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  3. Partner Colorado Credit Union
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Partner Colorado Credit Union Rates & Review September 2026

Partner Colorado Credit Union's 7-month CD rates are at 4.00%, Business 7 Month CD Special rates are at 4.00%, 12 Month CD rates are at 3.85%, 6 Month CD rates are at 3.85%, 13 Month Mini Jumbo Liquid CD rates are at 3.65%. Partner Colorado Credit Union's savings rates are at 0.05%. Partner Colorado Credit Union's Personal Loan Rates are as low as 8.24%. MonitorBankRates evaluates the financial stability of Partner Colorado Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.57%. Rates last updated and verified on 09/22/2026.

Partner Colorado Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Partner Colorado Credit Union? Share your experience about Partner Colorado Credit Union by leaving a review below, or read customer reviews before you decide to use Partner Colorado Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.57%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Partner Colorado Credit Union
Partner Colorado CU Headquarters
5269 W 62nd Ave
Arvada, CO 80003
https://partnercoloradocu.org
Member NCUA

Partner Colorado Credit Union CD Rates

Product Rate APY Term View More
7-month CD - 4.00% 7-month
Min Deposit $500
Min Balance $500
Details Upon maturity, the 7-month CD will revert to a regular 12-month CD and will earn the APY in effect at the time. Penalty equal to 90 days of interest will be assessed on early withdrawals for CD terms of 12 months or less.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business 7 Month CD Special 3.93% 4.00% 7 Month
Min Deposit $500
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
12 Month Certificate 3.78% 3.85% 12 Months
Min Balance $100,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
6 Month Certificate 3.78% 3.85% 6 Months
Min Balance $100,000
Details REG only
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
13 Month Mini Jumbo Liquid CD 3.59% 3.65% 13 Month
Min Balance $25,000
Details Mini Jumbo Liquid CD*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
13-Month Mini Jumbo Liquid CD - 3.65% 13-Month
Min Deposit $25,000
Min Balance $25,000
Details Maximum withdrawal allowed without penalty is 50% of the original CD balance. Any amount withdrawn above 50% of the original amount will be subject to a penalty. A penalty equal to 180 days of interest will be assessed for CD terms over 12 months. Upon maturity, the 13-month Mini Jumbo Liquid CD will revert to a regular 12-month CD and will earn the APY in effect at the time.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
13-Month Liquid CD - 3.55% 13-Month
Min Deposit $500
Min Balance $500
Details Maximum withdrawal allowed without penalty is 50% of the original CD balance. Any amount withdrawn above 50% of the original amount will be subject to a penalty. A penalty equal to 180 days of interest will be assessed for CD terms over 12 months. Upon maturity, the 13-month CD will revert to a regular 12-month CD and will earn the APY in effect at the time.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business 13 Month Liquid CD 3.49% 3.55% 13 Month
Min Deposit $500
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%

Partner Colorado Credit Union Savings Rates

Product Rate APY View More
Power Savings 5.37% 5.50%
Min Balance $0
Details Balance: $0-1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Power Savings 1.49% 1.50%
Min Balance $1,001
Details Balance: $1,001-2,500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Power Savings 0.50% 0.50%
Min Balance $2,501
Details Balance: $2,501-10,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
IRA Savings 0.20% 0.20%
Min Deposit $500
Min Balance $25,000
Details Minimum: $500 or waived with $10 monthly contribution; Balance: $25,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
IRA Savings 0.15% 0.15%
Min Deposit $500
Min Balance $10,000
Details Minimum: $500 or waived with $10 monthly contribution; Balance: $10,000 - $24,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
IRA Savings 0.10% 0.10%
Min Deposit $500
Min Balance $25
Details Minimum: $500 or waived with $10 monthly contribution; Balance: $25 - $9,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business Savings 0.05% 0.05%
Min Deposit $5
Min Balance $25
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Health Savings Accounts 0.05% 0.05%
Min Deposit $5
Min Balance $25
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Power Savings 0.05% 0.05%
Min Balance $10,001
Details Balance: $10,001
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%

Partner Colorado Credit Union Checking Rates

Product Rate APY View More
Business Interest Checking 1.00% 1.00%
Min Balance $1,500
Details Balance: $1,500 and up
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Premium Interest Checking 1.00% 1.00%
Min Balance $1,500
Details Balance: $1,500 and up - Qualifying Tier 2
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business Interest Checking 0.10% 0.10%
Min Balance $0
Details Balance: $0-$1,499
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Premium Interest Checking 0.10% 0.10%
Min Balance $0
Details Balance: $0-$1,499 - Qualifying Tier 1
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%

