|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Alamo City Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Alamo City Credit Union's 18 Month CDs rates are at 3.32%, 12 Month CDs rates are at 3.27%, 24 Month CDs rates are at 3.18%, 36 Month CDs rates are at 3.09%. Alamo City Credit Union's savings rates are at 0.25%. Alamo City Credit Union's Personal Loan Rates are as low as 9.25%. Alamo City Credit Union's CD rates are 10% higher than the MonitorBankRates national average, and it has an F health rating. MonitorBankRates evaluates the financial stability of Alamo City Credit Union with a 2.2 Star Rating, an F Overall Health Grade, and a Texas Ratio of 26.67%. Rates last updated and verified on 10/29/2026. Alamo City Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alamo City Credit Union? Share your experience about Alamo City Credit Union by leaving a review below, or read customer reviews before you decide to use Alamo City Credit Union. Alamo City Credit Union
Credit Union Office 4801 NW Loop 410 Ste 100
https://alamocitycu.com San Antonio, TX 78229  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Alamo City Credit Union CD Rates
Alamo City Credit Union Savings Rates
Alamo City Credit Union Auto Loan Rates
Alamo City Credit Union Personal Loan Rates
Alamo City Credit Union Other Rates
Financial Health HistoryAlamo City Credit Union’s Texas Ratio rose from 10.39% in Q3 2023 to 26.67% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 2.2 and its Health Grade from A to F. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alamo City Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alamo City Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alamo City Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alamo City Credit Union
Website
https://alamocitycu.com
Address
4801 NW Loop 410 Ste 100,
San Antonio, TX 78229
Phone
210-521-2898
Fax
210-521-3846
President
Michael Tapscott
CEO
Dennis Villanueva
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
2.2 / 5.0 ★
Overall Health & Safety Grade
F (59/100)
Texas Ratio
26.67%
Return on Assets (ROA)
0.2121%
Return on Equity (ROE)
4.1068%
Non-Performing Loans Ratio (NPL)
3.04%
Total Assets
8,750,960
Total Amount of Shares and Deposits
8,294,780
Total Shares and Deposits < 1 Year
3,670,756
Total Shares and Deposits 1 3 Years
4,620,521
Total Shares and Deposits > 3 Years
3,503
Total Insured Shares and Deposits > $250K (item 17 less item K)
8,294,780
Total Interest Expense (Sum of items 6 8)
97,285
Share Certificates
244
Number of Accounts for Share Drafts
248
IRA KEOGH Accounts
7
Number of Accounts for Regular Shares
1,010
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Undercapitalized
Net Worth Classification if credit union is a new credit union
Moderately Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,995,868
Total Liabilities
8,299,099
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Alamo City Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Alamo City Credit Union
Frequently Asked Questions About Alamo City Credit UnionDoes Alamo City Credit Union offer CDs?Yes. Alamo City Credit Union current CD rates include its 18 Month CDs at 3.32% APY, its 12 Month CDs at 3.27% APY and its 24 Month CDs at 3.18% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Alamo City Credit Union NCUA insured?Yes. Alamo City Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Alamo City Credit Union?The highest Alamo City Credit Union CD rate is its 18 Month CDs at 3.32% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Alamo City Credit Union offer?Alamo City Credit Union CD rates are 3.27% APY for a 12 month CD, 3.32% APY for an 18 month CD, 3.18% APY for a 2 year CD and 3.09% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Alamo City Credit Union for its full lineup. What is the highest savings rate at Alamo City Credit Union?The highest Alamo City Credit Union savings rate is its Regular shares/special savings at 0.25% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest auto loan rate at Alamo City Credit Union?The lowest Alamo City Credit Union auto loan rate is its Vehicles New Loan at 4.99% APR, verified by MonitorBankRates as of October 29, 2026. What is the lowest personal loan rate at Alamo City Credit Union?The lowest Alamo City Credit Union personal loan rate is its Signature Loans at 9.25% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Alamo City Credit Union operate?Alamo City Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alamo City Credit Union?Yes, to access services at Alamo City Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alamo City Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alamo City Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Alamo City Credit Union offer online and mobile banking?Most modern institutions like Alamo City Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://alamocitycu.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Alamo City Credit Union rates compare?Alamo City Credit Union's CD rates are 10% higher than the MonitorBankRates national average, and it has an F health rating. Alamo City Credit Union's top rates are its 18 Month CDs at 3.32% APY, its Regular shares/special savings at 0.25% APY and its Signature Loans at 9.25% APR, verified by MonitorBankRates on October 29, 2026. Current Alamo City Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Latvian Cleveland Credit Union
Mount Pleasant Baptist Church Federal Credit Union
Tennessee Employees Credit Union
Pampa Teachers Federal Credit Union
First Pace Credit Union
AmeriCU Credit Union
Fidelis Federal Credit Union
Brunswick County Teachers Federal Credit Union
Rutgers Credit Union
Fortera Federal Credit Union
BEA Credit Union
Muskegon Federal Credit Union
Avadian Credit Union
Veritas Federal Credit Union
Transit Authority Division B Federal Credit Union
Triangle Federal Credit Union
New Cumberland Credit Union
Qualstar Credit Union
Powell Schools Federal Credit Union
Sterling United Federal Credit Union
Molex Employees Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
