Poca Valley Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Poca Valley BankToday's 12-month CD rates can be found at 1.00%, 6-month CD rates at 2.89% and 3-month CD rates at 4.58%. Current savings rates are at 0.43% and money market rates are at 1.75%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 14.90%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Poca Valley Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Poca Valley Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Poca Valley Bank CD rates. You can also compare Poca Valley Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Poca Valley Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Poca Valley Bank? Share your experience about Poca Valley Bank by leaving a review below, or read customer reviews before you decide to use Poca Valley Bank.

Poca Valley Bank Texas Ratio

Poca Valley Bank's Texas Ratio is at 7.13%, which is considered excellent. The Texas Ratio for Poca Valley Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Poca Valley Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Poca Valley Bank
7033 Charleston Rd
Walton, WV 25286
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Poca Valley Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Hanover Community Bank
Hanover Community Bank
12-Month CD
4.00%
$500
Ally Bank
Ally Bank
18-Month CD
3.80%
$0
FSB of Rosemount
FSB of Rosemount
24-Month CD
3.75%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
24-Month CD
3.55%
$500
Marquette Savings Bank
Marquette Savings Bank
12-Month CD
3.55%
$500
UniBank
UniBank
48-Month CD
3.20%
$1,000
First Nebraska Bank
First Nebraska Bank
24-Month CD
3.14%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
30-Month CD
3.11%
$2,000
First FSB of Kentucky
First FSB of Kentucky
6-Month CD
3.02%
$500
Roxboro Savings Bank
60-Month CD
3.00%
$500
United Valley Bank
United Valley Bank
36-Month CD
3.00%
$500
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Checking
3.00%
$25
Homeland Community Bank
Homeland Community Bank
24-Month CD
2.85%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
36-Month CD
2.55%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
6-Month CD
2.53%
$1,000
Senath State Bank
Senath State Bank
36-Month CD
2.52%
$500
Brentwood Bank
Brentwood Bank
60-Month CD
2.50%
$2,000
First State Bank and Trust
First State Bank and Trust
36-Month CD
2.32%
$1,000
Black River Country Bank
Black River Country Bank
12-Month CD
2.25%
$1,000
Think Mutual Bank
Think Mutual Bank
3-Month CD
2.25%
$250
FNB of Johnson
12-Month CD
2.01%
$500
Primebank
Primebank
18-Month CD
2.00%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Money Market
1.81%
$0
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
Statement Savings
1.77%
$150
Northwest Community Bank
Northwest Community Bank
48-Month CD
1.75%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
60-Month CD
1.35%
$500
Madison Valley Bank
Madison Valley Bank
6-Month CD
1.35%
$500
Bank of Hillsboro
Bank of Hillsboro
Preferred Checking
1.26%
$50
Forward Bank
Forward Bank
12-Month CD
1.21%
$500
The Bank of Brodhead
The Bank of Brodhead
18-Month CD
1.00%
$500
New Tripoli Bank
New Tripoli Bank
Money Market
0.85%
$1,000
Bank of Pontiac
Bank of Pontiac
36-Month CD
0.70%
$500
Roxboro Savings Bank
36-Month CD
0.65%
$500
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
Community Bank of Missouri
Community Bank of Missouri
24-Month CD
0.60%
$500
Connecticut Community Bank
Connecticut Community Bank
Money Market
0.50%
$2,500
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Saver Savings
0.50%
$0
USB Union Savings Bank
USB Union Savings Bank
36-Month CD
0.50%
$1,000
Pennsville National Bank
Pennsville National Bank
48-Month CD
0.40%
$500
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
Interest-Earning Checking
0.30%
$500
Home Loan SB
Home Loan SB
3-Month CD
0.30%
$500
Charles River Bank
Charles River Bank
Consumer Money Market
0.25%
$100,000
Mutual Federal Bank
Mutual Federal Bank
Money Market
0.25%
$200
Harbor Bank of Maryland
Harbor Bank of Maryland
Investment Money Market
0.25%
$2,500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
6-Month CD
0.19%
$500
Premier Bank
Premier Bank
24-Month CD
0.15%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
Passbook Savings
0.10%
$100
United Southern Bank
United Southern Bank
Regular Savings
0.05%
$50
Gogebic Range Bank
Gogebic Range Bank
Range Savings
0.03%
$100
First National Bank of Hutchinson
First National Bank of Hutchinson
Regular Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Poca Valley Bank rate data right now, check back for updates, we are adding rates all the time.

Poca Valley Bank Information

Poca Valley Bank
7033 Charleston Rd
Walton, WV 25286
Roane
Established Date: 09/24/1908
FDIC Certificate #: 11952
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: POCA VALLEY BANKSHARES INC THE
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Poca Valley Bank FDIC Insured? Yes
What is Poca Valley Bank's Cert number? 11952
What is the maximum amount for insured deposits? $250,000 per holder, per account

Poca Valley Bank Financials

Total Assets:
$568,336,000
Total Deposits:
$514,027,000
Equity Capital:
$36,942,000
Domestic Deposits:
$514,027,000
Net Income:
$391,000
Return on Assets:
0.6472%
Quarterly Return on Assets:
0.2800%
Pretax Return on Assets:
0.3327%
Pretax Quarterly Return on Assets:
0.3300%
Return on Equity:
9.7900%
Quarterly Return on Equity:
4.2400%
Common Equity Tier 1 Capital Ratio:
11.3209%
Tier 1 Risk-Based Capital Ratio:
11.3209%
Leverage Tier 1 (Core Capital) Ratio:
8.0841%
Total Risk-Based Capital Ratio (YTD):
12.1498%
Total Interest Income (YTD):
4.8068%
 
 
Headquarters:
Walton
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Roane
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

As expected, the Federal Reserve announced today that they plan to keep the Fed funds rate at 0% to 1/4% for quite some time. Since the Fed is unable to lower rates any more they have been using other "tools" to stimulate the economy. Including purchasing large quantities of agency debt and mortgage backed securities to provide support to the mortgage and housing markets.
Average mortgage rates declined as equity prices and commodity prices tumbled yesterday on fears of slower growth. 30 year conventional mortgage rates today are averaging 3.51 percent, a decline from last week's average 30 year mortgage rate of 3.56 percent. Equity and commodity prices dropped considerably yesterday on fears of slowing economies in the United States and China.

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Poca Valley Bank Reviews

Barbara
★★★★★
August 12, 2024
Provides all financial services. Staff friendly, efficient, business completed in timely manner. Hometown feeling and want to serve you.
Average Rating
★★★★★
Total Reviews
1
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