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Partners Federal Credit Union

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Partners Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Partners Federal Credit Union?

Current rates for Partners Federal Credit Union include: 12-Month CD: 4.00%, 24-Month CD: 3.60%, 60-Month CD: 3.60%, Savings: 2.20%, MMA: 3.35%

Q: What CD terms does Partners Federal Credit Union offer?

Partners Federal Credit Union CD rates are 4.00% APY for a 12 month CD, 3.60% APY for a 2 year CD and 3.70% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Partners Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Partners Federal Credit Union's 12 Month Standard CD rates are at 4.00%, 12 Month Starter CD rates are at 4.00%, 12-Month CD rates are at 4.00%, High Yield 12-Month CD rates are at 4.00%, 5 Yr CD rates are at 3.70%. Partners Federal Credit Union's savings rates are at 2.20%. Partners Federal Credit Union's money market rates are at 3.35%. Partners Federal Credit Union's Mortgage - 30 Yr Fixed rates are at 6.48%. Partners Federal Credit Union's Personal Loan Rates are as low as 9.74%. Partners Federal Credit Union's Credit Card Rates are at 10.24%. Partners Federal Credit Union's CD rates are 28% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Partners Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.65%. Rates last updated and verified on 10/29/2026.

Partners Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Partners Federal Credit Union? Share your experience about Partners Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Partners Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.65%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Partners Federal Credit Union
Headquarters

100 N First St Ste 400
Burbank, CA 91502-1818

https://www.partnersfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Partners Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Jumbo Certificate	3.922%	4.00%	12-Month
Min Deposit $100,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Oct 5, 20264.00%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Mini-Jumbo Certificate	3.922%	4.00%	12-Month
Min Deposit $50,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Oct 5, 20264.00%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Standard Certificate	3.922%	4.00%	12-Month
Min Deposit $1,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Oct 5, 20264.00%▲ from 3.85% Sep 14, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Starter Certificate	3.922%	4.00%	12-Month
Min Deposit $500 Details Certificate for Beginners; Maximum Certificate balance: $2,500 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Traditional/Roth IRA Jumbo Certificate	3.922%	4.00%	12-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.922%	4.00%	12-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
12-Month Certificate	-	4.00%	12 months
Min Balance $1,000 Details APY as of October 1, 2026; must open with minimum balance of $1,000 and maintain it for the full term; Members age 55+ may receive an additional 0.10% APY increase on new or renewal Certificates Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
High Yield 12-Month Certificate	3.922%	4.00%	12 months
Min Balance $1,000 Details Minimum balance $1,000 to earn stated APY; Members age 55+ may receive additional 0.10% APY increase Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
IRA - 1 Year	-	4.00%	1 Year
Min Balance $100,000 Details $100k; IRA certificate; rates are Partners' best fixed rates Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Jumbo Certificate	3.63%	3.70%	24-Month
Min Deposit $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Traditional/Roth IRA Jumbo Certificate	3.63%	3.70%	24-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
5 Yr CD	-	3.70%	5 years
Min Balance $100,000 Details $100k; Rates are Partners' best fixed rates Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Jumbo Certificate	3.63%	3.70%	60-Month
Min Deposit $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Traditional/Roth IRA Jumbo Certificate	3.63%	3.70%	60-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Mini-Jumbo Certificate	3.585%	3.65%	24-Month
Min Deposit $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.585%	3.65%	24-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Jumbo Certificate	3.585%	3.65%	48-Month
Min Deposit $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Traditional/Roth IRA Jumbo Certificate	3.585%	3.65%	48-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Mini-Jumbo Certificate	3.585%	3.65%	60-Month
Min Deposit $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.585%	3.65%	60-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
24 Month Standard Certificate	3.535%	3.60%	24-Month
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Mini-Jumbo Certificate	3.54%	3.60%	48-Month
Min Deposit $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.54%	3.60%	48-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
60 Month Standard Certificate	3.535%	3.60%	60-Month
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Jumbo Certificate	3.49%	3.55%	36-Month
Min Deposit $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Traditional/Roth IRA Jumbo Certificate	3.49%	3.55%	36-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
48 Month Standard Certificate	3.49%	3.55%	48-Month
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.55% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Mini-Jumbo Certificate	3.44%	3.50%	36-Month
Min Deposit $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.44%	3.50%	36-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Jumbo Certificate	3.45%	3.50%	6-Month
Min Deposit $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Mini-Jumbo Certificate	3.45%	3.50%	6-Month
Min Deposit $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Standard Certificate	3.45%	3.50%	6-Month
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Traditional/Roth IRA Mini-Jumbo Certificate	3.45%	3.50%	6-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6-Month Certificate	-	3.50%	6 months
Min Balance $1,000 Details APY as of October 1, 2026; must open with minimum balance of $1,000 and maintain it for the full term; Members age 55+ may receive an additional 0.10% APY increase on new or renewal Certificates Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
High Yield 6-Month Certificate	3.445%	3.50%	6 months
Min Balance $1,000 Details Minimum balance $1,000 to earn stated APY; Members age 55+ may receive additional 0.10% APY increase Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
36 Month Standard Certificate	3.39%	3.45%	36-Month
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.45% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
6 Month Traditional/Roth IRA Jumbo Certificate	3.20%	3.25%	6-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Emergency Fund Certificate	2.96%	3.00%	3-Month
Min Deposit $100 Min Balance $100 Details Certificate for Emergency Savings; Maximum Certificate balance: $10,000; Members may make one penalty-free principal withdrawal during the 3-month term Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.00% ▼ 0.25 pts · high 3.25% / low 3.00% Sep 21, 20263.00%▼ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Mini-Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Standard Certificate	0.75%	0.75%	3-Month
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Traditional/Roth IRA Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit $100,000 Min Balance $100,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
3 Month Traditional/Roth IRA Mini-Jumbo Certificate	0.75%	0.75%	3-Month
Min Deposit $50,000 Min Balance $50,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Savings Rates

