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Sooper Credit Union

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Sooper Credit Union Rates & Review November 2026

Q: What are the current interest rates at Sooper Credit Union?

Current rates for Sooper Credit Union include: 12-Month CD: 3.70%, 18-Month CD: 3.25%, 24-Month CD: 3.35%, 60-Month CD: 3.25%, Savings: 2.80%, MMA: 2.00%

Q: What CD terms does Sooper Credit Union offer?

Sooper Credit Union CD rates are 3.90% APY for a 6 month CD, 4.00% APY for a 7 month CD, 3.70% APY for a 12 month CD, 4.00% APY for a 14 month CD, 3.25% APY for an 18 month CD, 3.35% APY for a 2 year CD and 3.25% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Sooper Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Sooper Credit Union's Promotional CD - 14 Month rates are at 4.00%, Promotional CD - 7 Month rates are at 4.00%, 7 meses (212 dias) Promotional CDs rates are at 4.00%, 14 meses (425 dias) Promotional CDs rates are at 4.00%, 6 Month Jumbo CDs rates are at 3.90%. Sooper Credit Union's savings rates are at 2.80%. Sooper Credit Union's money market rates are at 2.00%. Sooper Credit Union's checking rates are as high as 5.00%. Sooper Credit Union's Personal Loan Rates are as low as 9.49%. Sooper Credit Union's Credit Card Rates are at 10.75%. Sooper Credit Union's CD rates are 23% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Sooper Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.13%. Rates last updated and verified on 10/29/2026.

Sooper Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sooper Credit Union? Share your experience about Sooper Credit Union by leaving a review below, or read customer reviews before you decide to use Sooper Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.13%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Sooper Credit Union
Corporate Office

5005 W 60th Ave
Arvada, CO 80003

https://www.soopercu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Sooper Credit Union CD Rates

