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Sun East Federal Credit Union Rates & Review November 2026

Sun East Federal Credit Union's 20 Month CD Special (External New Funds) rates are at 4.35%, 8 Month CD Special (External New Funds) rates are at 4.10%, 20 Month CD Special rates are at 4.00%, 8 Month CD Special rates are at 3.85%, 12 month Regular / IRA rates are at 3.70%. Sun East Federal Credit Union's savings rates are at 3.20%. Sun East Federal Credit Union's money market rates are at 3.30%. Sun East Federal Credit Union's checking rates are as high as 0.20%. Sun East Federal Credit Union's Conforming Mortgage Loan - 10-Year Fixed rates are at 6.50%, Conforming Mortgage Loan - 15-Year Fixed rates are at 6.62%, Conforming Mortgage Loan - 20-Year Fixed rates are at 7.00%, Jumbo Mortgage Loan - 15-Year Fixed rates are at 7.12%, 5/1 Adjustable-Rate Mortgage (ARM) rates are at 6.50%. Sun East Federal Credit Union's Personal Loan Rates are as low as 9.99%. Sun East Federal Credit Union's CD rates are 40% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Sun East Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.77%. Rates last updated and verified on 10/28/2026.

Sun East Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sun East Federal Credit Union? Share your experience about Sun East Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sun East Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.77%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Sun East Federal Credit Union
Aston Branch
4500 Pennell Rd
Aston, PA 19014-1862
https://www.suneast.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Sun East Federal Credit Union CD Rates

Product Rate APY Term View More
20 Month Certificate Special (External New Funds) 4.26% 4.35% 20 months
Min Deposit $500
Details New money required (funds from another institution not on deposit at Sun East in prior six months); Renews into 24-Month Certificate at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 4.35% APY
3.85%4.35%4.85%Oct 28, 2026: 4.35% APYOct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
8 Month Certificate Special (External New Funds) 4.02% 4.10% 8 months
Min Deposit $500
Details New money required (funds from another institution not on deposit at Sun East in prior six months); Renews into 12-Month Certificate at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 28, 2026: 4.10% APYOct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
20 Month Certificate Special 3.92% 4.00% 20 months
Min Deposit $500
Details Renews into 24-Month Certificate at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 28, 2026: 4.00% APYOct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
8 Month Certificate Special 3.78% 3.85% 8 months
Min Deposit $500
Details Renews into 12-Month Certificate at maturity
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 28, 2026: 3.85% APYOct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
12 month Regular / IRA 3.63% 3.70% 12 months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 10 times
3.20%3.70%4.20%Sep 12, 2026: 3.70% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
12 Month Youth Certificate 3.63% 3.70% 12 months
Min Deposit $250
Details A penalty may be imposed for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 10 times
3.20%3.70%4.20%Sep 12, 2026: 3.70% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
6 Month Regular / IRA 3.63% 3.70% 6 months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 10 times
3.20%3.70%4.20%Sep 12, 2026: 3.70% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
6 Month Youth Certificate 3.63% 3.70% 6 months
Min Deposit $250
Details A penalty may be imposed for early withdrawal
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 10 times
3.20%3.70%4.20%Sep 12, 2026: 3.70% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
18 Month Regular / IRA 3.44% 3.50% 18 months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 10 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
3 Month Regular / IRA 3.44% 3.50% 3 months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 10 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
24 Month Regular / IRA 3.34% 3.40% 24 months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 10 times
2.90%3.40%3.90%Sep 12, 2026: 3.40% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
30 Month Regular / IRA 3.34% 3.40% 30 months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 10 times
2.90%3.40%3.90%Sep 12, 2026: 3.40% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
36 Month Regular / IRA 3.34% 3.40% 36 months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 10 times
2.90%3.40%3.90%Sep 12, 2026: 3.40% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
48 Month Regular / IRA 3.34% 3.40% 48 months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 10 times
2.90%3.40%3.90%Sep 12, 2026: 3.40% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
60 Month Regular / IRA 3.34% 3.40% 60 months
Min Deposit $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 10 times
2.90%3.40%3.90%Sep 12, 2026: 3.40% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Savings Rates