Product	Rate	APY
Down Payment Savings Money Market	2.178%	2.20%
Min Deposit $0 Min Balance $500,000 Details Balance: from $500,000; Lender Credits: $1,500; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	2.178%	2.20%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	2.08%	2.10%
Min Deposit $0 Min Balance $250,000 Details Balance: from $250,000; Lender Credits: $1,500; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	2.08%	2.10%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	1.982%	2.00%
Min Deposit $0 Min Balance $100,000 Details Balance: from $100,000; Lender Credits: $1,250; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	1.982%	2.00%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	1.243%	1.25%
Min Deposit $0 Min Balance $50,000 Details Balance: from $50,000; Lender Credits: $1,000; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	1.243%	1.25%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.995%	1.00%
Min Deposit $0 Min Balance $25,000 Details Balance: from $25,000; Lender Credits: $750; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	0.995%	1.00%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.747%	0.75%
Min Deposit $0 Min Balance $2,500 Details Balance: from $2,500; Lender Credits: $500; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	0.747%	0.75%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Individual Retirement Account (IRA) Savings	0.30%	0.30%
Min Deposit $100 Min Balance $100 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Balance: from $0; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Primary, Special Savings & Traditional Christmas Club	0.05%	0.05%
Min Deposit $5 Min Balance $0 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
High Yield Savings	0.00%	0.00%
Min Deposit $10,000 Min Balance $0 Details Relationship Rewards tier: Standard; Minimum to open & earn dividends: $10,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 1.09% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Money Market Rates