Product	Rate	APY	Term
Promotional CD - 14 Month	-	4.00%	14 month (425 days)
Min Balance $500 Details Minimum balance required; early withdrawal penalty is 90 days of dividends Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Promotional CD - 7 Month	-	4.00%	7 month (212days)
Min Balance $500 Details Minimum balance required; early withdrawal penalty is 90 days of dividends Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
7 meses (212 dias) Promotional CDs	-	4.00%	7 meses (212 dias)
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
14 meses (425 dias) Promotional CDs	-	4.00%	14 meses (425 dias)
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
6 Month Jumbo CDs	-	3.90%	6 months
Min Balance $50,000 Details Includes Traditional and Roth IRA Jumbo CDs Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
6 meses Jumbo CD	-	3.90%	6 meses
Min Balance $50,000 Details Certificados de Deposito (CDs) (incluyendo CDs IRA Jumbo Tradicional o Roth); Jumbo CDs (Including Traditional and Roth IRA Jumbo CDs) Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.90% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
12 Month Jumbo CDs	-	3.80%	12 months
Min Balance $50,000 Details Includes Traditional and Roth IRA Jumbo CDs Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
6 Month CDs (including Traditional and Roth IRA CD)	-	3.80%	6 months
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
6 meses Certificados de Deposito (CDs) (incluyendo CDs IRA Tradicional o Roth)	-	3.80%	6 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
12 meses Jumbo CD	-	3.80%	12 meses
Min Balance $50,000 Details Certificados de Deposito (CDs) (incluyendo CDs IRA Jumbo Tradicional o Roth); Jumbo CDs (Including Traditional and Roth IRA Jumbo CDs) Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
12 Month CDs (including Traditional and Roth IRA CD)	-	3.70%	12 months
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
12 meses Certificados de Deposito (CDs) (incluyendo CDs IRA Tradicional o Roth)	-	3.70%	12 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.70% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Bump-Up CDs - 22 month Bump-Up	-	3.50%	22 month
Min Balance $50,000 Details Balance: $50,000 minimum; Members may request a rate increase should the published Bump-Up CD rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
22 meses CD con Aumento (Bump-Up CD)	-	3.50%	22 meses
Min Balance $50,000 Details Bump-Up CD; members may request a rate increase if the published Bump-Up CD rate increases; minimum balance of $50,000 must be maintained Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Certificados de Deposito con Aumento (CD con Aumento) - 23 meses con Bump-Up	-	3.50%	23 meses con Bump-Up
Min Balance $50,000 Details Minimum balance of $50,000 must be maintained to deposit or withdraw funds; Bump-Up: members may request a rate increase if the published rate increases; early withdrawal penalty is 90 days of dividends Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
24 Month Jumbo CDs	-	3.45%	24 months
Min Balance $50,000 Details Includes Traditional and Roth IRA Jumbo CDs Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.45% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
24 meses Jumbo CD	-	3.45%	24 meses
Min Balance $50,000 Details Certificados de Deposito (CDs) (incluyendo CDs IRA Jumbo Tradicional o Roth); Jumbo CDs (Including Traditional and Roth IRA Jumbo CDs) Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.45% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Bump-Up CDs - 22 month Bump-Up	-	3.40%	22 month
Min Balance $2,500 Details Balance: $2,500 minimum; Members may request a rate increase should the published Bump-Up CD rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.40% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
22 meses CD con Aumento (Bump-Up CD)	-	3.40%	22 meses
Min Balance $2,500 Details Bump-Up CD; members may request a rate increase if the published Bump-Up CD rate increases; minimum balance of $2,500 must be maintained Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.40% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Certificados de Deposito con Aumento (CD con Aumento) - 22 meses con Bump-Up	-	3.40%	22 meses con Bump-Up
Min Balance $2,500 Details Minimum balance of $2,500 must be maintained to deposit or withdraw funds; Bump-Up: members may request a rate increase if the published rate increases; early withdrawal penalty is 90 days of dividends Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.40% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
18 Month Jumbo CDs	-	3.35%	18 months
Min Balance $50,000 Details Includes Traditional and Roth IRA Jumbo CDs Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
24 Month CDs (including Traditional and Roth IRA CD)	-	3.35%	24 months
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
36 Month Jumbo CDs	-	3.35%	36 months
Min Balance $50,000 Details Includes Traditional and Roth IRA Jumbo CDs Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
48 Month Jumbo CDs	-	3.35%	48 months
Min Balance $50,000 Details Includes Traditional and Roth IRA Jumbo CDs Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
60 Month Jumbo CDs	-	3.35%	60 months
Min Balance $50,000 Details Includes Traditional and Roth IRA Jumbo CDs Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
24 meses Certificados de Deposito (CDs) (incluyendo CDs IRA Tradicional o Roth)	-	3.35%	24 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
18 meses Jumbo CD	-	3.35%	18 meses
Min Balance $50,000 Details Certificados de Deposito (CDs) (incluyendo CDs IRA Jumbo Tradicional o Roth); Jumbo CDs (Including Traditional and Roth IRA Jumbo CDs) Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
36 meses Jumbo CD	-	3.35%	36 meses
Min Balance $50,000 Details Certificados de Deposito (CDs) (incluyendo CDs IRA Jumbo Tradicional o Roth); Jumbo CDs (Including Traditional and Roth IRA Jumbo CDs) Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
48 meses Jumbo CD	-	3.35%	48 meses
Min Balance $50,000 Details Certificados de Deposito (CDs) (incluyendo CDs IRA Jumbo Tradicional o Roth); Jumbo CDs (Including Traditional and Roth IRA Jumbo CDs) Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
60 meses Jumbo CD	-	3.35%	60 meses
Min Balance $50,000 Details Certificados de Deposito (CDs) (incluyendo CDs IRA Jumbo Tradicional o Roth); Jumbo CDs (Including Traditional and Roth IRA Jumbo CDs) Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
18 Month CDs (including Traditional and Roth IRA CD)	-	3.25%	18 months
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
36 Month CDs (including Traditional and Roth IRA CD)	-	3.25%	36 months
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
48 Month CDs (including Traditional and Roth IRA CD)	-	3.25%	48 months
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
60 Month CDs (including Traditional and Roth IRA CD)	-	3.25%	60 months
Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
18 meses Certificados de Deposito (CDs) (incluyendo CDs IRA Tradicional o Roth)	-	3.25%	18 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
36 meses Certificados de Deposito (CDs) (incluyendo CDs IRA Tradicional o Roth)	-	3.25%	36 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
48 meses Certificados de Deposito (CDs) (incluyendo CDs IRA Tradicional o Roth)	-	3.25%	48 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
60 meses Certificados de Deposito (CDs) (incluyendo CDs IRA Tradicional o Roth)	-	3.25%	60 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Business CD Rates