Product Rate APY View More
SEP-IRA Savings 3.15% 3.20%
Min Deposit $0
Min Balance $0
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 3.20% APY · checked 10 times
2.70%3.20%3.70%Sep 12, 2026: 3.20% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Holiday Club 0.10% 0.10%
Min Balance $0
Details Initial deposit: January through 3rd Saturday in October
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Savings Account 0.10% 0.10%
Min Deposit $5
Min Balance $0
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 10 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Vacation Club 0.10% 0.10%
Min Balance $0
Details Initial deposit: Not Applicable
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Youth Savings 0.10% 0.10%
Min Deposit $5
Min Balance $0
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 10 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Business Savings Rates

Product Rate APY View More
Primary Business Savings 0.04% 0.04%
Min Deposit $500
Min Balance $1,000
Details Balance: $1,000 - $4,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 0.04% APY · checked 8 times
0.00%0.27%0.54%Sep 17, 2026: 0.04% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Primary Business Savings 0.04% 0.04%
Min Deposit $500
Min Balance $5,000
Details Balance: $5,000 - $9,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 0.04% APY · checked 7 times
0.00%0.27%0.54%Sep 18, 2026: 0.04% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Primary Business Savings 0.04% 0.04%
Min Deposit $500
Min Balance $10,000
Details Balance: $10,000 and Over
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 0.04% APY · checked 8 times
0.00%0.27%0.54%Sep 18, 2026: 0.04% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Primary Business Savings 0.02% 0.02%
Min Deposit $500
Min Balance $0
Details Balance: $0.01 - $999.99
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 17, 2026: 0.02% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Money Market Rates

Product Rate APY View More
Grow Money Market Account - New Money Only - 3.30%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - No Max; New money only; Limited time offer
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 3.20% → 3.30% ▲ 0.10 pts · high 3.30% / low 3.20%
2.70%3.25%3.80%Sep 12, 2026: 3.20% APYSep 25, 2026: 3.30% APYSep 12, 2026Nov 2, 2026
  • Sep 25, 20263.30%▲ from 3.20%
  • Sep 12, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Performance Money Market Account 0.90% 0.90%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 and Over
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.90% APY · checked 10 times
0.40%0.90%1.40%Sep 12, 2026: 0.90% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Performance Money Market Account 0.75% 0.75%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.75% APY · checked 10 times
0.25%0.75%1.25%Sep 12, 2026: 0.75% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Performance Money Market Account 0.60% 0.60%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $74,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 0.60% APY · checked 8 times
0.10%0.60%1.10%Sep 17, 2026: 0.60% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Performance Money Market Account 0.60% 0.60%
Min Deposit $2,500
Min Balance $75,000
Details Balance: $75,000 - $99,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 0.60% APY · checked 7 times
0.10%0.60%1.10%Sep 18, 2026: 0.60% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Performance Money Market Account 0.40% 0.40%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $49,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 0.40% APY · checked 8 times
0.00%0.45%0.90%Sep 17, 2026: 0.40% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Business Money Market Rates

Product Rate APY View More
Grow Business Money Market Account - New Money Only - 3.30%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - No Max; New money only; Limited time offer
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 3.20% → 3.30% ▲ 0.10 pts · high 3.30% / low 3.20%
2.70%3.25%3.80%Sep 12, 2026: 3.20% APYOct 4, 2026: 3.30% APYSep 12, 2026Nov 2, 2026
  • Oct 4, 20263.30%▲ from 3.20%
  • Sep 12, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Business Money Market Account 1.00% 1.00%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 1.00% APY · checked 9 times
0.50%1.00%1.50%Sep 17, 2026: 1.00% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Business Money Market Account 1.00% 1.00%
Min Deposit $2,500
Min Balance $1,000,000
Details Balance: $1,000,000 and Over
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 8 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Business Money Market Account 0.85% 0.85%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $499,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.85% APY · checked 10 times
0.35%0.85%1.35%Sep 12, 2026: 0.85% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Business Money Market Account 0.70% 0.70%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 0.70% APY · checked 8 times
0.20%0.70%1.20%Sep 17, 2026: 0.70% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Business Money Market Account 0.50% 0.50%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 17, 2026: 0.50% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Business Money Market Account 0.30% 0.30%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $24,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 0.30% APY · checked 8 times
0.00%0.40%0.80%Sep 17, 2026: 0.30% APYSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Checking Rates

