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TEWKSBURY Rates & Review May 2026

TEWKSBURY's 18 month rates are at 3.44%, 9 month rates are at 3.44%, 12 month rates are at 3.34%, 24 month rates are at 3.34%, 36 month rates are at 3.13%. TEWKSBURY's savings rates are at 0.10%. TEWKSBURY's money market rates are at 0.49%. TEWKSBURY's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of TEWKSBURY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.91%. Rates were last updated on 05/23/2026.

TEWKSBURY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TEWKSBURY? Share your experience about TEWKSBURY by leaving a review below, or read customer reviews before you decide to use TEWKSBURY.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.91%
Excellent Lower than avg
TEWKSBURY
Main Office
752 Main St
Tewksbury, MA 01876
http://www.tewksburyfcu.com
Member NCUA

TEWKSBURY CD Rates

Product Rate APY Term View More
18 month 3.39% 3.44%
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
9 month 3.39% 3.44%
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
12 month 3.29% 3.34%
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
24 month 3.29% 3.34%
Min Balance $1,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
36 month 3.09% 3.13%
Min Balance $1,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
48 month 2.49% 2.52%
Min Balance $1,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
6 month 2.49% 2.52%
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
60 month 2.49% 2.52%
Min Balance $1,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
3 month 0.49% 0.49%
Min Balance $500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%

TEWKSBURY Savings Rates

Product Rate APY View More
Holiday Club 0.25% 0.25%
Min Balance $1
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
Savings 0.10% 0.10%
Min Balance $1
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%

TEWKSBURY Money Market Rates

Product Rate APY View More
Money Market - 2.11%
Details As High As
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
Money Market Account 1.49% 1.50%
Min Deposit $100,000
Min Balance $100,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
Money Market Account 1.09% 1.10%
Min Deposit $50,000
Min Balance $50,000
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
Money Market Account 0.49% 0.49%
Min Deposit $2,500
Min Balance $2,500
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%

TEWKSBURY Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.79%
Details As Low As
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%

TEWKSBURY Credit Card Rates

Product Rate APR View More
Credit Card Mastercard - 8.99%
Details As Low As; Regular APR: Rewards Card - As low as 11.99%
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
Credit Card Mastercard® Low Rate Card - 8.99%
Details As Low As; Choose a Low Rate card or a Rewards card. Call for more information.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
Credit Card Mastercard® - 11.99%
Details As Low As; Regular APR: Call for more information.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%
Credit Card Mastercard® Rewards Card - 11.99%
Details As Low As; Choose a Low Rate card or a Rewards card. Call for more information.
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%

TEWKSBURY Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.49%
Details As Low As; Terms from 24 to 72 months with Direct Deposit
Last Updated 05/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TEWKSBURY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TEWKSBURY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TEWKSBURY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TEWKSBURY
Address 752 Main St, Tewksbury, MA 01876
Phone 978-851-9750
Fax 978-851-8490
President James Ryan
CEO Maureen Montecalvo
Full-Time Employees 19
Part-Time Employees 7
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.91%
Return on Assets (ROA)
0.5719%
Return on Equity (ROE)
5.3769%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
93,138,554
Total Amount of Shares and Deposits
82,726,683
Total Shares and Deposits < 1 Year
81,339,144
Total Shares and Deposits 1 3 Years
860,208
Total Shares and Deposits > 3 Years
527,332
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,943,048
Total Uninsured Shares and Deposits > $250K (F+J)
4,943,048
Total Insured Shares and Deposits > $250K (item 17 less item K)
77,783,635
Total Interest Expense (Sum of items 6 8)
635,703
Share Certificates
268
Number of Accounts for Share Drafts
3,478
IRA KEOGH Accounts
100
Number of Accounts for Regular Shares
5,960
All other shares
155
Money Market Shares
77
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,945,707
Total Liabilities
83,233,017
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

TEWKSBURY earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About TEWKSBURY

How many branches does TEWKSBURY operate?

TEWKSBURY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TEWKSBURY?

Yes, to access services at TEWKSBURY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TEWKSBURY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TEWKSBURY provides members with tools to manage their accounts and build a solid financial history.

Does TEWKSBURY offer online and mobile banking?

Most modern institutions like TEWKSBURY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.tewksburyfcu.com.

Current TEWKSBURY Rates

  • 12-Month CD3.34%
  • 18-Month CD3.44%
  • 24-Month CD3.34%
  • 60-Month CD2.52%
  • Savings0.10%
  • MMA0.49%
Retrieved from our database of financial products. Rates subject to change.