|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Okaloosa County Teachers Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Okaloosa County Teachers Federal Credit Union's 18 month CD rates are at 3.50%, 12 month CD rates are at 3.45%, 24 month CD rates are at 3.40%, 30 month CD rates are at 3.40%, 6 month CD rates are at 3.35%. Okaloosa County Teachers Federal Credit Union's savings rates are at 0.30%. Okaloosa County Teachers Federal Credit Union's money market rates are at 0.05%. Okaloosa County Teachers Federal Credit Union's Personal Loan Rates are at 12.50%. MonitorBankRates evaluates the financial stability of Okaloosa County Teachers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.49%. Rates were last updated on 04/11/2026. Okaloosa County Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Okaloosa County Teachers Federal Credit Union? Share your experience about Okaloosa County Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Okaloosa County Teachers Federal Credit Union. Okaloosa County Teachers Federal Credit Union
Okaloosa County Teachers FCU 1126 N Ferdon Blvd
https://okaloosafcu.org Crestview, FL 32536 1710 
Okaloosa County Teachers Federal Credit Union CD Rates
Okaloosa County Teachers Federal Credit Union Savings Rates
Okaloosa County Teachers Federal Credit Union Money Market Rates
Okaloosa County Teachers Federal Credit Union Home Equity & HELOC
Okaloosa County Teachers Federal Credit Union Credit Card Rates
Okaloosa County Teachers Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Okaloosa County Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Okaloosa County Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Okaloosa County Teachers Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Okaloosa County Teachers Federal Credit Union
Website
https://okaloosafcu.org
Address
1126 N Ferdon Blvd,
Crestview, FL 32536 1710
Phone
850-682-2225
Fax
850-682-7722
President
Gail Kaltz
CEO
Jerry Maughon
Full-Time Employees
30
Part-Time Employees
9
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.49%
Return on Assets (ROA)
0.3413%
Return on Equity (ROE)
3.5473%
Non-Performing Loans Ratio (NPL)
1.22%
Total Assets
130,629,066
Total Amount of Shares and Deposits
116,905,726
Total Shares and Deposits < 1 Year
114,415,381
Total Shares and Deposits 1 3 Years
2,490,344
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
899,332
Total Uninsured Shares and Deposits > $250K (F+J)
899,332
Total Insured Shares and Deposits > $250K (item 17 less item K)
116,006,394
Total Interest Expense (Sum of items 6 8)
1,210,635
Share Certificates
851
Number of Accounts for Share Drafts
5,807
IRA KEOGH Accounts
292
Number of Accounts for Regular Shares
9,338
Money Market Shares
173
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,731,532
Total Liabilities
118,148,767
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Okaloosa County Teachers Federal Credit UnionIs Okaloosa County Teachers Federal Credit Union a safe place to deposit money?Yes, Okaloosa County Teachers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.4925592897099%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Okaloosa County Teachers Federal Credit Union operate?Okaloosa County Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Okaloosa County Teachers Federal Credit Union?Yes, to access services at Okaloosa County Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Okaloosa County Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Okaloosa County Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Okaloosa County Teachers Federal Credit Union offer online and mobile banking?Most modern institutions like Okaloosa County Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://okaloosafcu.org. Current Okaloosa County Teachers Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Correctional Workers Federal Credit Union
Quantum Credit Union
Acme Continental Credit Union
SCFE Credit Union
First Choice Federal Credit Union
IRON WORKERS
Zeal Credit Union
Wiremens Credit Union
Glass Cap Federal Credit Union
DAKOTA PLAINS
Southeast Michigan State Employees Federal Credit Union
Tampa Bay Federal Credit Union
LBS Financial Credit Union
Meritrust Federal Credit Union
Campus Federal Credit Union
Western Vista Federal Credit Union
Piedmont Credit Union
St Thomas More Federal Credit Union
Kinetic Federal Credit Union
U B C Southern Council Industria Wo Federal Credit Union
NEW YORK EPISCOPAL
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