Product Rate APY View More
USave Interest Checking 0.10% 0.10%
Min Deposit $5
Min Balance $500
Details Balance: $500 - $9,999.99
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Oct 4, 2026: 0.10% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
USave Interest Checking 0.10% 0.10%
Min Deposit $5
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Oct 4, 2026: 0.10% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
USave Interest Checking 0.10% 0.10%
Min Deposit $5
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Oct 4, 2026: 0.10% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
USave Interest Checking 0.10% 0.10%
Min Deposit $5
Min Balance $100,000
Details Balance: $100,000 and Over
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Business Checking Rates

Product Rate APY View More
Premium Business Checking 0.20% 0.20%
Min Deposit $5
Min Balance $100,000
Details Balance: $100,000.00 and Over
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.20% APY · checked 8 times
0.00%0.35%0.70%Sep 12, 2026: 0.20% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Business Checking 0.15% 0.15%
Min Deposit $5
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.15% APY · checked 8 times
0.00%0.33%0.65%Sep 12, 2026: 0.15% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Business Checking 0.10% 0.10%
Min Deposit $5
Min Balance $500
Details Balance: $500.00 - $9,999.99
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Oct 4, 2026: 0.10% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Premium Business Checking 0.10% 0.10%
Min Deposit $5
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Conforming Mortgage Loan - 10-Year Fixed 6.50% 0 6.666% 10 years
No additional details.
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.42% → 6.67% ▲ 0.25 pts · high 6.67% / low 6.42%
5.92%6.54%7.17%Oct 12, 2026: 6.42% APROct 23, 2026: 6.67% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20266.67%▲ from 6.42%
  • Oct 12, 20266.42%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Conforming Mortgage Loan - 15-Year Fixed 6.625% 0 6.743% 15 years
No additional details.
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49%
5.99%6.62%7.24%Oct 12, 2026: 6.49% APROct 23, 2026: 6.74% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20266.74%▲ from 6.49%
  • Oct 12, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Conforming Mortgage Loan - 20-Year Fixed 7.00% 0 7.096% 20 years
No additional details.
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 6.85% → 7.10% ▲ 0.25 pts · high 7.10% / low 6.85%
6.35%6.97%7.60%Oct 12, 2026: 6.85% APROct 23, 2026: 7.10% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20267.10%▲ from 6.85%
  • Oct 12, 20266.85%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Jumbo Mortgage Loan - 15-Year Fixed 7.125% 0 7.155% 15 years
Details Loan amounts greater than $832,750; APR as low as 7.155%
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.16% APR · checked 2 times
6.66%7.16%7.66%Oct 23, 2026: 7.16% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
5/1 Adjustable-Rate Mortgage (ARM) 6.50% - 7.163%
Details As Low As; Rate fixed for first 5 years, then adjusts annually over 30-year term; APR may increase after initial fixed-rate period
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.16% APR · checked 3 times
6.66%7.16%7.66%Oct 12, 2026: 7.16% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Conforming Mortgage Loan - 5/1 ARM 6.50% 0 7.163% 30 years
Details Initial rate; fixed for first 5 years, then adjusts annually; amortized over 30 years; 3.00% margin over CMT index; 2/2/6 caps
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.16% APR · checked 2 times
6.66%7.16%7.66%Oct 23, 2026: 7.16% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
7/1 Adjustable-Rate Mortgage (ARM) 6.75% - 7.176%
Details As Low As; Rate fixed for first 7 years, then adjusts annually over 30-year term; APR may increase after initial fixed-rate period
Last Updated 10/28/2026
Rate History
No change since Oct 12, 2026 · 7.18% APR · checked 3 times
6.68%7.18%7.68%Oct 12, 2026: 7.18% APROct 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Conforming Mortgage Loan - 7/1 ARM 6.75% 0 7.176%
Details Initial rate; ARM with 7/1 fixed period (footnote 2 not shown in source)
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 7.18% APR · checked 3 times
6.68%7.18%7.68%Oct 15, 2026: 7.18% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
FHA/VA Loans - 30-Year Fixed VA 7.00% 0 7.251%
Details APR as low as; Mortgage rate table under FHA/VA Loans heading
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 28, 2026: 7.25% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
FHA/VA Loans - 15-Year Fixed VA 6.50% 1.213 7.333%
Details APR as low as; Mortgage rate table under FHA/VA Loans heading
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.33% APR
