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Partner Colorado Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 9, 2026
Partner Colorado Credit Union's top rates as of October 9, 2026 are 4.05% APY on its Business 60 month CD, 5.50% APY on savings, 1.00% APY on checking, and personal loans from 8.24% APR, according to rates verified by MonitorBankRates. Other Partner Colorado Credit Union CD rates include 7-month CD at 4.00%, Business 7 Month CD Special at 4.00%, and Business 48 month at 3.95%. MonitorBankRates evaluates the financial stability of Partner Colorado Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.16%. Rates last updated and verified on 10/09/2026.
Partner Colorado Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Partner Colorado Credit Union? Share your experience about Partner Colorado Credit Union by leaving a review below, or read customer reviews before you decide to use Partner Colorado Credit Union.
Partner Colorado Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Partner Colorado Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.16%
ExcellentLower than avg
Partner Colorado Credit Union Texas Ratio
Partner Colorado Credit Union's Texas Ratio is 3.16%, which is considered excellent and is lower than the national average of 6.13%.
Partner Colorado Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
5.49% to 3.16% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Partner Colorado Credit Union CD Rates
Product
Rate
APY
Term
View More
7-month CD
-
4.00%
7-month
Min Deposit$500
Min Balance$500
DetailsUpon maturity, the 7-month CD will revert to a regular 12-month CD and will earn the APY in effect at the time. Penalty equal to 90 days of interest will be assessed on early withdrawals for CD terms of 12 months or less. This includes interest-only withdrawals. Penalties could reduce earnings and principal.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Jumbo Certificates and IRAs - 12 month
3.78%
3.85%
12 Months
Min Balance$100,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.85% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Jumbo Certificates and IRAs - 6 month (REG only)
3.78%
3.85%
6 Months
Min Balance$100,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.85% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
13-Month Mini Jumbo Liquid CD
-
3.65%
13-Month
Min Deposit$25,000
Min Balance$25,000
DetailsUpon maturity, the 13-month Mini Jumbo Liquid CD will revert to a regular 12-month CD and will earn the APY in effect at the time. Maximum withdrawal allowed without penalty is 50% of the original CD balance. Any amount withdrawn above 50% of the original amount will be subject to a penalty. A penalty equal to 180 days of interest will be assessed for CD terms over 12 months.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Jumbo Certificates and IRAs - 13 Month Mini Jumbo Liquid CD
3.59%
3.65%
13 Month
Min Balance$25,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.65% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
13-Month Liquid CD
-
3.55%
13-Month
Min Deposit$500
Min Balance$500
DetailsEarn a fixed rate for 13 months and still have access to your money. Withdraw up to 50% of your balance before maturity with no early withdrawal penalty. Upon maturity, the 13-month CD will revert to a regular 12-month CD and will earn the APY in effect at the time. Maximum withdrawal allowed without penalty is 50% of the original CD balance. Any amount withdrawn above 50% of the original amount will be subject to a penalty. A penalty equal to 180 days of interest will be assessed for CD terms over 12 months.