Product	Rate	APY
Growth Money Market	3.30%	3.35%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 and over; Introductory rate on new money; Minimum to open is $10,000; Account converts to Enhanced Money Market after six months Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Welcome Money Market	3.30%	3.35%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000; Introductory rate for new money with $10,000 minimum deposit Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Enhanced Money Market	2.813%	2.85%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000; Minimum to open is $10,000 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75% Oct 5, 20262.85%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	2.178%	2.20%
Min Deposit $0 Min Balance $500,000 Details Balance: from $500,000; Lender Credits: $1,500; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market million	-	2.20%
Details $1; Balance: $1 million; rates are Partners' best fixed rates Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 2.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	2.178%	2.20%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	2.08%	2.10%
Min Deposit $0 Min Balance $250,000 Details Balance: from $250,000; Lender Credits: $1,500; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	2.08%	2.10%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	1.982%	2.00%
Min Deposit $0 Min Balance $100,000 Details Balance: from $100,000; Lender Credits: $1,250; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	1.982%	2.00%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	1.243%	1.25%
Min Deposit $0 Min Balance $50,000 Details Balance: from $50,000; Lender Credits: $1,000; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	1.243%	1.25%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.995%	1.00%
Min Deposit $0 Min Balance $25,000 Details Balance: from $25,000; Lender Credits: $750; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	0.995%	1.00%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.747%	0.75%
Min Deposit $0 Min Balance $2,500 Details Balance: from $2,500; Lender Credits: $500; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Enhanced Money Market	0.747%	0.75%
Min Deposit $10,000 Min Balance $2,500 Details Balance: $2,500 - $9,999.99; Minimum to open is $10,000 Last Updated 10/29/2026 Rate History 1 change since Sep 21, 2026 · 1.00% → 0.75% ▼ 0.25 pts · high 1.00% / low 0.75% Oct 5, 20260.75%▼ from 1.00% Sep 21, 20261.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Growth Money Market	-	0.75%
Min Deposit $10,000 Min Balance $2,500 Details Balance: $2,500 - $9,999.99; Available first six months, then converts to Enhanced Money Market Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Growth Money Market	0.747%	0.75%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99; Variable rate; Requires $10,000 new money from outside the Credit Union at account opening to earn enhanced dividend rate; Account opening not available through Partners Digital Banking Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Savings	0.747%	0.75%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 tier; Minimum to open is $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Welcome Money Market	0.747%	0.75%
Min Deposit $10,000 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Down Payment Savings Money Market	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Balance: from $0; Save for a minimum of six months; Schedule automatic deposits to reach your savings goal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Checking Rates

Product	Rate	APY
Money Market Checking	0.10%	0.10%
Min Deposit $2,500 Min Balance $2,500 Details Minimum to open & earn dividends: $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Money Market Checking	-	0.10%
Min Balance $2,500 Details Balance: $2,500 or more Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term	View More
Mortgage - 30 Yr Fixed	-	-	6.482%	30 years
Details Interest rate not shown; rates are Partners' best fixed rates on approved credit; actual rate may be higher depending on credit and underwriting Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 6.48% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity - LOC	-	-	6.50%
Details Rates are Partners' best fixed rates on approved credit; actual rate may be higher depending on credit and underwriting Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Line of Credit (HELOC) - Traditional & Interest Only Options	-	-	6.50%
Details Loan to Value: Up to 80%; Variable APR based on Prime plus a margin; Estimated Fees Loans Under $200,000: $0 - $2,325; Estimated Fees Loans Over $200,000: $2,162 - $6,100 Last Updated 10/29/2026 Rate History No change since Oct 15, 2026 · 6.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Home Equity Line of Credit (HELOC) - Traditional & Interest Only Options	-	-	6.75%
Details Loan to Value: 80.01% - 90%; Variable APR based on Prime plus a margin; Estimated Fees Loans Under $200,000: $0 - $2,325; Estimated Fees Loans Over $200,000: $2,162 - $6,100 Last Updated 10/29/2026 Rate History No change since Oct 15, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan - New Vehicle	-	-	4.49%	36 Months
Details As Low As; Models 2025 or newer (under 10,000 miles) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 4.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Auto Loan - New Vehicle	-	-	4.74%	60 Months
Details As Low As; Models 2025 or newer (under 10,000 miles) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 4.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Auto Loan - Used Vehicle	-	-	4.74%	36 Months
Details As Low As; Models between 2019 - 2026 (between 10,001 and 100,000 miles) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 4.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New Auto - 60 Mo	-	-	4.74%	60 months
Details Rates are Partners' best fixed rates on approved credit; actual rate may be higher depending on credit and underwriting Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 4.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Auto Loan - Used Vehicle	-	-	4.99%	60 Months
Details As Low As; Models between 2019 - 2026 (between 10,001 and 100,000 miles) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 4.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Auto Loan - New Vehicle	-	-	5.24%	75 Months
Details As Low As; Models 2025 or newer (under 10,000 miles) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 5.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Auto Loan - Used Vehicle	-	-	5.49%	75 Months
Details As Low As; Models between 2019 - 2026 (between 10,001 and 100,000 miles) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Auto Loan - New Vehicle	-	-	6.24%	84 Months
Details As Low As; Models 2025 or newer (under 10,000 miles) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 6.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Auto Loan - Used Vehicle	-	-	6.49%	84 Months
Details As Low As; Models between 2019 - 2026 (between 10,001 and 100,000 miles); Used vehicle must be 3 years or newer with no more than 30,000 miles to qualify for 84-month term Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 6.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Boat-60 Mo Loan	-	7.99%	60 months
Details Rates are Partners' best fixed rates on approved credit; actual rate may be higher depending on credit and underwriting Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New/Used Boats Loan	-	7.99%	60 Months
Details As Low As; Visit a branch or contact 800.948.6677 for specialty vehicle rates and terms Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New/Used Motorcycles Loan	-	7.99%	60 Months
Details As Low As; Visit a branch or contact 800.948.6677 for specialty vehicle rates and terms Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
New/Used Recreational Vehicles Loan	-	7.99%	180 Months
Details As Low As; Visit a branch or contact 800.948.6677 for specialty vehicle rates and terms Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Credit Card Rates