6.83%7.33%7.83%Oct 28, 2026: 7.33% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
FHA/VA Loans - 15-Year Fixed FHA 6.50% 0.749 7.433%
Details APR as low as; Mortgage rate table under FHA/VA Loans heading
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.43% APR
6.93%7.43%7.93%Oct 28, 2026: 7.43% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Conforming Mortgage Loan - 40-Year Fixed 7.375% 0 7.438% 40 years
No additional details.
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 7.32% → 7.44% ▲ 0.12 pts · high 7.44% / low 7.32%
6.82%7.38%7.94%Oct 12, 2026: 7.32% APROct 23, 2026: 7.44% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20267.44%▲ from 7.32%
  • Oct 12, 20267.32%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Conforming Mortgage Loan - 30-Year Fixed 7.375% 0 7.451% 30 years
No additional details.
Last Updated 10/28/2026
Rate History
1 change since Oct 12, 2026 · 7.33% → 7.45% ▲ 0.13 pts · high 7.45% / low 7.33%
6.83%7.39%7.95%Oct 12, 2026: 7.33% APROct 23, 2026: 7.45% APROct 12, 2026Nov 2, 2026
  • Oct 23, 20267.45%▲ from 7.33%
  • Oct 12, 20267.33%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
FHA/VA Loans - 30-Year Fixed FHA 6.875% 0 7.628%
Details APR as low as; Mortgage rate table under FHA/VA Loans heading
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.63% APR
7.13%7.63%8.13%Oct 28, 2026: 7.63% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
FHA/VA Loans - 30-Year Fixed 203K (FHA Only) 6.875% 0 7.731%
Details APR as low as; Mortgage rate table under FHA/VA Loans heading
Last Updated 10/28/2026
Rate History
No change since Oct 28, 2026 · 7.73% APR
7.23%7.73%8.23%Oct 28, 2026: 7.73% APROct 28, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Jumbo Mortgage Loan - 30-Year Fixed 7.875% 0 7.894% 30 years
Details Loan amounts greater than $832,750; APR as low as 7.894%
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.89% APR · checked 2 times
7.39%7.89%8.39%Oct 23, 2026: 7.89% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - Fixed 1st Lien - - 6.49% 1 - 5 Years
Details As Low As; Loan Amount: Minimum Loan $10,000; Cost Per Thousand: $19.56 (Based on 60-month term)
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99%
5.49%6.24%6.99%Sep 12, 2026: 5.99% APROct 28, 2026: 6.49% APRSep 12, 2026Nov 2, 2026
  • Oct 28, 20266.49%▲ from 5.99%
  • Sep 12, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Home Equity Loan - Fixed 1st Lien - - 6.74% 6 - 10 Years
Details As Low As; Loan Amount: Minimum Loan $25,000; Cost Per Thousand: $11.48 (Based on 120-month term)
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 6.24% → 6.74% ▲ 0.50 pts · high 6.74% / low 6.24%
5.74%6.49%7.24%Sep 12, 2026: 6.24% APROct 28, 2026: 6.74% APRSep 12, 2026Nov 2, 2026
  • Oct 28, 20266.74%▲ from 6.24%
  • Sep 12, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Home Equity Loan - Fixed 1st Lien - - 6.99% 11 - 15 Years
Details As Low As; Loan Amount: Minimum Loan $35,000; Cost Per Thousand: $8.98 (Based on 180-month term)
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 6.49% → 6.99% ▲ 0.50 pts · high 6.99% / low 6.49%
5.99%6.74%7.49%Sep 12, 2026: 6.49% APROct 28, 2026: 6.99% APRSep 12, 2026Nov 2, 2026
  • Oct 28, 20266.99%▲ from 6.49%
  • Sep 12, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Home Equity Line of Credit (HELOC) - - 7.00%
Details As Low As; Intro Rate = 4.99% for Six Months; After Intro, APR as low as 7.00%; Minimum Loan $10,000; Cost Per Thousand: Variable
Last Updated 10/28/2026
Rate History
1 change since Oct 23, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Oct 23, 2026: 6.75% APROct 28, 2026: 7.00% APROct 23, 2026Nov 2, 2026
  • Oct 28, 20267.00%▲ from 6.75%
  • Oct 23, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Home Equity Loan - Fixed 1st Lien - - 8.24% 16 - 20 Years
Details As Low As; Loan Amount: Minimum Loan $35,000; Cost Per Thousand: $8.51 (Based on 240-month term)
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 6.74% → 8.24% ▲ 1.50 pts · high 8.24% / low 6.74%
5.24%7.49%9.74%Sep 12, 2026: 6.74% APROct 28, 2026: 8.24% APRSep 12, 2026Nov 2, 2026
  • Oct 28, 20268.24%▲ from 6.74%
  • Sep 12, 20266.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Home Equity Loan - Fixed 2nd Lien - - 8.49% 1 - 5 Years
Details As Low As; Loan Amount: Minimum Loan $10,000; Cost Per Thousand: $20.51 (Based on 60-month term)
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 7.99% → 8.49% ▲ 0.50 pts · high 8.49% / low 7.99%
7.49%8.24%8.99%Sep 12, 2026: 7.99% APROct 28, 2026: 8.49% APRSep 12, 2026Nov 2, 2026
  • Oct 28, 20268.49%▲ from 7.99%
  • Sep 12, 20267.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Home Equity Loan - Fixed 2nd Lien - - 8.74% 6 - 10 Years
Details As Low As; Loan Amount: Minimum Loan $25,000; Cost Per Thousand: $12.53 (Based on 120-month term)
