Poca Valley Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, ReviewsToday's 12-month CD rates can be found at 1.00%, 6-month CD rates at 2.89% and 3-month CD rates at 4.58%. Current savings rates are at 0.43% and money market rates are at 1.75%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 14.90%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. To see how these rates compare to Poca Valley Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Poca Valley Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Poca Valley Bank CD rates. You can also compare Poca Valley Bank savings rates, MMA rates and mortgage rates using our other rate lists. Poca Valley Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Poca Valley Bank? Share your experience about Poca Valley Bank by leaving a review below, or read customer reviews before you decide to use Poca Valley Bank. Poca Valley Bank Texas Ratio Poca Valley Bank's Texas Ratio is at 7.13%, which is considered excellent. The Texas Ratio for Poca Valley Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Poca Valley Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Poca Valley Bank Rates with Other Competitive Bank and Credit Union RatesHanover Community Bank
12-Month CD
4.00%
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3.80%
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FSB of Rosemount
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3.75%
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3.55%
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3.55%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Poca Valley Bank rate data right now, check back for updates, we are adding rates all the time. Poca Valley Bank InformationPoca Valley Bank
7033 Charleston RdWalton, WV 25286 Roane Established Date: 09/24/1908 FDIC Certificate #: 11952 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: POCA VALLEY BANKSHARES INC THE How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.pocavalleybank.com
Is Poca Valley Bank FDIC Insured? Yes
What is Poca Valley Bank's Cert number? 11952
What is the maximum amount for insured deposits? $250,000 per holder, per account
Poca Valley Bank FinancialsTotal Assets:
$568,336,000
Total Deposits:
$514,027,000
Equity Capital:
$36,942,000
Domestic Deposits:
$514,027,000
Net Income:
$391,000
Return on Assets:
0.6472%
Quarterly Return on Assets:
0.2800%
Pretax Return on Assets:
0.3327%
Pretax Quarterly Return on Assets:
0.3300%
Return on Equity:
9.7900%
Quarterly Return on Equity:
4.2400%
Common Equity Tier 1 Capital Ratio:
11.3209%
Tier 1 Risk-Based Capital Ratio:
11.3209%
Leverage Tier 1 (Core Capital) Ratio:
8.0841%
Total Risk-Based Capital Ratio (YTD):
12.1498%
Total Interest Income (YTD):
4.8068%
Headquarters:
Walton
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Roane
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAs expected, the Federal Reserve announced today that they plan to keep the Fed funds rate at 0% to 1/4% for quite some time. Since the Fed is unable to lower rates any more they have been using other "tools" to stimulate the economy. Including purchasing large quantities of agency debt and mortgage backed securities to provide support to the mortgage and housing markets.
Average mortgage rates declined as equity prices and commodity prices tumbled yesterday on fears of slower growth. 30 year conventional mortgage rates today are averaging 3.51 percent, a decline from last week's average 30 year mortgage rate of 3.56 percent. Equity and commodity prices dropped considerably yesterday on fears of slowing economies in the United States and China.
Bank or Credit Union Offers and DealsNational CD Rates: Average 2 Year CD Rate at 0.90%, Highest 2 Year CD APY at 1.50%Get $75 Free from Bank of America's Online Checking Account Offer Mortgage Rates Increase as Mortgage Applications Hit Highest Level Since 2009 Millennium Bank Savings Account Rates: Best Savings Rate 1.39% Disappointing September Jobs Number Sends Interest Rates Lower Earn up to $250 with WTDirect’s Sign-On Bonus Mortgage Rates: Average Mortgage Rate Mixed Money Tips to Mend Broken Resolutions Mortgage Rates Jumped This Week on Strong Growth Foreclosures: How to buy a Foreclosed Home Alternative Bank and Credit Union Offers to ExploreWill You Work Past Your Retirement Age?Low Introductory Rate Credit Cards Averaging 0.698% Austin, Texas CD Interest Rates USAA Money Market Account 10K Rates now at 0.20% Goldwater Bank Money Market Account Rates now at 0.26% Mortgage Rates Slightly Higher This Week as Housing Forecasts are Revised Higher Real Estate Investing in the Next Decade Housing Market Recovery Continues as Mortgage Rates Hit New Lows Mortgage Rates Increase: 30 Year Mortgage Rates at 4.92%, 15 Year Mortgage Rates at 4.30% "Unbanked" and "Underbanked" U.S. Households Poca Valley Bank ReviewsBarbara
August 12, 2024
Provides all financial services. Staff friendly, efficient, business completed in timely manner. Hometown feeling and want to serve you.
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