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union Business CD Rates
Product
Rate
APY
Term
View More
Business 60 month
3.98%
4.05%
60 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business 7 Month CD Special
3.93%
4.00%
7 Month
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business 48 month
3.88%
3.95%
48 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.95% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business 36 month
3.78%
3.85%
36 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.85% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business 12 month
3.69%
3.75%
12 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.75% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business 24 month
3.69%
3.75%
24 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.75% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business 6 month
3.69%
3.75%
6 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.75% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business 13 Month Liquid CD
3.49%
3.55%
13 Month
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union Savings Rates
Product
Rate
APY
View More
Power Savings
5.37%
5.50%
Min Balance$0
DetailsBalance: $0-1,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Power Savings
1.49%
1.50%
Min Balance$1,001
DetailsBalance: $1,001-2,500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Power Savings
0.50%
0.50%
Min Balance$2,501
DetailsBalance: $2,501-10,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
IRA Savings
0.20%
0.20%
Min Deposit$500
Min Balance$25,000
DetailsMinimum: $500 or waived with $10 monthly contribution; Balance: $25,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
IRA Savings
0.15%
0.15%
Min Deposit$500
Min Balance$10,000
DetailsMinimum: $500 or waived with $10 monthly contribution; Balance: $10,000 - $24,999
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
IRA Savings
0.10%
0.10%
Min Deposit$500
Min Balance$25
DetailsMinimum: $500 or waived with $10 monthly contribution; Balance: $25 - $9,999
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Christmas and Club Accounts
0.05%
0.05%
Min Balance$25
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Health Savings Accounts
0.05%
0.05%
Min Deposit$5
Min Balance$25
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Power Savings
0.05%
0.05%
Min Balance$10,001
DetailsBalance: $10,001
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union Business Savings Rates
Product
Rate
APY
View More
Consumer and Business Savings
0.05%
0.05%
Min Deposit$5
Min Balance$25
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 0.05% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union Checking Rates
Product
Rate
APY
View More
Premium Interest Checking
1.00%
1.00%
Min Balance$1,500
DetailsBalance: $1,500 and up - Qualifying Tier 2
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Direct Interest Checking
0.50%
0.50%
Min Balance$0
DetailsBalance: $0+
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 0.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Premium Interest Checking
0.10%
0.10%
Min Balance$0
DetailsBalance: $0-$1,499 - Qualifying Tier 1
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union Business Checking Rates
Product
Rate
APY
View More
Business Interest Checking
1.00%
1.00%
Min Balance$1,500
DetailsBalance: $1,500 and up - Qualifying Tier 2
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 1.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business Interest Checking
0.10%
0.10%
Min Balance$0
DetailsBalance: $0-$1,499 - Qualifying Tier 1
Last Updated10/09/2026
Rate History
No change since Sep 29, 2026 · 0.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit Variable
-
-
6.75%
0-20 Years
Details10 Year Draw Period - 10 Year Repayment; up to 75% LTV; Variable
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 6.75% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Home Equity Line of Credit Fixed
-
-
7.50%
5 Year
DetailsTerm: 5 Year Draw Period - 10 Year Repayment; up to 75% LTV; Fixed
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Home Equity Line of Credit Variable
-
-
7.75%
0-20 Years
Details10 Year Draw Period - 10 Year Repayment; up to 85% LTV; Variable
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Home Equity Line of Credit Fixed
-
-
8.50%
5 Year
DetailsTerm: 5 Year Draw Period - 10 Year Repayment; up to 85% LTV; Fixed
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan Refinance
-
-
5.49%
DetailsLoan of $25,000 for five years at 5.49% APR will have a monthly payment of $477.48.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Auto Loan Purchase
-
-
5.74%
0-75 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.59% → 5.74% ▲ 0.15 pts · high 5.74% / low 5.59%
Oct 9, 20265.74%▲ from 5.59%
Sep 14, 20265.59%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business "Regular" Auto/Trucks
-
-
5.74%
0-75 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.59% → 5.74% ▲ 0.15 pts · high 5.74% / low 5.59%
Oct 9, 20265.74%▲ from 5.59%
Sep 14, 20265.59%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Auto Loan Purchase
-
-
5.99%
DetailsLoan of $25,000 for five years at 5.99% APR will have a monthly payment of $483.28.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Auto Loan Purchase
-
-
6.74%
76-84 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.59% → 6.74% ▲ 0.15 pts · high 6.74% / low 6.59%
Oct 9, 20266.74%▲ from 6.59%
Sep 14, 20266.59%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business "Regular" Auto/Trucks
-
-
6.74%
76-84 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.59% → 6.74% ▲ 0.15 pts · high 6.74% / low 6.59%
Oct 9, 20266.74%▲ from 6.59%
Sep 14, 20266.59%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Auto Loan
-
-
8.74%
0-60 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.74% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Auto Loan
-
-
9.24%