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 8.24% → 8.74% ▲ 0.50 pts · high 8.74% / low 8.24%
7.74%8.49%9.24%Sep 12, 2026: 8.24% APROct 28, 2026: 8.74% APRSep 12, 2026Nov 2, 2026
  • Oct 28, 20268.74%▲ from 8.24%
  • Sep 12, 20268.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Home Equity Loan - Fixed 2nd Lien - - 8.99% 11 - 15 Years
Details As Low As; Loan Amount: Minimum Loan $35,000; Cost Per Thousand: $10.14 (Based on 180-month term)
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 8.49% → 8.99% ▲ 0.50 pts · high 8.99% / low 8.49%
7.99%8.74%9.49%Sep 12, 2026: 8.49% APROct 28, 2026: 8.99% APRSep 12, 2026Nov 2, 2026
  • Oct 28, 20268.99%▲ from 8.49%
  • Sep 12, 20268.49%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Home Equity Loan - Fixed 2nd Lien - - 10.24% 16 - 20 Years
Details As Low As; Loan Amount: Minimum Loan $35,000; Cost Per Thousand: $9.81 (Based on 240-month term)
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 8.74% → 10.24% ▲ 1.50 pts · high 10.24% / low 8.74%
7.24%9.49%11.74%Sep 12, 2026: 8.74% APROct 28, 2026: 10.24% APRSep 12, 2026Nov 2, 2026
  • Oct 28, 202610.24%▲ from 8.74%
  • Sep 12, 20268.74%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loan - - 5.49% Up to 75 Months
Details As Low As; Minimum Loan $10,000
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 5.24% → 5.49% ▲ 0.25 pts · high 5.49% / low 5.24%
4.74%5.37%5.99%Sep 12, 2026: 5.24% APROct 28, 2026: 5.49% APRSep 12, 2026Nov 2, 2026
  • Oct 28, 20265.49%▲ from 5.24%
  • Sep 12, 20265.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Vehicle Loan - - 5.74% 76 to 84 Months
Details As Low As; Minimum Loan $40,000
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 5.74% APR · checked 10 times
5.24%5.74%6.24%Sep 12, 2026: 5.74% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Vehicle Loan - - 6.24% 85 to 96 Months
Details As Low As; Minimum Loan $65,000
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 6.24% APR · checked 10 times
5.74%6.24%6.74%Sep 12, 2026: 6.24% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycle Loan - 6.29% 24 to 48 Months
Details As Low As; Loan Amount: Minimum Loan $2,500; Cost Per Thousand Borrowed: $23.62 (Based on 48-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 6.29% APR · checked 6 times
5.79%6.29%6.79%Sep 18, 2026: 6.29% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
New Motorcycle Loan - 6.54% 49 to 60 Months
Details As Low As; Loan Amount: Minimum Loan $5,000; Cost Per Thousand Borrowed: $19.58 (Based on 60-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 6.54% APR · checked 6 times
6.04%6.54%7.04%Sep 18, 2026: 6.54% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
New Motorcycle Loan - 6.79% 61 to 72 Months
Details As Low As; Loan Amount: Minimum Loan $10,000 - Maximum Loan $35,000; Cost Per Thousand Borrowed: $16.95 (Based on 72-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 6.79% APR · checked 6 times
6.29%6.79%7.29%Sep 18, 2026: 6.79% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 9.99% 12 to 35 Months
Details As Low As; Loan Amount: Minimum Loan $1,000 - Maximum Loan $20,000; Cost Per Thousand Borrowed: $33.05 (Based on 35-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 9.99% APR · checked 9 times
9.49%9.99%10.49%Sep 17, 2026: 9.99% APRSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Personal Loan 9.99% 12 to 72 months
Details As Low As; rates up to 17.99% APR based on credit profile; 0.25% discount with automatic payment transfer from Sun East checking; no application fees, no prepayment penalties, no collateral required
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 17.99% → 9.99% ▼ 8.00 pts · high 17.99% / low 9.99%
1.99%13.99%25.99%Sep 12, 2026: 17.99% APRSep 17, 2026: 9.99% APRSep 12, 2026Nov 2, 2026
  • Sep 17, 20269.99%▼ from 17.99%
  • Sep 12, 202617.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Personal Loan 10.99% 36 to 59 Months
Details As Low As; Loan Amount: Minimum Loan $3,000 - Maximum Loan $20,000; Cost Per Thousand Borrowed: $22.01 (Based on 59-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 10.99% APR · checked 10 times
10.49%10.99%11.49%Sep 12, 2026: 10.99% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%
Personal Loan 11.99% 60 to 72 Months
Details As Low As; Loan Amount: Minimum Loan $5,000 - Maximum Loan $20,000; Cost Per Thousand Borrowed: $19.54 (Based on 72-month term); APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 11.99% APR · checked 10 times
11.49%11.99%12.49%Sep 12, 2026: 11.99% APRSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Sun East Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Variable IRA 0.50% - 0.50%
Min Deposit $0
Min Balance $0
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.50% APY · checked 10 times
0.00%0.50%1.00%Sep 12, 2026: 0.50% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.77%