Product	Rate	APY	Term
6 meses Jumbo Business CDs	-	3.90%	6 meses
Min Balance $50,000 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.90% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business CD - 6 meses	-	3.80%	6 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
12 meses Jumbo Business CDs	-	3.80%	12 meses
Min Balance $50,000 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business CD - 12 meses	-	3.70%	12 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
18 meses Jumbo Business CDs	-	3.45%	18 meses
Min Balance $50,000 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.45% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business CD - 24 meses	-	3.35%	24 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.35% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
24 meses Jumbo Business CDs	-	3.35%	24 meses
Min Balance $50,000 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
36 meses Jumbo Business CDs	-	3.35%	36 meses
Min Balance $50,000 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
48 meses Jumbo Business CDs	-	3.35%	48 meses
Min Balance $50,000 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
60 meses Jumbo Business CDs	-	3.35%	60 meses
Min Balance $50,000 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business CD - 18 meses	-	3.25%	18 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business CD - 36 meses	-	3.25%	36 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business CD - 48 meses	-	3.25%	48 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business CD - 60 meses	-	3.25%	60 meses
Min Deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Savings Rates

Product	Rate	APY
Cuenta de Ahorros Peak (Peak Savings)	-	2.80%
Min Deposit $0 Details Only one Peak Savings Account per SSN; requires an open Peak Checking account, otherwise changed to a personal savings account at the prevailing rate; three withdrawals allowed per month, $10 fee for each additional withdrawal Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 2.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Peak Savings	-	2.80%
Min Balance $0 Details Only one Peak Savings Account per SSN; requires an open Peak Checking account to qualify; three withdrawals allowed per month, $10 excess withdrawal fee per additional withdrawal Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 2.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Traditional or Roth IRA Savings Accounts	-	0.30%
Min Balance $50,000 Details Balance: $50,000 and higher Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Health Savings Accounts	-	0.20%
Min Balance $10,000 Details Balance: $10,000 and higher Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Traditional or Roth IRA Savings Accounts	-	0.20%
Min Balance $20,000 Details Balance: $20,000 - $49,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Traditional or Roth IRA Savings Accounts	-	0.15%
Min Balance $10,000 Details Balance: $10,000 - $19,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Health Savings Accounts	-	0.10%
Min Balance $0 Details Balance: $0 - $9,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Traditional or Roth IRA Savings Accounts	-	0.10%
Min Balance $1 Details Balance: $1 - $9,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Cuenta de Ahorros Personalizada (Personalized Savings)	-	0.05%
Min Deposit $0 Details Rates are variable and subject to change at any time Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Cuenta de Ahorros Principal (Primary Share Savings)	-	0.05%
Min Deposit $1 Min Balance $1 Details Primary Share Savings requires a minimum opening deposit and minimum balance of $1.00; Rates are variable and subject to change at any time Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Personalized Savings	-	0.05%
Min Balance $0 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Primary Share Savings	-	0.05%
Min Deposit $1 Min Balance $1 Details Minimum opening deposit and minimum balance of $1.00 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Savings	-	0.05%
Min Balance $1 Details Business Account Savings table; APY* footnote: Rates are variable and subject to change at any time. Fees may reduce earnings. Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Money Market Rates

