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Sooper Credit Union

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Sooper Credit Union Rates & Review March 2026

Q: How many branches does Sooper Credit Union operate?

Sooper Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Sooper Credit Union?

Yes, to access services at Sooper Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Sooper Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sooper Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare Sooper Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.15%, 6-month share certificate rates at 2.78% and 3-month share certificate rates at 0.35%. Savings rates are at 0.10% and money market rates are at 1.51%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to Sooper Credit Union rates. MonitorBankRates evaluates the financial stability of Sooper Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.43%. Rates were last updated on 03/28/2026.

Sooper Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sooper Credit Union? Share your experience about Sooper Credit Union by leaving a review below, or read customer reviews before you decide to use Sooper Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

12.43%

Excellent Higher than avg

Sooper Credit Union
Corporate Office

5005 W 60th Ave
Arvada, CO 80003

https://www.soopercu.org

Sooper Credit Union Checking Rates

Product	Rate	APY	View More
Peak Checking	-	5.00%
Details As High As Last Updated 03/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 12.43%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Sooper Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Sooper Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sooper Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sooper Credit Union

Website https://www.soopercu.org

Address 5005 W 60th Ave, Arvada, CO 80003

Phone 303-427-5005

Fax 303-412-7115

President Adam Williamson

CEO Carrie Langgard

Full-Time Employees 124

Part-Time Employees 8

Branch Locations 5

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

12.43%

Return on Assets (ROA)

0.0854%

Return on Equity (ROE)

0.7486%

Non-Performing Loans Ratio (NPL)

1.65%

Total Assets

678,127,702

Total Amount of Shares and Deposits

592,343,042

Total Shares and Deposits < 1 Year

553,905,005

Total Shares and Deposits 1 3 Years

35,043,511

Total Shares and Deposits > 3 Years

3,394,526

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

24,921,126

Total Uninsured Shares and Deposits > $250K (F+J)

24,921,126

Total Insured Shares and Deposits > $250K (item 17 less item K)

567,421,916

Total Interest Expense (Sum of items 6 8)

10,925,337

Share Certificates

4,215

Number of Accounts for Share Drafts

21,221

IRA KEOGH Accounts

1,710

Number of Accounts for Regular Shares

50,365

All other shares

Non Member Deposits

Money Market Shares

3,446

Net Income (unless the amount is already included in Undivided Earnings)

579,015

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

24,572,290

Total Liabilities

603,020,740

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Sooper Credit Union

Is Sooper Credit Union a safe place to deposit money?

Yes, Sooper Credit Union is considered a safe financial institution. With a Texas Ratio of 12.425274549765%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Sooper Credit Union operate?

Sooper Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sooper Credit Union?

Yes, to access services at Sooper Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sooper Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sooper Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sooper Credit Union offer online and mobile banking?

Most modern institutions like Sooper Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.soopercu.org.