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Truist Rates & Review August 2026

Q: How many branches does Truist operate?

Truist currently maintains approximately 1,931 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Truist does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Truist provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Truist rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Truist, and you can see how they compare in the Truist rate tables below. MonitorBankRates evaluates the financial stability of Truist with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.63%. Database rates last updated and verified on 08/29/2026.

Truist money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Truist? Share your experience about Truist by leaving a review below, or read customer reviews before you decide to use Truist.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.63%

Excellent Lower than avg

Truist Bank

214 N Tryon St
Charlotte, NC 28202

https://www.truist.com

Current Rate Availability

We're not currently displaying rates for Truist, but our database is updated constantly — check back soon for the latest offers.

Are you with Truist? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Truist is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Truist rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Truist's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Truist

Bank Holding Company TRUIST FINANCIAL CORP

Address 214 N Tryon St, Charlotte, NC 28202 · Mecklenburg

Website https://www.truist.com

FDIC Certificate # 9846

Established 01/01/1872

FDIC Insurance Date 01/01/1934

Domestic Offices 1,931

Total Branches 1,931

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.63%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0448%

Return on Equity (ROE) 9.3100%

Non-Performing Loans (NPL) 0.39%

Total Assets $539,519,000,000

Total Deposits $409,427,000,000

Equity Capital $63,223,000,000

Net Income $5,537,000,000

Headquarters Charlotte

Total Branches and Offices 1931

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Truist yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Truist

How many branches does Truist operate?

Truist currently maintains approximately 1,931 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Truist does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Truist provides members with tools to manage their accounts and build a solid financial history.

Does Truist offer online and mobile banking?

Most modern institutions like Truist provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.truist.com.