Product	Rate	APR
Platinum Credit Card	-	10.24%
Details Rates are Partners' best fixed rates on approved credit; actual rate may be higher depending on credit and underwriting Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 10.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Visa Platinum	-	10.24%
Details Purchase APR range: 10.24% to 17.99% based on individual qualifications and creditworthiness; Balance Transfer APR: 10.24% to 17.99%; Cash Advance APR: 10.24% to 17.99%; APR varies with the market based on the Prime Rate; Penalty APR: N/A; Minimum Interest Charge: Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Visa Platinum Rewards	-	11.74%
Details Purchase APR range: 11.74% to 17.99% based on individual qualifications and creditworthiness; Balance Transfer APR: 11.74% to 17.99%; Cash Advance APR: 11.74% to 17.99%; APR varies with the market based on the Prime Rate; Penalty APR: N/A; Minimum Interest Charge: Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.74% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Legacy Visa Signature	-	17.99%
Details Purchase APR: 17.99%; Balance Transfer APR: 17.99%; Cash Advance APR: 17.99%; APR varies with the market based on the Prime Rate; Penalty APR: N/A; Minimum Interest Charge: Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 17.99% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loans	9.74%	36 Months
Details As Low As; Repayment period based on loan amount; Estimated Monthly Payment per $1,000 not captured Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.74% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Unsecured - 36 Mo Loan	9.74%	36 months
Details Personal loan; rates are Partners' best fixed rates on approved credit; actual rate may be higher depending on credit and underwriting Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 9.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Personal Loans	10.99%	60 Months
Details As Low As; Repayment period based on loan amount; Estimated Monthly Payment per $1,000 not captured Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 10.99% → 10.99% ▼ 0.00 pts · high 10.99% / low 9.74% Oct 5, 202610.99%▲ from 9.74% Sep 17, 20269.74%▼ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Legacy Visa Signature	17.99%
Details Purchase APR: 17.99%; Balance Transfer APR: 17.99%; Cash Advance APR: 17.99%; APR varies with the market based on the Prime Rate; Penalty APR: N/A; Minimum Interest Charge: Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 17.99% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Partners Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Line of Credit	-	-	13.24%
Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 13.24% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Coverdell Certificate - 12-Month	3.922%	-	4.00%	12-Month
Min Deposit $1,000 Details Coverdell Certificate (Educational Savings) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Coverdell Certificate - 24-Month	3.535%	-	3.60%	24-Month
Min Deposit $1,000 Details Coverdell Certificate (Educational Savings) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Coverdell Certificate - 3-Month	0.75%	-	0.75%	3-Month
Min Deposit $1,000 Details Coverdell Certificate (Educational Savings) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Coverdell Certificate - 36-Month	3.39%	-	3.45%	36-Month
Min Deposit $1,000 Details Coverdell Certificate (Educational Savings) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Coverdell Certificate - 48-Month	3.49%	-	3.55%	48-Month
Min Deposit $1,000 Details Coverdell Certificate (Educational Savings) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Coverdell Certificate - 6-Month	3.45%	-	3.50%	6-Month
Min Deposit $1,000 Details Coverdell Certificate (Educational Savings) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Coverdell Certificate - 60-Month	3.535%	-	3.60%	60-Month
Min Deposit $1,000 Details Coverdell Certificate (Educational Savings) Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Jumbo College Saver	3.63%	-	3.70%	24-Month
Min Deposit $100,000 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Jumbo College Saver	3.49%	-	3.55%	36-Month
Min Deposit $100,000 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Jumbo College Saver	3.585%	-	3.65%	48-Month
Min Deposit $100,000 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Jumbo College Saver	3.63%	-	3.70%	60-Month
Min Deposit $100,000 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Mini-Jumbo College Saver	3.585%	-	3.65%	24-Month
Min Deposit $50,000 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Mini-Jumbo College Saver	3.44%	-	3.50%	36-Month
Min Deposit $50,000 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Mini-Jumbo College Saver	3.54%	-	3.60%	48-Month
Min Deposit $50,000 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Mini-Jumbo College Saver	3.585%	-	3.65%	60-Month
Min Deposit $50,000 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Standard College Saver	3.535%	-	3.60%	24-Month
Min Deposit $500 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Standard College Saver	3.39%	-	3.45%	36-Month
Min Deposit $500 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Standard College Saver	3.49%	-	3.55%	48-Month
Min Deposit $500 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Standard College Saver	3.535%	-	3.60%	60-Month
Min Deposit $500 Details College Saver Certificate Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	0.75%	-	0.75%	3-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.45%	-	3.50%	6-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.922%	-	4.00%	12-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.535%	-	3.60%	24-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.39%	-	3.45%	36-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.49%	-	3.55%	48-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%
Traditional/Roth IRA Standard	3.535%	-	3.60%	60-Month
Min Deposit $1,000 Min Balance $1,000 Details IRA Certificates Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.65%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Partners Federal Credit Union’s Texas Ratio rose from 3.65% in Q3 2023 to 4.65% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.8B	4.65%	5.0	A+
March 31, 2026	$2.8B	5.23%	5.0	A+
December 31, 2025	$2.7B	6.56%	5.0	A
September 30, 2025	$2.7B	6.02%	5.0	A
June 30, 2025	$2.6B	5.80%	5.0	A+
March 31, 2025	$2.7B	5.66%	5.0	A+
December 31, 2024	$2.6B	6.93%	5.0	A
September 30, 2024	$2.5B	5.24%	5.0	A+
June 30, 2024	$2.5B	4.97%	5.0	A+
March 31, 2024	$2.6B	4.73%	5.0	A+
December 31, 2023	$2.5B	4.54%	5.0	A+
September 30, 2023	$2.5B	3.65%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Partners Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Partners Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Partners Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Partners Federal Credit Union