Product	Rate	APY
Cuentas de Money Market	-	1.50%
Min Balance $90,000 Details Balance: $90,000 y mas Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Money Market Accounts	-	1.50%
Min Balance $90,000 Details Balance: $90,000 and higher Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Cuentas de Money Market	-	1.25%
Min Balance $50,000 Details Balance: $50,000 - $89,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Money Market Accounts	-	1.25%
Min Balance $50,000 Details Balance: $50,000 - $89,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Cuentas de Money Market	-	1.00%
Min Balance $20,000 Details Balance: $20,000 - $49,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Money Market Accounts	-	1.00%
Min Balance $20,000 Details Balance: $20,000 - $49,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Cuentas de Money Market	-	0.90%
Min Balance $10,000 Details Balance: $10,000 - $19,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Money Market Accounts	-	0.90%
Min Balance $10,000 Details Balance: $10,000 - $19,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Cuentas de Money Market	-	0.75%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Money Market Accounts	-	0.75%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Cuentas de Money Market	-	0.25%
Min Balance $0 Details Balance: $0 - $2,499 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Money Market Accounts	-	0.25%
Min Balance $0 Details Balance: $0 - $2,499 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Accounts	-	2.00%
Min Balance $1,000,000 Details Balance: $1,000,000 and higher Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 2.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business Money Market Accounts	-	1.50%
Min Balance $90,000 Details Balance: $90,000 - $999,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business Money Market Accounts	-	1.25%
Min Balance $50,000 Details Balance: $50,000 - $89,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business Money Market Accounts	-	1.00%
Min Balance $20,000 Details Balance: $20,000 - $49,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business Money Market Accounts	-	0.90%
Min Balance $10,000 Details Balance: $10,000 - $19,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.90% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business Money Market Accounts	-	0.75%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business Money Market Accounts	-	0.25%
Min Balance $0 Details Balance: $0 - $2,499 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Checking Rates

