MonitorBankRates
  1. Home
  2. Credit Unions
  3. TEWKSBURY
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

TEWKSBURY Rates & Review April 2026

TEWKSBURY's 9 month IRA & CD rates are at 3.34%, IRA & CD 9 month rates are at 3.34%, 12 month IRA & CD rates are at 3.24%, IRA & CD 12 month rates are at 3.24%, 18 month IRA & CD rates are at 3.13%. TEWKSBURY's savings rates are at 0.10%. TEWKSBURY's money market rates are at 0.49%. TEWKSBURY's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of TEWKSBURY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.98%. Rates were last updated on 04/14/2026.

TEWKSBURY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TEWKSBURY? Share your experience about TEWKSBURY by leaving a review below, or read customer reviews before you decide to use TEWKSBURY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.98%
Excellent Lower than avg
State Bank of Canton
Main Office
752 Main St
Tewksbury, MA 01876
http://www.tewksburyfcu.com
Member NCUA

TEWKSBURY CD Rates

Product Rate APY Term View More
9 month IRA & Share Certificate 3.29% 3.34% 9 Months
Min Deposit $500
Details Penalty: 90 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA & Share Certificate 9 month 3.29% 3.34%
Min Deposit $500
Details Penalty: 90 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month IRA & Share Certificate 3.19% 3.24% 12 Months
Min Deposit $500
Details Penalty: 90 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA & Share Certificate 12 month 3.19% 3.24%
Min Deposit $500
Details Penalty: 90 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month IRA & Share Certificate 3.09% 3.13% 18 Months
Min Deposit $500
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA & Share Certificate 18 month 3.09% 3.13%
Min Deposit $500
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month IRA & Share Certificate 2.79% 3.03% 24 Months
Min Deposit $1,000
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA & Share Certificate 24 month 2.79% 3.03%
Min Deposit $1,000
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month IRA & Share Certificate 2.49% 2.52% 36 Months
Min Deposit $1,000
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 month IRA & Share Certificate 2.49% 2.52% 48 Months
Min Deposit $1,000
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month IRA & Share Certificate 2.49% 2.52% 6 Months
Min Deposit $500
Details Penalty: 90 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA & Share Certificate 36 month 2.49% 2.52%
Min Deposit $1,000
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA & Share Certificate 48 month 2.49% 2.52%
Min Deposit $1,000
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA & Share Certificate 6 month 2.49% 2.52%
Min Deposit $500
Details Penalty: 90 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 month IRA & Share Certificate 1.49% 1.50% 3 Months
Min Deposit $500
Details Penalty: 30 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 month IRA & Share Certificate 1.49% 1.50% 60 Months
Min Deposit $1,000
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA & Share Certificate 3 month 1.49% 1.50%
Min Deposit $500
Details Penalty: 30 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA & Share Certificate 60 month 1.49% 1.50%
Min Deposit $1,000
Details Penalty: 120 Days Interest
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

TEWKSBURY Savings Rates

Product Rate APY View More
Holiday Club 0.25% 0.25%
Min Balance $1
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings 0.10% 0.10%
Min Balance $1
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

TEWKSBURY Money Market Rates

Product Rate APY View More
Money Market - 2.11%
Details As High As
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.49% 1.50%
Min Deposit $100,000
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.09% 1.10%
Min Deposit $50,000
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.49% 0.49%
Min Deposit $2,500
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

TEWKSBURY Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.79%
Details As Low As
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

TEWKSBURY Credit Card Rates

Product Rate APR View More
Credit Card Mastercard - 8.99%
Details As Low As; Choose a Low Rate card or a Rewards card. Call for more information.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Credit Card Mastercard - 11.99%
Details As Low As; Choose a Low Rate card or a Rewards card. Call for more information.
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

TEWKSBURY Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.49%
Details As Low As
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TEWKSBURY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TEWKSBURY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TEWKSBURY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TEWKSBURY
Address 752 Main St, Tewksbury, MA 01876
Phone 978-851-9750
Fax 978-851-8490
President James Ryan
CEO Maureen Montecalvo
Full-Time Employees 19
Part-Time Employees 7
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.98%
Return on Assets (ROA)
0.5719%
Return on Equity (ROE)
5.3769%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
93,138,554
Total Amount of Shares and Deposits
82,726,683
Total Shares and Deposits < 1 Year
81,339,144
Total Shares and Deposits 1 3 Years
860,208
Total Shares and Deposits > 3 Years
527,332
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,943,048
Total Uninsured Shares and Deposits > $250K (F+J)
4,943,048
Total Insured Shares and Deposits > $250K (item 17 less item K)
77,783,635
Total Interest Expense (Sum of items 6 8)
635,703
Share Certificates
268
Number of Accounts for Share Drafts
3,478
IRA KEOGH Accounts
100
Number of Accounts for Regular Shares
5,960
All other shares
155
Money Market Shares
77
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,945,707
Total Liabilities
83,233,017
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for TEWKSBURY yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for TEWKSBURY
Your Name:
Your Rating:

Frequently Asked Questions About TEWKSBURY

Is TEWKSBURY a safe place to deposit money?

Yes, TEWKSBURY is considered a safe financial institution. With a Texas Ratio of 1.9755718443129%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does TEWKSBURY operate?

TEWKSBURY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TEWKSBURY?

Yes, to access services at TEWKSBURY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TEWKSBURY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TEWKSBURY provides members with tools to manage their accounts and build a solid financial history.

Does TEWKSBURY offer online and mobile banking?

Most modern institutions like TEWKSBURY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.tewksburyfcu.com.

Current TEWKSBURY Rates

  • 12-Month CD3.24%
  • 18-Month CD3.13%
  • 24-Month CD3.03%
  • 60-Month CD1.50%
  • Savings0.10%
  • MMA0.49%
Retrieved from our database of financial products. Rates subject to change.