Hometown Bank of AL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Hometown Bank of ALToday's 12-month CD rates can be found at 4.00%, 6-month CD rates at 4.00% and 3-month CD rates at 1.31%. Current savings rates are at 0.20% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 12.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Hometown Bank of AL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Hometown Bank of AL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Hometown Bank of AL CD rates. You can also compare Hometown Bank of AL savings rates, MMA rates and mortgage rates using our other rate lists.

Hometown Bank of AL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hometown Bank of AL? Share your experience about Hometown Bank of AL by leaving a review below, or read customer reviews before you decide to use Hometown Bank of AL.

Hometown Bank of AL Texas Ratio

Hometown Bank of AL's Texas Ratio is at 7.52%, which is considered excellent. The Texas Ratio for Hometown Bank of AL is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Hometown Bank of AL is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Hometown Bank of AL
2002 2nd Ave E
Oneonta, AL 35121
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Hometown Bank of AL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Golden Belt Bank, FSA
Golden Belt Bank, FSA
9-Month CD
4.50%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
60-Month CD
4.45%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
36-Month CD
4.32%
$1
Ohio State Bank
Ohio State Bank
6-Month CD
4.25%
$500
ESB Bank
ESB Bank
12-Month CD
4.20%
$10,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Prime Checking
4.13%
$0
BMO Alto
BMO Alto
12-Month CD
4.10%
$0
Seattle Bank
Seattle Bank
12-Month CD
4.10%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
Platinum Money Market
4.00%
$2,000,000
North Shore Bank Co-op
24-Month CD
4.00%
$1,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
36-Month CD
4.00%
$500
Bristol County Savings Bank
Bristol County Savings Bank
36-Month CD
3.56%
$1,000
Torrington Savings Bank
Torrington Savings Bank
12-Month CD
3.50%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
60-Month CD (Jumbo)
3.40%
$100,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
12-Month CD
3.30%
$1,000
Alliance Community Bank
Alliance Community Bank
48-Month CD
3.30%
$1,000
United Valley Bank
United Valley Bank
12-Month CD
3.25%
$500
FNB Of Nokomis
FNB Of Nokomis
Rewards Checking
3.05%
$1
Kanza Bank
Kanza Bank
Prosper Money Market
3.00%
$25,000
Savings Bank of Walpole
Savings Bank of Walpole
18-Month CD
3.00%
$500
National Bank of Malvern
National Bank of Malvern
36-Month CD
3.00%
$500
PCB Payne County Bank
PCB Payne County Bank
36-Month CD
2.75%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
48-Month CD
2.61%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
12-Month CD
2.53%
$500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
48-Month CD
2.52%
$500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
12-Month CD
2.50%
$2,500
USLA Union S&L
USLA Union S&L
30-Month CD
2.50%
$1,000
Peoples Bank & Trust Co.
24-Month CD
2.27%
$1,000
AbbyBank
AbbyBank
48-Month CD
2.25%
$1,500
Newtown Savings Bank
Newtown Savings Bank
18-Month CD
2.00%
$500
West Union Bank
West Union Bank
36-Month CD
1.90%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
6-Month CD
1.00%
$5,000
FNB of Brownstown
24-Month CD
0.95%
$1,000
Katahdin Trust Company
Katahdin Trust Company
36-Month CD
0.85%
$500
FNB of Peterstown
FNB of Peterstown
18-Month CD
0.75%
$2,500
First FSB of Kentucky
First FSB of Kentucky
18-Month CD
0.65%
$500
1st Bank Yuma
1st Bank Yuma
60-Month CD
0.65%
$1,000
Adams State Bank
Adams State Bank
Money Market
0.60%
$2,500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
Money Market
0.58%
$2,000
Homewood Federal SB
Homewood Federal SB
Money Market Advantage
0.50%
$40,000
Bank of Springfield
Bank of Springfield
12-Month CD
0.41%
$1,000
Somerset Savings Bank
Somerset Savings Bank
36-Month CD
0.35%
$500
American Savings Bank, FSB
American Savings Bank, FSB
48-Month CD
0.30%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
Money Market
0.20%
$0
Pennsville National Bank
Pennsville National Bank
9-Month CD
0.10%
$500
BankOrion
BankOrion
Money Market
0.05%
$0
Florence Bank
Florence Bank
Money Market
0.05%
$1,000
Luana Savings Bank
Luana Savings Bank
Regular Savings
0.05%
$100
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Classic Money Market
0.05%
$0
PSB Provident Savings Bank
PSB Provident Savings Bank
Money Market Plus
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Hometown Bank of AL rate data right now, check back for updates, we are adding rates all the time.

Hometown Bank of AL Information

Hometown Bank of AL
2002 2nd Ave E
Oneonta, AL 35121
Blount
Established Date: 10/20/2003
FDIC Certificate #: 57540
Date of FDIC Deposit Insurance: 10/20/2003
Bank Holding Company: HOMETOWN BCORP OF ALABAMA INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Hometown Bank of AL FDIC Insured? Yes
What is Hometown Bank of AL's Cert number? 57540
What is the maximum amount for insured deposits? $250,000 per holder, per account

Hometown Bank of AL Financials

Total Assets:
$631,348,000
Total Deposits:
$530,932,000
Equity Capital:
$48,107,000
Domestic Deposits:
$530,932,000
Net Income:
$1,446,000
Return on Assets:
1.2392%
Quarterly Return on Assets:
0.9400%
Pretax Return on Assets:
1.2047%
Pretax Quarterly Return on Assets:
1.2000%
Return on Equity:
15.5200%
Quarterly Return on Equity:
11.5600%
Common Equity Tier 1 Capital Ratio:
19.2298%
Tier 1 Risk-Based Capital Ratio:
19.2298%
Leverage Tier 1 (Core Capital) Ratio:
10.9150%
Total Risk-Based Capital Ratio (YTD):
20.2098%
Total Interest Income (YTD):
5.0288%
 
 
Headquarters:
Oneonta
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Blount
# of Offices:
5
Metropolitan Statistical Area (MSA):
Birmingham-Hoover, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage refinance rates are slightly higher. Current 30 year refinance mortgage rates are averaging 5.04 percent, up from yesterday's average refinance rate of 5.03 percent. 30 year mortgage refinance rates have been hovering just above 5.00 percent for a couple of weeks.
home-buyer-tax-credit-for-all-home-purchasesThe $8,000 home buyer tax credit that was passed earlier this year but only provides a tax credit for people who purchase their first home might be expanded to include all home purchases.

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