Financial Health History

Sun East Federal Credit Union’s Texas Ratio rose from 8.49% in Q3 2023 to 9.77% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 7% 2.0★ 15% 3.0★ 22% 4.0★ 30% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 8.49% A Q3 2023 A Q4 2023 A Q1 2024 B+ Q2 2024 B- Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 9.77% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$909M9.77%5.0A
March 31, 2026$916M11.59%5.0A
December 31, 2025$907M8.43%5.0A
September 30, 2025$861M8.40%5.0A
June 30, 2025$853M9.80%5.0A
March 31, 2025$857M10.13%5.0A
December 31, 2024$837M12.26%5.0A
September 30, 2024$815M22.15%4.4B-
June 30, 2024$836M17.63%4.8B+
March 31, 2024$846M10.90%5.0A
December 31, 2023$849M13.74%5.0A
September 30, 2023$869M8.49%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Sun East Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sun East Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sun East Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sun East Federal Credit Union
Address 4500 Pennell Rd, Aston, PA 19014-1862
Phone 610-485-2960
Fax
President Joel Romaine
CEO Debbie Cook
Full-Time Employees 141
Part-Time Employees 7
Branch Locations 7
ATM Locations 7
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.77%
Return on Assets (ROA)
0.2918%
Return on Equity (ROE)
3.4129%
Non-Performing Loans Ratio (NPL)
1.11%
Total Assets
908,579,385
Total Amount of Shares and Deposits
830,017,555
Total Shares and Deposits < 1 Year
814,854,026
Total Shares and Deposits 1 3 Years
11,944,594
Total Shares and Deposits > 3 Years
3,218,935
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
85,681,218
Total Uninsured Shares and Deposits > $250K (F+J)
85,681,218
Total Insured Shares and Deposits > $250K (item 17 less item K)
744,336,337
Total Interest Expense (Sum of items 6 8)
7,487,228
Share Certificates
6,311
Number of Accounts for Share Drafts
32,058
IRA KEOGH Accounts
3,036
Number of Accounts for Regular Shares
60,926
Non Member Deposits
33
Money Market Shares
3,719
Net Income (unless the amount is already included in Undivided Earnings)
2,651,618
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
59,702,972
Total Liabilities
833,718,741
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Sun East Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/sun-east-federal-credit-union-rates-review-6160">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Sun East Federal Credit Union

