Cattaraugus County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.85%, 6-month CD rates at 4.00% and 3-month CD rates at 1.40%. Current savings rates are at 0.15% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 7.31%. Credit Card rates are at 12.49%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Cattaraugus County Bank's 6-Month CD Jumbo special rates are at 5.00%, 12-Month CD Jumbo special rates are at 4.75%, 6-Month CD special rates are at 4.70%, 12-Month CD special rates are at 4.45%. Cattaraugus County Bank's savings rates are at 0.20%.

Cattaraugus County Bank

To see how these rates compare to Cattaraugus County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cattaraugus County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cattaraugus County Bank CD rates. You can also compare Cattaraugus County Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cattaraugus County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cattaraugus County Bank? Share your experience about Cattaraugus County Bank by leaving a review below, or read customer reviews before you decide to use Cattaraugus County Bank.

Cattaraugus County Bank Texas Ratio

Cattaraugus County Bank's Texas Ratio is at 17.39%, which is considered excellent. The Texas Ratio for Cattaraugus County Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cattaraugus County Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.45%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.20%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cattaraugus County Bank
116 Main St
Little Valley, NY 14755
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Cattaraugus County Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Cattaraugus County Bank
Cattaraugus County Bank
6-Month CD Jumbo special
5.00%
$100,000
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD Jumbo special
4.75%
$100,000
Cattaraugus County Bank
Cattaraugus County Bank
6-Month CD special
4.70%
$1,000
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD special
4.45%
$1,000
Cattaraugus County Bank
Cattaraugus County Bank
Savings Account (with checking)
0.20%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Cattaraugus County Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Alliant Credit Union
Alliant Credit Union
12-Month CD jumbo certificate
5.20%
$75,000
Acadia Federal Credit Union
Acadia Federal Credit Union
24-Month CD share certificate
5.17%
$1,000
Global Bank
Global Bank
12-Month CD
5.10%
$1,000
Gate City Bank
Gate City Bank
13-Month CD special
5.00%
$1,000
First Foundation Bank
First Foundation Bank
Online Money Market
4.90%
$1,000
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
6-Month CD
4.79%
$500
Banesco USA
Banesco USA
18-Month CD
4.75%
$1,500
BankSouth GA
BankSouth GA
12-Month CD
4.50%
$500
EagleBank
EagleBank
Business Premium Money Market
4.40%
$5,000,000
Gate City Bank
Gate City Bank
25-Month CD special
4.25%
$1,000
Portage Community Bank
Portage Community Bank
18-Month CD
4.05%
$1,000
Cendera Bank
Cendera Bank
Money Market High Yield
4.00%
$2,500,000
Saco & Biddeford Savings
Saco & Biddeford Savings
24-Month
4.00%
$500
Aac Credit Union
Aac Credit Union
24-Month CD
4.00%
$500
Tinker Federal Credit Union
Tinker Federal Credit Union
24-Month CD
3.85%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
48-Month CD
3.55%
$1,000
Bank of Dudley
18-Month CD
3.55%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
24-Month CD
3.51%
$1,000
Citizens Federal Savings and Loan Association
Citizens Federal Savings and Loan Association
18-Month CD
3.40%
$1,000
FSB of Randolph County
FSB of Randolph County
18-Month CD
3.25%
$500
Kennett Trust Bank
Kennett Trust Bank
36-Month CD
3.04%
$500
Bank of Vici
Bank of Vici
18-Month CD
3.04%
$1,000
1st Community Credit Union
1st Community Credit Union
60-Month CD certificate
2.94%
$1,000
Washita State Bank
Washita State Bank
24-Month CD
2.91%
$1,000
Pathfinder Bank
Pathfinder Bank
Municipal Money Market Deposit
2.90%
$1,000,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
24-Month CD
2.68%
$500
Adams County Bank
Adams County Bank
36-Month CD
2.68%
$500
Genoa Community Bank
Genoa Community Bank
48-Month CD
2.55%
$500
Castroville State Bank
Castroville State Bank
24-Month CD
2.53%
$1,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
48-Month CD (eCD
2.53%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
30-Month CD
2.50%
$1,000
Community Savings Bank Edgewood, IA
Community Savings Bank Edgewood, IA
60-Month CD
2.28%
$1,000
5 Star Community Credit Union
5 Star Community Credit Union
12-Month CD certificate
2.25%
$500
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
18-Month CD Rate Riser
1.66%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
Money Market Deposit Account
1.25%
$100,000
United Minnesota Bank
United Minnesota Bank
24-Month CD
1.20%
$500
PeopleFirst Bank
PeopleFirst Bank
36-Month CD
1.00%
$2,500
UniBank for Savings
UniBank for Savings
12-Month CD
1.00%
$500
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
48-Month CD
0.90%
$1,000
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
3-Month CD certificate
0.70%
$500
The Victory Bank
The Victory Bank
18-Month CD
0.55%
$500
Home Loan SB
Home Loan SB
6-Month CD
0.35%
$500
Milford Bank
Milford Bank
60-Month CD
0.35%
$1,000
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
24-Month CD
0.30%
$500
Greenville National Bank
Greenville National Bank
30-Month CD
0.30%
$1,000
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
Money Market
0.25%
$2,500
Arvest Bank
Arvest Bank
Savings Account
0.25%
$100
Heritage Bank Marion, IA
Heritage Bank Marion, IA
Savings Account
0.10%
$0
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Statement Savings Account
0.02%
$0
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
Checking Account
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Cattaraugus County Bank Information