Website https://www.partnersfcu.org

Address 100 N First St Ste 400, Burbank, CA 91502-1818

Phone 818-558-4561

Fax 818-558-4567

President Jaye Thompson

CEO Ricky Otey

Full-Time Employees 437

Part-Time Employees 10

Branch Locations 14

ATM Locations 13

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.65%

Return on Assets (ROA)

0.3925%

Return on Equity (ROE)

3.3439%

Non-Performing Loans Ratio (NPL)

0.74%

Total Assets

2,766,047,844

Total Amount of Shares and Deposits

2,411,906,995

Total Shares and Deposits < 1 Year

2,358,648,013

Total Shares and Deposits 1 3 Years

35,088,043

Total Shares and Deposits > 3 Years

18,170,939

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

152,696,775

Total Uninsured Shares and Deposits > $250K (F+J)

152,696,775

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,259,210,220

Total Interest Expense (Sum of items 6 8)

21,831,075

Share Certificates

17,774

Number of Accounts for Share Drafts

134,900

IRA KEOGH Accounts

4,555

Number of Accounts for Regular Shares

200,071

Money Market Shares

12,948

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

326,214,037

Total Liabilities

2,444,423,465

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Partners Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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☆☆☆☆☆

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Frequently Asked Questions About Partners Federal Credit Union

Does Partners Federal Credit Union offer CDs?