Does Sun East Federal Credit Union offer CDs?

Yes. Sun East Federal Credit Union current CD rates include its 20 Month CD Special (External New Funds) at 4.35% APY, its 8 Month CD Special (External New Funds) at 4.10% APY and its 20 Month CD Special at 4.00% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Sun East Federal Credit Union NCUA insured?

Yes. Sun East Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Sun East Federal Credit Union?

The highest Sun East Federal Credit Union CD rate is its 20 Month CD Special (External New Funds) at 4.35% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Sun East Federal Credit Union offer?

Sun East Federal Credit Union CD rates are 4.10% APY for an 8 month CD, 3.70% APY for a 12 month CD, 3.50% APY for an 18 month CD, 4.35% APY for a 20 month CD, 3.40% APY for a 2 year CD and 3.40% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Sun East Federal Credit Union for its full lineup.

What is the highest savings rate at Sun East Federal Credit Union?

The highest Sun East Federal Credit Union savings rate is its SEP-IRA Savings at 3.20% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Sun East Federal Credit Union?

The highest Sun East Federal Credit Union money market rate is its Grow Business Money Market Account - New Money Only at 3.30% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Sun East Federal Credit Union?

The highest Sun East Federal Credit Union checking rate is its Premium Business Checking at 0.20% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest 30 year fixed mortgage rate at Sun East Federal Credit Union?

The lowest Sun East Federal Credit Union 30 year fixed mortgage rate is its FHA/VA Loans - 30-Year Fixed FHA at 6.875%, verified by MonitorBankRates as of October 28, 2026. Sun East Federal Credit Union mortgage rates are 7.375% for a 40 year mortgage, 7.375% for a 30 year mortgage, 7.00% for a 20 year mortgage, 6.625% for a 15 year mortgage, 6.50% for a 10 year mortgage, 6.50% for a 5/1 ARM and 6.75% for a 7/1 ARM.

What is the lowest auto loan rate at Sun East Federal Credit Union?

The lowest Sun East Federal Credit Union auto loan rate is its Vehicle Loan at 5.49% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Sun East Federal Credit Union?

The lowest Sun East Federal Credit Union personal loan rate is its Personal Loan at 9.99% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Sun East Federal Credit Union operate?

Sun East Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sun East Federal Credit Union?

Yes, to access services at Sun East Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sun East Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sun East Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sun East Federal Credit Union offer online and mobile banking?

Most modern institutions like Sun East Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.suneast.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Sun East Federal Credit Union rates compare?

Sun East Federal Credit Union's CD rates are 40% higher than the MonitorBankRates national average, and it has an A health rating. Sun East Federal Credit Union's top rates are its 20 Month CD Special (External New Funds) at 4.35% APY, its SEP-IRA Savings at 3.20% APY, its Grow Business Money Market Account - New Money Only at 3.30% APY, its Premium Business Checking at 0.20% APY, its Conforming Mortgage Loan - 10-Year Fixed at 6.50% and its Personal Loan at 9.99% APR, verified by MonitorBankRates on October 28, 2026.

Current Sun East Federal Credit Union Rates

  • 12-Month CD3.70%
  • 18-Month CD3.50%
  • 24-Month CD3.40%
  • 60-Month CD3.40%
  • Savings3.20%
  • MMA3.30%
Retrieved from our database of financial products. Rates subject to change.