Cattaraugus County Bank
116 Main St
Little Valley, NY 14755
Cattaraugus
Established Date: 01/01/1902
FDIC Certificate #: 12959
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: C C BCORP INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Cattaraugus County Bank FDIC Insured? Yes
What is Cattaraugus County Bank's Cert number? 12959
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cattaraugus County Bank Financials

Total Assets:
$353,448,000
Total Deposits:
$301,037,000
Equity Capital:
$28,766,000
Domestic Deposits:
$301,037,000
Net Income:
$919,000
Return on Assets:
0.7279%
Quarterly Return on Assets:
1.0500%
Pretax Return on Assets:
1.3025%
Pretax Quarterly Return on Assets:
1.3000%
Return on Equity:
8.1600%
Quarterly Return on Equity:
13.2100%
Common Equity Tier 1 Capital Ratio:
13.9206%
Tier 1 Risk-Based Capital Ratio:
13.9206%
Leverage Tier 1 (Core Capital) Ratio:
10.7519%
Total Risk-Based Capital Ratio (YTD):
15.0112%
Total Interest Income (YTD):
3.8298%
 
 
Headquarters:
Little Valley
FDIC Field Office:
Syracuse
Regulator:
FDIC
County:
Cattaraugus
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

5 Star Bank CD Rates5 Star Bank CD rates, from short term to long term CD rates, are very competitive. 6 month CD rates at 5 Star Bank are currently at 1.00 percent with an APY of 1.01 percent. 1 year CD rates from 5 Star Bank are double the 6 month rate at 2.00 percent with an APY of 2.02 percent. View all 5 Star Bank CD Rates below and compare this bank's rates with other bank CD rates.
California First National Bank (CalFirst) is advertising a Premium Savings Account and a Money Market Checking Account. The Premium Savings account has a minimum opening deposit of $1,000. The Money Market Checking Account has a minimum opening deposit of $5,000.
Recent lackluster economic news is putting downward pressure on interest rates. Another weak jobs report last week along with a weaker than expected 1st quarter GDP report combined with worries about Europe's financial troubles has forced 10 year bond yields below 1.90%. All this negative news will keep downward pressure on deposit rates and current mortgage rates.

Bank or Credit Union Offers and Deals

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Housing Affordability
Current Mortgage Rates September 18, 2009

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Mortgage Rates Today: 30 Year Rates at 4.77%, 15 Year Rates at 4.07%
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3-2 Mortgage Rates Head Lower: 30 Year Mortgage Rates and Refinance Rates at 4.79%

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