Product	Rate	APY
Cuenta de Cheques Peak (Peak Checking)	-	5.00%
Min Balance $1 Details Qualifications Required; Balance: $1 - $14,999; Rates as of 9/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 5.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Peak Checking	-	5.00%
Min Balance $1 Details Qualifications Required; Balance: $1 - $14,999 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 5.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Interest Checking	-	0.25%
Min Balance $15,000 Details Balance: $15,000 to avoid monthly fee Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC)	-	-	6.50%	10 years
Details Term: 10-year draw period; 15-year repayment; As Low As; Rate Type: Variable; Maximum rate 18.00% APR Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 6.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Interest-Only Home Equity Line of Credit	-	-	6.50%	10 years
Details Term: 10-year draw period; 15-year repayment; As Low As; Rate Type: Variable; Maximum rate 18.00% APR Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 6.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Refinanciamiento de Auto, Camioneta o SUV	-	-	4.49%	Hasta 84 meses
Details As Low As; Desde 4.49% Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 4.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Compra de Auto, Camioneta o SUV Nuevo y Usado	-	-	4.64%	Hasta 96 meses
Details As Low As; Desde 4.64% Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 4.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
New & Used Car, Truck or SUV Purchase Loan	-	-	4.64%	Up to 96 months
Details As Low As; Lowest auto loan rate is available for existing members only Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 4.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business Loans - New & Used Car, Truck or SUV Purchase	-	-	5.64%	Up to 84 months
Details As Low As; Terms up to 84 months Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 5.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
New & Used Car, Truck or SUV Purchase Loan	-	-	5.64%	Hasta 84 meses
Details As Low As; Desde 5.64% APR Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 5.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Recreational & Power Sport Purchase Loan	-	7.14%	Up to 120 months
Details As Low As; Lowest auto loan rate is available for existing members only Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum	-	10.75%
Details As Low As; Rate Type: Variable Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 10.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Visa Credit Card	-	11.24%
Details As Low As; Variable rate; Foreign transaction fees apply Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 11.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Business Loans - Visa Credit Card	-	11.49%
Details As Low As; Variable rate; Foreign transaction fees apply: 1.10% of each foreign currency transaction in U.S. dollars and 0.90% of each U.S. dollar transaction in a foreign country Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 11.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Visa Peak Rewards	-	14.49%
Details As Low As; Rate Type: Variable Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 14.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	9.49%	Up to 84 months
Details As Low As; Terms up to 84 months; Fixed rate Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Prestamo Personal Loan	9.49%	Hasta 84 meses
Details As Low As; Plazos de hasta 84 meses; Tasa fija Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Linea de Credito Personal Loan	15.00%
Details Linea de credito revolvente con tasa variable (prime + 8%) Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 15.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Personal Line of Credit	15.00%
Details Revolving line of credit with a variable rate (prime + 8%) Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 15.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Sooper Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Business Loans - Line of Credit	-	-	10.49%
Details As Low As; Revolving line of credit with a variable rate Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 10.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Compra de Vehiculos Recreativos y Deportivos Motorizados Loan	-	-	7.14%	Hasta 120 meses
Details As Low As; Desde 7.14% Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Line of Credit	-	-	10.24%
Details As Low As; Revolving line of credit with a variable rate Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 10.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Ahorros de Negocio	-	-	0.05%
Min Deposit $1 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Ahorros de Organizaciones	-	-	0.05%
Min Balance $1 Details Balance to avoid monthly fee: $1; Table: Cuentas de Organizaciones Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
COLTAF	-	-	0.25%
Details Balance to Avoid Monthly Fee: Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%
Cuenta de Cheques de Negocios con Intereses	-	-	0.25%
Min Balance $15,000 Details Saldo para Evitar la Tarifa Mensual: $15,000 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.13%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Sooper Credit Union’s Texas Ratio rose from 5.57% in Q3 2023 to 9.13% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$823M	9.13%	5.0	A
March 31, 2026	$787M	10.05%	5.0	A
December 31, 2025	$695M	11.93%	5.0	A
September 30, 2025	$678M	11.36%	5.0	A
June 30, 2025	$674M	9.22%	5.0	A
March 31, 2025	$687M	9.83%	5.0	A
December 31, 2024	$659M	12.34%	5.0	A
September 30, 2024	$671M	10.91%	5.0	A
June 30, 2024	$678M	9.10%	5.0	A
March 31, 2024	$674M	6.57%	5.0	A
December 31, 2023	$665M	6.06%	5.0	A
September 30, 2023	$639M	5.57%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Sooper Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Sooper Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sooper Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sooper Credit Union

Website https://www.soopercu.org

Address 5005 W 60th Ave, Arvada, CO 80003

Phone 303-427-5005

Fax 303-412-7115

President Adam Williamson

CEO Carrie Langgard

Full-Time Employees 138

Part-Time Employees 6

Branch Locations 7

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.13%

Return on Assets (ROA)

0.7260%

Return on Equity (ROE)

6.2412%

Non-Performing Loans Ratio (NPL)

1.39%

Total Assets

822,831,822

Total Amount of Shares and Deposits

694,102,209

Total Shares and Deposits < 1 Year

654,264,503

Total Shares and Deposits 1 3 Years

22,655,597

Total Shares and Deposits > 3 Years

17,182,108

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

23,388,937

Total Uninsured Shares and Deposits > $250K (F+J)

23,388,937

Total Insured Shares and Deposits > $250K (item 17 less item K)

670,713,272

Total Interest Expense (Sum of items 6 8)

7,654,343

Share Certificates

5,009

Number of Accounts for Share Drafts

25,109

IRA KEOGH Accounts

1,690

Number of Accounts for Regular Shares

53,419

All other shares

Non Member Deposits

Money Market Shares

2,751

Net Income (unless the amount is already included in Undivided Earnings)

5,973,640

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

29,729,637

Total Liabilities

727,888,817

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Sooper Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Sooper Credit Union

Does Sooper Credit Union offer CDs?

