 / 5.0 ★
Overall Health & Safety Grade
C (76/100)
Texas Ratio
27.08%
Return on Assets (ROA)
0.7852%
Return on Equity (ROE)
8.6792%
Non-Performing Loans Ratio (NPL)
3.18%
Total Assets
137,308,155
Total Amount of Shares and Deposits
124,454,568
Total Shares and Deposits < 1 Year
105,319,020
Total Shares and Deposits 1 3 Years
14,264,346
Total Shares and Deposits > 3 Years
4,871,199
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,114,365
Total Uninsured Shares and Deposits > $250K (F+J)
6,114,365
Total Insured Shares and Deposits > $250K (item 17 less item K)
118,340,203
Total Interest Expense (Sum of items 6 8)
2,530,897
Share Certificates
1,309
Number of Accounts for Share Drafts
4,871
IRA KEOGH Accounts
278
Number of Accounts for Regular Shares
10,108
Non Member Deposits
2
Money Market Shares
335
Net Income (unless the amount is already included in Undivided Earnings)
302,467
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,508,898
Total Liabilities
125,008,685
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Pacific Horizon Credit UnionIs Pacific Horizon Credit Union a safe place to deposit money?Yes, Pacific Horizon Credit Union is considered a safe financial institution. With a Texas Ratio of 27.07697172443%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Pacific Horizon Credit Union operate?Pacific Horizon Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Pacific Horizon Credit Union?Yes, to access services at Pacific Horizon Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Pacific Horizon Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Pacific Horizon Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Pacific Horizon Credit Union offer online and mobile banking?Most modern institutions like Pacific Horizon Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pacifichorizoncu.com. Current Pacific Horizon Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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