Yes. Partners Federal Credit Union current CD rates include its 12 Month Standard CD at 4.00% APY, its 12 Month Starter CD at 4.00% APY and its 12-Month CD at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Partners Federal Credit Union NCUA insured?

Yes. Partners Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Partners Federal Credit Union?

The highest Partners Federal Credit Union CD rate is its 12 Month Jumbo CD at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Partners Federal Credit Union offer?

Partners Federal Credit Union CD rates are 4.00% APY for a 12 month CD, 3.60% APY for a 2 year CD and 3.70% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Partners Federal Credit Union for its full lineup.

What is the highest savings rate at Partners Federal Credit Union?

The highest Partners Federal Credit Union savings rate is its Individual Retirement Account (IRA) Savings at 0.30% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Partners Federal Credit Union?

The highest Partners Federal Credit Union money market rate is its Growth Money Market at 3.35% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Partners Federal Credit Union?

The highest Partners Federal Credit Union checking rate is its Money Market Checking at 0.10% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at Partners Federal Credit Union?

The lowest Partners Federal Credit Union 30 year fixed mortgage rate is its Mortgage - 30 Yr Fixed at 6.482% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Partners Federal Credit Union?

The lowest Partners Federal Credit Union auto loan rate is its Auto Loan - New Vehicle at 4.49% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Partners Federal Credit Union?

The lowest Partners Federal Credit Union personal loan rate is its Personal Loans at 9.74% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Partners Federal Credit Union?

The lowest Partners Federal Credit Union credit card APR is its Platinum Credit Card at 10.24% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Partners Federal Credit Union operate?

Partners Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Partners Federal Credit Union?

Yes, to access services at Partners Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Partners Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Partners Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Partners Federal Credit Union offer online and mobile banking?

Most modern institutions like Partners Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.partnersfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Partners Federal Credit Union rates compare?

Partners Federal Credit Union's CD rates are 28% higher than the MonitorBankRates national average, and it has an A+ health rating. Partners Federal Credit Union's top rates are its 12 Month Jumbo CD at 4.00% APY, its Down Payment Savings Money Market at 2.20% APY, its Growth Money Market at 3.35% APY, its Mortgage - 30 Yr Fixed at 6.482%, its Personal Loans at 9.74% APR and its Platinum Credit Card at 10.24% APR, verified by MonitorBankRates on October 29, 2026.

Current Partners Federal Credit Union Rates

12-Month CD4.00%
24-Month CD3.60%
60-Month CD3.60%
Savings2.20%
MMA3.35%

Retrieved from our database of financial products. Rates subject to change.

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Partners Federal Credit Union Rates & Review November 2026

Brian McKay

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Frequently Asked Questions About Partners Federal Credit Union

Does Partners Federal Credit Union offer CDs?

Are CDs from Partners Federal Credit Union NCUA insured?

What is the highest CD rate at Partners Federal Credit Union?

What CD terms does Partners Federal Credit Union offer?

What is the highest savings rate at Partners Federal Credit Union?

What is the highest money market rate at Partners Federal Credit Union?

What is the highest checking rate at Partners Federal Credit Union?

What is the lowest 30 year fixed mortgage rate at Partners Federal Credit Union?

What is the lowest auto loan rate at Partners Federal Credit Union?

What is the lowest personal loan rate at Partners Federal Credit Union?

What is the lowest credit card APR at Partners Federal Credit Union?

How many branches does Partners Federal Credit Union operate?

Is a member application needed to join Partners Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Partners Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Partners Federal Credit Union rates compare?

Current Partners Federal Credit Union Rates

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