Partner Colorado Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit Special - - 5.99% 5 Year
Details Term: 5 Year Draw Period - 10 Year Repayment; up to 85% LTV; Fixed for 12 months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Home Equity Line of Credit Variable - - 6.75% 0-20 Years
Details 10 Year Draw Period - 10 Year Repayment; up to 75% LTV; Variable
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Home Equity Line of Credit Fixed - - 7.50% 5 Year
Details Term: 5 Year Draw Period - 10 Year Repayment; up to 75% LTV; Fixed
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Home Equity Line of Credit Variable - - 7.75% 0-20 Years
Details 10 Year Draw Period - 10 Year Repayment; up to 85% LTV; Variable
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Home Equity Line of Credit Fixed - - 8.50% 5 Year
Details Term: 5 Year Draw Period - 10 Year Repayment; up to 85% LTV; Fixed
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%

Partner Colorado Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan Purchase - - 5.59% 0-75 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business "Regular" Auto/Trucks - - 5.59% 0-75 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Auto Loan Purchase - - 6.59% 76-84 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business "Regular" Auto/Trucks - - 6.59% 76-84 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
First Time Auto Buyer Loan - - 11.35% 36 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
First Time Auto Buyer Loan - - 11.85% 48 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
First Time Auto Buyer Loan - - 12.35% 60 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
First Time Auto Buyer Loan - - 13.35% 75 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%

Partner Colorado Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motor Homes/RV Loans - 18.00% 0-60 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Motor Homes/RV Loans - 18.00% 61-120 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Motor Homes/RV Loans - 18.00% 121-144 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Motor Homes/RV Loans - 18.00% 145-180 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%

Partner Colorado Credit Union Personal Loan Rates

Product APR Term View More
Business Signature Loan 8.24% 0-36 Months
Details Fixed
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Signature Loan 10.24% 0-60 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business Signature Line of Credit 10.74%
Details Variable
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Signature Line of Credit 14.24%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%

Partner Colorado Credit Union Other Rates

Product Rate Points APY/APR Term View More
Business 12 Months 3.69% - 3.75% 12 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business 24 Months 3.45% - 3.50% 24 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business 36 Months 3.40% - 3.45% 36 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business 48 Months 2.91% - 2.95% 48 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business 6 Months 3.69% - 3.75% 6 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Business 60 Months 3.20% - 3.25% 60 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Non-Titled/Miscellaneous Loans - - 8.74% 0-60 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Non-Titled/Miscellaneous Loans - - 9.24% 61-72 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Non-Titled/Miscellaneous Loans - - 9.74% 73-84 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%
Tuition Reimbursement Loan - - 7.25% 0-90 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.57%

Financial Health History

Partner Colorado Credit Union’s Texas Ratio fell from 4.73% in Q2 2023 to 2.57% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.73% A+ Q2 2023 A+ Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.57% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$640M2.57%5.0A+
December 31, 2025$639M3.20%5.0A+
September 30, 2025$619M4.64%5.0A+
June 30, 2025$600M4.12%5.0A+
March 31, 2025$597M4.29%5.0A+
December 31, 2024$623M3.20%5.0A+
September 30, 2024$591M3.31%5.0A+
June 30, 2024$601M2.43%5.0A+
March 31, 2024$622M2.51%5.0A+
December 31, 2023$634M6.83%5.0A
September 30, 2023$656M5.49%5.0A+
June 30, 2023$690M4.73%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Partner Colorado Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Partner Colorado Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Partner Colorado Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Partner Colorado Credit Union
Address 5269 W 62nd Ave, Arvada, CO 80003
Phone 303-422-6221
Fax 303-431-3268
President Linda Head
CEO Doug Fagan
Full-Time Employees 96
Part-Time Employees 4
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.57%
Return on Assets (ROA)
0.1165%
Return on Equity (ROE)
1.2425%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
639,782,320
Total Amount of Shares and Deposits
562,177,068
Total Shares and Deposits < 1 Year
521,229,639
Total Shares and Deposits 1 3 Years
39,172,549
Total Shares and Deposits > 3 Years
1,774,880
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
120,198,660
Total Uninsured Shares and Deposits > $250K (F+J)
120,198,660
Total Insured Shares and Deposits > $250K (item 17 less item K)
441,978,408
Total Interest Expense (Sum of items 6 8)
2,093,073
Share Certificates
3,890
Number of Accounts for Share Drafts
15,257
IRA KEOGH Accounts
826
Number of Accounts for Regular Shares
40,611
All other shares
166
Money Market Shares
2,210
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
45,140,858
Total Liabilities
584,817,547
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Partner Colorado Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/partner-colorado-credit-union-rates-review-62903">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Partner Colorado Credit Union

How many branches does Partner Colorado Credit Union operate?

Partner Colorado Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Partner Colorado Credit Union?

Yes, to access services at Partner Colorado Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Partner Colorado Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Partner Colorado Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Partner Colorado Credit Union offer online and mobile banking?

Most modern institutions like Partner Colorado Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://partnercoloradocu.org.

Current Partner Colorado Credit Union Rates

  • 12-Month CD3.55%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.