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Cornerstone Bank Fargo, ND

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Cornerstone Bank Fargo, ND Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cornerstone Bank Fargo, ND provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare Cornerstone Bank Fargo, ND rates to other rates in our database, including 12-month CD rates currently at 3.25%, 6-month CD rates at 3.75% and 3-month CD rates at 0.20%. Savings rates are at 0.10% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates can be compared to Cornerstone Bank Fargo, ND rates. MonitorBankRates evaluates the financial stability of Cornerstone Bank Fargo, ND with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.80%. Rates were last updated on 03/28/2026.

Cornerstone Bank Fargo, ND money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cornerstone Bank Fargo, ND? Share your experience about Cornerstone Bank Fargo, ND by leaving a review below, or read customer reviews before you decide to use Cornerstone Bank Fargo, ND.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

15.80%

Good Higher than avg

Cornerstone Bank Fargo, ND

2280 45th St S
Fargo, ND 58104

https://www.cornerstonebanks.net

Current Rate Availability

We do not have Cornerstone Bank Fargo, ND rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Cornerstone Bank Fargo, ND is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Cornerstone Bank Fargo, ND rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cornerstone Bank Fargo, ND's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Cornerstone Bank Fargo, ND

Bank Holding Company CORNERSTONE HOLDING CO INC

Address 2280 45th St S, Fargo, ND 58104 · Cass

Website https://www.cornerstonebanks.net

FDIC Certificate # 13198

Established 07/15/1907

FDIC Insurance Date 01/01/1934

Domestic Offices 12

Total Branches 12

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 92/100

5.0

Exceptional Out of 5.0 Stars

15.80%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.1147%

Return on Equity (ROE) 20.0600%

Non-Performing Loans (NPL) 0.58%

Total Assets $1,785,231,000

Total Deposits $1,586,156,000

Equity Capital $141,288,000

Net Income $23,822,000

Headquarters Fargo

Total Offices 12

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Cornerstone Bank Fargo, ND

Is Cornerstone Bank Fargo, ND a safe place to deposit money?

Yes, Cornerstone Bank Fargo, ND is considered a safe financial institution. With a Texas Ratio of 15.8011463079%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Cornerstone Bank Fargo, ND operate?

Cornerstone Bank Fargo, ND currently maintains approximately 12 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Cornerstone Bank Fargo, ND does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cornerstone Bank Fargo, ND provides members with tools to manage their accounts and build a solid financial history.

Does Cornerstone Bank Fargo, ND offer online and mobile banking?

Most modern institutions like Cornerstone Bank Fargo, ND provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cornerstonebanks.net.