61-72 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 9.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Auto Loan
-
-
9.74%
73-84 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 9.74% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
First Time Auto Buyer Loan
-
-
11.50%
36 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 11.35% → 11.50% ▲ 0.15 pts · high 11.50% / low 11.35%
Oct 9, 202611.50%▲ from 11.35%
Sep 14, 202611.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
First Time Auto Buyer Loan
-
-
11.75%
DetailsLoan of $25,000 for five years at 11.75% APR will have a monthly payment of $553.11.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 11.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
First Time Auto Buyer Loan
-
-
12.00%
48 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 11.85% → 12.00% ▲ 0.15 pts · high 12.00% / low 11.85%
Oct 9, 202612.00%▲ from 11.85%
Sep 14, 202611.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
First Time Auto Buyer Loan
-
-
12.50%
60 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 12.35% → 12.50% ▲ 0.15 pts · high 12.50% / low 12.35%
Oct 9, 202612.50%▲ from 12.35%
Sep 14, 202612.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
First Time Auto Buyer Loan
-
-
13.50%
75 Months
No additional details.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 13.35% → 13.50% ▲ 0.15 pts · high 13.50% / low 13.35%
Oct 9, 202613.50%▲ from 13.35%
Sep 14, 202613.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycle Loans
-
8.74%
0-60 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.74% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Motorcycle Loans
-
9.24%
61-72 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 9.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Motor Homes/RV Loans
-
18.00%
0-60 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 18.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Motor Homes/RV Loans
-
18.00%
61-120 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 18.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Motor Homes/RV Loans
-
18.00%
121-144 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 18.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Motor Homes/RV Loans
-
18.00%
145-180 Months
No additional details.
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 18.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union Personal Loan Rates
Product
APR
Term
View More
Business Signature Loan
8.24%
0-36 Months
DetailsFixed
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Signature Loan
10.24%
0-60 Months
DetailsFixed
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 10.24% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Business Signature Line of Credit
10.74%
DetailsVariable
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 10.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Signature Line of Credit
14.24%
DetailsVariable
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 14.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Partner Colorado Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Non-Titled/Miscellaneous Loans
-
-
8.74%
DetailsLoan of $20,000 for five years at 8.74% APR will have a monthly payment of $412.69.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.74% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Tuition Reimbursement Loan
-
-
7.25%
0-90 Months
DetailsFixed
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Extended Insurance Account
1.74%
-
1.75%
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 1.75% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.16%
Financial Health History
Partner Colorado Credit Union’s Texas Ratio fell from 5.49% in Q3 2023 to 3.16% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$644M
3.16%
5.0
A+
March 31, 2026
$640M
2.57%
5.0
A+
December 31, 2025
$639M
3.20%
5.0
A+
September 30, 2025
$619M
4.64%
5.0
A+
June 30, 2025
$600M
4.12%
5.0
A+
March 31, 2025
$597M
4.29%
5.0
A+
December 31, 2024
$623M
3.20%
5.0
A+
September 30, 2024
$591M
3.31%
5.0
A+
June 30, 2024
$601M
2.43%
5.0
A+
March 31, 2024
$622M
2.51%
5.0
A+
December 31, 2023
$634M
6.83%
5.0
A
September 30, 2023
$656M
5.49%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Partner Colorado Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Partner Colorado Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Partner Colorado Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
122,988,105
Total Uninsured Shares and Deposits > $250K (F+J)
122,988,105
Total Insured Shares and Deposits > $250K (item 17 less item K)
442,258,900
Total Interest Expense (Sum of items 6 8)
4,200,646
Share Certificates
3,951
Number of Accounts for Share Drafts
15,360
IRA KEOGH Accounts
827
Number of Accounts for Regular Shares
41,643
All other shares
168
Money Market Shares
2,197
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
49,342,049
Total Liabilities
588,458,776
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Partner Colorado Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
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Frequently Asked Questions About Partner Colorado Credit Union
How many branches does Partner Colorado Credit Union operate?
Partner Colorado Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Partner Colorado Credit Union?
Yes, to access services at Partner Colorado Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Partner Colorado Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Partner Colorado Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Partner Colorado Credit Union offer online and mobile banking?
Most modern institutions like Partner Colorado Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://partnercoloradocu.org.
Current Partner Colorado Credit Union Rates
12-Month CD3.55%
24-Month CD3.75%
60-Month CD4.05%
Savings5.50%
Retrieved from our database of financial products. Rates subject to change.