Yes. Sooper Credit Union current CD rates include its Promotional CD - 14 Month at 4.00% APY, its Promotional CD - 7 Month at 4.00% APY and its 7 meses (212 dias) Promotional CDs at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Sooper Credit Union NCUA insured?

Yes. Sooper Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Sooper Credit Union?

The highest Sooper Credit Union CD rate is its Promotional CD - 14 Month at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Sooper Credit Union offer?

Sooper Credit Union CD rates are 3.90% APY for a 6 month CD, 4.00% APY for a 7 month CD, 3.70% APY for a 12 month CD, 4.00% APY for a 14 month CD, 3.25% APY for an 18 month CD, 3.35% APY for a 2 year CD and 3.25% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Sooper Credit Union for its full lineup.

What is the highest savings rate at Sooper Credit Union?

The highest Sooper Credit Union savings rate is its Cuenta de Ahorros Peak (Peak Savings) at 2.80% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Sooper Credit Union?

The highest Sooper Credit Union money market rate is its Business Money Market Accounts at 2.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Sooper Credit Union?

The highest Sooper Credit Union checking rate is its Cuenta de Cheques Peak (Peak Checking) at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Sooper Credit Union?

The lowest Sooper Credit Union auto loan rate is its Refinanciamiento de Auto, Camioneta o SUV at 4.49% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Sooper Credit Union?

The lowest Sooper Credit Union personal loan rate is its Personal Loan at 9.49% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Sooper Credit Union?

The lowest Sooper Credit Union credit card APR is its Visa Platinum Credit Card at 10.75% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Sooper Credit Union operate?

Sooper Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sooper Credit Union?

Yes, to access services at Sooper Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sooper Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sooper Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sooper Credit Union offer online and mobile banking?

Most modern institutions like Sooper Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.soopercu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Sooper Credit Union rates compare?

Sooper Credit Union's CD rates are 23% higher than the MonitorBankRates national average, and it has an A health rating. Sooper Credit Union's top rates are its Promotional CD - 14 Month at 4.00% APY, its Cuenta de Ahorros Peak (Peak Savings) at 2.80% APY, its Business Money Market Accounts at 2.00% APY, its Cuenta de Cheques Peak (Peak Checking) at 5.00% APY, its Personal Loan at 9.49% APR and its Visa Platinum Credit Card at 10.75% APR, verified by MonitorBankRates on October 29, 2026.

Current Sooper Credit Union Rates

12-Month CD3.70%
18-Month CD3.25%
24-Month CD3.35%
60-Month CD3.25%
Savings2.80%
MMA2.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Sooper Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Sooper Credit Union Texas Ratio

Sooper Credit Union Health Trend

Sooper Credit Union CD Rates

Sooper Credit Union Business CD Rates

Sooper Credit Union Savings Rates

Sooper Credit Union Business Savings Rates

Sooper Credit Union Money Market Rates

Sooper Credit Union Business Money Market Rates

Sooper Credit Union Checking Rates

Sooper Credit Union Business Checking Rates

Sooper Credit Union Home Equity & HELOC

Sooper Credit Union Auto Loan Rates

Sooper Credit Union RV, Boat and Powersport Loan Rates

Sooper Credit Union Credit Card Rates

Sooper Credit Union Personal Loan Rates

Sooper Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Sooper Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Sooper Credit Union

Does Sooper Credit Union offer CDs?

Are CDs from Sooper Credit Union NCUA insured?

What is the highest CD rate at Sooper Credit Union?

What CD terms does Sooper Credit Union offer?

What is the highest savings rate at Sooper Credit Union?

What is the highest money market rate at Sooper Credit Union?

What is the highest checking rate at Sooper Credit Union?

What is the lowest auto loan rate at Sooper Credit Union?

What is the lowest personal loan rate at Sooper Credit Union?

What is the lowest credit card APR at Sooper Credit Union?

How many branches does Sooper Credit Union operate?

Is a member application needed to join Sooper Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Sooper Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Sooper Credit Union rates compare?

Current Sooper Credit Union Rates

Compare to Other Credit Unions